OPM Medical Retirement Law: The Editorial Process

Every writer dreads the process; on the other side of the proverbial fence, it is the joyful perverseness of the editor, with markers in hand and metaphorical scissors and knives to slash and cut, the necessity of reducing and whittling away the creative volume of words forming descriptive paragraphs and the infancy of a birth of genius, or so one always thinks about one’s own work.

Everyone has a story to tell.  How cogent; whether systematic in logical sequence; the relevance of certain statements, sentences, and sometimes paragraphs and chapters, may undermine the greater purpose for which something is written.

The story to tell must always be refined and bifurcated into categories of recognized goals:  Who is the audience?  What is the purpose of the piece?  Is there a thematic foundation?  Who will be interested?  What is the appropriate forum for publication?  These questions, and many others, are rarely asked (or answered) beyond the egoism of the compelling need to tell.

For Federal employees and U.S. Postal workers who have a story to tell, the telling of the story is often the basis upon which one files for Federal Employees Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Sometimes, the story must be told in another forum — to the Office of Worker’s Compensation, or perhaps to an EEOC venue.  Will the stories change with each telling to a different forum?  Perhaps not the core of the story, but certainly some of the relevant details.

As with preparing and formulating one’s Statement of Disability for a Federal Disability Retirement application, the facts to be told, the focus to be emphasized; these all depend upon the audience of one’s target.  It is not a matter of changing or omitting; it is the necessary editorial process which makes for good print.

For the Federal and Postal employee who tries to go it alone, rarely can one be the writer and editor at the same time; and it is likely the editorial process which results in the successful outcome of any writing endeavor; and while the acclaim and accolades of success spotlight the named individual, the printed byline and the recognized author, it is the behind-the-scenes process which really wins the day.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: That Spare Tire

We rarely think about it; and it is somewhere “back there”, in the event of, in case, if it happens, as a contingency, as an insurance policy, for the rare occasion of a potential mishap.  But with the modern ingenuity of reinforced rubber with a manufacturing process of innerliner calendering, one rarely even sees a car on the side of the road with a lone figure attempting to locate the spare tire, with the car unevenly perched upon a device secured in a dimensionally precarious manner, to change that flat tire.

But it does happen, and even with all of the advances in technology which resists direct punctures and roadside hazards pounding away at the four (or more) elements which keep the vehicle running, the flat tire and the need for a spare requires the safety net to ensure that secure sense of a peaceful mind.

Like life insurance, fire and catastrophic umbrella policies, the spare tire will always remain, no matter any future inventions or guarantees of outdated necessity.  For Federal employees and U.S. Postal workers who are part of FERS, CSRS or CSRS Offset, Federal Disability Retirement is precisely that spare tire which provides a semblance of security if and when the need arises.

Most Federal and Postal employees continue their careers to the end, until the time of retirement, or a transference of talents and abilities to the private sector for more lucrative venues; but for that small percentage of Federal or Postal employees who find that, during the course of one’s career, a medical condition has interrupted one’s goals and prevents one from performing one or more of the essential elements of one’s positional duties, then preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a necessary contingency to trigger.

Suddenly, the benefit looms larger than ever, is more important than previously recognized, and becomes lauded as the lifesaver of the moment.  That is precisely what we do with the spare tire — we do not even think about it, nor are aware of its precise whereabouts (except that it is under the vehicle, in the trunk, or somewhere “back there”), but travel about with the peace of mind that, in the rare hypothetical event of “if”, it is there to be accessed, so that once the change is made, we are again well on our way down the road of life.

Sincerely,

Robert R. McGill, Esquire

 

Federal & USPS Disability Retirement: The Advantage of Persistence

If there are innate, underlying underpinnings of genetic inlays which provide for greater advantages in the evolutionary progression for those who consider survival of the fittest to be the teleological force behind man’s advancement, then the character trait of persistence must be one such data entry.  It is certainly a personality pre-condition for the meanest, most hostile and unrelenting individuals and organizations across the spectrum.  Like the wild dog with the unbreakable jawbone, persistence is that trait where relenting is not an option, and where right or wrong is not the standard which guides or otherwise influences the decision-making process of an individual who embraces a course of action.

For Federal employees and U.S. Postal workers who are filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is important to recognize and identify one’s friends, enemies, and those stuck somewhere in the middle, whether because of indifference or apathy; as well as the worth of avenues to pursue, those best left to abandonment, and what reactionary efforts should be engaged.

