OPM Disability Retirement: Those Fall Leaves

The time of change and spectrums of colors beyond mere rainbows of solitude; it is often poetically described as the season of deterioration, of old age before the winter of mortality.  Fall brings about a freshness of cooler winds, a precursor of foretelling that those dog days of summer have come to an end.  Ever look at the fallen leaves and mistake them for something else — an animal, perhaps, or a figure of caustic imagination?

Such projections erupting from our own fears and hesitancy reveal the true state of our being.  The leaves bring color to an otherwise dreary existence; once fallen, they can take on whatever hopes, dreams and fears we wish to accentuate.  Looked upon from a distance, shapes of crinkling leaves can take on forms enhanced through our imaginations.  It is only when we deliberate, walk up closer, and verify, that we can ascertain with a semblance of certitude that it was not what we thought, or that it constituted nothing more than our fears gone awry.

Fear and imagination tends to do that; until we take affirmative steps to ascertain, verify and concretize, what is left in a muddle remains so.  For Federal employees and U.S. Postal workers who sit and fret over one’s future because of a medical condition which has begun to prevent the Federal or Postal worker from performing all of the essential elements of one’s positional duties, the fear of future forebodings becomes an exponentially-enhanced subject of terror and trembling, so long as pragmatic steps of self-affirmation are avoided and neglected.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may seem like a small step, or perhaps a too-large one in supposing an end to an otherwise successful career.  But sitting in fear and loathing is never a solution; one must, by affirmative steps and bounds, break the isolation of fear and move forward with life.

As the fallen leaves of Fall are merely a season of change, and the colors which surround the spectrum of life’s spector, to remain as a spectator to the vastness of change is to allow for the vicissitudes of misgivings to shake the essence of purpose.

Like the crinkled leaf which sits afar and takes on a gargoyle-like appearance, it is only when those first steps are embraced towards ascertaining, verifying and establishing that the very fears we once took comfort in, are but mere wisps of whispers dissipating into oblivion, once we take those initial steps in preparing, formulating and filing for Federal Disability Retirement benefits through OPM, in order to defy the foreboding of the winter season yet to come, but where our future lies not in fear but in securing a semblance of stability through a benefit available but for want of hesitation.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: A Return to Basics

Every few decades, there is a “new” movement which upholds the divinity of returning to the foundational core of one’s existence:  of going back to being a farmer; living a life of an ascetic; stripping away all “unnecessary” accretions and accoutrements deemed as vestries of comfort and “bourgeois” by definition (whatever that means); or, in common parlance and language more amenable to the ordinary person, living more “simply”.

The perspective that such a “movement” is somehow “new” is of itself rather an anomaly; but then, each generation believes that they have discovered and invented the proverbial wheel, and all such past epochs were mere ages of primitive imbecility.   And, perhaps, we are once more in that familiar circle of life, and such a movement has beset the quietude of modernity, again.  As such, let us return to the basics:

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the Federal or Postal employee may need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the “foundational” eligibility criteria needs to be met:  For those under FERS (Federal Employees Retirement System — or the “new” system sometime around 1986 and thereafter), the Federal or Postal employee must have a minimum of 18 months of Federal Service in order to apply.  For those under CSRS, the accrual time is 5 years — and, as such, anyone under CSRS would presumably have met that basic requirement, although a CSRS employee with a long “break in service” could potentially fall short, but that would involve a unique set of circumstances rarely seen.

Further, the Federal or Postal employee who sets about to file for Federal Disability Retirement benefits must either be (A) a current employee (in which case he or she would file first through the agency’s Human Resource Office, then to be forwarded to OPM, (B) if not a current employee, then separated from service not more than 1 year (as the Statute of Limitations in filing for Federal Disability Retirement requires that a former Federal or Postal employee file directly with OPM within 1 year of being separated from service), (C) if separated from the Federal Agency or the U.S. Postal Service, but not for more than 31 days, then to file with one’s former Agency, and (D) if separated for more than 31 days, but less than 1 year, then refer to (B) and file directly with the U.S. Office of Personnel Management in Boyers, Pennsylvania.

