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OPM Disability Benefits: The Salvageable Segment of the Soul

Posted on March 7, 2015 by Federal Disability Retirement Attorney

Even of the most craven of personhood, as they walk the disquieted corridors to the gallows of their fate, one continues to believe that redemption is possible; that there is some segment of the soul which allows for the relative unimportance of value, worth, forgiveness and continuing relevance in an otherwise impervious universe.

Most lives are lived without a grand master plan.  But that we could all devise and lay out the architect’s blueprint of proportioned drawings and apply it to one’s future, the very act of unrolling the scrolls of time would be accomplished with childlike anticipation for the sweetness of that which is hidden in the wrappers of one’s future.

Instead, the reality of life is that we bump into a career; we accidentally meet out life’s mate; we mistakenly decide upon a place to live; and we meander through our cusps of career choices and daily decisions forced upon us by life’s frenzy of busy-ness.   It is when a trauma befalls us, as the unshakeable foundation of security and repetitive monotony suddenly reveals a fissure of fragility, that we suddenly realize the need for a master plan.  Medical conditions tend to do that.

For Federal employees and U.S. Postal workers who suddenly find that one’s career may be coming to an end because the medical condition prevents him or her from continuing in the same modality of life’s misgivings, consideration needs to be made for filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

This is where “planning” becomes necessary.

When a medical condition impacts one’s ability to perform all of the essential elements of one’s positional duties with the Federal agency or the U.S. Postal Service, there is often a sense that life is in a state of disarray, and the future clouded with bleakness.  But just as every craven soul must of necessity retain a segment of a salvageable hint, so the Federal or Postal employee whose career is cut prematurely short, should consider that there is still life to be lived beyond the compendium of life’s misgivings permeated by the coalescence of a career choice suddenly confounded by a medical condition.

Federal Disability Retirement through the U.S. Office of Personnel Management allows for the Federal or Postal employee to receive an annuity, then to go out and make a living in the private sector in another vocation.  Perhaps that second vocation will entertain a master plan, with the guiding light of that salvageable segment of the soul identified following a wrong turn down life’s maze of adventuresome avenues.

Sincerely,

Robert R. McGill, Esquire

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  • More on CSRS & FERS Disability Retirement

    • eZineArticles.com Article: The 1 Year Statute of Limitations
    • Federal Disability Retirement Laws, Medical Conditions, and the Intersecting Complications with OWCP, Social Security and FERS & CSRS
    • Federal Disability Retirement: The Full Arsenal of Weapons
    • FedSmith.com Article: Revisiting "Accommodation"
    • FedSmith.com Article: Sometimes the Process is just as important as the Substance of an Argument
    • Latest PostalReporter.com Article: Causation in a Federal Disability Retirement Case
    • Understanding the Complexities of the Law
    • USPS Disability Blog: The National Reassessment Program, the Agency and the Worker
  • Other Resources for Federal and Postal Employees

    • Articles Published in the Postal Reporter
    • FAQs on OPM Disability Retirement
    • FERS Disability Attorney Profile at Lawyers.com
    • Main Website on Federal Disability Retirement
    • OPM Disability Blog
    • The Postal Service Disability Retirement Blog
  • Seven False Myths about OPM Disability Retirement

    1) I have to be totally disabled to get Postal or Federal disability retirement.
    False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job.  Thus, it is a much lower standard of disability. 

    2) My injury or illness has to be job-related.
    False: You can get disability even if your condition is not work related.  If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

    3) I have to quit my federal job first to get disability.
    False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.  

    4) I can't get disability if I suffer from a mental or nervous condition.
    False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

    5) Disability retirement is approved by DOL Workers Comp.
    False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

    6) I can wait for OPM disability retirement for many years after separation.
    False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

    7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
    False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.
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