Federal Disability Retirement itself is a long, arduous administrative process which will require insistence, persistence and an intractable quantity of good, old fashioned stubbornness.  The identified adversary, the U.S. Office of Personnel Management, as well as one’s own Federal agency and the U.S. Postal Service, are entities known for persistence already.  The Federal and Postal employee who takes on the Goliath of the Federal system, must be prepared to endure the persistence of the opponent.  This, despite the disadvantage of suffering from a medical condition, which is and continues to be the primary underlying basis of one’s Federal Disability Retirement claim, to begin with.

Federal Disability Retirement is a benefit which allows for one’s future to be secured, and it is certainly worth “waging the good fight“. Recognition of what one must encounter; the greater advantages of the “opponent” in the fight; and the unrelenting nature of the bureaucracy; these are all elements which should be recognized at the outset, and to acknowledge that in preparing, formulating and filing for Disability Retirement benefits through OPM, there is always an evolutionary and genetic advantage in embracing the character trait of persistence.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Chasm Between the “Process” and the End-Product

One is often forewarned that, if you want to continue retaining certain foods and delectable delights of culinary desires, you should refrain from taking a tour of the manner, means and methodology of manufacturing the medium of modality.

The “process” of attaining a final product is, in many instances, quite different from the “end product” displayed and delivered for public viewing.  The latter constitutes all of the hard work, effort and refinements contained beneath and within the invisible undercoating which comprises the historical context of unspoken deeds; while the former is comprised of the aggregate of that which has been censored for public viewing.

In law, one reads about the final outcome — the verdict; the monetary sum awarded; the opinion of the Court; the statement of triumph by the prosecutor, defense attorney or the plaintiff’s advocate.  The process to get there — the preparation, the missteps, the unexpected statement by a witness previously vetted and sifted through multiple and complex layers of questioning and examination; these constitute the ugly foray of felonious intent.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the issue is rarely the “end-product” (Federal Disability Retirement benefits) — although, because of the reduction in income/annuity, and the change of circumstances from “employed” to “retired” constituting a radical change in life and perspective, that, too, can be a scary thought — but rather, the “process” of getting there.

But a traditional “cost/benefits” analysis normally results in affirmatively comprehending the singular issue of importance, significance and relevance in the necessity of filing for Federal Disability Retirement benefits from OPM:  The medical condition itself is the driving force, and the mandate of compelling action.

In the end, the ugliness of the process itself must be ignored:  the admission to the agency, coworkers, supervisors, managers, etc., of the proverbial throwing in the towel or raising of the white flag; the ostracizing response by the agency (but isn’t that just a confirmation and affirmation of what has been going on for the past year or so, anyway?); the long wait; the encounter with the bureaucratic process (but again, isn’t that something one has already “been there, done that” by virtue of working for the Federal Government or the U.S. Postal Service these many years, anyway?).

The “process” of getting from Point A to Point B is a long and hard one, and no one can deny that the journey itself is but an unpleasant pathway of necessity; but that is why we have pithy proverbs to provide portentous pretentiousness:  There is “light at the end of the tunnel“; “Another day, another dollar”; “Youth is wasted on the young”; and the one most relevant as the Federal and Postal worker awaiting a decision from the U.S. Office of Personnel Management:  “Patience is a virtue“.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Of Vultures Riding the Currents of Time

Watch the vultures float the currents of time, gliding high above, awaiting a trail of destruction behind.  Universally, across the globe, they have similar outward appearances; with wide wingspans for the ability to soar and patiently await high above, watchful for death and decay to progressively come to fruition.  Is it the scent of decay, or the fading gaze of death which attracts?  Or, perhaps, weakness and state of debilitation has a natural aura which draws?

The weak among us becomes a magnet for prey; the scavengers of time become the savagery of timelessness.  Despite our declaration for civility and sophistication, the brute essence of man comes to the fore when elements of weakness manifest. Sympathy and empathy constitute window dressings for civilization’s social contract; a concession to effeminate yearnings voice that of the spectacled class.

Look at the brutality of Federal agencies when once a Federal employee or a U.S. Postal worker announces an intent to file for Federal Disability Retirement benefits.  Suddenly, the skies are filled with gliding wingspans of watchfulness.  No one seemed to care before; now, the sunlight is blocked by widespread fans of feathery flurries.

Federal Disability Retirement is a rightful benefit which can be asserted by any and all Federal and Postal employees who have the minimum of Federal Service (18 months for those under FERS; 5 years for those under CSRS).  But as with every contingency in life, there are residual consequences in filing for a benefit, and such resulting ends will often involve the hostility of the Federal agency, the sudden shying away by one’s coworkers, and a subtle (or not so hidden) loss of camaraderie among peers and supervisors.

