Federal Employees Retirement System (FERS) Disability Retirement: What We Don’t Know

Age brings us closer to realizing the truth of Socrate’s refrain: That I really don’t know anything or, more to the point, much of anything.

Youth allows for brashness of arrogance; in middle age, perhaps some slight hesitancy; of getting older, one realizes the extent of or lack, and the vast knowledge which we will never be able to understand.  Most people “wing it” — in other words, act “as if” they have some knowledge, that they possess an “expertise” or some secret to an apparent success attained.

Social Media, Facebook, Instagram — these, of course, mask and hide the inadequacies behind the facade of competency.  Few people nowadays admit to an imperfection, a lack of, an ignorance for, etc.  Thus do we no longer have the Socratic Method where questions are peppered in order to reveal the disguised ignorance which most people walk about with.

But let’s be clear: What we don’t know can, in fact, hurt us, and to fail to acknowledge one’s lack of knowledge can have dire consequences.

For Federal employees and U.S. Postal Service employees who intend on filing for Federal Disability Retirement benefits under FERS, you should take the time to read the case-law which has developed and evolved over many decades, in order to at least understand the underlying issues which can complicate a Federal Disability Retirement application.

Or, contact a Federal lawyer who specializes in Federal Disability Retirement Law and let him inform you of what you don’t know.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Office of Personnel Management (OPM) Disability Retirement: Divide and Conquer

Perhaps it is not any one medical condition, alone which prevents the Federal or Postal employee from performing one’s Federal or Postal position; rather, the aggregation and combination of multiple conditions — of depression combined with chronic migraines; or back pain along with panic attacks and severe anxiety, etc. — prevents the Federal or Postal employee from performing all of the essential elements of one’s Federal or Postal position.

The U.S. Office of Personnel Management — the Federal Agency which reviews and makes the decision for an approval or a denial on all Federal Disability Retirement applications — is fully aware of this, but proceeds to divide and isolate each medical condition, minimizing the impact of that specific condition without taking into account the intersecting impact of all other medical conditions, and thereby denies the Federal Disability Retirement application by ignoring the aggregation and combined impact of one’s entirety of health concerns.

This is the age-old military maneuver of divide and conquer — divide and isolate the enemy’s flanks, then attack each individual and isolated division one by one until each are conquered separately and individually.  It is a tactic used by OPM in many cases, and done successfully — until and unless there is a counterattack utilizing and applying OPM laws governing Federal Disability Retirement benefits.

Contact an OPM Lawyer who specializes in Federal Disability Retirement Law, and begin to put together the strategy to counter OPM’s “Divide and Conquer” approach to Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Internal Order, External Chaos

Whether the cult of Marie Kondo will last beyond a faddish response and 15 minutes of fame, only time will tell.

Japanese minimalism lends itself to making order out of chaos by discarding unnecessary clutter in one’s life.  The key word here is, of course, “unnecessary”, and how we categorized which items in our homes and offices to keep, and to what extent external chaos impacts one’s internal sense of order in this universe.

Does organizing everything in one’s home and office lead to greater internal calm and peace?  Does a person who has an overstuffed bookshelf — with books “arranged” in every which way upon a shelf, with no apparent order in the categorization of titles possessed — reflect a manner of internal chaos?

Conversely, does a person who appears to posses a sense of internal peace and order necessarily have a home and office which reflects that apparent order and peace?  Does the interior world of a person necessarily indicate the exterior state of one’s life?

For Federal employees and U.S. Postal workers who suffer from a medical condition that impacts his or her ability and capacity to continue in the Federal or Postal career of choice, the chaos of a medical condition — whether of an “external”, physical condition or of an “internal” psychiatric break down — should lead to a consideration in filing for Federal Disability Retirement benefits under FERS.

Consult with a Federal Disability Lawyer who specializes in FERS Disability Retirement Law, and consider whether or not the order of the day through proper representation by legal counsel might be the best course of action for both internal order as well as external competence in preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from the OPM: Chessboard of Life

Is there a difference between an “Eastern” and “Western” perspective of life?  Does the fact that we play one kind of game (Chess) while Eastern nations play another game (“Go”) give us any metaphorical insight into such differences?

The Game of Go uses the intersecting points on a line full of square spaces; on a similar-looking board (depending upon the size of the Go Board), Chess uses the square spaces themselves.  The Game of Go is a more “fluid” one, where the black and white stone pieces will fill the board at the intersecting lines, and thus can move up or down, sideways or diagonally, depending upon the initiation and response of the players to one another.

