Tag Archives: 100 percent disabled and opm

Federal Disability Retirement from OPM: The Fall of Life

Seasons are often metaphorical and analogical applications for communicating a personification of our connection to the natural world.  The Autumn of our lives — or the Fall of Life — is that period when the apex of our lifespan has passed and we are now in the downward trend when viewed from a spectrum of our life’s entirety.

There is the Spring — of birth, early childhood, and the indiscretion of youth; and of Summer, the height of our creative powers, the vigor of battling, tackling and “living” to the fullest; and then of Fall, when experience and wisdom begins to set in and where life is of a more settled nature — of the leaves floating down upon the earth, quietly and without fanfare, where the acquisition of wisdom is of greater worth than of exuberance of accomplishments and conquests.

There is, of course, that last phase — of the Winter of Discontent, the snowfalls and frozen tundra representing the barrenness of that last stage, whether of an eternity beyond or a nothingness and void. Whatever the theological belief-system, what we do know is that it is a mystery never to be known.

But as for the Fall of Life — either of the season, the time, the period of meditative quietude, or of the all-encompassing quarter extracted from the whole; or, in the other sense of the concept, a period of downturn, when the descent of our physical and mental capacities begin to manifest.

For Federal employees and U.S. Postal workers who are experiencing the Fall of Life — of a time when health begins to deteriorate and you are no longer able to perform all of the essential functions of your Federal or Postal job — you may want to consider preparing an effective Federal Disability Retirement application under FERS.

If you can no longer meet the performance expectations of your Federal Agency or the U.S. Postal Service, contact an FERS Disability Attorney who specializes in OPM Disability Retirement Law and begin the initiation of a Federal or Postal Disability Retirement application in the Fall of your life, before the deep darkness of winter sets in.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement for Federal Employees: Parting the Waters

Whether of metaphorical significance or physical reality, the Biblical narrative in Exodus is a phenomenon to which we can all relate: Of an obstacle in life; a realization for a way around, through or under it; an “aha” moment where the potential solution brings about the overcoming of a challenge or the expungement of a problem.

Medical conditions often tend to be such obstacles in life, and for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to perform all of the essential elements of your position with the Federal Government Agency or the U.S. Postal Service, preparing an effective Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management is often viewed as the solution tantamount to the parting of the waters.

It may not be as dramatic as Charlton Heston’s role, and certainly not nearly as impactful as the narrative described in Exodus itself — yet, for the individual Federal or Postal employee, it is as significant as parting the waters.

Contact a disability lawyer who specializes in Federal Disability Retirement Law and begin the process of parting the waters by preparing, formulating and filing an effective Federal Disability Retirement application under FERS, to be submitted to OPM.

Sincerely,

Robert R. McGill, Lawyer

 

Medical Retirement for Federal Employees: The Perfect Case

If planning leads to perfection, does it necessarily follow that lack of planning renders its opposite?

There are rarely perfect cases in a Federal Disability Retirement application.  Most people do not go to their doctors with the predetermined view of filing for Federal Disability Retirement benefits, and most doctors (other than those specializing in providing disability assessments, evaluations, etc.) are there to treat their patients in hopes of ameliorating the underlying medical condition.

If “planning” is what makes for perfection, then lack of planning — in other words, just “living life” — makes for the imperfect case, and that is where the U.S. Office of Personnel Management pounces upon and attempts to characterize such imperfections as a valid basis for denying a Federal Disability Retirement application.

Thus, it is important for a Federal employee or U.S. Postal worker to consult with a Federal Disability Retirement Lawyer once you begin thinking about the future need to file for Federal Disability Retirement benefits.  For, while there may never be a “perfect case”, some amount of thoughtful planning prior to submitting an OPM Disability Retirement application is necessary in order to get as close to perfection as possible.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Employee Disability Retirement: The Steps

There are many of them; throughout, even in a small village or town; steps to enter a restaurant; steps to get to the front door; steps down the back porch; then there are baby steps, giant leaps and small steps; hesitant ones and confident strides; steps that are loud and stomping; steps which are heavy, evoking images of a haggard day full of dashed hopes and downtrodden emotions.

