Federal OPM Disability Retirement: The Mistakes People Make

The greatest mistake of all is to “assume” X or to “presume” Y; and this is not uncommon, precisely because the wording of the Standard Forms as presented on SF 3112A (Applicant’s Statement of Disability), which is the central basis upon which a Federal/Postal Disability Retirement application is formulated (both for CSRS as well as for FERS employees), makes it appear as if obtaining an approval from the U.S. Office of Personnel Management (OPM) is merely a pro forma activity.

And, indeed, many have informed the undersigned attorney that Human Resources’ personnel at various agencies will understate the scrutiny which OPM will apply in reviewing and evaluating a Federal or Postal Medical Retirement application.

The main problem with H.R. Personnel dismissing the arduous and meticulously scrutinizing administrative process as applied by the U.S. Office of Personnel Management, is that such underestimation is barely acknowledged when a denial is received from OPM on a Federal Disability Retirement case.  All of a sudden, the Human Resources personnel put up their hands and state, “It’s not our responsibility”, when all along they had been insisting as to the ease of the process.

No, it is true — it is not the ultimate responsibility of the Agency or its Human Resources Department.  Yes, it is also true that any application for a CSRS or FERS Disability Retirement is the responsibility of the individual applicant.

As such, because responsibility falls squarely (why, by the way, is it “squarely“, as opposed to “triangularly” or “circularly”?) upon the Federal or Postal Worker, it behooves one to take the entire process seriously, and to invest the proper time, attention, and expenses needed, to do it right “the first time”.

Sincerely,

McGill Disability Retirement Legal Services

 

OPM Medical Retirement: The Long, Hard Slog

Much of life can be characterized as such, and those unwilling to endure the concept are either left behind or end in interminable voids of unsolvable problems.  The slog itself is long, hard and uninteresting — one of making it through the day, of life activities, lacking meaning or substance, often unexciting and barely tolerable.

Especially in this country, where we have lost any sense of community, and we barely even know our neighbors, leaving aside our own family.  Life becomes a long, hard slog when relationships break down and we come to believe that “meaning” is attached to objects and possessions, or in having a “cause” to believe in.

Like Sisyphus pushing the boulder up the hill only to see it roll back down the other side, we wonder perpetually and question daily the meaning of it all.

We have abandoned the idea of  “the true, the beautiful, and the good” — the triadic concept which can be traced back to Plato paralleling the fields of knowledge, art, and morality, essentially encompassing the Western Philosophical tradition which provided the foundation of our educational system.

However, since we no longer believe in truth, have denigrated art, and abandoned morality, we are left with an anarchy of thoughtless vacuity where we are each isolated by the grandness of our own opinions.  Everywhere the seams of civilization appear to be unraveling, and we are left alone with the hard and long slog.

For Federal employees and U.S. Postal employees who suffer from a chronic illness or injury which further complicates and exacerbates the long hard slog, it must be understood that the process of attempting to be approved for FERS Disability Retirement benefits itself is a long bureaucratic slog itself — a reflective microcosm of the greater societal long slog, and it must be viewed as such if you are to survive the battles ahead.

In preparing for that long and hard slog, you may want to contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and consider what it will take to prepare of the long administrative slog of trying to win the battle against the U.S. Office of Personnel Management under FERS laws.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Disability Retirement: Sufficiency

Sufficiency is the area of opinion and dispute and reaches just beyond the more certain standard of necessity.  X may be necessary , but is it sufficient?

In a basketball game, it may be necessary to play defense, but is it sufficient?  For, if you prevent the opposing team from scoring, but your own team fails to score any points, you may have satisfied one necessary aspect of the game but simultaneously have failed to sufficiently satisfy another, integral aspect — that of offensive scoring of points.

Similarly, in a legal case, while you may meet the necessary formal requirements to win a case, the question remains open as to the sufficiency of the evidence to persuade a jury as to the size of a compensatory award, or whether it was persuasive enough to cast sufficient doubt in the jury’s mind.

