Medical Retirement from Civil Service: The Clock

It is an interesting device.  We can try and project back to a time of its non-existence, or at least when not every household owned one.  What could it have been like?  Where the hour was guessed at by the position of the sun – or was that not even part of the thought process?  Did the sun, dawn, dusk and twilight merely present a foreboding for a different paradigm?

Certainly, minutes and seconds likely had conceptual meaninglessness, and everyone worked, played and lived for the “moment”, without great regard or concern for the next day, the following season, or a decade hence.  Ship’s captains had a greater sense of future foreboding, though not necessarily of time, but of oncoming storms or changes in the currents; farmers lived season to season, and fretted as they still do about droughts or floods that might destroy crops; but as we entered into modernity, it was the grind of the clock that set the day for the city dweller, where payment for labor earned was remitted not by the rising and setting of the sun, but by increments of hours, minutes and labor beyond the darkness of a day ended.

At what point did time entrap us into a thought-process of expectancy that destroys the joy of a living moment?

If Friday provides a needed anticipation for a weekend of rest and repose, we immediately destroy and capacity to enjoy it by looking at the clock and realizing how many hours and minutes have passed by, and further denigrate our ability to appreciate by calculating the remainder of time.  We can become obsessed with the clock – its ticking diminution by projecting the decrease; the foreboding of what is yet to come, though it is merely within our minds; and the constant checking of incremental living of a life as against the clock that rules.

Medical conditions tend to remind us of the clock; or, perhaps it is the opposite, where the clock reminds us of our mortality when we suffer from a medical condition.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that preparing a Federal Disability Retirement application may become a necessity, the clock can serve as both a reminder as well as an obsession of foreboding thought processes.

Yes, the clock is likely ticking in a proverbial sense in terms of the Agency or the U.S. Postal Service having the patience (does such an animal exist for either?) in trying to “work with” the medical condition (a euphemism often interpreted as, “You better become fully productive soon, or else”), but in a more real sense, the Federal or Postal employee must make a decision at some point as to the prioritizing of one’s health as opposed to the positional elements of the job which is increasingly becoming more and more difficult to fulfill.

By law, the Federal or Postal employee who is released, separated or terminated (yes, there is a distinction between the three, but for the Federal employee of Postal worker, not enough of significance to define them here), the Federal or Postal employee can file for Federal Disability Retirement within one (1) year of such separation from service.  Certainly, in that instance, the clock begins to tick, and not just in a proverbial sense but in real legal terms.  One need not, however, wait for such an event to realize the clock’s significance; watching the clock as the medical condition continues to deteriorate, is reminder enough that time rules us each day whether or not we succumb to it, or not.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The hospital bed

It is a lonely and demoralizing state of affairs; they poke, prod and insist upon ruling out every sector of one’s body as the culprit of diagnosed maladies.  The hospital bed is a barbaric contraption next to a mediaeval torture chamber, and one can only imagine what such inventions were like in those olden days, when antiseptic means meant the possibility of washing one’s hands every now and again, and where pain and death were part of everyday living.

It reminds us, above all, of our own vulnerability and mortality; and what a blessing health and life are.

Oh, it is true – we take such issues for granted, and barely get beyond the tripe and inane statements like, “Oh, health is such a blessing,” or, “We are so thankful for our health.”  It is when one is in the hospital, alone in a bed, in the darkness of those twilight hours, that the reality of one’s own Being is revealed:  the projects we cling to; the significance we place upon the work we perform; and the extra credit we think we deserve when we work late into the wee hours.

We have heard all of those wise remarks, either in novels, essays or even movies:  On your epitaph, you do not get a special mention for ignoring your health.  Work is great, but that needs to be placed in its proper perspective.  The projects we engage and embrace – is it, as Heidegger reminds us, merely a means to avoid the inevitable outcome of our fate?  Do the gods laugh from above, pointing to our mortality and the fruitless attempts we cling to in order to avoid facing our future?

It is, in the end, the hospital bed that reminds us starkly of who we are, where we are heading, and what this all will mean.

Retirement is not meant to be a time to spend in a hospital bed; Disability Retirement is not meant to be filed at a point when a Federal or Postal employee is so debilitated that once it is approved by the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, that one merely “retires” to a hospital bed.  It is, instead, a system whereby a person is recognized to no longer be able to perform some of the essential elements of one’s job, but that there is an implicit understanding that there can be a time in the future where productivity can be applied to a different vocation or another career.

Yes, there are jokes that abound – of Federal Disability Retirement annuitants being Walmart Greeters or engaged in other similarly menial and lesser jobs, but those are not the only stories to tell.  There are many Federal annuitants who have found private sector jobs where the pay scale comes perilously close to the 80% limit – and, while that can be a problem, isn’t that a “good” problem to have?

