OPM Disability Retirement: The Walking Anomaly

The identity of a person is represented by a composite of memories held, present activities engaged, and future endeavors planned, thus bringing into a complex presence the times of past, present and anticipated future.  It is because of this walking anomaly — of not just an entity living in the present, but of someone who possesses the retentive capacity of memories past, and plans made and being generated for future actions — that the complexity of the human condition can never be fully grasped.

For the individual, therefore, who begins to suffer from a medical condition, such that the medical condition or disability interferes with the delicate balance of the tripartite composite, the fear of destruction of present circumstances, and diminished ability for future progress, is what complicates matters, in addition to the capacity to remember how things were, which only exacerbates one’s anxiety and angst, in addition to the medical condition itself. It is like being caught eternally in the middle of a three-day weekend: one is saddened by the day already passed; one anticipates an additional day, but the knowledge of the diminishing present makes for realization that the future is merely a bending willow in the winds of change, inevitably able to be swept aside.

For the Federal employee or the Postal worker who suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, it is that recognition of past performances and accolades, of accomplishments and successes, combined with present potentialities yet unfulfilled, which makes for a tragedy of intersecting circumstances.  Filing for Federal Disability benefits through the U.S. Office of Personnel Management, whether the Federal employee or the Postal worker is under FERS or CSRS, should not, however, diminish the hope for the future.

Federal Disability Retirement benefits allows for the impacted Federal or Postal worker to receive an annuity, and continue to remain productive and plan for the future. It is the solution for many Federal employees and Postal workers who are too young to retire, and have invested too much to simply “walk away” with nothing to show for the time of Federal service already measured.

In the end, Federal Disability Retirement may not be the best option, but the only viable option available, and for the walking anomaly known as man, OPM Disability benefits may be the methodology to complete that unfulfilled potentiality yet to be achieved.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement Claims: Mental Health, Stress and First Steps

Disquietude is a negation of a former state of being.  Perhaps it is merely a retrospective re-characterization or romanticization of a time or status that never was; or, maybe even a partial remembrance of a slice of one’s life measured as a fullness in comparison to what is occurring in the present.

Regardless (as opposed to the nonsensical, double-negative modern vernacular of “irregardless”), to have a sense of disquietude implies of a former time, event, or state which had a greater positive light than the present one.

And it is in this context that the Federal or Postal Worker who begins to contemplate filing for Federal Disability Retirement benefits, whether the Federal or Postal worker is living in California, Florida, Hawaii, Kansas, Minnesota or Texas (have we effectively zig-zagged a sufficiency of states in order to make the point, yet, or perhaps we need to include Arizona, Georgia, Maine, Michigan, North Carolina and Wisconsin in order to make the point), that one must understand the greater bureaucratic involvement which one needs to undertake before engaging the complexity of the process of a Federal Disability Retirement application.

First, it is a Federal issue, and therefore, it will be unlikely that one will find, for example, a Florida Federal Disability attorney, or an Oregon, Kentucky or Louisiana Federal Disability lawyer; for, it matters not whether or not the lawyer lives in, or is licensed in a particular state, precisely because this is a Federal issue, and not a state issue.

Second, Mental Health issues — aside from being a valid and viable basis for a Federal Disability Retirement application — can either stand alone, or be in combination with a physical disability (isn’t it interesting how we bifurcate “mental” as opposed to “physical”, whereas both are part of the same physiological state of a person?).  Sometimes, mental health issues stand alone; other times, they can be concurrent medical conditions, or secondary ones.

Third, stress is a basis for a Mental Disability Retirement claim, although it must be properly and carefully approached because of issues concerning situational disabilities.

And Fourth, how one approaches the first steps in preparing a Federal Disability Retirement application, will often determine the success or failure of the disability case.

Overall, it is the plan itself, the cogency of the approach, and the gathering of the proper documentation, which will determine the efficacy of those first steps, and whether the stress, mental and physical health of one’s being, will be relieved as a result of filing for a Federal Disability claim.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: Erasers

Erasers have been replaced by the ‘delete’ button; that concept alone is a peculiarity:  of the mechanism used to expunge is itself made obsolete and disappears.  It is a tribute to the human imagination that we can project scenarios in which individuals, including ourselves, are no longer part of the equation.

The anomaly, of course, rests in the reality that when we so imagine a scene which occurred, but of which we ‘delete’ certain events or individuals, the one who imagines such changes is omnisciently present by virtue of being the one who thinks and creates such thoughts.  That is sometimes part of the problem in considering a change in one’s life; we are often incapable of imagining the change because we cannot fathom deleting our presence, or altering the circumstances, from that which we have known and traveled for so long.

Habitual dependence allows for a comfort zone which is difficult to traverse and alter.  For Federal and Postal employees who suffer from a medical condition such that the medical condition impacts one or more of the essential elements of one’s work duties, the problem is often not the capacity to imagine change — for the medical condition itself has forced upon the Federal and Postal employee the changes by virtue of physical or cognitive alterations — but rather, the problem often involves imagining the necessity of making changes based upon the changes already wrought.

