In a perfect world, each of us would make preparations to confront, engage in, and lay the foundations necessary for dealing in life’s eventualities, whether such events constitute emergencies, circumstances both foreseen and unforeseen; or everyday events which are commonplace but necessary “duties” which have to be undertaken, dealt with, and completed. For much of what we fail to prepare for, it is often an avoidance issue.
In thinking about filing for Federal Disability Retirement benefits under FERS or CSRS, the fact that one must confront and acknowledge the issue is something which most Federal and Postal employees — understandably — do not want to do. This is because, for anyone filing with the Office of Personnel Management, an application for Federal Disability Retirement benefits must entail three (3) essential concepts which must be recognized: First, that one has a medical condition of a severity, such that it has or will last at least twelve months. Second, that the medical condition is impacting one’s ability to perform the essential elements of one’s job. And third — but just as important — that the very process itself, in attempting to obtain Federal Disability Retirement benefits under FERS or CSRS, is a process which contains pitfalls, potential setbacks, and the possibility of disapproval, as well as a long and arduous waiting period. This is because one is dealing with a Federal Agency. But that we could prepare for this eventuality; it remains, unfortunately, one of life’s challenges, and one which most Federal and Postal employees attempt to avoid, but one which is a benefit worth fighting for.
Robert R. McGill, Esquire