Filing for Federal Disability Retirement benefits does not require the “higher” standard of being debilitated or “totally disabled”; rather, it is a standard which recognizes that there is an inconsistency between the position one occupies, and the medical conditions from which one suffers.  If consideration in filing is arrived at in a hospital bed, it is still not too late; but a reminder it is, and the next steps are to begin the long and complicated process of preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The intransigent excuse

Much of life is spent in retrospectively justifying actions; the remainder of the time, of making excuses where we can, and when we need to (which is often).  The great thing about excuses is that the reserve of them can never be depleted; like the never-exhaustive stars in the universe, we can always discover, make up, or otherwise concoct another.  Thus, to counter that a person has “run out of excuses” is to defy reality; we can always, if the need requires, go back to one that we long ago abandoned, and stick to it.

It is that intransigent excuse that tends to defy – the one that, though unreasonable by most accounts, nevertheless provides a shield of protection for the one who clings to it.  For, the one who tightly embraces an intransigent excuse never, of course, considers it as such; it is, instead, the fault that rests upon the rest of the world in a conspiracy of illogical motives that attempts to change course and offer alternatives as to facts, opinions or best avenues for future courses of action.

As to the one clinging to such excuses, it is never characterized as such.  No, instead it is an explanation in light of reasonable circumstances; a logical conclusion based upon facts as interpreted; and, even if the rest of the universe fails to comprehend the logic of the stated foundation, the intransigent excuse is the last bastion of the proverbial wall that may force us to do, acknowledge and admit to that which we vehemently resist.

For Federal employees and U.S. Postal workers who are in need of filing for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the primary concern is to get beyond an intransigent excuse.  While there are very few circumstances in which filing for Federal Disability Retirement is “too late” (other than the obvious one, of course, of complying with the Statue of Limitations of filing within 1 year of being separated from Federal Service), the key is to file before it becomes an emergency.

As OPM has a large backlog of cases and they are taking longer and longer to review, evaluate and make decisions on a case – leaving aside the problem of even first having them to assign a case to a reviewer/ administrative specialist – there must needs be some forward planning and foresight of future-oriented perspectives, and it is often the intransigent excuse which defies, builds a wall against, and creates seemingly insurmountable obstacles in moving forward.

Life is full of obstacles, and the ones we build ourselves are often the most difficult to overcome.  Filing for Federal Disability Retirement benefits is a big decision to make; thought, preparation and formulation of a plan is often necessary.  Just do not allow for the intransigent excuse to be the wall that prevents the reasonable approach to prevail.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Wisdom’s hold on life

We never quite “get it”.  Trans-generational imputing of wisdom is not part of modern society.  In more “traditional” societies, multi-generational families live together out of practical reasons:  Not only is it less expensive if the earnings are pooled into a single resource of means, but until marriage or an offer of economic leverage pulls a member away from the core, imparting of wisdom, experience and voices of learned care may be passed down from generation to generation.  In the West, instead, the rush is to depart and fracture; to get away as quickly as possible; for, as youth is the cult of modernity, so folly of youth is the means by which we live.

That was the point of alternative interactions, as well – of apprenticeships, internships and other similar ships moored to more experienced hands; but even those are now relics of an age no longer relevant.  And of age – old men with decades of experience in handling matters of great complexity, shuttled away into homes smelling of antiseptic camouflaging of decay and devoid of respect or gratitude; women who once gained a stature of serene contentment, now deluged in a cauldron of impoverishment and relegated to the insignificance of lost memories.  Where is wisdom’s hold upon life?

There is, in the end, no means for generational transfer of wisdom, and the wheel must be reinvented at every turn, by an ignorant and inexperienced first generation where “first” is always reenacted and “generation” is merely something to submit to have a family tree drawn in order to boast of one’s genetic predisposition towards folly and foolishness.  Yet, we have come to believe that wisdom can be equated to information, and so we hand out Smartphones so that we can mindlessly look up data, soft news and questionable sources where references cannot be verified, plagiarism may be rampant, and esoteric knowledge has been forever generalized to a point of neutrality of purpose.

Where do we get wisdom?  From advice columns, gurus of booksellers hinting of “secret” formulas and self-serving wanna-bees of Dear Abby.  Once, wisdom’s hold on life resulted in an evolution of greater growth, as generational transfer allowed for each within the greater whole to advance beyond the elementary foundations of first principles.  Now, we are solitary, isolated and disconnected.

