OPM Medical Retirement Under the FERS System: Mistakes

We all make them.  Some, because of complicated issues, can never admit to them.  Perhaps you were shamed at one time in making them, and will do everything to cover up any mistakes, hide them, act as if you never made any, or otherwise avoid any indicia of being less than perfect.  Perfection as a self-image is never a healthy state of affairs; for, to err is to be human, and we are never anything less than the graven images we create for the mantle of worshipping.

Some mistakes, of course, are harmless and without any consequences; others, of greater impact, whether limited to the one having made them, or beyond to third parties; and still others, of an irreversible, permanent stain.

Admissions often need to be clothed with euphemisms: “Oh, it was a youthful indiscretion” (What? Even though the mistake was made while he was 40-some years old?); “It was not on purpose”; “It was a momentary lapse of judgment”; etc.  Then, there is the haunting shadow of an overbearing parent who never softened the blow: Instead of, “It’s okay; everyone makes mistakes every now and again”, but of — silence, heavy with judging eyes.  How we handled such responses from an early age heavily influences our ability to admit to them later on.

For Federal employees and U.S. Postal workers who are seeking to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS, because of a medical condition which prevents the Federal or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, it is important to keep the mistakes at a minimum, for the mistake which leads to a denial from OPM of a Federal Disability Retirement application can be one mistake too far, like the bridge which needn’t have been fought over.

While most mistakes are correctible, the one mistake which cannot be amended is to put blinders on OPM once they have seen something.  Like a Lockjaw who will never let it go, the clamp of OPM upon a mistake revealed is one which is difficult to pry loose.  To prevent this, contact a Federal/Postal Lawyer who is experienced in Federal Disability Retirement Law, and thus minimize the mistakes from the outset through competent and effective legal representation.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Lawyers: The “Money-Back Guarantee” Attraction

Yes, it is attractive — but how much effort will actually be applied?

If you obtain your Federal Disability Retirement benefits through a law firm at the first stage, then you are likely going to be satisfied.  If you get it denied and you receive your money back, what good has the refunded amount done you?  Did the law firm abandon you after just the First Stage?

You lost your case; you lost the time it took to lose your case.  Yes, you did receive your money back; but does it make up for the lost time and the lack of effort expended?

In any Attorney-Client relationship, there is an “investment”, as well as “chance-taking” on both sides.  Consider what you are getting for the money you are expending.

Contact a Federal Disability Lawyer who specializes in Federal or Postal Disability Retirement, and understand that, in the end, you “get what you paid for”.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement for Federal Employees: Future Planning

It is perhaps a redundancy to put the two concepts together; for, “planning” is almost always about the future (can one plan for the past?  Or, even for the present — as every moment of the present must by conceptual imposition tick the time for a future event), and thus the inclusion of the concept, “future” becomes an irrelevancy and an unnecessary conceptual appendage.

One can, of course, confuse some concepts — as in, for example, planning for one’s future funeral, or writing one’s obituary (which is essentially future planning but incorporating past events); or of writing a story about something which occurred in the past (as opposed to a science fiction story, which by definition would involve some future event).  So, one might simply entitle an essay, “Future” — but would that necessarily encapsulate “planning”?

On the other hand, to simply say, “Planning” would, by conceptual inference, necessarily involve the future, merely because we all presume that any “planning” would incorporate the future because of the absurdity of thinking that we could plan for what has already passed.

That being said, future planning is always a problem because of the very fact that it must involve “unknowns”, as every future cannot be completely and entirely predictable.  The future, by definition, is an unknown and unknowable quality and quantity; it is not quantifiable; it remains a mystery.  Otherwise, we would all be able to predict which numbers would appear in a lottery, what stock market picks will be winners, and even be able to understand what a “commodities futures” is/are.

For Federal employees and U.S. Postal workers suffering from a medical condition necessitating a filing of a Federal Disability Retirement application with the U.S. Office of Personnel Management, “Future Planning” can be difficult, at best.  How strong is your case; what is a realistic assessment of time frames involved; what can be done to enhance the chances of success; what will be a predictable amount of the monthly annuity; and many more questions, besides.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law and begin the arduous process of future planning — or just planning.

Sincerely,

Robert R. McGill, Lawyer

 

Federal Disability Retirement: Thought versus thoughtless

Does the former have an advantage over the latter?  Our tendency is to think so — as in, “Being a thoughtful person is better than being a thoughtless person.  And, in any event, it is always better to think about things than not to.”

Really?  Does reality bear such a thought out, and does thinking about something as opposed to its opposite — not thinking about it — gain any advantage?  Does Man’s biological advancement through evolutionary selectivity of genetic dominance necessarily favor those who engage in the activity of “thinking” over those who do not?

