CSRS & FERS Medical Retirement: The chronic life

The chronic life is the one that burdens; and, yet, does not all of life present a challenge of burdensome trials and persistent provocations?  Or, are there elements within one’s life that makes it feel as if we are merely the donkey for others to place their weight upon, like those pack animals of yesteryears that always looked forlorn and ready to collapse?

Why do some appear “as if” they have not a care in the world, and flit about like in some ballet skipping and hopping, twirling and dancing from one scene into the next, never allowing for the concerns weighing upon like the rest of us?  Is it merely born of attitude, or having a “positive” thought process; or, are some blocked by the concerns of life such that we are always infected with the chronicity of angst and worry?

The democratic manner of a medical condition seems always to be the one factor that is the exception. Medical conditions do not discriminate; they impact everyone in the same manner.  Whether one is a carefree person, a worrier, a person who is serious, or who flits about life without a thought for consequences, the impact of a medical condition cannot be avoided.

There are those who live the chronic life – always meeting one’s obligations; always fulfilling promises; forever planning for the future; and then there are those “others” who seem to care not a twit about such matters.  And yet, whether of the chronic life or of other-hood, when a medical condition begins to impact one’s health, the treatment and response is all the same: and, all the more so, when the medical condition becomes one that is termed “chronic”.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition has been deemed “chronic” in the sense that it will remain with the Federal or Postal worker for a minimum of 12 months, it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset.

It may well be that you have lived the chronic life, and that it is “unfair” given the seriousness of how you have lived your life.  Nevertheless, it is the chronic nature of things in general, including the medical condition that now must be attended to, that will have to be dealt with.

But the advantage is this: those who have lived the chronic life often “deal” with the chronic matters of life with greater success, and perhaps that is the reason the Federal or Postal employee who has dedicated his or her service to the Federal Agency or the Postal Service has been well-prepared for this newest fight – against the medical condition – in this chronic of all matters: the medical condition itself.

Sincerely,

Robert R. McGill, Esquire

 

 

OPM Disability Retirement: Cycles of reality & unreality

The linear model of life is the preferred perspective for the Western world; the cyclical, for the traditional Eastern sector, as well as the indigenous cultures of the Americas; whether such an outlook alters the way in which we live is debatable.  In either or for both, however, it is the passing through of various realities and “unrealities” that is often overlooked, and not whether or not there is a straight and linear road as opposed to a cycle of returns and reenactments.

Reality is the being we encounter; unreality, the life within our minds and souls, depicted by thoughts, emotions, daydreams and nightmares.  How the two interact, whether in cyclical form or in a linear continuum, often defines how well we are able to adjust in maneuvering through the difficult passages of life.

We encounter “others” in the reality of our being; but as to the “other” person’s thoughts, feelings, history of life and other subjective issues, we know nothing about them except what we are told.  We could work beside another individual in an office setting and never truly know the “unreality” of his or her life, and when we retire, the office throws a party, and we depart and suddenly realize that the cycle of reality was a limited one, and the subjective unreality of another person’s life never really touched us.

Or, one is married to another for a decade, two decades, perhaps even three, and a cycle of reality is embraced where life becomes a routine, taking each other for granted through habit of form, monotony of repetition and predictability of actions.  Yet, after some decades, the significant other does something completely “out of character” – suddenly dyes his or her hair purple, goes bungee jumping or unannounced gets his or her nose pierced without telling anyone.  When asked, the reply is: “Oh, I got bored and decided to do something different.”

That is when the cycle of unreality suddenly surfaces into the boundaries of reality, and we suddenly realize, again and again, and are reminded fortuitously, that there is a subjective unreality that we can never quite pierce or fully comprehend, just as others cannot of our own.

That is what often happens with a medical condition.  For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often asked is:  “When do I tell my agency”?  Isn’t that a peculiar question – as if no one at the agency knew or knows about your ongoing medical condition, and that filing a Federal Disability Retirement application through OPM is going to be a complete surprise to everyone?

But that is, indeed, the reality of the unreal, where those around you are completely oblivious of the pain, the turmoil and the complications of those medical conditions you have had to deal with for so many years.  It is, in one sense, rather sad; but it represents the cycles of reality & unreality in an uncaring universe which prompts such an empty feeling when the question asked doesn’t quite have an answer to be given.

Sincerely,

Robert R. McGill, Esquire

 

 

Early Medical Retirement from Federal Employment: Magic extinguished

Once, we were all children.  Of dreams once entertained, and roles of play-acting embraced; when once lines between reality and fantasy blurred like the fireflies burning brightly against the midnight sky, only to disappear and reappear, then fade into the quietude of dawn’s inevitable encroachment; and we, like fairies and angels on wings of carefree butterflies, wrapped in colors unimaginable but for unfettered naiveness and fenceless pastures of creativity, ran through the fields of time unconcerned with the worries and tumults of adulthood and the withering trials of timeless eternity which one day, not long hence, would come to gather up the faces of consternation, because we had to “grow up”.