For Federal employees and U.S. Postal workers who need to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, wisdom’s latent hold on life should not make one pause, but rather, as the dissemination of knowledge, information and guidance can be accessed through an experienced lawyer who has faced OPM many times, life need not be anticipated, but advanced beyond the folly of youth where wisdom’s hold on life is but a moment devoid of influence.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS/CSRS: Perfect lives

Where are they?  Beyond Platonic Forms and heavenly orbs where the golden dust sparingly sprinkled from the wings of angels in flight, do perfect lives exist and, if so, where?  We can suspend disbelief and fantasize of celebrities and the lives of Wall Street wolves with their mansions, beautiful bodies and facial grimaces so tightened by plastic surgery as to make smiling an exertion of monumental phenomena; but, in the end, we all realize that the pinnacle of human achievement is but another endeavor of human fallacy, and never approaching the omniscience of an Aristotelian Unmoved Mover.

If we posit that perfect lives do not exist, then does that vanquish the argument for perfection even of relevance in conceptual or hypothetical argumentation?  If that, then why strive for betterment at all, if there is no standard to which one should attempt to reach?  If everything is merely relative, how can we compare a relativity devoid of standards upon a non-existent spectrum between good, better and best?

Perfection, of course, for the obsessed, can be paralyzing, precisely because a further amendment, another change, an additional revision, can always arguably make it “more perfect” than not, and therefore one can be left swimming amidst the toxicity of a never-ending eternity of perfecting the imperfections that can never achieve perfection.

For Federal employees and U.S. Postal workers who are preparing an imperfect Federal OPM Disability Retirement application, to be submitted first through one’s agency and the Human Resource Office (if still with the agency or, even if separated, not for more than 31 days), then on to the U.S. Office of Personnel Management, be wary of becoming immobilized because you are unable to reach a standard of perfection that will “guarantee” a First Stage Success.

Life never allows for guarantees, leaving aside perfection in an imperfect world.  Administrative and bureaucratic procedures mirror life itself:  OPM’s imperfect methodology of human engagement in determining the validity of a Federal Disability Retirement application is simply another component within life’s vast array of imperfection.

The key in preparing a Federal Disability Retirement application is not whether the Federal Disability Retirement packet is “perfectly” compiled, but the more relevant question:  Is it an effective Federal Disability Retirement application, with the components included of a persuasive narrative, a strong legal argument, and a methodology which includes a roadmap for the U.S. Office of Personnel Management to approve the Federal Disability Retirement application?

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: Messy lives

In those Eisenhower years with residual trails into the following decade, we had those perfect television paradigms – of “Leave it to Beaver”, “Father knows best” and “My Three Sons”, while the world around began its transformational process.

Hollywood decided much later that they needed to be at the forefront, leading social change and forcing cultural avant-garde transitions even if merely experimental and questionable for any positive good.  That decision is in stark contrast to the turmoil of the 1960s and 70s, where the staid and stodgy traditionalism of television series barely reflected the reality of the deconstructionism occurring in real time.

Somehow, those old sitcoms provided a paradigm of perfect lives and traditionalism that secured hope for the rest of us; for, the reality is that, like Dutch’s childhood and the rest of us, we grew up with messy lives, and paid the price for the rest of time to try and correct it and match it as against the paradigms of a reality that never was.

Medieval theological arguments always include the notion that, we would never have an idea of perfection unless there was some entity in the objective world that matched such a concept.  It is merely an extension of Plato’s argument for Forms, where the particulars in the physical world are mere imperfections striving to compare to the ultimate conceptual constructs of inviolable Forms.

That is often the problem with comparisons and arguments by extension; they make of our lives unsatisfying, precisely because we can never meet the expectations of others, let alone those we construct in our own minds.  That is why medical conditions can be so insidious; we possess and carry around with us those Platonic Forms of perfection, and when the reality of a medical condition prevents us from completing the career, the project, the lives we believe we were meant to live, the dispossessing trauma of realizing that we fell short results in a despondency because we set up paradigms of expectations that never were.

The question often left unanswered is:  What are the values involved?  What do we believe in?  What constitutes reality, as opposed to a fantasy based upon unrealistic expectations?  Isn’t “health” the priority of life?

If so, preparing an effective Federal Disability Retirement application by Federal employees and U.S. Postal workers when a medical condition begins to prevent the Federal or Postal worker from performing the essential elements of one’s position, is the next logical step based in a reality-basis of an imperfect life.

Whether under FERS, CSRS or CSRS Offset, the fact that medical conditions further add to messy lives is no matter; we all have messy lives, and whatever fantasies we held on to when we enjoyed those old favorites, ignoring the problem never solved anything, and perfection should always be left to Platonic Forms in the dialogues of angels whispering among the heavenly orbs that remain hidden in the esoteric pages of those theological arguments long shelved in the monasteries of libraries long forgotten in the dusty bins of rotting books.

Sincerely,

Robert R. McGill, Esquire