Such second-tier changes require planning and implementation beyond that which the medical condition forces; and consideration of filing for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, is a necessary step in that process of accepting further changes.

It is like the eraser protesting to the computer that complete obsolescence cannot occur, despite the inevitable march of technology and time.  Oh, and by the way, they still do sell erasers.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Pre-planned Life

Planning is part of our culture; from birth, to plan for old age; from the first entrance into a career, to consider the options for retirement funding; from the days of schooling, to determine the course of one’s career; and multiple intermediate pre-planning considerations, often mundane in nature, such as what to eat for dinner, how many children to have, where to live, etc.  Whether animals plan for the day, and to what extent, may be debated; what cannot be disputed is the extent and complexity in comparison to the pre-planning engaged in by Man.

But life rarely follows along the neat and uninterrupted course of a plan determined days, months or years prior; instead, the hiccups of life are what make for interesting interludes of unexpected turns and twists.  The proverbial nest egg may not have developed as quickly; one’s expectations of career goals may not have blossomed; a child may have come unplanned; or a lost puppy may have appeared at one’s doorstep.

Medical conditions are somewhat like those interruptions of interludes; they may not be as pleasant as some other hiccups, but they are realities which people have to deal with.

For Federal and Postal employees who find themselves in a situation where medical conditions prevent them from performing one or more of the essential elements of one’s job, it is important to undertake two preliminary steps:  An assessment of the medical condition and whether it is likely to resolve within a year or less; if not, to investigate and become informed about Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

One of the elements which must be shown is that one’s medical condition will last a minimum of 12 months.  This can normally be easily accomplished by a doctor who can provide a prognosis fairly early on in the process.

And perhaps a third step:  A recognition that lives rarely travel along a pre-planned route, no matter what you were taught to believe, and more than that, that the value of one’s life should not be reflected by veering into the unknown.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: When the Plan Goes Awry

When the old Soviet Union (U.S.S.R.) would release its “5 Year Plan”, it presented a systematic economic model of an ordered and organized state — a feature of a centralized model, based upon a philosophy of an intelligent and purposeful populace which worked in tandem with the collective needs of a labor-force reflective of a superior ideology.

Or so it seemed on paper.

What reality brought forth and what a planned model proposed, turned out to be entirely two different things.  And isn’t that true of life in general for the individual?  It is well to have a plan for one’s life; but adjustments must be made, and refinements must be allowed for, as the reality of circumstances reveal the imperfections of any human planning.  Perhaps an unexpected birth joyfully interrupts; a death in a family necessitates delaying certain endeavors; or an illness or injury impacts one’s ability to continue in the career of one’s chosen field of vocation.

Federal Disability Retirement filed through the U.S. Office of Personnel Management is an option which should be considered in the changing course of a person’s life-planning.  Perhaps it is not the most attractive or celebratory alternative to choose; but when limitations from the reality of life are imposed, one must not expect to choose from an endless series of options, but rather from those which are offered and realistically proposed.

For Federal and Postal workers, the option of filing for Federal Disability Retirement benefits, whether under FERS or CSRS, is a choice offered as part of the total compensation package of one’s employment; and when needed, it is a choice which, fortunately, exists in order to be able to revise and reformulate one’s future plans.

By the way, what ever happened to those old Soviet Union 5-year plans?  Like so much of history, they temporarily disappeared onto the proverbial ash heaps of fiction and folly, only to be revived when history fails to teach its lesson of repetition and recurrence.

Sincerely,

Robert R. McGill, Esquire

Federal Gov. and USPS Disability Retirement: Expectations

Expectations are peculiar anticipatory states of being; based upon an accurate assessment of factual considerations, they can comport with a true sense of reality; dependent upon an unrealistic foundation of pure desire and want, it can lead to a devastating loss of trust.  In order to avoid unrealistic expectations, it is necessary to evaluate and assess, as much as possible, facts from past experience, objective present circumstances, and projection of fairly accurate intuitions for the future.

For Federal and Postal workers contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, a realistic expectation as to all aspects and corridors of the benefit itself is necessary in order to survive the entirety of the administrative and bureaucratic ordeal.

From evaluating the strength of one’s medical support, to the ability to convey a persuasive argument and case to an agency which reviews tens of thousands of Federal Disability Retirement cases; from a realistic timeframe of the entire process from start to finish; to financial considerations and future earnings potential and whether one can work in another job or vocation.  All such considerations should be evaluated and discussed.

In the end, however, the Federal employee who is contemplating filing for Federal or Postal Disability Retirement benefits often is confronted with limited choices: to continue working under the same conditions, that is, doing with the same tasks in the same Federal occupation (normally not an option, and that is why Federal Disability Retirement is considered in the first place); to walk away without filing for disability retirement benefits (almost never an option — self-evidently so); or filing for disability retirement benefits (the necessary option, and why it is being considered in the first place).

It is the expectations which often dismay, however, and it is a good idea to keep that animal in a cage of realistic assessments.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Flexibility in a Plan

“What is the game plan?”  That is the question which, when posed, is evidence that one recognizes that engagement in an activity or process should have a logistical and strategic paradigm from which to proceed.

