Disability Retirement from the U.S. Office of Personnel Management: Expunging the Chatter of Irrelevance

The bombardment of information is a constant and persistent drone; what constitutes newsworthy items, priority of information, and sifting through the quantitative morass of irrelevance, is a daily toil which requires expenditure of human stamina and sheer will power which grinds and depletes the soul of needed quietude.

This is a complex world.  The blare and glare of “relevant” information fights for our attention daily, if not every minute of each hour; if not every second and fraction thereof; and sometime in the recent past, the accepted bifurcation between news, entertainment, and personal opinion no longer followed the conventional pathway of self-evident declarations, and it became the norm to cross the boundaries of propriety.

Now, it is up to each individual to unravel the composite fictions created by the quantitative juggernaut of information overload. Information is there for the public; that is a good thing.  But to recognize and divide relevant information from the chatter of irrelevance — that is the key to maintaining one’s sanity.

For Federal and Postal employees who are contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether one is under FERS or CSRS, the tripartite pressure of information overload confronts one with an unavoidable immediacy: Trying to maintain one’s job while simultaneously fending off any adverse actions from the agency; trying to prepare a Federal Disability Retirement application without undue dissemination of sensitive medical information to those not necessary to the process, and thus attempting to retain a certain level of privacy; and trying to find relevant information from the vast storage of quantitative overload, and sifting it down to that which is relevant, as opposed to the chatter of irrelevance.

The chatter of irrelevance, quite simply defined, is that which makes a lot of noise, but is substantively devoid of useful content.

Compare, contrast, and analyze; but in the end, the age-old merchant’s adage of “buyer, beware,” should still be applied when accepting information for such an important step as preparing, formulating, and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal Worker is under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

 

Federal Gov. and USPS Disability Retirement: Information Overload

Before we even became comfortable with the assignation of the term, “information age“, we were informed that we have already entered into the “post information age”; one has no idea where one stands today because of the lightning speed of our times.

Whether human nature can withstand the onslaught of such rapidity and volume of the multiplicity of component data; of what consequence we are creating in our very midst; whether destruction of societal relationships and connections are truly best for the survival and continuation of our species; all of these concerns matter little.  For, like the story of the complex machine which was once created, and for which Man forgot to build an “off switch”, the ever-forward trajectory of the age of infinite information encroaches whether we desire it or not.

Technology is dependent upon the newness of the next generation of dazzling whistles.  The desire for greater enhancement of stimuli is wired within the human psyche; and like the rat which becomes addicted and comes back for more, we require the overload.

For the Federal and Postal employee who is beset with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the process of gathering, incorporating, and applying the information concerning Federal Disability Retirement and the bureaucratic process of obtaining the benefit can be, at best, a daunting task. There is always that “piece of evidence” of statutory linkage which must be considered; and as technology continues to progress without regard to individual circumstances, it is anathema to the regressive nature of a progressively deteriorating medical condition.

Ultimately, however, in whatever “age” we find ourselves in, we must play by the rules of the game, and acquire as much information as we can, and be able to filter that which is relevant as opposed to mere fluff.  Like the proverbial bubble filled with hot air, there is much information “out there” which is either irrelevant, inconsequential, or simply filled with errors.  One must be careful as to the source, and who to listen to.

For Federal and Postal employees under FERS or CSRS, the process of filing for Federal Disability Retirement will be a long and complicated one.  How one gets there will be the key; what information to use, and what tools to covet, will make all the difference in this complex world of post-whatever in which we find ourselves.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: The Misinformation Center

When a government agency provides wrong information, should one be surprised?  Reliance upon a source of information is always a problematic issue; further, there is always a presumption that information issued by the original source should on its face be reliable.

Information obtain from the U.S. Office of Personnel Management on issues of retirement, disability retirement, collateral issues of survivor’s benefits, etc., should by its very nature be reliable because that is precisely the very agency which mandates the regulations and handles all matters concerning Federal retirement, disability or otherwise.  But more and more, phone calls to the U.S. Office of Personnel Management have resulted in misinformation being provided.

There is, of course, always the possibility that the caller misinterpreted what was stated over the telephone; but when such occurrences become regular encounters, one begins to wonder if such a simplistic explanation can adequately satisfy the curious mind.  Unfortunately, there may be a better explanation:  in an agency which is overworked and understaffed, replies to inquiries may come from unreliable sources who are either inadequately trained, lack the necessary information, or simply are discourteous enough to give any answer thought of to get rid of the caller.

Ultimately, the best answer one may rely upon is that which may be subject to accountability — the written word.  For, if information provided in written format on a website — whether on the official agency website, or on an attorney’s website — is relied upon, such reliance cannot later be retracted or dismissed with, “I never said that”, when it shows plainly as the day is bright that the organization or entity is the responsible agent for the information provided.  In the end, a source of information must always be verified based upon multiple elements:  Reliability of the agent; motivation for the information; longevity of accuracy; reputation for having expertise in an area; and multiple other checks and balances.