But what are the choices? For the Federal and Postal employee who suffers from a medical condition, such that the medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties, filing for Federal Disability Retirement benefits is the path to escaping the slow and progressive deterioration of one’s health condition.

That the vultures may circle during the wait, may be an inevitable consequence; what one wants to prevent, however, is for such creatures to land and begin the pecking process of maggot-laden flesh.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Dissipated Dream, Delayed

It is an enjoyment and pleasure of the highest order, and yet costs nothing; if remembered, the visual residue can be stored in the safety deposit boxes of one’s memory, “as if” it actually occurred; and retrieving the memories can be as vividly regurgitated in the virtual reality of its existence, as that of having actually been there.

Dreams, if remembered, can be as real as memories of experienced events.  No, they cannot be videotaped (at least, not yet); and the money exchanged, the actions engaged or the people we meet in the fantasy realm of our self-contained consciousness, do not translate well in the harsh reality of everyday life.  And then we open our eyes, and unless we deliberately try and remember the images so vividly splashing upon the walls of our eyelids just before the flutter of opening them, they dissipate into the ethereal universe of some mysterious universal consciousness.  But what of the other sense of a dream — that of youth’s future endeavor and plans of greatness?  Of the many places desirous of visiting, the encounter with a kindred spirit yet to be fulfilled, and the pleasures of momentary categories of accomplishments?

Medical conditions have a tendency to dissipate such dreams, to scatter them across the cold and harsh tundra of reality, and to stamp them into the frozen plains of time.  But a dissipated dream need not be destroyed; it may merely be delayed.  Federal Disability Retirement can allow for that eventuality.  What others deem to defecate, one need not accept as the final word.  No, it is not the monetary payment of a Federal Disability Retirement annuity which will burst forth with riches of dreams delayed; rather, it is the opportunity to attend to one’s medical conditions, such that the medical conditions may be somewhat resolved, the nightmare put behind, and linear progression of life’s plans restarted.

For the Federal employee or the U.S. Postal worker, filing for OPM Disability Retirement benefits, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, should merely be a bump on the road.  While some Federal and Postal employees may consider the entire bureaucratic process of filing with the U.S. Office of Personnel Management to be akin to a nightmare of sorts, it is the path out of one’s rut of dreamless nights.

Dare to dream; never believe that the dream dreamed is a dissipated dream; rather, dreams of one’s subconscious, just as the childhood one of unrealistic plans for the future, should merely be a delayed embracing of that which is larger than the smallness of our fears.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS Reduction and Emergence

The fear in most instances is that the latter will not follow upon the former; that the state of diminution will become permanent, and the potentiality promised by a subsequent stage of linear progression will instead reflect a downward spiral or, worse, remain in a state of stagnant immobility.   And, indeed, neither in physics nor in human living, is there a stated and inevitable law of nature which mandates that following a period of reductionism, emergence of a greater state of affairs will occur.

Perhaps personal experience even dictates thoughts and reflections otherwise perceived; for, why is it that inventions and innovations seem to occur in youth?  Or that the older populace wants to merely hoard and fend off losses, like the football team that tries desperately to hold on to a lead, and loses in the process because they have failed to play with aggression and abandonment of fear?

Federal Disability Retirement should always be looked upon as an opportunity for the future.  It is likely the most thoughtful paradigm formulated by the Federal government, precisely because it encourages the system of disability payments to be “self-paying”, by allowing for disability annuitants to enter into a different vocation even while receiving a Federal Disability annuity, thereby continuing to pay back into the “system”.

Federal OWCP/Worker’s Comp does not allow a person to work at another job at all, while concurrently receiving permanent partial disability benefits; and Social Security Disability has such a low threshold of allowable earned income that it discourages further alternatives in employment.

But for Federal employees and U.S. Postal workers who receive FERS Disability Retirement benefits, the Federal and Postal worker can make up to 80% of what one’s former position currently pays, and all the while continue to receive the Federal disability retirement annuity, and meanwhile, accrue further years of Federal Service while on Federal Disability Retirement, such that at age 62, when one’s Federal Disability Retirement benefit is recalculated as “regular retirement“, the time that one was on Federal disability retirement counts towards the total number of years of service.

Thus, when a Federal or Postal employee first considers filing for Federal Disability Retirement benefits, there is always the fear involving the immediate reduction of one’s income; but such a limited perspective should always include the further possibility of the corollary potentiality — that of emergence in the near, intermediate or long-term future.

Regrouping sometimes takes some time; but whatever the specific circumstances which necessitate consideration in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, one should always be careful that a skewed perspective of future opportunity is not altered or quashed because of the medical condition from which one suffers.