Chess, on the other hand, can only essentially move forward.  Yes, the pieces can move sideways (the knight, queen and rook, for example) and diagonally (the bishop & queen), but the object of the game is to reach the opponent’s farthest line of square spaces, whereas the Game of Go utilizes the entire board with equal value.

Do the two “games” tell us anything about the way in which we live?  Do we “view” life as a chessboard, as opposed to a Game of Go, and is there a difference in such ways where one can make a conceptual distinction between the two?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the Chessboard of Life becomes a “match” between yourself and the U.S. Office of Personnel Management.

To “capture” their queen, you must maneuver your way past all of the threatening “pieces” of a Federal Disability Retirement application, and “checkmate” OPM with legal arguments and medical evidence that is persuasive enough.  Whether a different strategy as that applied in the Game of Go should be considered, depends upon the unique nature of your individual circumstances.

In either case, it is good to consult with a “Master” of either Go or of Chess — a FERS Disability Attorney who specializes in FERS Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement for Federal & Postal Employees: The Port

It is the Roman Stoic, Seneca the Younger, who wrote that, “If a man knows not to which port he sails, no wind is favorable”.  It is, in the end, the essence of Stoicism — of living life without complaint and without being impacted by the hardships of the objective world, all the while clinging to a path of virtue unfettered by worldly concerns.  That is why the quote above — of the internal “self” in contrast to the metaphor of the objective world: the winds which guide the ships — encapsulates the essence of the philosophy of Stoicism.

In modernity, it matters little from whence the winds come, for we engineer our own direction through engines and mechanical devices which propel the marine vessel by the power of our own creation.  But of that time when ships relied exclusively upon the breath of gods that blew the winds which filled the sails — it was a time when we relied heavily upon the favor of fate and nature’s appeasement.  Yet, even today, whether by the propulsion of machines invented or reliance upon prayers of guidance, no wind is favorable until and unless a person knows where he or she wants to go.

For Federal employees and U.S. Postal Workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of his or her position, it is important to make a determination as to “where” one plans on going before determining the “how” of the approach.  If a medical condition has clearly begun to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, then where one must “go” becomes clearer: You cannot continue to stay at the job precisely because the medical condition prevents you from doing so; and so FERS Disability Retirement becomes the option by default.

The next question, then, is the “how”, as in — How does one get from point A to destination B?  Consult with an attorney to discuss the further particulars of your case; for, in the end, whether you believe in the philosophical tenets of Stoicism or not, once you realize the port to which you wish to sail, you need the favorable winds of counsel from an attorney who specializes in Federal Disability Retirement Law in order to help guide the sails of your journey.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation for OPM Disability Claims: Preparations

Would you hold a dinner party without preparing?  Or attend an important meeting, host a regal gathering of accomplished celebrities or go camping in the wilds of winter’s ferocity — without making adequate preparations?

The elaborate extent of such preparations is often correlated with the importance, significance, relevance and complexity of the issue at hand, the engagement to be embraced or the event to be held.  Preparations are a vital component to the successful engagement of whatever one undertakes, and lack of it often guarantees a result of negative returns.

How does one prepare for the preparation, formulation and filing of an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset?  Does one go out and ask the Human Resource Department of one’s agency, and thereby put to the winds which carry gossip about the Agency and allow the gods of the underworld to disseminate the implication that “X is filing for disability retirement”?  Do you dare test the oft-told adage in the Federal Government that “confidentiality begins with the Human Resource Office of one’s agency — and likewise, ends there”?

Or, perhaps “preparation” is merely of the ad hoc sort — of downloading the various forms (SF 3107, Application for Immediate Retirement, and SF 3112A, Applicant’s Statement of Disability, at a minimum) and beginning to fill them out, and somehow sifting through the multiple instructions and packaging a Federal Disability Retirement application?

Preparation for the initiation of any worthwhile endeavor should, at a minimum, involve seeking some advice from an “expert”, and in preparing, formulating and filing a Federal Disability Retirement application, to be ultimately filed with and decided by the U.S. Office of Personnel Management, consultation with an experienced attorney who specializes in Federal Disability Retirement Law should be a minimal step in such an important and consequential process.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Monday’s Startle

There is not much that needs to be said about Mondays.  The standard response to, “So, how is your day going?” is quickly understood with the response of, “It’s Monday”.  What is it about the first work-day of the week that brings about the startle of life?  Is that why the traditional week’s cycle begins from Sunday-to-Saturday, because we want to avoid the memory of a week beginning so disastrously?

Do we dread work so much that it becomes a self-fulfilling prophecy, where the expectation of the day following the day off becomes so anticipated with angst and considerations of impending disasters, that what we come to expect we impose our will upon the universe such that reality follows our fears and imagination?  Or, is it that there is an across-the-board truce that comes about without a word of acknowledgment — shortly after the close of business on Friday afternoon — when everyone heaves a sigh of relief, goes into the weekend, and everyone follows the protocol of no longer bothering one another?

