Federal & Postal Disability Retirement from OPM: Ruminations on the past

Whether one does X is often of little significance; “Why” it is done, and to what extent, is quite another matter.  The past – whether of long ago, beyond the time of memory holding presently or of history being read about, or the past of one’s own kept in sequestered moments of reflective thought and in photographs carefully guarded and encased within a protective album of shelved remembrances – is a time behind; the future, an angst-filled uncertainty few of us look forward to.

It is the present, and how we treat it, spend it, work it and waist it away or labor furiously to appear “productive” about; and then, there are ruminations on the past.

That is where the “why” and the constant obsessions begin to overwhelm – of what we could have done differently, where we “went wrong” and what lessons can be gleaned for today.  Ruminating on the past is a favorite pastime for many; but when it begins to destroy the future by robbing from the present, it is time to set aside such wasted efforts and begin to focus more upon one’s current situation in order to prepare for the future.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the time to set aside ruminations on the past is “now”.

Preparing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, takes up a significant amount of time, effort and required focus upon gathering the necessary information, presenting the compelling facts and establishing the legal nexus between the medical conditions and the essential elements of one’s Federal or Postal position.

In doing so, ruminations on the past need to be suspended; angst-ridden obsessions about the future will need to be ignored; and only the “present” focus will become the necessary standard.  Ruminations on the past can come about sometime in the future; it is the present concern about past events that will be significant in securing one’s future by preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement from Federal Employment: Magic extinguished

Once, we were all children.  Of dreams once entertained, and roles of play-acting embraced; when once lines between reality and fantasy blurred like the fireflies burning brightly against the midnight sky, only to disappear and reappear, then fade into the quietude of dawn’s inevitable encroachment; and we, like fairies and angels on wings of carefree butterflies, wrapped in colors unimaginable but for unfettered naiveness and fenceless pastures of creativity, ran through the fields of time unconcerned with the worries and tumults of adulthood and the withering trials of timeless eternity which one day, not long hence, would come to gather up the faces of consternation, because we had to “grow up”.

There was magic, then, unextinguished even for the child with forlorn eyes who was constantly yelled at, heard through the walls of societal ingratitude, and when friends and neighbors huddled and shrugged, hoping against fear that Emily would not be spanked and Benny would not be kept behind.  That magic became extinguished — not because we didn’t care, or that grownups can’t remember what it is like to be childlike and innocent; but because life intervenes, interrupts, and disrupts the flow of humanity; because meanness prevails and technology assails; and because, while we say we care, and some of us do, we just don’t care “enough”.

Then, there are the “realities” of life — of making a living, embracing a career, getting married and doing all of that “stuff” that entanglements with another soul comes bundled with, and suddenly the uncomplicated mind where a stick becomes a sword, a pasture becomes a battleground, and the short, fat kid is named Napoleon, disappears like the wisp of willows bending at the easterly winds suddenly snaps, and we are back to facing the problems of life.  And medical conditions.

That is often the tragic mold of the Federal employee or the U.S. Postal worker who must cut short his or her career because of a medical condition; fortunately, however, under FERS & CSRS, or even CSRS Offset, you can file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Does attaining an OPM Disability Retirement annuity bring back one’s childhood?  No.  Does it guarantee happiness? Nothing ever does.  But that is the telltale sign of adulthood — of recognizing the chasm between expectation and reality.  The process of preparing, formulating and filing for Federal Employee OPM Disability Retirement benefits is a long and arduous one, and it is beset with potential bureaucratic entanglements and complex legal challenges which must be faced with calm rationality.

Brave hearts and vanguard souls must always face and endure, but it is often the best course of action in order to attain the next phase for one’s life, in order to care for one’s medical condition and achieve that level of equanimity for life’s future challenges.  Yes, perhaps the magic of childhood lore has been extinguished forever, and the adult life’s “stuff” has replaced those yawning days of make-believe; but of the future, what remains is that which we make of it, whether in making it up as we go or mucking it up further.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: A Pedigree of Choices

There are still some parts in the world where line of descent and lineage of genealogy matter; certainly, for spectacles such as the Westminster Kennel Club Dog Show, the origins of breeding, the line of winners, and the genetically pure tree of aristocratic connections matter still.  But humans are different; or so we like to think.

We are repulsed by the very idea of placing substantive significance upon birth rights, yet we fawn all over royal births and deaths; we deny the importance of name, lineage and legitimacy, yet grope with incestuous perversity for information of scandal and bastardly genealogy; and while we feign to act disinterestedly in matters blared in tabloid newspapers, somehow they continue to sell well, and the supermarket lines are crammed with such addictive fare, alongside candies and covered chocolates.

Pedigree is to the dying aristocracy what the economy is to today’s worker:  slow death, and fading into an unknown abyss.  That has been the beauty for democracies around the world — the choices given, the opportunities provided, in a universe where lineage, heritage and genealogy matter less than the chance to thrive.  For Federal employees and U.S. Postal workers who have come to a point in his or her career, where a medical condition has become an impediment, it is the pedigree of a different sort which must be considered.

Pedigree in a narrow sense is that which constitutes the DNA of bloodlines; in a more general sense, it is the recorded ancestry which determines fate, but which in the modern era we have been able to free ourselves of, and with deliberative intent, force the issue.  Thus, when we talk about a pedigree of choices, it is meant to denote the reaching branches of multiple paths to consider, from a singular trunk of limited origins.

Federal Disability Retirement is one such branch, reaching out into a different direction.  For the Federal and Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, it will often seem that future choices are as limited as the former system of feudal paucity of exclusion except for name, blood and descent by birth.

But the modern pedigree of choices is determined not by the tree of ancestry, but in the tree of knowledge; and as Federal OPM Disability Retirement is a choice available for all Federal and Postal employees who have the minimum of 18 months of Federal Service (for FERS employees) and 5 years (for CSRS employees), it is incumbent upon the Federal or Postal worker who thinks that a medical condition is as self-limiting as the former constraints of pedigree, to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, as the pedigree of choices.

Sincerely,

Robert R. McGill, Esquire