This is a country that has preached abundance for multiple decades, a couple of centuries, and certainly for a lengthy run on the concept: Expect more, not something less. It has been touted as the flagship of opportunity, a place where dreams come true and hope abounds. There has never been a view towards something less, for something less is an unacceptable concept to endure.
Commercials and television ads tout that we can “have it all”; that with a pill, things will be better; that if you buy a certain product, magic occurs; and if you whiten your teeth, everyone will like you better. But what if life occurs where something less must be accepted?
Federal Disability Retirement pays 60% of the average of one’s highest 3 consecutive years of service for the first year, then 40% every year thereafter. It is something less than what a Federal or Postal employee makes, but certainly something more than “nothing”. It then actually does allow you to make something more — for, on top of the 60% the first year and 40% every year thereafter, you are allowed to go out into the private sector and make up to 80% of what your former Federal or Postal position currently pays.
Of course, your medical condition has already made you realize that life has to be adapted to with something less — something less than your full health; but Federal Disability Retirement does allow for something more, as well: Of a career beyond the Federal government.
Consult with an attorney who specializes in Federal Disability Retirement Law, and obtain the counsel and guidance of something more in dealing with a medical condition which has already resulted in something less — in terms of health and your ability to perform all of the essential elements of your Federal or Postal job.
Robert R. McGill, Esquire