Federal Worker Disability Retirement: The Proverbial Cup, Half Full or Half Empty

It is the classic metaphor by which we judge a person’s outlook and perspective on life; and whether influenced or determined by nature or nurture (and whether we repackage the issue by surrounding ourselves with linguistic complexities of scientific language encapsulating DNA, genetic predisposition, or social welfare conversations), the judgments we place upon people are more likely based upon mundane and commonplace criteria:  Does he uplift or depress?  Does she smile or frown?  Do you see the world around as a cup half empty, or half full?

But such stark bifurcations which colonize individuals into one classification or another, are rarely statements of ultimate truth or reality.  More likely, life is often a series of missteps and opportunities unclaimed.  Even waiting too long in making a decision can then result in an option lost, an alternative missed.  The complexity of life’s misgivings often confound us.

For Federal and Postal employees who are beset with a medical condition such that the medical condition prevents him or her from performing the essential elements of the official positional duties one occupies, the choices are not always clear precisely because the prognosis of future abilities and capacities cannot always be predicted with accuracy.  But at some point in one’s career, the choice between the half-filled cup and the half-empty one becomes more than an encounter with a proverb.

The medical condition itself may mean that one’s cup is half empty; but what one does in response, will determine whether the future bodes for a half-filled cup.

For the Federal and Postal worker, filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether under FERS or CSRS, is a step which can become a positive direction forward, or a misstep because of hesitation, procrastination, or even a predisposed genetic determination of an inability to engage in decision-making.

But nothing is ever forever; today’s half-filled cup can be refilled tomorrow, and Federal Disability Retirement can help to ensure one’s financial and economic security for the future.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal and Postal Workers: “Why?”


The ability to question is perhaps the highest form of consciousness.  Without it, the next level of any narrative form would cease, and no prompting of a search for an answer will develop.

That is why effective trial work — from persuasive direct examinations to devastating cross-examinations, guided by pointedly-prepared questioning — requires thoughtfulness and contemplated direction.  Some questions, however, become avenues for paralysis.  They may, for a time, help to ease the troubles of one’s soul, but they are ultimately unanswerable ones which cannot be comprehended in the limited universe of one’s mind.

Thus, when a Federal or Postal employee who suffers from a medical condition asks the question,”Why?” — it is legitimate, but one which may not have an adequate answer.  One must instead progress to a more pragmatic question: What to do about it. Where to go from here.  The “why” may need to be left aside, for another time, during a more contemplative period of recuperation.

For Federal and Postal workers, time itself can be a critical factor, and in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, because the bureaucratic process itself is a long and complicated one, it may be of benefit to set aside some questions, and instead focus upon the pragmatic questions which set one upon a path of purposive direction.

The height of man’s consciousness may be the result of evolutionary factors, but the most fundamental of questions should begin with that primitive foundation of all: self-preservation.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Circle of Questions and Answers

The tragedies befall frequently enough to make some correlative conclusions; of the athlete who fell short of the finish line; of the one who wanted to just make it one last time, only to become severely injured prior to completing the task; and others who become debilitated within the last 50 yards, or within the parameters of being “within reach” of the end.  This is likened to the Federal or Postal employee who has only a couple of years before full retirement.

Inasmuch as Federal Disability Retirement takes on average 8 – 10 months to obtain (from the start of the process of gathering the medical reports, records, etc., until a decision from the U.S. Office of Personnel Management), the question often becomes whether it is worthwhile filing for Federal Disability Retirement when one has come so close to the finish line.

Each case must be assessed and evaluated with the particular facts peculiar and unique to it; but questions of intelligent assessment should be applied, in order to reach an algorithm of rational conclusions:  When I reach the end (or, “if I…”), will my health be preserved enough such that I can enjoy retirement?  Is the reason why I am contemplating Federal Disability Retirement now, because I have in fact already reached the crucial flashpoint where I am no longer able to continue performing the essential elements of my job?  Is there a possibility that I will not in fact be able to endure the remaining X-number of years left before I reach full retirement?

Questions prompt answers; answers, even if preliminary and tentative, begin the process of further questioning; and so the circle of questions and answers begin to guide and resolve the issues which trouble the soul.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Chekhov’s Short Story, “Old Age”

Anton Chekhov is perhaps the singular master of the genre known as the “short story”, and it is owing to his background as a physician that he possessed the insight and sensitivity to be able to capture the plight of the human condition, with all of its suffering, loss of hope, and emotional turmoil, through cruelty, disregard, unforeseen circumstances, and unintended pathways to disaster.

In his short story, “Old Age,” there is the point where one of the two old men shook off a moment of feeling, setting apart and brushing aside a poignant and appropriate time when the shedding of tears would have allowed for the humanity of the old man to show, to reveal itself, and to expiate himself of the pain of the past.  Instead, because of pride, or perhaps shame, because he stood before the other old man, he hid the emotion and went about his business.  Later, when he comes back to the same spot, the old man tries to recapture the moment, to replicate and reconstruct that lost emotion.  It could not be done.  It is a lesson for all, that there is an appropriate time, place, and moment for everything.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, there is the “appropriate time” to file for Federal Disability Retirement benefits.

Each Federal or Postal employee knows that time.

Indeed, each “feels” the time, but will often just shake off that nagging sense.  One always hears of the hope for a miracle — “perhaps I will get better”; “perhaps it will be better tomorrow”; perhaps…   But when the time comes, to procrastinate is merely to compound the problems of the day, only to revisit the same issue later, but encountering an exponentially magnified issue:  time is running out; that moment of doing it with optimal circumstances has passed; and now we must deal with the greater problems of the present.

Chekhov is relevant because, while human beings — whether in Russia or here, whether years past or today — change in names and appearances, the essence of humanity remains constant.

Sincerely,

Robert R. McGill, Esquire