Necessity thus becomes the minimal satisfaction whereas sufficiency is the battleground where leeway is given as to whether the quality or quantity satisfies the extent beyond the minimum criteria met.

In a Federal Disability Retirement case under the FERS system, this is the area where the U.S. Office of Personnel Management will focus upon in denying a FERS Disability Retirement case.  They will make such generalized statements as, “While we do not dispute the existence of your health conditions, there was insufficient documentation to establish that you are disabled from performing the essential elements of your position.”

How does one rebut OPM’s argument from insufficiency?  Is it a qualitative or quantitative insufficiency?

That is the question and area of law where it becomes an art form more than a science, and only experience and years of knowledge can discern the underlying requirement needed.  There is no one “right” answer.  Sometimes, faxing to OPM a voluminous amount of treatment records is the only way to meet the “sufficiency” test, but more often than not, it is the quality of a medical report prepared by the treating doctor which is the only means of satisfying the sufficiency criteria.

As with all things in life, areas of dispute rarely have a single answer, precisely because the very nature of disputation involves issues that reach just beyond the point of certitude.

Thus, in responding to the question of sufficiency, you may want to contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and who has the experience and background in addressing the issues of sufficiency beyond mere necessity.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: Disintegration

It is the negation of integration — the idea of coming together and connecting the various disparate parts of uncommon elements and coalescing into a coherent whole and working together in cooperative combinations of cogent communities, and the negation of it results in a dramatic crumbling where the adhesive which held together the various parts begins to unravel at the seams and break off into independent and isolated components.

It can happen over time, in incremental and progressive ways, or suddenly by a tragic event.  To witness the former is to observe society in a downward spiral, as in Western Civilization’s current state of affairs.  The statistical evidence is irrefutable; and the trend of self-absorption undeniable.  How far the disintegration will take us, only time will tell.

Regardless of the macrocosmic scale of disintegration, which we can readily sidestep and attempt to ignore, it is when individual lives begin to experience the phenomena (i.e., on the microcosmic scale) that we begin to comprehend the full meaning of the concept.  It often begins with an unexpected event — like a medical condition that suddenly turns into a crisis. Such an event can turn one’s universe upside down.

It will test the strength and viability of the adhesives which you have relied upon and constructed throughout your life — of friends and family, the lifetime you have built, the community you sought out, and many other components, besides.  Will your family rally around you and give you the necessary support, or will they abandon you and forget the reserve of goodwill you compiled?

Your true friends and loved ones will be revealed during the difficult trials ahead, and the bifurcation separating mere words from action will become readily evident.

For Federal employees and U.S. Postal workers who suffer from an injury or chronic condition  that prevents the Federal or Postal employee from performing all of the essential elements of their Federal or Postal job and must consider preparing, formulating, and filing an effective Federal Disability Retirement application under FERS laws with the U.S. Office of Personnel Management (OPM), you have the further advantage of the benefit of FERS Federal Disability Retirement when the crisis of disintegration occurs as a result of a medical condition.

However, as OPM is not a part of that “integrated community of support”, you may want to contact an OPM Disability Retirement Attorney who specializes in OPM Medical Retirement Law before proceeding.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Expertise

How does one attain that level?  Is it purely based upon knowledge alone, or must some history of successful application be evident?  Can, for example, an individual be deemed an “expert” in psychiatry despite never having cured anyone of the condition?  Or be considered one in the field of “time travel” despite every lack of evidence revealing its practical viability?

This is a world of specialization.  At some point in recent history, the world became too complex for the generalist to survive.  No longer could a person be a “jack-of-all-trades,” but instead, specialization was aimed at each discipline and created a need for sub-calories within each field.  Post-graduate degrees were handed out in more significant numbers for studies no one had envisioned.

That the world has become more complex cannot be refuted; technology has become the engine of advancement, and few have the understanding to master its ever-expanding tentacles of daily operation.

