OPM Medical Retirement Law: Incomplete Knowledge

Like a house abandoned in mid-construction, you can often tell about a person who suffers from such a “malady” — the metaphor of the unframed windows; perhaps the roof shingles had not yet been laid, leaving only the plywood boards which would slowly rot away; and while the concrete foundation may have been set, the siding or brick had not yet been placed, leaving the frame of the house standing, yet incomplete.

There are descriptive terms often used: “A little bit of knowledge is a dangerous thing”; or, just of the autodidact who has little bits of knowledge here and there, but cannot quite put his arms completely around the subject at hand.  Incomplete knowledge is what we all experience, because the complexities of a subject have become too technical, too all-encompassing, such that we can barely complete our education on any single sub-section of a discipline.

Federal Disability Retirement Law is similarly poised — for, the compendium of case-laws handed down through judicial opinions, whether from the U.S. Merit Systems Protection Board or from the Federal Circuit Court of Appeals, has modified the originating statutes and regulations governing Federal Disability Retirement Law.

It is bad enough that the U.S. Office of Personnel Management itself fails to apply the law — often because of incomplete knowledge — but it happens enough times to the disadvantage of the Federal or Postal employee, such that a more complete knowledge of the law is necessary to rebut an unfairly-rendered decision.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and make sure that you are not denied your eligibility rights because of incomplete knowledge.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Disability Retirement from Federal Jobs: The Time we Spend

The time we spend implies the level of our concern, our interests and our priorities.  The proportionality reveals where one’s “mind’ resides.  If work takes up the greater portion of our lives, then one is deemed a workaholic; if video entertainment seems to dominate, then some will whisper of being “addicted”; or of too much of anything — leisure, pleasures, topical asides or exotic obsessions — the tendency is to make judgments based upon the time given and the attention reserved.

When does an “interest” in something become an addiction or an obsession?  Does it depend upon each circumstance and the context surrounding the reasons imparted?

Certainly, initiating a “start-up” requires greater commitment than to be employed with an established firm; and learning a new activity or engaging a fresh issue will require a greater commitment at the outset.  Medical conditions, as well, often require a greater focus and investment of time. The problem with medical conditions is not the disproportionate time needed, but the time it takes away from other activities — from work; from time with family; from the time previously spent on other necessary activities, including the mundane like taking out the garbage.

For Federal and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the time we spend on an ongoing medical condition — from taking SL, AL or LWOP (or being deemed AWOL), to being unable to complete tasks, etc. — is an indicator of when a Federal Disability Retirement application should be filed.

To obtain an objective assessment of one’s likelihood for a successful outcome, consult with an Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The inconspicuous individual

Some cannot fathom that role; anonymity in modernity is replaced with the trolling Internet personality; for, there, where one can allow for multiple personalities, schizophrenia and megalomania to rule and manifest, the instinct of the aggressive dominates.  What is it about Facebook, Forums and Fortuitous Forays into Freedom’s Foundation that vanquishes modesty in the face of hiding behind the curtain of anonymity?

There is a conceptual distinction to be made between the inconspicuous individual who desires to remain in the background and enjoy the role of observant but inactive participant, and those who act with modesty and decorum by all appearances, but beneath seethe with the acrimony of jealousy, envy and inadequacy who then utilizes the power of impersonation and trolls the Internet to ridicule, criticize, harass and intimidate.

Traditional discussion and debate required four components:  (1) An unspoken concurrence to engage in the exchange of ideas within a context of gentlemanly decorum and behavior of self-restraint (i.e., in more modern parlance, to not take things personally); (2) To listen without interruption when another is speaking; (3) To understand and apply the rules of logic when positing an idea or introducing a conceptual paradigm; and (4) To recognize a superior argument to one’s own, and submit/admit to it gracefully.

There is, moreover, a fifth element that is never addressed, because it is one that used to be accepted by everyone:  Don’t raise your voice, as it is the quality of the idea pursued and not the excessive volume of debate that matters, and recognize that not everyone is of equal intellectual capacity, such that silence is sometime preferable to a mouth opened merely to make sounds.

Do any of those traditional “rules” apply today?  Are there, in modernity, those who win medals for bravery, or championships in the sports arena, without a subsequent ride upon the lecture circuit, the television appearance and the book-deal that demands an advance of remuneration?  Is there, in short, the existence of the inconspicuous individual in this day and age?

Perhaps modesty is an outmoded concept; humility, a dead characteristic of arcane quality destroyed with the diminishing influence of religiosity; and as empowerment has been replaced by the tortured utterances of the shouting voices on the Internet, so the extinction of the inconspicuous individual is a reality in today’s cackle of overriding voices.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition impacts, prevents and interrupts the ability and capacity of the Federal or Postal employee to perform the essential elements of one’s Federal or Postal job, the ability to remain inconspicuous is something that is sought after, but unfortunately, unable to be maintained.  In the context of suffering from a medical condition, the desire to remain inconspicuous (i.e., staying “under the radar”, so to speak proverbially) is that rarity of modernity, but a necessity by compulsion; for, the alternative is to become a target of the Federal agency or the U.S. Postal Service.

Thus, the word of advice from this lawyer is that, in the process of preparing, formulating and filing a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the better time to inform one’s Supervisor, Manager or the Agency in general, is “later” rather than sooner, unless there is a compelling reason to do otherwise; lest, of course, you desire the accelerated extinction to occur for that dying breed identified as the inconspicuous individual.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Resignation

It is both an act, as well as a demeanor.  In the former sense, the fulfillment is accomplished by the actual tendering of an offer to terminate a business or contractual relationship, with a declarative statement of unequivocal certainty.  In the latter form, a feeling, a sense of foreboding, and a concession to life’s hardships.  In either case, it is an act of withdrawal, whether by action via terminal certitude or in the wasting away of the soul’s inner flame of light.

