FERS Medical Retirement Law: Of Better Times Before

We like to think that; of filtered memories downstream where the pond is pristine and pure.  But the question remains:  Were they?

Romanticization of “before” is a capacity uniquely human.  Today, we even think of better wars before — of World War II, and even of that “Great War to end all wars” — WWI.  To have endured and survived The Great Depression was to have experienced some grand period of American history;  for, of better times before is of a time where communities were intact, children didn’t have the traumas of modernity, and life didn’t have the complexities of Smartphones, Facebook, Instagram and computerized conundrums.

Of better times before — before what?  Before when?

For Federal employees and U.S. Postal workers who suffer from a health condition, the “before when” is answered quite easily:  Before the onset of the medical condition.  And the “before what” is also discernible:  Of that time before when the medical condition was manageable, and it did not interfere with the ability and capacity to perform all of the essential elements of one’s Federal or Postal Service job.

Is it true — of better times before?

It depends upon the time period; but certainly, when health was thoughtlessly taken for granted, there were better times before, and in the comparative “now”, the way forward is to consider preparing an effective FERS Disability Retirement application, and have the time to attend to one’s health in order to reach that dreamland of better times before.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Employee Disability Retirement: The Non-Existent Door

It is the door which should exist, but doesn’t.

The Non-Existent door includes: The one with the sign on it which says, “Office of Reputation Restoration Once the Truth Comes Out” — you know, the place where your reputation is restored after it turns out that things people said about you weren’t true, after all.  Or, how about: “Office of Refunds — A Dollar for Each Day Your Kids were Ungrateful”.  This is the office where you suddenly become extraordinarily wealthy for all of the effort you put into raising your kids, but where you never received any thanks.  Or, the door with the sign which reads: “Office of Body Parts and Replacements” — where you can trade in a bad back or a bum knee for a brand new one.

Well, such an office door does “somewhat” exist, in that a doctor can do their best to try and repair certain medical conditions.  Unfortunately, the science of medicine has not yet been perfected, and until it has, we have to continue to live lives which must take into account various medical conditions which are not ultimately curable, and have become chronic and restrictive.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management is often the only available response to the Non-Existent Door — the one which says, “Office Where You can Keep your Job despite your Medical Conditions”.

Contact a retirement attorney who specializes in Federal Employee Disability Retirement Law, and enter the door not of Non-Existence, but of an existence entitled, “Federal Disability Retirement annuitant”.

Sincerely,

Robert R. McGill, Lawyer

 

Medical Retirement for Federal Employees: Getting Started

That is often the crucial question, is it not?  How does one get started?

In other areas of our lives, we know the procedures: In starting a car, we get in, put a foot on the break pedal, then either turn the key or (as in the more recent, technologically advanced vehicles) push a button; then, put on our seatbelt (unless that was done first), release the brake and push down on the accelerator.  Or, in the ordered scheduling at work: Review calendar; complete any leftover tasks from the previous day; return phone calls, etc.

The very concept of “getting started” presumes a certain set of knowledge which enables and empowers one to initiate the actions required.  But how do you even contemplate “getting started” when the “it” is completely foreign, alien, and unknown?

Federal Disability Retirement is one such animal; and in getting started, the best way is to follow the age-old adage of a Chinese proverb: The journey of a thousand miles begins with the first step — and that step should be to consult with an Federal Attorney who specializes in Federal Disability Retirement Law.

Contact an OPM Medical Retirement Lawyer who has the knowledge to begin the process of Federal Disability Retirement, as the initiating “first step” in getting started.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: The Best of Plans

We do what we can with the tools we are given.  We are given a certain time-frame — say, 60 years or so, half a century, several decades, etc., in which to make our “mark” in the world, to gather our resources, accumulate what fortunes we can muster; and within that contest of living a “life”, the make the best of plans.