Then, there are metaphorical steps — as in what steps you must take in order to “reach your goals” or the steps that have to be endured in order to “climb up the corporate ladder”.  Steps are many; some are few; and whether in a metaphorical sense or in a pragmatic statement of reality, they either take you up or down, and sometimes merely on a plateau of equilibrium where gravity and reality pulls at you in either direction.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the steps you take at the initial stage of the process are important in establishing where you want to go, how you want to go about it, and whether or not you will make any progress in reaching your destination point — a receipt of an approval from the U.S. Office of Personnel Management.

Consult with a Federal Attorney who specializes in Federal Disability Retirement Law, lest the steps you take lead you backward, instead of forward, in the complex administrative process of Federal Disability Retirement.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: The Percentage Game

We all play it; whether in calculating the chances of success (most of us are not knowledgeable enough to be statisticians, not having paid close enough attention in high school or college to that mathematics course regarding the numerical analysis of a numbers-based algorithm), or in merely keeping an eye on interest rates in the housing market, or perhaps taking note of how likely it is to be attacked by a shark before we step into the polluted waters of the Atlantic.

OPM certainly plays the game — one needs only to look at a Denial from the U.S. Office of Personnel Management to realize that, the manner in which the Denial of a Federal Disability Retirement application is written, there will be a certain percentage of people who will read it and say, “Gee, I never stood a chance.  I might as well not even go any further.”

The Denials are often written in unequivocal terms, stating with a tone of certainty that there was never any basis for filing, and that any further efforts would be fruitless and futile.  And from that language of certainty, a certain percentage of Federal Disability Retirement applicants will simply give up and walk away.  That is what the percentage game is based upon.

For Federal employees and U.S. Postal workers who have received a Denial from the U.S. Office of Personnel Management, it is wise to consult with an experienced attorney who specializes in Federal Disability Retirement Law to perform an objective-based evaluation of a Federal Disability Retirement claim.  Better, yet, consult with such an attorney even before you begin the process, to ensure the best chances in this “percentage game” which OPM plays.

Sincerely,

Robert R.McGill, Esquire

 

FERS Disability Retirement from OPM: A Lifetime

Isn’t that enough?  Shouldn’t it be?  Or, do we feel obligated to append a dependent clause, as in, “A lifetime of achievements,” “…of having accomplished X, Y and Z”, or even: “A Lifetime devoted to…”.  Must there always be the subsequent appendage, or isn’t living a lifetime enough in and of itself?

Was Aristotle right in depicting human beings (and everything else in the universe) as possessing a purposive reason for existence; or, as the French Existentialist had declared, does existence precede essence, and instead of being fated with a predetermined destiny and an inherent basis for being born, we can simply “make up” the reason for our essence and thrive in whichever direction we choose, in whatever endeavor we decide upon?

Is simply having a “lifetime” not enough?  Must we always have a reason and rationale for our existence?  Or, is it enough to have an ending, like Yasujiro Ozu’s tombstone which simply has the characters of “Mu” — “nothingness”?  Ozu certainly “accomplished” much; as a director, he is recognized for his quiet brilliance and insightful dialogues, as well as depicted scenes of serenity and human conflict.  In the end, it was merely a lifetime, and nothingness followed except in the minds of those whom he left behind.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her job, the “thing” that often compels the Federal or Postal worker into working beyond what the medical condition allows — i.e., of “working one’s self to death” — is a sense that having a lifetime is not quite enough.

There is the “mission” to accomplish, or the work that needs to be completed, etc.  But when it comes to the critical point of choosing between one’s health and such a perspective of accomplishments, there should be no indecision: Life itself is precious, and one’s health is the foundation for a life.

At that point, filing for FERS Disability Retirement makes sense, and consulting with an Attorney who specializes in Federal Disability Retirement Law should be the next step after realizing that a lifetime is, indeed, sufficient.

Sincerely,

Robert R. McGill, Esquire