Take the following hypothetical: An individual must make a “serious” decision — i.e., perhaps about one’s future, career, marriage, etc.  He is told to “take some time to think about it”, and does so dutifully.  He speaks with others; does some reading; mulls over and “reflects” upon the issue; takes out a yellow-pad and writes the columns, “Pros” and “Cons”, and after days, weeks, perhaps even months, comes to a decision.  Within a couple of years of making the decision, he realizes that he has made a fatal error.

Now, the counterexample: Same scenario, but in response, the individual says, “Naw, I don’t need to think about it.  I just go on what my gut tells me.”  He goes out, parties, avoids “thinking” about it, and the next morning makes that “important” decision.  He remains happy with the decision made for the remainder of his life.  So, the obvious query: What advantage did one have over the other, and what fruitful outcome resulted from “thought” versus “thoughtlessness”?

Yet, we persistently hear the phrase, “I should have thought about it,” or “I should have given it more thought” — always implying that, had further reflection been accorded, had additional wisdom been sought, or multiples of contemplation allowed, ergo a different result would have been achieved.

The error in the logic of such thinking is that one assumes a necessary connection between “result” and the activity of “thinking”, when in fact it is the very activity itself which retains a value in and of itself.  “Thought,” “thinking” and “thoughtfulness” are activities which have a value by themselves.  The satisfaction of a result-oriented, retrospective according of value based upon an outcome achieved is to place the value upon the wrong end.

For Federal employees and U.S. Postal workers who are “thinking” and engaging in “thoughts” about preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there comes a time when a “decision” must be made.  “Thoughtfulness” is an activity worth engaging in, regardless of the outcome of the activity itself.

In engaging such an activity, it may be worthwhile to seek the advice of an attorney who specializes in Federal Disability Retirement Law — if only to consider the evolutionary advantages in thinking about thoughtful activities as opposed to the thoughtless decisions made by an unthinking thoughtlessness.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: Road Maps

Does the “new way” diminish other manners and approaches?  Does an increase in technological guidance diminish and decrease the self-reliance and initiative required once upon a time?

Take, for example, the trip taken today — any trip: One merely types in the address or the phone number, presses a button and Google Maps guides you to your destination.  In days now gone and forever forgotten, one had to take out those old paper maps (you know, those multi-folded, accordion-like Rand McNally relics) stuffed in the side door compartment of one’s vehicle or dug out from under the piles of old registration cards in one’s glove compartment, and carefully follow the numerical and lettered cross-sections of quadrants in planning the course of a trip otherwise lost in the morass of unfamiliar territory.  Or, like most men — just “wing” it.

Does the loss of a road map — the necessity of its very relevance and existence — mean that there are reverberations in other sectors of one’s life, or in the way one’s brain works?  Do we, because of the ease of Google Maps, become lazier, expect that everything will be self-guided, and is that the future for everything in life, especially once the self-guided vehicle is perfected?  Does the expectation of technology’s ease make us lazier, allowing for procrastination to become extended beyond reason, where we no longer “plan” for things well in advance, assuming that whatever the issue or anticipated endeavor, it will all be taken care of by a click of a button, or at most, a few keyboard taps away?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, road maps are a necessity of life — both for the Federal or Postal employee in maneuvering through the complex administrative pathway of a Federal Disability Retirement application, as well as in preparing a “legal roadmap” for the U.S. Office of Personnel Management in approving the Federal Disability Retirement application.

In both cases, the road map is similar to that old Rand McNally map that required quadrants to be precisely followed: For the Federal Disability Retirement applicant, the need for precise guidance by the best route possible in order to obtain an approval from OPM; and for OPM, the proper legal citations and arguments that will persuade them to grant the approval.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Unending Cycle of Relapse

It is merely from a perspective of combined incrementalism with an admixture of hope and self-delusion that people talk about a “relapse”.  The plain fact is, most medical conditions follow a fairly predictable and linear path of progressive deterioration, with critical junctures of static chronicity, and marked by charted moments of quietude interrupted with a fury of vengeful prose.  If a business graph were to depict the pathway of most medical conditions, the ups and downs of the jagged lines would mesmerize and confuse us with contemptuous puzzlement.

We assure ourselves that we are “getting better”, when all the while we continue to ignore, procrastinate, explain and justify all of the indicators and warning signs of downward decline.  An increase in the medication regimen, explained by mere temporary need; greater pain, with reference to some minor activity recently engaged in; and so the self-justifying conundrums are thrown as explanatory deliberations, when the bodies suffer so despite the words offered as sacrificial animals to the gods of thunder.

