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OPM Disability Retirement: Being Prepared

Posted on March 26, 2020 by Federal Disability Retirement Attorney

Boy Scouts are (but no more, apparently, as the bankruptcy of the organization is now pending); interns have to be; wanna-bees try to be; thieves and con-artists always are.

Being prepared is something that we strive throughout our lives; for that momentous opportunity; for the interview that may lead to greater things; for the emergency that we hope will never come about; against the test that reveals our inner character.  We prepare to go out to dinner for the evening; we prepare for the day’s work; we even try and prepare for questions yet unasked and queries never anticipated.

Being prepared is a lifetime’s worth of activities, often surrounded and prompted by fear and worry for a future yet unknown.  Then, despite all of our efforts, there are those events for which we are wholly unprepared, like a medical condition that begins to gnaw and debilitate, that slowly, incrementally and insidiously becomes a chronic state of being.

For the Federal employee or U.S. Postal worker who suffers from a medical condition such that the medical condition impacts your ability and capacity to continue working in your Federal or Postal job, being prepared is no longer a matter of the medical condition itself — you can never prepare for that.  Rather, it is to prepare for the next step: Of preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Consult with an OPM Disability Attorney who specializes in Federal Disability Retirement Law and take the next and necessary steps in order to prepare for your future.

Sincerely,

Robert R. McGill, Esquire

 

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  • More on CSRS & FERS Disability Retirement

    • eZineArticles.com Article: The 1 Year Statute of Limitations
    • Federal Disability Retirement Laws, Medical Conditions, and the Intersecting Complications with OWCP, Social Security and FERS & CSRS
    • Federal Disability Retirement: The Full Arsenal of Weapons
    • FedSmith.com Article: Revisiting "Accommodation"
    • FedSmith.com Article: Sometimes the Process is just as important as the Substance of an Argument
    • Latest PostalReporter.com Article: Causation in a Federal Disability Retirement Case
    • Understanding the Complexities of the Law
    • USPS Disability Blog: The National Reassessment Program, the Agency and the Worker
  • Other Resources for Federal and Postal Employees

    • Articles Published in the Postal Reporter
    • FAQs on OPM Disability Retirement
    • FERS Disability Attorney Profile at Lawyers.com
    • Main Website on Federal Disability Retirement
    • OPM Disability Blog
    • The Postal Service Disability Retirement Blog
  • Seven False Myths about OPM Disability Retirement

    1) I have to be totally disabled to get Postal or Federal disability retirement.
    False: You are eligible for disability retirement so long as you are unable to perform one or more of the essential elements of your job.  Thus, it is a much lower standard of disability. 

    2) My injury or illness has to be job-related.
    False: You can get disability even if your condition is not work related.  If your medical condition impacts your ability to perform any of the core elements of your job, you are eligible, regardless of how or where your condition occurred.

    3) I have to quit my federal job first to get disability.
    False: In most cases, you can apply while continuing to work at your present job, to the extent you are able.  

    4) I can't get disability if I suffer from a mental or nervous condition.
    False: If your condition affects your job performance, you can still qualify. Psychiatric conditions are treated no differently from physical conditions.

    5) Disability retirement is approved by DOL Workers Comp.
    False: It's the Office of Personnel Management (OPM) the federal agency that administers and approves disability for employees at the US Postal Service or other federal agencies.

    6) I can wait for OPM disability retirement for many years after separation.
    False: You only have one year from the date of separation from service - otherwise, you lose your right forever.

    7) If I get disability retirement, I won't be able to apply for Scheduled Award (SA).
    False: You can get a Scheduled Award under the rules of OWCP even after you get approved for OPM disability retirement.
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