There was magic, then, unextinguished even for the child with forlorn eyes who was constantly yelled at, heard through the walls of societal ingratitude, and when friends and neighbors huddled and shrugged, hoping against fear that Emily would not be spanked and Benny would not be kept behind.  That magic became extinguished — not because we didn’t care, or that grownups can’t remember what it is like to be childlike and innocent; but because life intervenes, interrupts, and disrupts the flow of humanity; because meanness prevails and technology assails; and because, while we say we care, and some of us do, we just don’t care “enough”.

Then, there are the “realities” of life — of making a living, embracing a career, getting married and doing all of that “stuff” that entanglements with another soul comes bundled with, and suddenly the uncomplicated mind where a stick becomes a sword, a pasture becomes a battleground, and the short, fat kid is named Napoleon, disappears like the wisp of willows bending at the easterly winds suddenly snaps, and we are back to facing the problems of life.  And medical conditions.

That is often the tragic mold of the Federal employee or the U.S. Postal worker who must cut short his or her career because of a medical condition; fortunately, however, under FERS & CSRS, or even CSRS Offset, you can file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Does attaining an OPM Disability Retirement annuity bring back one’s childhood?  No.  Does it guarantee happiness? Nothing ever does.  But that is the telltale sign of adulthood — of recognizing the chasm between expectation and reality.  The process of preparing, formulating and filing for Federal Employee OPM Disability Retirement benefits is a long and arduous one, and it is beset with potential bureaucratic entanglements and complex legal challenges which must be faced with calm rationality.

Brave hearts and vanguard souls must always face and endure, but it is often the best course of action in order to attain the next phase for one’s life, in order to care for one’s medical condition and achieve that level of equanimity for life’s future challenges.  Yes, perhaps the magic of childhood lore has been extinguished forever, and the adult life’s “stuff” has replaced those yawning days of make-believe; but of the future, what remains is that which we make of it, whether in making it up as we go or mucking it up further.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Differential Calculus Derivatives of concavity & convexity in comic circumlocutions

There are things in life which we cannot understand; others, that though we may engage the subject, invest the necessary time and beyond, and yet there seems always to remain a component which continues to escape; and yet, the ease with which others seem to comprehend that which cannot be grasped.  People often mistake wisdom for knowledge, when in fact the latter is merely the capacity to accumulate, whereas the former is the ability to recognize that which is relevant for successful living and to separate it from the abyss of insignificance.

Physicists and mathematicians view the world through a myopic perspective of numbers and calculations; the rest of us remain in the throes of Kantian preconditions, forever condemned to limited knowledge and constrained boundaries.  Or, perhaps we merely envy the greener grass on the south side of the fence.  At some point in life, we all come to a realization that greater minds than our own must be accessed in order to move forward.  Expertise is a rare commodity; value for such a product must be weighed as against the return of an investment.

For Federal employees and U.S. Postal workers who must consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is important to understand that, while the laws governing Federal Disability Retirement may not be as complex or complicated as differential calculus equations or even attempting to understand the concepts of concavity or convexity, the primary point of significance to recognize it in terms of endangering one’s chances for success by overlooking that which others may already know by experience or learned expertise.

The laws governing Federal Disability Retirement will never rise to the level of complexity when attempting to tackle a calculus problem; but it is never the complexity which defeats, but rather, the complications which ensue by failing to comprehend the differentiation not between derivatives of comic circumlocutions, but of wisdom as opposed to mere knowledge.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Hangman’s Knot

The perfect knot is the most effective, and development of its features occurred over time through a science of art and an artistic employment of science.  The placement of the knot behind which ear; the number of coils before they became an impediment; and the avoidance, at all costs, of trespassing upon superstitious beliefs and potentially supernatural reverberations — these were all taken into account in perfecting the science of the art.

Its corollary, the art of the science, disregarded the efficacy of the knot; it was only the former which concerned itself with an objective evaluation of the results after each occurrence.  Like parachuters who pack and fold their own devices with a systematic routine of sprinkled superstitions, the hangman would often approach his craft with a religiosity and fervency of monotony such that any detour from the iconoclasm of repetition could delay or abandon the anointed time of impending doom.

In modernity, of course, any discussion concerning the hangman’s noose turned into a historicity of adages and proverbial wisdom; we construct our own knots, like the beds we make in which we must sleep, and the messes we create which we direct our children to clean up.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal positional duties, the issue of when to file, how to file, the whys and whereabouts must always be taken into account; and like the hangman’s noose which is coiled slowly and deliberately, the Federal or Postal worker who prepares for the inevitably end must take care in the preparation and application for submission and filing.

It is, in the end, only the superficial features of the world which change; the essence of everything substantive remains constant, and that is precisely the point of Plato, Aristotle and the entire linear heritage of Western Philosophy — that the underlying meaningfulness of the world around us is that which is captured in truth.  And, like the hangman’s knot, what we do in preparing for the event of a lifetime is just as important as the incident itself, and that is why preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management is essential to securing a future of stability and security, where the process is just as crucial as the substance underlying.

Sincerely,

Robert R. McGill, Esquire