Identifying the Right Bridge to Reach Your Destination: Federal Employee Disability Retirement

When considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS or CSRS, the natural inclination is to ask the seemingly primary question of: Does medical condition-X qualify as a disability? But such a question is in actuality secondary; it is the reverse-order and counterintuitive process which is often confusing for the Federal and Postal Worker who is contemplating filing for Federal Disability Retirement benefits.

The primary question, making the previously-stated questions secondary, is to ask: Does medical condition-X prevent one from performing one or more of the essential elements of one’s job?  By inverting the primary-secondary sequence, one can then attain a better level of understanding as to the administrative process of filing for Federal Disability Retirement benefits.  Further, such a switch in sequence of questions-to-answers allows for an important paradigm shift.  For, in the very asking of the proper question, one can reach a level of understanding to such a stage of comprehension that the question almost answers itself.

Medical conditions in and of themselves do not necessarily qualify the Federal or Postal Worker who is otherwise age or service-eligible for Federal Disability Retirement benefits; it is the nexus which must be established between one’s position and the medical conditions one suffers from.  It is the crossing of that bridge which will reveal the extent of success or failure in attempting to go down this path; but first, the Federal or Postal Worker must correctly identify which bridge to cross, before even starting the long and arduous trek of filing for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

Early Retirement for Disabled Federal Workers: Where to Begin

One is often asked the question, “Where do I begin”?  It is the question of pervasive immediacy, combining both exasperation at a process too complicated to comprehend and requiring a sense of urgency because of the importance attached to the successful outcome, precisely because it may well determine one’s future financial security, and the present ability to continue to attend to one’s medical conditions.  Such a question, however, often needs to be reordered in order to prepare a case properly, in retrospective fashion.

Thus, to reorganize the priority of questions:  Where do I want to end up? (With an approval from the U.S. Office of Personnel Management)  Who approves a Federal Disability Retirement application?  (Not one’s agency, but the Office of Personnel Management and, as such, be careful of promises made and statements asserted by one’s own agency)  How does one obtain an approval from OPM (By satisfying the legal criteria as applied by OPM)  What does one need to do to obtain such an approval?  (Two-part answer:  File the proper forms; complete the forms effectively)  When should I begin the process?  (Since filing for, and obtaining, Federal Disability Retirement benefits can be a long, arduous process, it is wise to file as soon as one has the support of one’s doctor)  Where does the application need to be filed?  (If one is still with one’s agency, then it must be filed through one’s agency; if one has been separated from the Federal Agency or the U.S. Postal Service for more than 31 days, then it must be filed directly with the Office of Personnel Management).

The question of “why”, of course, need not be asked or answered, because it is a self-evident one.  It is the “who”, “what”, “when”, “where”, and “how” which require one’s attention.  For, in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the Federal and Postal employee already knows the “why” of filing.  The medical condition itself provides that answer.

Sincerely,

Robert R. McGill, Esquire