OPM Disability Retirement: Extending One’s Career at a Cost

Our identity is often bundled up and inextricably intertwined with the careers we have chosen.  It is therefore understandable that, even with a medical condition that begins to debilitate, we would want to extend the chosen career to the furthest extent possible.  The question then becomes one of performing a cost-benefits analysis: Does it make sense to try and make it to the proverbial “finish line” of retirement if the cost of doing so is to end up in such a debilitated state that any enjoyment derived in those “sunset years” is minimal, at best?

Federal employees and U.S. Postal workers are, as a whole, a committed workforce dedicated to accomplishing the mission of the Federal Agency or the Postal Unit — often at the cost of one’s health.  There comes a point, however, when the cost of one’s health is not worth one’s contribution to the mission identified, and when that critical juncture is reached, it is time to consider filing for Federal Disability Retirement benefits under FERS.  Extending one’s career at the cost of one’s health is one thing; to do so where the cost means accepting an actual harm to one’s well-being and a permanent loss of enjoyment in one’s retirement — well, that is often termed as a decision that only a fool would make.

Consult with an attorney who specializes in Federal Disability Retirement Law and consider retiring early so that the cost of one’s health doesn’t become the payment overdue for one’s over-zealous commitment to the mission at large.

Sincerely,

Robert R. McGill, Esquire

 

FERS OPM Medical Retirement: The Haphazard Approach

The dual root foundations in the word itself imply a dangerous and directionless lack of methodology; for the “hap” is derived from the Old Norse word, “happ”, meaning “good luck” or chance occurrence, while the term “hazard” connotes danger and potential disaster.  The combination of the two form a compound word of sorts: of an event or action which lacks planning, order or direction.

The haphazard approach is one where a person engages in an activity or initiates an act without a plan, lacking in a methodology of discourse, and does it “on the fly”.  Perhaps one can get away with such an implementation for certain inconsequential activities, projects and ventures; but this is a world where competition and “beating each other out” is inherent in almost all phases and aspects of living.

It might be okay to engage in a haphazard approach when “funning around” with your kids, or even in going out with friends.  Not everything needs a plan; but in life, having a plan —a formulated approach that develops through thoughtfulness and deliberation of intent — is helpful.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is perhaps a “fact” that the medical condition itself is a “haphazard” event — one which hits you without any plan or expectation.  How we deal with the medical condition, however, should never be a haphazard event, and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted through the U.S. Office of Personnel Management, should not be ventured in a haphazard manner.

Consult with a Federal Disability Lawyer who specializes in FERS Disability Retirement Law and don’t let the winds of chance determine your future; instead, develop a cogent, coherent plan for the future and prepare for a planned battle with OPM to assert and obtain your rightful benefits.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Of What Others Say

It can become an obsession, of sorts; of what others say, the gossip mill grinding out the tidbits of misinformation relayed in corners and hallways of offices; and the furtive looks that raise eyebrows and suspicions beyond the imagination that goes wild with unfettered fears abounding.  Of what others say can be disconcerting, dismaying and disturbing; and while some can purport to remain unbothered by it all, most have a baseline of sensitivity which is jostled by the whispering negativity of others.

Of what others say — it can ruin a reputation, delay a promotion or dismantle a friendship, all in the swooping cupful of a comment thrown, a statement carelessly (or carefully) lobbed, and like a javelin piercing the hardened earth beyond, directed with precision so that the one who hears will have an implanted seed which grows from doubt into a full-grown tree of suspicion.  Whether true or not, the words whispered can travel far and wide, and can become dispensed indiscriminately amidst the rumor-mill of destructive conclusions.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, filing an OPM Federal Disability Retirement application through — first one’s own H.R. Department (if you are not yet separated or, if separated, the separation has not been for more than 31 days) — the U.S. Office of Personnel Management, it is important to consider the timing of one’s filing, as well as who to inform, what to inform, and how to inform.

Rumors are bound to abound; and of what others say can often be countered with effective legal representation, where the very entrance of an attorney can set the record straight.  Consult with a Federal Disability Attorney who specializes in Federal Disability Retirement Law, and let the things of what others say become a whisper of nothingness that silences the gossiper’s stammering lips.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Reactive Responses

By haste do we regret; by unthinking actions do we abide the fool.  Have you seen the sign often placed at the Clerk’s window at the local courthouse?  It will read something to the effect of: “Your procrastination does not create my emergency”.

Reactive responses, whether based upon a “real” emergency or one which seemingly appears so, are often the basis for later regrets and irreparable damage.  It is like the rule that everyone should follow in sending emails or posting comments on the Internet: Wait a day; sleep on it; set it aside for later consideration.