Such an overarching plan need not be a formally drawn, meticulously detailed one; it can be fairly general in its guideposts, with some specificity in milestones.  But to formulate a plan which is discernibly comprehensible is an important first step before initiating any process, whether legal, recreational or otherwise.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the plan of action is important to the overall administrative facet, if only to respond to outside pressures which will almost certainly prevail upon the Federal or Postal employee — from one’s agency; from the financial pressures which will continue to remain a factor; from the ongoing medical condition itself.

Yet, within any “game plan” or “master plan”, one must also figure in a necessary component of flexibility.  Just as the future is never a certainty or a predictable development, so changes in a process where one is attempting to file for a benefit will often incur and involves unforeseen changes and malleable circumstances.

An unseen event or trigger, however, does not necessarily mean that one cannot proceed; it merely require the ability to circumvent the obstacle, if indeed it is an obstacle at all.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Durational Attitude, Or: “If Only I Had…”

There are periodic offers for an “early out”; or the ability upon reaching certain trigger points of leaving the Federal Government; or receiving OWCP benefits, which is certainly a higher rate of immediate return (assuming qualification and eligibility has been established); or even a settlement for a separation with some severance pay, a lump sum to settle a lawsuit, etc.

On the other hand, one of the advantages of a Federal Disability Retirement benefit, of course, is that the number of years which one remains on Federal Disability Retirement counts toward the total number of years of service, such that at age 62, when the Disability Retirement benefit is recalculated as regular retirement, those years on Disability Retirement are calculated into the benefit. Thus, for those who live to be a ripe old age, those differences in percentage points will continue to reap the benefits.

It is the long-term viewpoint which should always be considered; for, in later years, the durational perspective, if not taken, may well result in the rueful reminiscence of a forlorn, regretful attitude.  One may make statements of vacuity, such as, “I don’t live with regrets”; but the annuity and one’s bank account may tell a different story.

Planning for the future in preparing, formulating and filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management, entails, involves, and encapsulates more than just the “now” and the “present”; it is the immediacy of the future which one should always plan for.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Unplanned Event

One always likes to think of the present state of affairs as one resulting from the systematic planning put in place years ago — as in the proverbial “comfortable retirement” that was set in motion through wise investments and retrospective prognostications which were presumably based upon sage advice.

But life rarely works that way.

Yes, the analogy of the treadmill, or of taking one step forward and two steps back, all apply.  There is a famous line in a British rendition of “Emma”, in which the father mumbles beautifully, “Life is like going from one bowl of gruel to another”.

Those who come to a point of contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, often find themselves in a similar situation.  One works tirelessly, thinking that such hard work will reward itself by growing one’s nest egg, where savings develop over time; where within-step-increases come because of meritorious behavior; and where loyalty to, and from, one’s agency is strengthened and established because of the time, effort, and hard work one has, and will, put in.

But then the unplanned event surfaces.

In the beginning, one can fool one’s self and say that it is merely temporary, that it will all go away, and that one needs only to survive for the next coming day.  But the unplanned event can be just as effectively destructive as the planned one, and the results just as final.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is best to see the neutrality of one’s circumstances — for, it matters not whether one “planned” for a medical condition; rather, the point is that, once accepted as a fact, it is the extent and effort of planning after the revelation of an unplanned event, which will make all the difference in one’s life.

Sincerely,

Robert R. McGill, Esquire

Early Retirement for Disabled Federal Workers: Waiting until the Very End

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS, it is never a good idea to wait until the very end to obtain an attorney who specializes in Federal Disability Retirement issues.  By “the very end”, of course, is a relative term — it can mean the U.S. Court of Appeals for the Federal Circuit, or a Petition for Full Review (PFR) before a 3-Judge panel of the Merit Systems Protection Board (upon an appeal to the Merit Systems Protection Board, after a denial at the initial application stage before the Office of Personnel Management, then a denial at the Reconsideration Stage before OPM), or the hearing stage itself at the Merit Systems Protection Board.  The “very end” equates to “it is almost too late”.  Another relative concept is the term involving “almost”, as in “almost too late”.  

A recent reversal of a case was by a former Federal employee who attempted all of the initial stages on his own — the initial application stage with the Office of Personnel Management, then the Reconsideration Stage — then went to a Hearing at the Merit Systems Protection Board without an attorney.  This particular Federal employee then came to the undersigned attorney and asked if it could be reversed by an appeal to the 3-Judge panel at the Full Review Stage of the Merit Systems Protection Board.  As pointed out in an earlier blog, there were enough judicial/legal errors committed by the Administrative Judge to justify a Petition for Full Review, and indeed, the outcome was a positive one — fortunately, for the Petitioner/Appellant/Applicant.  However, it is always best not to wait until it is too late.  That is another relative concept — “too late”.  

Hope springs eternal, but such hope has an end in every administrative appeal process, and unless one begins to build the bridge properly from the very beginning, block by block, legal precedent by legal precedent, there is the danger that a collapse will ensue.  It is best to prepare well at the beginning of a process, lest the lack of preparation result in an irreversible tide of mistakes, mishaps, and misfortunes at the end of a long and arduous attempt.

Sincerely,

Robert R. McGill, Esquire