Making a phone call is a dangerous venture to begin with; for, the voice on the other end is merely that — a faceless voice with no accountability — and the source of information may be coming from a parallel universe of the absurd, called the “Misinformation Center“.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement Benefits for US Government Employees: Misinformation

The problem with a society which provides unlimited information is that the traditional controls and mechanisms known for verification and validation of accuracy become diluted or altogether abandoned.  Plagiarism has become a pervasive problem; as vastness of information exponentially explodes, so the chances of being identified for unauthorized copying becomes infinitely lesser, while those who “play the odds” increase in boldness and in sheer volume.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is a procedural requirement that — sometime during the process of filing with the Office of Personnel Management (OPM) — the Federal or Postal employee must show that he or she has filed for Social Security Disability Insurance (SSDI) with the Social Security Administration.  But it is the “when” which have become enveloped within a convoluted complexity of misinformation.

Various Human Resource Offices are insisting (in error) that SSDI must be filed before an application to OPM can be submitted.  Such misinformation may preclude a Federal or Postal employee contemplating filing for Federal Disability Retirement to meet the 1-year Statute of Limitations in filing for Federal Disability Retirement benefits (after separation from Federal Service), or for other Federal or Postal employees who are still employed, if only because the process of SSDI can be an equally, if not more so, of a daunting administrative process as filing for Federal Disability Retirement.  Further, in attempting to file online for SSDI, there is the question as to whether one is still employed, and if so, SSDI will not allow the online applicant to proceed any further, precisely because such an applicant would be immediately disqualified, anyway.

The fact and correct information is as follows:  At some point in the process of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the Federal or Postal employee needs to file for SSDI, and show OPM proof of such filing.  From OPM’s perspective, upon an approval of a Federal Disability Retirement application, they need to make sure that the Federal or Postal Retirement annuitant is or is not eligible for SSDI, for offset-provisions of benefits between SSDI and FERS.  Thus, it is ultimately merely a payment/compensation issue.  Filing for SSDI is not in reality a prerequisite for filing for Federal Disability Retirement benefits, but merely a check upon a coordination of payment benefits if both are approved.

In this vast universe of information, one must expect a correlative dissemination of misinformation; like the black hole in the greater universe of thriving galaxies and dying planetary systems, one can be sucked into the void of ignorance and suffer irreparable consequences as a result.  That is why Captain Kirk needed to be periodically beamed up — if only to make sure that the molecular reconstitution was properly performed in order to continue on in life.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Someone Told Me

The rumor-mill continues to thrive, is alive and well; and so long as human beings remain social animals who enjoy the congregation of a mixture of many in formulating a group to gather, interact, receive tidbits and convey barbs of subtle and not-so-subtle criticisms, information, and conveyance belts of commentaries, the mill which produces a vast array of misinformation will remain intact and full of life.

It is important before one initiates or engages in any process of life, however, to distinguish between information which is useful; that which is accurate; and that which is superfluous and perhaps misleading. The statement which begins with, “Someone told me that…” or “I heard that X is…” removes the responsibility of the information by ascribing it to a third party unknown.  But such ascription is ultimately irrelevant, precisely because the information itself, and the need to determine its accuracy, significance or harm, is what is at issue.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is indeed important to ascertain the accuracy of information — as to the required timeframes for administrative filings; for the substance of the information to be submitted; the required and necessary forms which must be completed; how each stage is to be responded to, etc.  Whatever the source of the information, it is ultimately the essence of the information itself which is important, and the source of such information is secondary.

Remember — as Federal Disability Retirement under FERS or CSRS, both for Federal and Postal employees, is an administrative process initiated out of necessity — it is important to satisfy that need by going to a source from which that spring of satisfaction originated.  For, it is in the origin that one meets the essence of a thing.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Misinformation Leading to Self-defeating Actions

The “I was told” phenomenon is pervasive in our society, where information is plentiful, and more dangerously, where the dissemination of such information, at no cost to the recipient (except for detrimental consequences resulting from reliance upon the purveyor of such vast knowledge of unsolicited tidbits), is promulgated without discretion or discriminating tastes.

It is the one aspect, of course, in which George Orwell was perhaps mistaken; for, in his book, 1984, Orwell conveys the notion that it is the societal limitation of words which will lead to restriction of knowledge.  In the modern world, however, it has become the unfettered expansion of any and all information, which has had the collateral effect upon society of engendering dangerous ignorance.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is important to first obtain accurate information, then to determine the relevance and applicability of such information, then to act upon it.

The “I was told” phenomena should be ignored, as such nebulous sources of information, unless verifiable, should never be relied upon.  For example:  Having an active EEO matter does not extend the Statute of Limitations in being required to file a Federal Disability Retirement application within one (1) year of being separated from Federal Service.  And another: One does not need to, and should not, wait for Social Security to make a determination in order to file for Federal Disability Retirement benefits for OPM.

Remember always that the 1-year Statute of Limitations is a “hard” limitation; there are only a limited number of exceptional circumstances which can climb over that obstacle, and one should not try to test the strength or height of that wall.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Misunderstanding Leading to Irreversible Detriment

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the Federal or Postal employee must first engage in a general foraging for information.

