Later in life, we tend to get into the “preservation mode” — of trying to hold onto the house that happiness built. We don’t want to move despite the fact that steep stairs and multiple floors are never conducive to old age. Youth was full of dreams and hope; happiness was the dream of building, of starting a family (or so it once was) and doing things for the future. No problem could be foreseen that could not be overcome, for the future was bright, hope sprang eternally and the sunrise each morning was something to behold. But that life could remain in such an optimistic mode of living. Divorce, tragedy, death, illness, loss of career — such pablum is often unthinkable, until it becomes a reality.
For Federal employees or U.S. Postal workers who have had a setback because of an illness or a medical condition, filing for Federal Disability Retirement benefits under FERS is a way of preserving the house that happiness built. Sometimes, a medical condition begins to prevent the Federal or Postal worker from performing the essential elements of his or her job, and thus must file for Federal Disability Retirement benefits. When that time comes, FERS Disability Retirement is a benefit that is meant to help those who may be able to remain productive in some other capacity, but not in the particular type of job that he or she works in.
Robert R. McGill, Esquire