For Federal employees and U.S. Postal workers who suffer from a medical condition, this phenomena of parsing words despite facts which fly in the face of reality, is often born of necessity and a false image of self, society and servitude to the “mission of the agency” or the Constitutionally-born importance of the U.S. Postal Service (circa Benjamin Franklin, thank you).  But health has a funny way of  defying self-justifications of ineffective prose, and poetry and thought never curtails the unending cycle of relapse, precisely because what we do to our minds, bodies and souls accounts for little when misuse and unintended abuse prevail.

For the Federal employee and the U.S. Postal worker who fails to make one’s health a priority first, then all other considerations of secondary import, the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, often becomes a victim of such unending cycle.

To suffer a “relapse” is merely an attempt to justify that which the body or mind was merely telling you all along.  Yes, sometimes the quiet whispers in the deadened silence of night can be ignored and disregarded; but it is those haunting quietudes which perturb and disturb despite our best efforts to ignore, which roar back to engulf us when least we expect.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Causal Contingency

If X, then Y; but the problem is that most of us want to skip over the predicated contingency, and move directly to the conclusion without the necessary and sufficient satisfaction of attending to the prerequisite of X.  The consequences of such inaction, or impatience in order to achieve the end-goal, is that when the subversive act of avoidance and disregard results in the inevitable and disastrous compulsion of causal catastrophe, we then attempt to “make up” for “lost time”, and quickly engage in band-aid devices to try and rectify the original misdeed.

Some things in life just don’t work that way; in fact, despite the insistence by millennials that longterm foundations don’t matter (either because the gods are dead, life is absurd, or self-centeredness will get us through the day), it is the artisan and the craftsman who, when the technological innovations and newfangled fads whisper into the fading glow of yesterday’s moonshine, retains the longevity of sustenance and substantive accord.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact and prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, the inclination is to panic, to rush around like a chicken with its head lopped off by a prowling owl of the dawn skies, and to quickly formulate a Federal Disability Retirement application and submit it through one’s own Human Resource Office (if still with the Federal agency or the U.S. Postal Service or, if separated but not more than 31 days thereafter) or directly to the U.S. Office of Personnel Management (if separated for more than 31 days but not more than 1 year after the separation or termination date).  But the operative word in such a scenario is ensconced in the term, “prepare”.

To achieve an effective Federal Disability Retirement application outcome, one must prepare, formulate and file for OPM Disability Retirement benefits.  To jump over the “preparation” part, and to merely formulate and file, results in the disastrous outcome foreseeable and foreseen.  Just ask Jack, who still reels from the burn marks as he tried to jump over the candlestick.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Generational Transfer of Wisdom

If wisdom is the collective knowledge, information and experience of a culture, then the loss, refusal or rejection of such historical amassing of purposive accrual of cognitive aggregation would result in the disintegration of a cohesive identity.   Foolishness can therefore be defined as the state of reinventing the wheel at every turn, merely because of a stubborn refusal to listen and learn.  And that is precisely the current state of modernity; youth portends to pretentiousness; all of knowledge is discovered only today, and the older generation knows not the profundities of present-day philosophers who tweet daily gems of lifestyle advisories and post declarative idleness of incomprehensible vacuities.

The generational transfer of wisdom appears not to occur, as age determines relevance or signification of acceptable attributes, and pop culture and kitsch are the declared values of societal constructs.  Then, where does that leave the vulnerable and infirm?  The rejection of generational transfer of wisdom is merely an indicator; what it points toward is a greater denial of values, truths and ethos of a culture.  It begins with a coarsening of normative boundaries of conduct, and progressively crumbles the inherent foundations of a society.

For Federal employees and U.S. Postal workers who have witnessed the increasingly adversarial environment of the Federal agencies and U.S. Postal Service, the measurable and palpably observable abuse and neglect of basic rules of conduct and behavior are harbingers of greater stress and intolerance.  Federal and Postal employees are always asked to do more with less; and when a medical condition enters into the equation, the need for accommodating — even temporarily or for extended periods of absences or predetermined blocks of time — becomes a mere formality for discrimination and dismissal.  Medical conditions are a part of life — and how we deal with individuals with medical conditions constitutes the character of a person, group and society.

For Federal employees and U.S. Postal workers who suffer from the duality of adversities — the medical condition itself, and the cold disregard of the Federal agency or the U.S. Postal Service — consideration should be given to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Does the Federal or Postal employee need the advice and guidance of a Federal Disability Retirement lawyer in pursuing Federal Disability Retirement benefits through OPM?  That is a microcosm of the greater question of rejecting the generational transfer of wisdom as reflected in society as a whole; for, as the fool in Shakespeare’s tragedies often imagines himself to be the final word on all matters of importance, so the resulting destruction in the final act in both the play and of life is often costly, if not predictable.

Sincerely,

Robert R. McGill, Esquire