How did we come to that unspoken rule — you know, the one where emails suddenly become reduced in volume (except by those with OCD who increase the length and number because of the unresponsiveness of the previously-sent dozen or so), phone calls are put on hold and the furious activity of keyboard punching and looking about anxiously at the clock-that-never-moves — where suddenly a peaceful calm descends like a spirit from on high above the clouds, the white flag of a temporary truce is reached without anyone saying a word, week after week, month after month, year in and year out?

It is reported that such unspoken occurrences were common during every war — our own Civil War, the two World Wars (but not in the more recent ones in Southeast Asia and the Middle East), where ceasefires were embraced around Holy Holidays and some Sundays without any need for negotiated settlements, but with merely a wave and a smile.

Then, Monday’s startle comes with a roar.  Whether because it remains such a contrast against the quietude of the day before, or merely the release of pent-up energy allowed to aggregate over the 2 days of respite and restoration, one may never quite comprehend.

For the Federal employee or Postal worker who suffers from a medical condition which necessitates preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, Monday’s startle is often a chronic condition because of the inability to escape from the anxiety of the medical condition itself over the weekend, Holidays or summer months.

Monday’s startle can be survived, for the most part, precisely because of Saturday’s respite and Sunday’s quietude; but when every day of the week and weekend results in the same angst as Monday’s startle, it is likely time to consider filing for Federal Disability Retirement in order to focus upon one’s health, lest Monday’s startle turns into an endless stream of red flags replacing the white ones of truce where such flags are warning signs of an impending condition that only gets worse.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Being too kind

Can we be so? Is there a tipping point on the pendulum of sugary personalities where the spectrum of color-coded warnings tell us to be wary, for danger lurking within a context where one becomes suspicious of a conversation turning to an overabundance of kindness? Is there such an event, a personality, a characteristic and a trait of opposition as “being too kind”? On a spectrum or scale of revealing who or what a person is – does kindness turn about into an antonym of sorts, and become naked meanness or obstructive disregard in malfeasance by neglectful ignorance?

Can parents be charged with negligence or criminal neglect because they are “too kind” to their children by allowing them to do as they please?

Can a sugary-sweet conversation engaged in with a superior turn out to be a deliberate intent to elicit responses where safeguards are lowered and one’s instinctive inner alarms of suspicion are temporarily abandoned? If a person is truly “too kind”, does being so become a detriment, or a badge of honor that allows for one to pass through life with ever a smile on one’s face? Or, behind closed doors, in the dead of night when the darkness shrouds the turmoil brewing in ones’ inner thoughts, at what price does being too kind extract, like that pound of flesh diminishing the weight of relevance for each of us in a world known to be mean and unkind?

We all accept predators and other animals of wolverine intent; and there are surely angels amongst the population who wander throughout in order to touch the hearts for the pleasure of gods in the underworld of eternity; but of those who by personality quirks or some missing link in the Darwinian universe of survival instincts, do the opposites of kindness equal the mathematical rule and create the sum of meanness, or its very opposite, of angelic qualities rarely encountered in this universe of cynicism?

Then, of course, there is the dismissive wave of the hand of which no one wants to fall within that category: “Oh, he’s a nice enough guy” – a declarative which, when properly interpreted, means: “Irrelevant; not worth spending more than a few seconds with”. For, being too kind has two faces to it: Whether of a perennially naïve character, such that the person with that eccentricity can be trampled upon and yet remain so; or, there is an underlying and often malicious intent beneath the veneer of such kindness.

For Federal employees and U.S. Postal workers who are considering filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, to be filed with the U.S. Office of Personnel Management, remember that there is always a history of repeated conduct by Federal Agencies and Postal Facilities, which should forewarn you about a person, an agency, a department of a facility, that suddenly is being too kind.

For, always remember the childhood fable about Grimm’s or Perrault’s eternal truth, as depicted by Little Red Riding Hood; and, depending upon the version written, you may not want to get into that bed with a grandmother who has a long and suspicious-looking nose, as well as other telling features that should ring the alarm.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS or CSRS: Hey, at least he has a nice hairstyle

Dismissing all substantive imperfections, the phrase connotes that which we are left with:  a trope of magnanimous inanity.  The classic scene, of course, if one’s memory serves one well (and, concurrently, if one wants to reveal the generation from whence one came), is where “The Fonz” in the popular but antiquated sitcom, “Happy Days,” enters the bathroom at the local diner, and as he is about to comb back his grease-filled hair, stops, pauses, looks again, then declares with but a barely intelligible word, confirming the picture-perfect reflection of the image in the mirror, affirming that no amount of further effort would improve upon an already self-evident apogee of creation.