All plans are, as Mark Twain likely noted, made to be subsequently abandoned; for, the foibles of human folly dictate that the best laid plans must always adapt to the reality of changing circumstances.  However, we make them nonetheless.  Why do human beings have such a need, a desire, a proclivity for making plans?  Do other species engage in such extensive efforts to map out the future, or do they just “live for the moment”?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the best of plans must by medical necessity change and become adapted to the new reality of one’s medical conditions.

Consideration yet must be given for one’s future, and preparing and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is one of the changes within the framework of another best of plans: To consult with an attorney who specializes in Federal Disability Retirement Law and begin the process of restructuring the best of plans…

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Unique Circumstances

They arise when the isolation becomes all the more magnified; and they close upon you and make you believe that you are alone in the world.  Each circumstance, by definition, is a unique one: Unique because all previous such circumstances never involved you; unique because the time and place never encompassed you; unique because it has happened to you, as opposed to someone else.

When a medical condition is involved, you somehow know that others have also suffered from similarly illnesses, disabilities or diseases (unless it is the Corona Virus — which, again, is not so much “unique” as it is a different strain from other viruses which has infected the greater universe), and yet the isolation it imposes, the sense of “separateness” it necessitates, makes it profoundly unique.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, just remember that —yes, your condition is unique; but that no, the process of filing for Federal Disability Retirement benefits under FERS is not unique to your particular circumstances; rather, it needs the guidance and advice of a Federal Disability Lawyer who is experienced in taking your unique circumstances and applying it to the complex administrative process of obtain a Federal Disability Retirement.

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin to conform your unique circumstances to the particularity of Federal Disability Retirement Law that governs the unique circumstances and turns it into an ordinary annuity to protect your important future.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Presumptuous Act

What would we say about a person who, having bought a lottery ticket, goes out and spends lavishly, quits his job and becomes indebted far beyond his means — all prior to the day when the “winning numbers” are declared?  We would consider that he or she is: Crazy; irresponsible; or, perhaps, has some “insider knowledge” that we are not privy to.

Most acts lack a presumptuous intent; many, merely of thoughtless motivations; and rarely but some, of such egregiously bold-faced assault upon common decency that we disbelieve and attempt to substitute some rationally-based justification to explain away the presumptuousness of such an act.  Would our opinion of such a person — the one who buys a lottery ticket, then quits his or her job and proceeds to spend lavishly while abandoning all “reasonable” displays of conventional wisdom — change if additional facts were to be posited?

How about: The doctor has given him 30 days to live, and when we ask the person about the lottery ticket, the response is: “Oh, I don’t expect to win; it is just a metaphor for my life’s prognosis”.  Would such a response change our opinion; for, no longer is the person “crazy”; perhaps somewhat “irresponsible” in that the debts left behind will still have to be paid by someone; but yes, we would likely lean towards the third option in our thought processes: that the “insider knowledge” was the very private knowledge held close to his or her heart: Mortality suddenly betrays careful living, and abandonment of conventional lifestyles is a natural consequence of having nothing left to lose.

For Federal employees and U.S. Postal workers who suffer a similar (but perhaps not quite as devastating a scenario) situation like that of the hypothetical individual noted above, the “presumptuous act” that others may deem so may not be so outlandish as one may first assume.

Filing a Federal Disability Retirement application for the Federal or Postal employee under FERS, CSRS or CSRS Offset is not quite like the example above, but often, some see it as such; for, to “give up” a well-paying job, a reliable career or a secure position in the Federal System is certainly a drastic situation; and the alternative may not allow for much of a choice: To remain and suffer, and continue to deteriorate until one’s body or emotional state has been so damaged as to suffer through life for the rest of one’s allotted time on earth; to ignore that is indeed the height of presumptuousness — of taking things for granted.

Health should be a priority, and preparing, formulating and filing a Federal Disability Retirement application through the U.S. Office of Personnel Management is not a presumptuous act; rather, its opposite is what presumes too much — that your health will continue to withstand the deteriorating condition that you have all along experienced for these many years.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Denial: The Middle Stage

It is like those siblings who are “in between”; of caught in relevance and significance by being squeezed on the one side by the “giant first one”, and on the other side by an even greater presence; and, somehow, the middle stage is lost and forgotten.  Is that how life itself is viewed, as well?  Of being cooed and oohed over the baby-years, and then forgotten once the younger sister comes into the family; or of being cast aside by children in their teenage years, then suddenly realizing that time lost can never be regained, but recognizing that one’s parents now are too old to appreciate?