The act of gathering information is of importance; for, just like the animal in the wild who must “learn” to forage for food before the first winter comes, so the Federal or Postal employee who is contemplating filing for Federal medical/disability retirement benefits must develop the keen sense of how to gather the necessary, pertinent and relevant information concerning the entire bureaucratic process, and once gathered, to sift through the vast array of information to determine truth, falsity, relevance, effectiveness, and that which is erroneous or misleading — to one’s detriment.

Foraging is a learned tool, necessary in the wild, and a key component of the natural process of selectivity.  It begins with an inborn part of an animal’s nature, but must be honed in the wild — to be clever, quick, and be able to distinguish between that which is good for one’s diet, as opposed to that which may be poisonous.

By analogy, in the vast array of the universe of information “out there”, one must be able to quickly discern and bifurcate information concerning Federal or Postal Disability Retirement benefits, dividing between relevance and irrelevance, substance versus fluff, for purposes of failure versus defeat.  As information gathering leads to action upon the knowledge gained, so one must be cautious in determining the source of such information.

Sincerely,

Robert R. McGill, Esquire

FERS Disability Retirement for Federal and USPS Workers: SSDI & FERS

It happens quite often.  In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the Federal and Postal employee must file for Social Security Disability benefits (under FERS; CSRS is exempted because there is no Social Security component under the law).

While many Human Resources offices, as well as the H.R. Shared Services office in Greensboro, N.C. for the Postal Service, will assert to the Federal and Postal employee that they must “wait” until they get a decision from the Social Security Administration, the truth is that the U.S. Office of Personnel Management only needs to see a receipt showing that SSDI was filed, and this can be easily obtained online by simply completing their questionnaire, submitting it, then printing out a receipt.  Moreover, OPM only needs the receipt showing that one has filed, at the time of an approval.

By being misinformed and ill-advised, what often happens is a delay in the entire process — either that the H.R. office of an agency, or for the U.S. Postal Service, delays processing their part of the Federal Disability Retirement application, or the Federal or Postal employee is left with the misinformation and impression that he or she cannot file for Federal Disability Retirement benefits until the Social Security Administration has made a decision.

Then, of course, there are those who believe (wrongly) that they must receive a “final” decision from SSDI — meaning that after the initial denial is issued, and they have appealed the decision, they must await the results of the appeal.  This can take many months, if not years, and by that time, there is the danger that the Statute of Limitations has come and gone for filing for Federal Disability Retirement benefits.

Information is normally a neutral conglomeration of facts and issues, but can be a positive thing; misinformation, by inverse logical definition, would then be a negative thing.  More than that, reliance upon misinformation can lead to real-world consequences — ones which are irreversible.  As such, one must check and double-check the source of information, in order to ensure that reliance results in reliability.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Information in the Public Domain

In preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS, there is a quantity of information which exists in the “public domain”.  Just as in the areas of social, professional and (unfortunately) personal lives, information on issues, people, concepts, etc., are plentiful, so similarly the legal arena has exploded with unending and expansive admixtures of facts, opinions and information.  That is the nature of this “information age“.  

Quantity of information, however, is not an indicator of the quality of such information.  Further, quality of information does not necessarily result in knowledge.  Knowledge is conceptually distinct from information.  The former encapsulates the application and effective usage of the former, while the former remains a vacuity of existence until it is formed and utilized.  

Proving one’s eligibility for Federal Disability Retirement benefits under FERS or CSRS requires both knowledge and information.  For, ultimately, it is the effectiveness of the formulated application, one which persuades and meets the legal criteria at the Office of Personnel Management, which is what matters.  As such, it is important to first reach out for qualitative information, then to seek out a Federal Disability Attorney who has effectively applied such information for his or her clients.  

In the search for information, always ask questions, for questioning should always lead the comfort of mind that the source of the answers will provide an effective use of information, both in quantity and in quality.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Workers: Information v. Essentials

There is a tendency to want to “reveal all“, as if not revealing every aspect of a narrative is somehow misleading, untruthful, or deceptive.  But there is a distinction to be made between information, whether it is background information or information pertaining to relevant facts and circumstances, as opposed to the essential core of a narrative.  

As the Office of Personnel Management attempts to reduce the backlog of Federal Disability Retirement applications under FERS or CSRS, it becomes more and more important for each application to be submitted in a streamlined, “only the pertinent facts” type of submissions.  This is not to say that all “relevant” facts must be distinguished from documents and submissions which provide for contextual understanding of a case.  Rather, the days when volumes of medical documentation of all treatment notes, test results, etc., without a guiding cover letter, may do more harm than good.  

In this day and age when there is so much information on the internet (much of which is irrelevant and meandering), it is good to keep in mind the conceptual distinction between that which is merely informational, and that which is essential.  For Federal and Postal workers who are contemplating filing for Federal Disability Retirement benefits under FERS or CSRS, make sure that you are focusing upon the essentials, and not merely providing information without context and relevance.

Sincerely,

Robert R. McGill, Esquire