The days of a father working under the hood of an automobile and teaching his child how to dismantle and reassemble the engine have disappeared (leaving aside even the simple task of changing the oil).  Intricate diagnostic tools must no be hooked up to each automobile because everything is now computerized, and reliance upon the automotive “expert” who is certified in a particular make or model is a “given,” and the neighborhood auto repair shop is an antiquated idea of the past.

In the end, who and what is considered an “expert” in any given field can only be determined by combined factors of knowledge, application, and especially a successful track record of past accomplishments.  For Federal employees and U.S. Postal workers who have filed for, or are preparing to file for, FERS Disability Retirement benefits through the U.S. Office of Personnel Management, consulting with an “expert” in the field of Federal/Postal Disability Retirement Law may be a necessity which cannot be avoided.

The complexities inherent in the bureaucratic process of beyond the mere submission of sufficient medical documentation, and OPM is more likely than not to deny your medical application at the very First Stage of the process and rebut OPM by pointing to the case laws supporting your particular set of facts and applicable legal criteria is an essential part of the disability process.

Contact an OPM Disability Attorney specializing in Federal Disability Retirement Law, and consider involving an expert in a field which has become unnecessarily complex because of the bureaucratic intransigence of OPM.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: Better Days Ahead

If you have had the worst of days, then looking forward to better days becomes an undeniable fact of predictable certainty.

Good and bad days occur for all of us, whether determined by some objective standard, or by the whims of altering moods.  Like weather patterns and tempestuous personalities, the accounting of days and their qualities alter by minutes and lesser fractions thereof.

Human beings possess an excellent capacity for self-determination and defiance of fate and karma, both of which are influenced by the attitudes we display.  Can we always count on better days ahead?  And more to the point, how can we contain and circumscribe the bad days?

It has been variously pointed out that frustration is produced by the broader gap between expectation and achievement, where one’s unrealistic anticipation of goals to achieve falls far short of realistic ends annotated.  Thus, it is always essential to identify items which will come to fruition no matter what.

In other words, always include in any “to-do list” items that you are bound to be accomplished, anyway.  More importantly, circumscribe the boundaries of the current “day” and do not include more than an identifiably limited time quantification.  Stated differently, there should be a beginning time and an end point as to what constitutes a particular day.

Finally, it is always a given that we should discount Mondays — for, the day following a weekend will almost always be disastrous, no matter how we attempt to decorate it with outward appearances of successful annotations.

Are some of these tactics mere attempts at self-delusion?  Perhaps, but if we are to avoid the fates of mischievous gods who playfully attempt to throw lightning bolts in the paths of our daily lives, we must anticipate them and adjust our actions accordingly.

And for Federal employees and U.S. Post Workers who are engaged in the frustrating bureaucratic process of applying for Federal Disability Retirement benefits under FERS, any and every mechanism employed in order to sustain a sense of humor will help you survive the maddening administrative process and help you survive to a successful end.

For, sometimes, the gods who play with our lives are not those mystical creatures watchful among the clouds above, but mere mortals walking to and fro amidst the bureaucratic halls of government offices.

And to maintain your sanity, you may want to consult with a FERS Disability Lawyer who specializes in Federal Disability Retirement Law to see what legal shields may be effective against OPM’s random and capricious lightening bolts of denied applications.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Knowledge & Application

It is assumed in the West that knowledge, in and of itself, is a valuable thing.  And in this country, periods of pragmatism overtake that viewpoint, but always seem to revert back — otherwise, how else would we persuade children to spend countless hours sitting in a classroom, year after year?

As “making a living” has become the primary focus of society in general, there is an ever-pervasive tension between knowledge for its own sake as opposed to knowledge that is “useful” (translation: the “know-how” to make a living).  This is a tension that every society must grapple with — of becoming educated as an end in itself or as a means to a different end.

Few believe that there is a downside to having a good education, but a well-educated populace that lives in poverty cannot for long sustain its justification for perpetuating inapplicable knowledge.  Society must always maintain a balance between theoretical knowledge and applied knowledge.