As emergence is the natural consequence resulting from a period of diminution, and is the pink dawn of hope for the promise of a bright future, so reductionism is merely a temporary interlude in this brief visit upon the historical expansion of man’s infinite and limitless plenitude of potentialities.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Lawyer

 

Federal Employees Disability Retirement Systems: The Quarantined Mind

From early childhood, the necessity of imposing constraints and conformity produces the positive effect of a well-ordered society.  But corollary and unforeseen consequences often occur, as in the quashing of creativity and mindsets which step outside of the proverbial “box”.

The problem with people talking about thinking “outside of the box” is that such a thought process itself constitutes nothing more than mundane conventional wisdom.  Those who have considered thoughts beyond the artifice of social concordance have already done that which is widely preached, but little known.  Then, along comes a calamity or crisis, necessitating a change of lifestyle and a different manner of approaching the linear and customary manner of encountering life.  The other adage comes to mind:  necessity is the mother of invention.

Medical conditions tend to do that to people.  Suddenly, things which were taken for granted are no longer offered:  health, daily existence without pain; the capacity to formulate clarity of thought without rumination and an impending sense of doom.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who require a second chance at life’s anomaly; it allows for a base annuity in order to secure one’s future, while at the same time allowing for accrual of retirement years so that, at age 62, when the disability retirement is recalculated as regular retirement, the number of years one has been on disability retirement counts towards the total number of years of Federal Service, for recalculation purposes.

It allows for the Federal or Postal employee to seek out a private-sector job, and earn income up to 80% of what one’s former Federal or Postal position currently pays, on top of the disability annuity itself.  It thus allows and encourages the Federal and Postal worker to start a new career, to engage another vocation, and consider options beyond the original mindset of one’s career in the federal sector.

In the end, it is often our early childhood lessons which quarantined the pliant mind that leads to fear of the unknown because of changed circumstances.  To break out of the quarantined mind, sometimes takes a blessing in disguise; but then, such a statement is nothing more than another conventional saying, originating from the far recesses of another quarantined mind.

Sincerely,

Robert R. McGill, Esquire

 

Postal and Federal Medical Retirement: The Concealment of Emoticons

They replace the true face of humanity.  Pasted with a quick tap of a computer keyboard, they allegedly represent the state of emotional being of a person, at a given time, within a granted context, in the course of an interplay accomplished in diatribes of virtual reality.  Contrast such antiseptic encounters with the profound agony felt in Anton Chekhov’s short story, “Grief” (or sometimes otherwise entitled, “Misery”), and one begins to comprehend the depths of distancing depravity that people have fallen to in an attempt to bifurcate humanity from personal contact.

Whether the emoticon truly represents the state of one’s psyche at the time of pasting the cartoonish face upon a screen, or it merely conceals an underlying turmoil otherwise safely hidden, is besides the point; the encounter of exponential removal is determined, and unlike the sadness felt by Iona Potapov in attempting to relate the story of his son’s death, it can be quickly posted, expediently dismissed, and immediately turned aside to engage a different topic altogether.  But human history finds few factors new to the universe; the young always believe that human innovation and articulations of deceitful demarcations of denouements in the linear chains and linkages of human endeavors are only recently discovered, when in fact artifices built to conceal the true nature of a person’s state of being have always been constructed, for reasons left to guessing and implication.  Individuals who suffer from medical conditions become adept at such masking.  In Japan, the Noh players wear masks which reveal various emotions; yet, depending upon the angle of view, the lighting upon the mask, and the perspective of the audience, the emotion itself can be altered from scene to scene.

Federal employees and U.S. Postal workers who must daily conceal the authenticity of their state of turmoil, whether because of the lack of empathy by their agency, or because societal norms dictate the extinguishment of any open display of human states within the context of a workplace, know well the trauma of conflicting contradictions between the public face and the private reality.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS-Offset, is a viable option to consider when the cumulative impact of hiding one’s pain, concealing the daily turmoil, or overstepping one’s welcome has passed the pinnacle of surface meanings.  There comes a point when work loses its meaning at the intersection of a medical condition impacting the value of health, family and future.

Federal employees and U.S. Postal workers have a choice in the matter; the option is to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management; and like pasting an emoticon as a farewell wave as one is departing the Federal or Postal sector, so the telling of one’s grieving story as Iona does to his horse, is the true framing of human value, where one’s worth is determined not by virtual reality, but the evocation of a touch of warmth in holding one’s hand.

Sincerely,

Robert R. McGill, Esquire