Is that why the “Middle Ages” are viewed as irrelevant, stuck between the “Ancient Era” of the great Roman and Greek periods, and then suddenly skipped over into the Renaissance and into modernity?

The “Middle Stage” is like the Middle Age years — of being present but quickly fading; of being there but barely noticed; of shying away and fearing the next stage because the one before was so full of energy and the disappointment of the failures of the previous stage is merely a foresight into the fearful expectations of the next.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition now prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “Middle Stage” is called the “Reconsideration Stage” of the administrative process.

The Reconsideration Stage is the stage where the Federal or Postal Disability Retirement application has been denied at the Initial Stage, and it is the Stage before the Third Stage — an appeal to the U.S.Merit Systems Protection Board.  It is not a stage to be “overlooked” — as some inevitability of a further denial — but one which provides for an opportunity to enhance and add to one’s Federal Disability Retirement application by providing additional medical and other documentation in order to obtain an approval from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

If the applicant decided to forego consulting with an attorney at the Initial Stage of the Federal Disability Retirement process, then it is a good time to consider contacting an attorney at the “Middle Stage” — the Reconsideration Stage of the process — to discuss the next and crucial steps in order to correct any past mistakes and affirmatively assert the proper legal basis in meeting the preponderance of the evidence criteria in your quest to obtain Federal Disability Retirement benefits from OPM.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement claims: Impediments

There is always something in the way, isn’t there?  That’s one of life’s paramount rules, a presumptive nuisance, an annoyance that hinders and obstructs.  It is one of those “laws” that we all laugh about, whether Murphy’s or some uncle who visits and has the talent to always put a damper on things; or maybe it is just a trite truism of life that cannot ever be avoided.

You can come up with the greatest idea in the universe, and best of dreams that are about to come true — and then the “it” comes upon the scene.  Impediments represent the spoiler that dampens the soul, treads upon the glory of an anticipated morning’s future, and follows us with the proverbial dark clouds or like pig-pen’s constant swirl of dirt and grime.

You excitedly share your dreams and hopes, speaking quickly and with urgency of youth, enthusiasm or an admixture of both; and you get the tepid response of, “Aw, it’ll never work.”  Or, you believe you have uncovered the key to life’s success, come running home — to parents who have endured a lifetime of disappointments or to a spouse who has just been taking care of 3 boisterous children — open the door with a stupid smile, start to relate your great insight, and you are told: “Great. Now, will you please take out the garbage?”

Impediments are the lifeline to reality’s check upon our own foolhardiness; or, for the eternal optimist, they reflect the greater challenge that tests our skills in gauging our sincerity, endurance, integrity and reliability.

Medical conditions constitute such an impediment.  We take such things as health and the daily ability to get up in the morning, take a shower and go to work — those ordinary things in life that we all presume everyone the world over does in a similar fashion — for granted.  But then that horrid and feared “medical condition” creeps up on us, and suddenly we cannot do those things we once never even thought about, and it is that impediment that begins to gnaw away at one’s soul.

For the Federal employee or U.S. Postal worker who has experienced not only the impediment of the medical condition itself, but the greater hindrance from the manner in which the Federal agency or the U.S. Postal Service has begun in their campaign of harassment and intimidation, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best pathway around the impediment.