These are some of the “basics” in filing for Federal Disability Retirement benefits.  There is much, much more to the entire process, but then again, if one were to expand too far astray from the foundational core of the “back to basics” movement, one would be a hypocrite for allowing the complications of life to accrue beyond the essential elements of life — of water, food and shelter or, for the Federal and Postal employee filing for Federal OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the bridge between one’s position and the medical conditions one suffers from.  Go figure.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Benefits: The Eyes Which Betray the Laughter

Plato noted the significance of the eyes; as windows of the soul, they reveal the depth of emotion, character, empathy, interest, boredom, meanness, etc.; and just as true, the lack thereof.  Laughter provides the concordance of mirth to context; cacophony occurs when the harmony between the two somehow fails to connect.

The pinnacle of sadness is represented when one looks upon an individual, hears the laughter, and sees the revelatory sadness deep within the eyes of the soul.  The discordant contrast takes us aback; it is perhaps the height of self-contradiction, where the parallel universes which are never supposed to transect, suddenly violate the very content of definition, and betray the consciousness of self-doubt.

What has transpired?  What tragedy has befallen?  It brings to mind the poignant story by Chekhov, entitled “Grief” (or otherwise translated as “Misery”), where the death of the son is magnified by the haunting question, “With whom shall I tell my grief?”  As the world he continues to encounter is filled with passengers who laugh and carry on with life, the father must continue within the disharmony of his own tragedy.

Medical conditions tend to do that to people; it remains silent, but for the sharing beyond the perfunctory response to the passing, “Hello, how are you?”  We are expected to say merely, “Fine, thank you,” and move on.  Federal employees and U.S. Postal workers know about the emotional disjunctive between the eyes and the emitting laughter.  When the sound of mirth and the sight of pain clash, it is probably time to make an exit by filing for Federal Disability Retirement benefits.

While often not the “best solution”, it allows for the Federal or Postal worker to leave one’s employment, secure a disability annuity, and seek a restoration of one’s health, in order to reinvigorate the soul behind the eyes of tragedy.

Filing for Federal Disability Retirement benefits, whether the Federal employee and U.S. Postal worker is under FERS, CSRS or CSRS Offset, is a long and arduous journey through a bureaucratic maze.  There is the process itself; the need to substantively put together and formulate an effective and persuasive disability retirement packet; and then the long wait before the U.S. Office of Personnel Management.

Every Federal and Postal employee must make the decision of when and how; but as to the “why” of the foundation, it is when the eyes begin to betray the laughter, that affirmative steps need to be taken to begin to prepare, formulate and file for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The Fundamentalist

It often evokes a negative connotation, of a rigidness and adherence to principles which refuses to concede allowances for exceptions lest the singularity of excusable violation permeate and tarnish the very paradigm of inflexibility; and in a religious context, it represents a historical movement of a “going back” or rediscovery of basic principles of faith.

But being considered a fundamentalist in a secular sense does not necessarily result in a negative implication; strict concurrence with a standard of excellence and an unwavering fealty to ensuring that basic principles are followed, can be a positive thing. Of course, that is not how the term is usually applied, and so we shy away from such labels of convenient certitude.

For the Federal employee or the U.S. Postal worker who is considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is important to be a “kind of” fundamentalist — of an adherence to certain foundational principles in approaching the formulation and filing of a Federal Disability Retirement application. For, in the end, pursuance of excellence can be a “kind of” fundamentalism, and insistence upon doing something “the right way” is an element of that most basic of approaches and paradigm of beliefs.

Preparing, formulating and filing for Federal Disability Retirement benefits through OPM should be viewed as a systematic, methodological endeavor which always encapsulates three basic principles (thus, as in theological circles, the trinity of fundamentalism):  Medical reports and records manifesting an impacting medical condition; a Statement of Disability as reflected on SF 3112A; Legal argumentation of a persuasive and logically powerful delineation.

These are the three foundations which comprise an effective Federal Disability Retirement application.  And if your neighbor shouts at you for being a fundamentalist in adhering to the basic principles of disability retirement faith, point out the beam in his eye, and merely wash out the mote in yours.

Sincerely,

Robert R. McGill, Esquire