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OPM Disability Retirement: Always the Long Term

Posted on January 6, 2010 by Federal Disability Retirement Attorney

Always remember that Federal Disability Retirement under FERS or CSRS must be looked at for “the long term”.  Even after one obtains and secures the benefits under Federal Disability Retirement (annuity, health insurance, etc.), one must always be vigilant in protecting the benefit — for you can always be selected randomly to answer a Medical Questionnaire.  I often tell my clients after securing an approval for his or her Federal Disability Retirement benefits, that now that you have it, you will never lose it unless you are “stupid”.  By “stupid”, I do not mean that it is impossible to lose it; only that you must be either recklessly careless, or thoughtless, in losing the benefit. 

There are different ways of losing the benefits received under Federal Disability Retirement:  the two most commons ways are —  making more than the allowable 80% of what your former job currently pays or failing to properly answer the Medical Questionnaire.  The former needs constant and careful planning when you get a job; the latter requires that you carefully monitor the answers provided by your treating doctor.  Whichever the case may be, it is important to take any correspondence received from the Office of Personnel Management seriously — whether before, during, or after the process of obtaining Federal Disability Retirement under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

Filed under: Clarifications of Laws or Rules, Life after Federal Disability Retirement, OPM Medical Questionnaire, When the OPM Application Is Approved | Tagged: being careful about your opm disability pension, can they cancel your opm disability retirement benefits?, careful planning after getting approved for fers disability, civil service disability, civil service disability retirement, CSRS disability retirement federal attorney, danger of losing federal disability retirement benefits, disability retirees from the federal sector, disability retirement at the USPS, disability retirement benefits for federal workers, disability retirement for federal employees, does opm disability include health insurance?, eighty percent rule, federal disability attorney, federal employee disability and the dangers of acting in haste, federal government medically retiring, FERS CSRS Disability Retirement for Federal Workers, fers disability health insurance program, FERS disability lawyer, FERS disability retirement, filing for OPM disability retirement, giving up your disability retirement retirement without knowing, help for federal employees, how to lose your federal disability retirement benefits, injured federal workers, is there a way I can lose my opm disability retirement annuity?, keeping a watchful eye the opm medical questionnaire, looking at the long term when getting disability retirement, losing opm disability benefits, Medical Questionnaire, medical retirement from the usps, nationwide representation of federal employees, obtaining benefits under federal employee disability law, one thing federal disability retirees must take into account, opm disability annuities and the danger of making too much money, OPM disability attorney, OPM disability retirement, owcp disability retirement really is usually meant "opm disability retirement", pensions plans for injured federal workers, Post Office disability, postal workers injury attorney, protecting your federal disability annuity, representing federal employees from any us government agency, representing federal employees in and outside the country, taking the opm medical questionnaire seriously, taking your federal disability retirement seriously, The 80% OPM Disability Rule, the potential for getting a Medical Questionnaire, USPS disability retirement, ways to lose your federal disability benefits, what to do after getting approved for federal employee disability?, what to do after securing your federal employee disability benefits, will I get health insurance with federal disability retirement?, your future financial health may depend on the opm questionnaire | Leave a comment »

  • More on CSRS & FERS Disability Retirement

    • eZineArticles.com Article: The 1 Year Statute of Limitations
    • Federal Disability Retirement Laws, Medical Conditions, and the Intersecting Complications with OWCP, Social Security and FERS & CSRS
    • Federal Disability Retirement: The Full Arsenal of Weapons
    • FedSmith.com Article: Revisiting "Accommodation"
    • FedSmith.com Article: Sometimes the Process is just as important as the Substance of an Argument
    • Latest PostalReporter.com Article: Causation in a Federal Disability Retirement Case
    • Understanding the Complexities of the Law
    • USPS Disability Blog: The National Reassessment Program, the Agency and the Worker
  • Other Resources for Federal and Postal Employees

    • Articles Published in the Postal Reporter
    • FAQs on OPM Disability Retirement
    • FERS Disability Attorney Profile at Lawyers.com
    • Main Website on Federal Disability Retirement
    • OPM Disability Blog
    • The Postal Service Disability Retirement Blog
  • Seven False Myths about OPM Disability Retirement

    1) I have to be totally disabled to get Postal or Federal disability retirement.
    False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job.  Thus, it is a much lower standard of disability. 

    2) My injury or illness has to be job-related.
    False: You can get disability even if your condition is not work related.  If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

    3) I have to quit my federal job first to get disability.
    False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.  

    4) I can't get disability if I suffer from a mental or nervous condition.
    False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

    5) Disability retirement is approved by DOL Workers Comp.
    False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

    6) I can wait for OPM disability retirement for many years after separation.
    False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

    7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
    False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.
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