Perhaps you tinker around the issue; you have “thought about it”; you have looked it up on the Internet; but for some reason, you cannot actually take the next step — of starting the process. Delaying the inevitable; procrastinating for one reason or another; you may have been already told by your doctor that you might want to “consider” going out on disability — but you still have not taken the next step — the “concrete” step — in starting the process.
Federal Disability Retirement is a hard fate to accept; for, in the end, it means the loss of your career (at least in the form that you have become accustomed to), a partial loss of your identity (you’ve been know for many years by the title and designation of you job), and a reduction in your income (although, under FERS Disability Retirement, you can make up to 80% of what your former position currently pays, on top of the 60% of annuity the first year and 40% every year thereafter, thus potentially allowing you to actually make more in the end).
“Starting the Process” is indeed a foreboding next step — one that must be thoughtfully engaged. However, the Federal or Postal employee does not come to such a decision lightly. Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and let not the prospect of the process be more onerous than the process itself.
Robert R. McGill, Esquire