There are, of course, numerous excuses in life, some valid, others derived from pure laziness.  Somehow, the linear perspective of historicity makes of us a frozen frame in time.  Whether the line of demarcation is upon graduation from high school, or a community college, or perhaps even upon being awarded a university degree; we think it is acceptable to stop growing, cease learning, pause further development.

Leisure is often the powder-keg which explodes; the essence of human nature as encompassing the character trait of laziness — but what does that really mean?  Does it imply and denote that there is a genetic predisposition to refuse further growth, or merely an observation that, given the bifurcated duality of false alternatives, most of us would choose the easier path with the least amount of resistance?

If the latter, then it is merely a harmless tautology of observation, for it is self-evident that work and toil, as opposed to pleasure and enjoyment, are the lesser models of preference.  Emergencies; crisis; traumatic events; these, of course, constitute an entirely different category, altogether.  And, in a greater context and larger perspective, one could argue that such intersecting and often interrupting life-events in fact spur greater growth and maturity, by the experience of encountering death, tragedy or tumults of great struggle and endurance against odds stacked against one.

Life is full of challenges, and having a medical condition is one of the greatest of all.

For Federal employees and U.S. Postal workers who struggle because of a medical condition, such that the medical condition prevents the Federal or Postal worker from continuing in one’s chosen career-path, and where preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management becomes a necessity because of the inability to perform all of the essential elements of one’s Federal or Postal job, the endeavor to maintain a semblance of balanced perspective will often become a contentious force in and of itself.

It may sometimes seem as if the linear progression of one’s life has come to a stopping point, and that further growth is no longer possible.  Yet, the answer to a dilemma is often the process of the turmoil itself, and further growth and opportunity may be in some future arena yet unseen, after one has won an approval of a Federal Disability Retirement annuity and left the Federal or Postal workforce.

What one doesn’t want to do, is to remain stuck in a situation of stagnation, where all that one can look forward to on a daily basis is to hear a dismissive comment from the guy sitting next to you, who says, “Hey, at least he has a nice hairstyle.”

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement: The implication of ‘finding happiness’

Human beings live in a duality of universes; within the linear historicity of an objective world, daily unfolding with encounters with physical objects and other beings, comprised of interactions both superficial and intimate, combined with utilization of inanimate constructs for daily living; then, there is the insular universe of a parallel phenomena, where we are subsumed by a conceptual menagerie of language, numbers, extrapolated forms of ideas and strings of thought processes; and how we coordinate and intersect the two determines the success or failure of who we are, how we thrive and to what teleological end we pursue.

The words which we use often define who we are, as well as what motivates and moves us into action or inertia of mindless behavior as science fiction describes the modernity of automatons.  In the animal, non-human kingdom, survival and the pursuit of food sources dominates to satiate the basic tendencies of the appetitive aspects of existence.  ‘Happiness‘, as a defined principle, equates to a full stomach at the most foundational of sources.

For humans, we tend to make complex of the simple, and turn an evolutionary basis into a conceptual conundrum.  Thus do we add the prefatory vacuity of ‘finding’ and attach it to the root of existence — ‘happiness‘.  Such a concept implies that there existed a time before when something was lost, never attained, or otherwise left unsatisfied.  As a result, a ‘search’ is undertaken, a lost civilization reenacted, a missing person found and a stray dog reunited with its owner.  But that life were so simple as to merely search for the confounding link to fulfillment, as if the effort merely consists in the remembrance of the location of the misplaced watch by tracing the steps previously taken but somehow forgotten during the slumber of exhaustive nights.

Is life too complex to behold?  Do the accoutrements of cultural rot pile upon us daily, such that the simple root of conceptual simplicity remains beyond the reach of most of us?

Happiness as a principle should always remain as a byproduct of the life one leads.

For Federal employees and U.S. Postal workers who suffer from a meandering pool of daily suffering, resulting from a medical condition which prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Postal or Federal positional duties, the issue of ‘happiness’ is often quite simple:  freedom from the medical condition and stability of purpose for the future.

The former may never be quite achieved, as it is determined by factors so complex as to encompass body, soul and emotional health; but as to the latter, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is at least a step in the proverbial right direction.  For, in the end, the insularly devoid conceptual construct of ‘finding happiness’ must be determined by the angel’s residue of sprinkled gold dust, left to sparkle with infinite radiance as we venture forth into worlds unconquered and visions yet unseen.

Sincerely,

Robert R. McGill, Esquire