Law is a discipline which straddles the fence between the theoretical and the practical, inasmuch as it engages in conceptual/intellectual issues, but concurrently, must be able to be applied in the everyday lives of people.  For example, in domestic relations law, there are overarching conceptual principles focusing upon what constitutes “the best interests of a child” in a custody battle, but in the end, the practical application of determining a workable visitation schedule must be hammered out between the parties involved.

Similarly, in Criminal law, while a society may adopt a conceptual apparatus as to whether “reform” is the goal or “punishment” is the justifying foundation for a lengthy incarceration imposed, nevertheless, in either case, society must consider the practical issue of protecting its citizens from further harm which may predictably be committed by the party found guilty.

In a similar fashion, for Federal employees and U.S. Postal employees who file for Federal or Postal Disability Retirement benefits through the U.S. Office of Personnel Management under the FERS system, knowing the Law and cases governing Federal Disability Retirement is essential in engaging the bureaucratic process, precisely because Federal Disability Retirement benefits is not merely about the medical condition in and of itself, but involves a complex consortium of issues in relation to the job one is positioned in, whether the Agency can accommodate an individual’s medical disabilities as well as what constitutes a legally-viable accommodation, as well as a whole host of other similar issues.

Here, knowledge precedes application, and having a ‘working’ knowledge of the laws governing Federal Disability Retirement in order to apply it at each stage of the administrative process is a necessary prerequisite before considering even applying for the benefit.  Yes, there are rare cases in which the medical disability is so severe and clear-cur that the medical documentation is and should be sufficient unto itself; but that is a rare case indeed.

As such, at whatever stage of the process one finds oneself in the Federal Disability Retirement bureaucracy, you may want to consult with an OPM Disability Attorney who specializes exclusively in Federal Disability Retirement law in order to have not only the knowledge but the practical application of proceeding against the U.S. Office of Personnel Management in fighting for your FERS Disability Retirement benefits.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Frustrating Process

Every administrative and bureaucratic process is a frustrating one, and waiting for an OPM Disability Retirement application to be approved is likely the epitome of frustration.

Thus, it is essential to understand at the outset that filing a Federal Disability Retirement application with the U.S. Office of Personnel Management is a long and arduous process that will likely take many years to accomplish, and nothing short of a miracle will expedite the time required.

One’s own efforts in attempting to take shortcuts will have minimal impact upon the ultimate outcome.  Still, an Federal Attorney who specializes in Federal Disability Retirement Law can undoubtedly enhance the chances of an earlier approval.  Even then, however, Federal and Postal workers need to understand that a great deal of the process merely involves waiting.

Filing quickly does not result in OPM rendering a quicker decision.  Often the contrary is true: By preparing an application quickly, it is likely not as strong a case as it could have been and when OPM finally gets around to reviewing it, a likely denial will be issued, further prolonging the waiting period because of needing to go to the next, “Reconsideration” Stage of the process.

And while every bureaucratic process inherently possesses its unique set of frustrations, OPM Disability Retirement has the added feature of contending with a serious medical issue, which tends to magnify the frustrations involved.

Can anything be done about it?  The short answer is, Not Really.  Calls to OPM will often only exasperate the level of frustration, and while “doing something…anything” may temporarily appease the frustration in the short term by making it appear that some progress is being made, almost all such efforts come to naught, and all that remains is to await OPM’s response.

Once received, of course, the entire process can be a further stage of frustration.  For, if an approval is received, there are further battles in getting the annuity payments started, and that doesn’t even touch upon whether the annuity is correctly calculated.  On the other hand, if a denial is issued, the bureaucratic frustration is further extended, especially because of the short timeframe provided in preparing and submitting a response.

Any Federal or Postal employee contemplating preparing, formulating, and filing a Federal Disability Retirement application under the FERS system to be submitted to the U.S. Office of Personnel Management, must be prepared for a long and frustrating administrative process.

And if you want further insight into this lengthy and frustrating process, you may want to first consult with a Federal Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal and Federal Disability Retirement: Persuasion

Persuasion is a funny animal; when it is effective, success is determined by the reversal of an opponent’s viewpoint, but if it is ineffective, mere silence ensues, and unless prompted by subsequent queries, one never knows how close one came to persuading another and what further evidence or argumentation may have pushed the other side over the edge.

