Often, the most difficult decision to make is the decision to act itself. Where careers are about to end; where financial impact and unforeseen consequences (as Adam Smith once stated) may ensue; where deteriorating professional and personal relationships have progressively exploded; the daily stresses of the modern world refuse to provide for the necessary time often needed to recuperate, become rehabilitated, and slowly heal from a chronic and intractable medical condition. For, that is often what is needed — time. Medical conditions are peculiar events; surgery, medication regimens, therapy (physical or cognitive), require that one ingredient which the modern world cannot provide — time.
For Federal and Postal employees who are suffering from a medical condition which lasts for a minimum of 12 months, there is the option of filing for Federal Disability Retirement benefits under FERS or CSRS. While there is certainly a formidable “pay in cut” (Federal Disability Retirement benefits provide an annuity of 60% of the average of one’s highest 3 consecutive years of pay for the first year, then 40% every year thereafter), what the disability annuity does provide for is the time for rehabilitative recuperation, whether physical, cognitive or psychiatric.
In deciding the avenue of preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS, often the most difficult decision to make is the decision to act. Once that major “life-decision” is made, the mechanical aspects of acting will naturally fall into place. It is the act of deciding which is the first act of all; thereafter, the play will naturally proceed.
Sincerely,
Robert R. McGill, Esquire
Filed under: Pre-Application Considerations | Tagged: a difficult decision an ill federal worker must make: filing for disability, Applying for Federal Disability Retirement is a Difficult Decision, civil service disability, considerations about federal disability retirement, dealing with a chronic medical condition during federal employment, decisions a federal employee under workers comp dol must make, disability retirement at the USPS, economic and health issues at stake with fers disability retirement, federal and postal employees suffering from a serious medical condition, federal disability law blog, FERS disability retirement, filing for fers disability retirement is a difficult and life-changing decision, financial circumstances in the opm disability decision, health issues and financial considerations disabled federal workers must take into account, if your health is more important than your job, law firm representing clients in opm disability law all across america, living with a deteriorating living condition and the injured postal worker, making a difficult decision in life: filing for opm disability retirement, medical decision is more important than economic decision, OPM disability retirement, postal service disability retirement, the injured federal worker decision: to file or not to file, The Pros and Cons of FERS Disability Retirement, USPS disability retirement, what federal disability retirement can do for you, what's more important for the injured postal worker money or good health? | Leave a comment »