No, it may not be a brilliant idea, and nor even a greater insight than what the ordinary ho-hum person may come up with when confronted with the same or similar situation.  But maybe it was never meant to be — and that those brilliant ideas can come about after the approval received from the U.S. Office of Personnel Management, when the Federal or Postal employee has less worries about one’s future, and then you can expend your energies coming up with ideas to save the planet, become the next Einstein, or just plainly have the time to take out the garbage.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Which Forms, How to Fill Them Out, and What to Put

Filling out forms is a part of life.  At some stage in our lives, we are required to complete forms.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties as a Federal employee (which encompasses the full spectrum of positions, from secretaries, administrative assistants, to scientists, Information Technology Specialists, 1811 Law Enforcement Officers, etc.) or a U.S. Postal worker (including Craft employees, Managers, Postmasters, Supervisors, etc.), preparing a Federal Disability Retirement application may become a necessity.

Thus, the act of “form filling” must be confronted.  On computers, of course, if you have been completing online queries, the “autofill” option may be presented.  But the limitation of such an option, and the unavailability of that choice, should become readily apparent when attempting to complete the various “Standard Forms” required of a Federal Disability Retirement application.

For any remaining CSRS employees intending to file for OPM Disability Retirement benefits, the series embodied under the designation of SF 2801 must be completed, along with the SF 3112 series.  For all of the rest of the Federal employees and U.S. Postal workers who came into Federal or Postal Service after around 1985, and who are under FERS, the SF 3107 series must be completed, and as well, the SF 3112 series of standard forms.

Thus has the question, “Which Forms?” been answered.  As for the remaining two questions:  How to fill them out and What to put —  the “how” is, to put it mildly, with care and trepidation; the “what to put” is too complex to elucidate in this forum.  The series of “informational” forms — SF 2801 series for CSRS employees and SF 3107 for FERS employees — are fairly straightforward (e.g., full name, date of birth, Social Security number, agency name and location, military service, etc.).

It all comes back to the SF 3112 series which becomes problematic — for that is where the Federal and Postal employee must “prove” the nexus between one’s positional duties and the medical conditions by which one is prevented from performing one or more of the essential elements of one’s positional duties.  For that, the Federal and Postal employee must go “outside” of the boundaries of the forms themselves, and consult documentation obtained from the doctor, and make legal arguments based upon wise counsel and advice.

As with much of life, it is never as easy as a bureaucracy promises; indeed, the complexity of life is in the very bureaucratization of administrative forums.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement from Federal Employment: Identity Theft

Concerns over “identity theft” abound in this information age where an almost unlimited trove of personal data gets transmitted through the ethereal universe of the Internet.

Certainly, the U.S. Office of Personnel Management itself should be aware of this, with the recent hacking of Social Security Numbers, birth dates, responses to security questions, etc., and their failure to protect such sensitive caches of information.  But such thievery is normally recoverable; new passwords and keywords can be changed and obtained; additional walls of security impositions can be constructed, and life can be returned to a relative level of normalcy, with mere vestiges of fading memories of inconvenience to haunt our daily lives.

There are other forms of identity thievery, however, which can be more onerous, and unrecoverable.  When an individual is stripped of his or her identity as developed over many years through hard work, dedication and loyalty to a purpose or cause, and that reputation becomes destroyed in quick order and succession resulting from circumstances beyond one’s immediate control, where is the restorative avenue for that?  To what door or office does one apply to regain the loss, and return back to a sense of normalcy?

For the Federal employee and the U.S. Postal worker who are daily harassed because they suffer from a medical condition which impacts one’s ability and capacity to perform, any longer, the full essential elements of one’s positional duties in the Federal sector or for the U.S. Postal Service, such “identity theft” of an alternate kind is well known and intimately experience.

Those multiple years of toil, dedication and loyalty to development of fine-tuned talents in order to perform one’s job with the Federal agency or the U.S. Postal Service — they become for naught, when one’s worth is so closely tied to one’s health, whether physical or psychiatric.  And so it may be time to “move on”, and this means, in all likelihood and necessity, preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Yes, ultimately, one’s OPM Disability Retirement application must be filed with the very same agency whose vault of personal personnel information was hacked into; but that is often the irony of life itself, where the Federal or Postal employee must knock on the very door which allowed for identity theft, in order to regain it again for a new and brighter tomorrow.

Sincerely,

Robert R. McGill, Esquire