Then, of course, there is always the question of whether the opposing party is open to persuasion or not, and what are the conditions within which it may occur.  The danger lies especially when an organization or bureaucracy has become so powerful or autocratic that it need not ever be persuaded because there are no consequences to being left unpersuaded.

The presence of outside safeguards is often necessary for persuasion to have its salutary effect, as a more obscure sense of “fair play” is often not enough to make a difference.  All of this, of course, doesn’t even touch upon the substantive content of what constitutes a persuasive argument, as context is often just as important as content (anyone who has been married will immediately understand the truth of this statement).

For Federal employees and U.S. Postal workers who have submitted a FERS Medical Retirement claim with the U.S. Office of Personnel Management (also known for its acronym “OPM”) and have received an initial denial and must now respond to the denial at the Reconsideration Stage of the Process, “persuasiveness” becomes the battle cry in preparing the proper response.

OPM has all the time in the world in preparing its denial and needs little basis in its persuasive content.  They merely need to have some minimal basis of reasons to issue a denial.  On the other hand, the denied Federal or Postal applicant has (A) a very short timeframe in responding and (B) must advance a heavy burden of proof in order to overcome the denial, despite the often scatter-brained content of an OPM Denial.

Furthermore, in preparing a reconsideration Response, one should always keep in mind that the targeted audience is not just OPM, but the next stage in the event that OPM remains unpersuaded — that of the Admin Judge at the U.S. Merit Systems Protection Board (MSPB).  That is why any response to an OPM Initial Denial should include a recitation of the relevant case laws discussing why your particular case meets the legal criteria for an approval.

As with spousal arguments and discussions around the Holiday dinner table, context matters as much as context when trying to persuade the other side.  And also in preparing a persuasive response, you may want to consider consulting with a Federal Disability Retirement Lawyer specializing exclusively in FERS Medical Retirement Law.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability: Formulating the Reconsideration Rebuttal

It is a frustrating process when the U.S. Office of Personnel Management (OPM) issues a denial and the Federal employee or Postal Service worker must respond effectively within a limited prescribed time.  OPM has all the time in the world to prepare the denial letter, and will often take as long as they want in preparing a lengthy denial letter.

Once received, the denied Federal applicant has 30 days from the date of the denial to “Request Reconsideration” and will be granted 30 additional days beyond the time requested in order to submit any legal response and additional documentary evidence in support of your case.  Then, within that prescribed time period, a response must be prepared and submitted.

It is this formulation of substantive responsiveness that will determine the future course of the next steps — whether a subsequent denial will require a further appeal to the U.S. Merit Systems Protection Board, or with approval of the application, the end of the bureaucratic process has occurred and the next frustrating phase of waiting for the payment department to begin issuing annuity payments will ensue.

As with all things with unlimited time on one’s hands, OPM will extract every word and phrase from doctor’s notes and office visits, take them out of context and interpret everything in favor of denial.

It is often an overwhelming process of a “shotgun approach” where OPM attempts to make it appear as though (A) You were ridiculous in even trying to file for Federal Disability Retirement benefits and/or (B) what you had submitted previously was entirely insufficient and need not even be considered any further.

The net effect of the denial letter is to leave you with the impression that you should forget about the whole thing and just give up.  Don’t be fooled by this tactic, because that is all that it is — a ploy to just convince you to give up.

Instead, break down OPM’s arguments into manageable categories, of which the two primary ones are: (1) lack of showing of a deficiency in performance, conduct, or attendance and/or (2) insufficient medical documentation.  Then, attempt to gather any further documentation to reinforce those weak links and argue how the caselaw or statute is met with the additional supportive documents.

One other reminder: So long as you have met the timeframe of requesting reconsideration  within that 30-day period, you have a chance at winning your case —so, make sure you file the request in a timely fashion.  And, furthermore, you may want to contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law to help you formulate an effective response.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.