Resignation, submitted as an act of defiance to one’s employer or as a private tender of retreat, is a statement of definitive intent, and one that negates the living embrace of Being.  In political circles and parliamentary procedures, there is often involved a game of dare and a play of obfuscation, like card players in a high-stakes poker game where the tendering of a resignation letter is not expected to be accepted; yet, such attempts at bluffing possess moments of backfiring, with the resulting end to promising political careers because of the inability to foresee substance from play-acting, or want of proper timing.  Resigning, and for what purpose?

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question of resigning from one’s Federal job or Postal employment should always take on multiple questions and conditions of “why”, “when” and “what for”?

What is the reason; why resign; when should the resignation be tendered; and what is the reason for resigning?  Is it because the doctor has recommended such a course of action?  Will the agency refuse to extend the LWOP status during the process of awaiting a decision from the U.S. Office of Personnel Management?  Will it allow for access to TSP funds during the process, in order to survive financially?  Or are there other justifying, pragmatic considerations to factor into the decision-making process?

These, and many other considerations, should be discussed, evaluated and objectively defined, before a resignation is submitted to one’s agency or the U.S. Postal Service.  For, once the resignation is received, and an SF 50 is generated separating the Federal or Postal employee from Federal Service, then the 1-year Statute of Limitations begins to toll, where the (now former) Federal or Postal employee has one year from the date of separation from Federal Service to file for Federal Disability Retirement benefits, directly to the U.S. Office of Personnel Management.

Thus, there are direct and irreversible consequences in the tendering of a resignation in the first sense of the term; as for the alternate consideration – of a demeanor more suited for a change of circumstances – that is up to each individual to embrace, and determine in an existential sense that any resignation from life’s beauty and worth of being, must remain a choice left only to the unidentified tombstones of unvisited grounds where neither hallowed voices are heard, nor hushed silence interrupts.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons

 

 

Postal and Federal Employee Disability & Injury Compensation Laws: Decisions & Complexities

The complexities inherent in modern technological life, and the methodologies of arriving at a decision-making process, make for a consciousness counterintuitive to one’s natural state of being.  Rousseau depicted a romanticized version of man’s state of nature; but the point of his philosophical thesis was to provide a stark contrast to the civilized world of social compacts and the justification for societal intrusion into liberties and rights reserved exclusively and unequivocally.

In what epoch one was born into; whether one ever had the deliberative opportunity to accept or reject the social contract of today; and the greater historicity of man’s cumulative unfolding of unintended paths of social consciousness; these all provide the backdrop as to why life has become so complicated.

For the Federal employee and the U.S. Postal Service worker, there is the added issues of multiplicity of bureaucratic layers, and the decisions which must be made in the greater context of the microcosm of another civilization of administrative facets:  what choices one is faced with; VERAs, MRA+10, Social Security Disability requirements; deferred Retirements; injuries on the job which may prompt an OWCP/DOL filing; and the seemingly endless avenues which the Federal and Postal employee may have to face.

For the Federal or Postal employee who is confronted with a medical condition, such that the medical condition impacts the Federal or Postal employee from performing all of the essential elements of one’s job, the option which should always be considered is Federal Disability Retirement.  If a medical condition exists, Federal Disability Retirement from the OPM is often the best and only option which will attend to the needs of the moment.

In the end, it is not the complexity of life which wears upon us all; rather, the capacity to engage a rational methodology of arriving at a proper decision, which cuts through the peripheral irrelevancies and provides a real-life, substantive basis for the meaningful values underlying the superficialities of daily fluff.

OPM Disability Retirement for the Federal and Postal employee, whether under FERS, CSRS or CSRS offset, may be the option of solving that greater conundrum when a medical condition begins to impact daily living.

Sincerely,

Robert R. McGill, Esquir

 

Federal Disability Retirement: The Usual Dialogue

Much of our daily dialogue is determined by rote repetition.  Discourse throughout a typical day need not be given much thought; breakfast routine; interaction with colleagues and coworkers; declarative statements which have been repeated hundreds of times, both by one’s own voice as well as by others; salutations which require merely an audible sound; and the sun sets upon another closure of human inertia.

Then, some dialogues awaken the soul.  A sudden discovery of infidelity (though, given the pervasive appearance of popular culture, that, too, is quite commonplace); a perpetrated criminal act; a discussion with one’s doctor concerning a medical condition.  Even the latter, of course, from the doctor’s viewpoint, can be quite commonplace.  But for the Federal employee and the U.S. Postal worker who has been pursuing one’s Federal or Postal career for years, decades, etc., the self-realization that a medical condition may end the financial security represented by one’s job, is a traumatic event in and of itself.

All options for the future must be considered; and the daily dialogue of rote routine must be cast aside.  This is not a time for niceties; it is an event for thoughtful action.  Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, is an affirmative step which one must pursue aggressively.

The inertia of past repetition of life’s puzzlements; the frightening prospect of an uncertain future; these must all be cast aside, and the reality of facing a time of forced creativity must be fully engaged.  And then, of course, there is the added anxiety that the administrative specialists at OPM will view your own application for Federal Disability Retirement benefits as just another ho-hum event, one which is merely part of their usual dialogue.

It is up to the Applicant him/herself, in preparing, formulating and filing for Federal Disability Retirement benefits, to ensure that the Federal Disability Retirement application is cogent, clear, concise and convincing — in other words, not part of that daily dialogue of thoughtless repetition.

Sincerely,

Robert R. McGill, Esquire