Few emergencies are rarely so; most are merely in the minds of the individual, burning like a forest fire out of control, but yet distant enough to suffer no lives.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits under FERS, the reactive response is often the fatal one.  Unless it is to meet a statute of limitations deadline, or to respond to an issue with a specific timeframe, most considerations which arise in a disability retirement application are rarely true emergencies and can be thoughtfully approached and resolved.

Contact a Federal Disability Lawyer who specializes in FERS Disability Retirement Law, lest haste results in waste and the thoughtless action reverberates with unintended consequences.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Logical Consistency

For even the general population, it used to be that “logical consistency” mattered.  To be “inconsistent” showed a semblance of unreliability, and even of suspicion of truthfulness.  The difference between mere “consistency” as opposed to “logical consistency” is one that demarcates between living a life based upon principles and holding contrary opinions simultaneously.  Thus, a person may live inconsistently — a pastor who preaches fidelity to marriage but is himself a philanderer — but live with great logical consistency in expounding upon his theological belief-system.

In argumentation, the “weak link” is both the logic of the statements posed as well as the consistency of opinions held.  In a Federal Disability Retirement case, “logical consistency” is based upon the appropriateness of the statements made, the medical conditions asserted and the laws which apply in order to meet the legal criteria to become eligible for Federal Disability Retirement benefits.

Mere “consistency” is not enough — i.e., to have a medical condition, to be unable to perform one or more of the essential elements of one’s job, to be in chronic pain, etc. “Consistency” may get you a step closer to an approval from OPM, but it is “Logical Consistency” — the arguments made, the evidence produced and submitted and the requirements met in a Federal Disability Retirement case — which will cross over into an approval for Federal Disability Retirement.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law, lest consistency alone fails to get you far enough and logical consistency awakens the slumber that results in an approval from OPM.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS: Consider the Alternatives

In making any decision, it is always important that one consider the alternatives available.  It is the decision made in isolation — of contending with thoughts, fears and misinformation within a vacuum of not knowing — that often results in disastrous decisions made without consulting and considering the alternatives available.

For Federal employees and U.S. Postal workers who suffer from a medical condition where that medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the choices are often stark and clear: Stay at a job or career which is no longer sustainable, and where the Agency will increasingly harass and punitively initiate actions in an effort to remove you; resign and walk away with nothing; or, in the best alternative available, file for Federal Disability Retirement benefits under FERS.

Sometimes, of course, the “unexpected” alternative can occur: For example, a person who has filed for FERS Disability Retirement benefits is offered a reassignment that is both acceptable and accommodating to one’s medical condition, and continuation in the Federal Workforce is thus possible.  In most instances, however, filing for Federal Disability Retirement benefits is “The” alternative, and the only viable one available, but even such an alternative must be considered carefully in light of the existing laws, the potentiality for problems to be encountered, and the resistance met by the U.S. Office of Personnel Management for the multiple and varied reasons that OPM bases its denials upon.

Considering the alternatives is not just a matter of whether and when to file, but to be cognizant of the difficulties ahead in preparing, formulating and filing an effective Federal Disability Retirement application with OPM; and in order to do that, you should consult with an attorney who specializes in Federal Disability Retirement Law under FERS, through the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement: Drawing Up the Battle Plans

Are they necessary?  Or, is pure talent, brawn and a willingness to sacrifice one’s life — enough?  Can a military officer simply say to his or her troops, “Well, we have overwhelming numbers; let’s just pick up our weapons and overrun the enemy”?  Or, is a “battle plan” necessary, even for a short foray to test the strength, weakness or vulnerabilities of enemy lines?

Most would contend that a battle plan is a crucial aspect for any considered conflict, and that merely relying upon strength of numbers or sheer determination of will to fight are not enough.  History is replete with examples of inferior numbers winning against great odds, precisely because a superior plan had been considered and implemented.  It is not necessarily the boldness of a plan, or even that a plan is clever or masked in subterfuge; rather, the clarity of a mission, the simplicity of protecting flanks and doubling-back in reinforcing weak links — a plan which the troops understand and comprehend as to its logic and potential outcome for success — is critical for any successful attack.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, preparing well, formulating meaningfully and filing in a timely manner are all part of the “battle plan” for a successful foray into the territory of Federal Disability Retirement Law.

Consult with a Federal Disability Attorney who specializes in FERS Disability Retirement Law and begin drawing up the Battle Plans for a successful venture in obtaining your Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire