FERS Medical Retirement: One Crisis Before

That is how we live: One Crisis Before.  Before what?  That is the impending question; Before we go off the edge?  Before the stability of the family breaks apart?  Before someone goes “Postal”?  Before….  Then we should ask the converse question: Is that how we should live?  If the answer is a resounding, “No!” — then, why is it that we do not change?  Is it because we feel so powerless as to submit to the impotence of our self-made circumstances?

It is like Mr. Woodhouse, Emma’s aging father in Jane Austen’s novel, who reflects that “Life is like eating one bowl of gruel to the next” — of monotony, boredom, a life filled with stressful events, until that sudden turn of events occurs.  How did we get here?  Did we ever have a choice?  It is like the saying — “We went a bridge too far…”  And the consequences of going beyond the capacity to reinforce and secure the area?  Cut off; isolated; unable to regroup.

That is how most of us live in this modern life where leisure was promised and losses were promulgated.  What we gained — greater mental stresses because everyone’s focus was turned inward — to the computer; to having the requisite daily focus and concentration for engagement of cognitive duties; of constantly being connected via Smart Phones, Email, the Internet, etc.  Did evolution ever have the time to prepare for such a world?  Or did it work upon the physical body, only, adapting to dangers once foreseen but now outdated?

For Federal employees and U.S. Postal Service workers who suffer from an illness or disability such that you are now one crisis before, it may be time to consider preparing, formulating and filing for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management.

Contact a FERS Lawyer who specializes in Federal Disability Retirement Law, and begin to initiate the process before it becomes a bridge too far, and one crisis before.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Going It Alone

There is precedence in this country for doing that: of High Noon and the one who goes it alone; of the maverick entrepreneur; of the first Pilgrims; and one might argue that most settlers who gave up everything, came to this country and transformed the character of this country have a past of going it alone.  It can still be done.  Is it still wise to do so?

The world has become technocratic; specialization has become the mainstay of almost every discipline, and one rarely encounters a “jack of all trades”, precisely because it is an antiquated notion.  There is too much knowledge, too much information, too many technical details for one person to learn and comprehend in order to be good at more than one thing.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to perform one or more of the essential elements of one’s Federal or Postal job, filing an effective Federal Disability Retirement application under FERS may become a necessity.

Should you go it alone?  Likely not — unless you are familiar with the process; understand the specialized area of law; and recognize the pitfalls in preparing a Federal Disability Retirement case.

Contact a FERS Attorney who specializes in OPM Disability Retirement Law and forego the notion, at least in this particular area of law, of going it alone.  For, in the end, there is no great virtue in going it alone, especially when it comes to going up against the Goliath called The U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: The Fear of Meaninglessness

Our relevance is determined by others; meaning, by ourselves.  Some fear irrelevance; almost all, meaninglessness.  Whether we are truly relevant in our communities, our careers, our personal and professional lives — that is a question which is dependent upon what others think and do about our interactions with them.

The fear of relevance is often felt to a lesser extent, for we can fool ourselves into thinking that we are more relevant than we actually are.  The fear of meaninglessness, however, is a different matter.  “Meaning” relates to our own inner lives; of how we think of ourselves; of what value we attribute; the interests we have undertaken; the purpose we have shown.  The fear of meaninglessness is what compels us to act.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the medical condition itself — in relation to one’s job — will intersect with questions of meaning and relevance.

Consider filing for Federal Disability Retirement benefits — for, the fear of meaninglessness will become evident once you consider the priorities of your life, including your time remaining; the impact of your medical condition; what you want to do for the rest of your life.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Hovering nostalgia

The image connotes a sense of lightness of being; for, to “hover” is to have that levitation of weightlessness, and it is in the moment of nostalgic interlude that we experience the concurrent sensation of becoming lost in the memories of forsaken pasts.

Nostalgia is to Man what icing is to a cake; without it, we live in the reality of dreaded days where the future is merely a repetition of Sisyphus’ burden and the past cannot be recovered because of regrets and forlorn slumber of forgotten days; and like the icing that failed to sweeten the crestfallen cake, so we hover over nostalgia because we need to cling to the past.

Hovering nostalgia is what we do when we recall the days of youth when worries were still for tomorrow, when the future seemed limitless and a time for anticipated conquests without fear or trepidation; and yesterday was too near to consider in the face of youth’s folly.  Was there such a time of innocence when troubles were without regret?  Was I once a young man of character where the future was yet bright and without fault?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition demands a change of career, it might well be that the hovering nostalgia of a time past and a future uncertain makes one pause and wonder; but the plain reality is that we must be able to adapt to the changes that unexpectedly come, and face the starkness of our present condition.

Federal Disability Retirement is a complex administrative process; to maneuver through the bureaucratic morass without the advice of counsel may be possible, but perhaps unwise.  There are multiple pitfalls and potential legal obstacles at every turn; and while the world of yesterday may engender hovering nostalgia for a time where filing for Federal Disability Retirement benefits did not have to be considered, it is the reality of the “now” which must be dealt with.

For the Federal or Postal employee who must consider the stark choice of FERS Disability Retirement, gaining access to a trove of legal experience should be the first move in proceeding with Federal OPM Disability Retirement, lest the hovering nostalgia of forsaken memories creates a further obstacle unanticipated.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation for OPM Disability Claims: Proper Sequence

For Federal employees and U.S. Postal workers seeking to obtain a Federal Disability Retirement, is there a proper sequence in preparing the Standard Forms?  Does it matter if one set of forms are prepared or taken out of sequence?

Or, is the fact that the two primary sets of forms — the SF 3107 series and the SF 3112 series — are already provided in an ordered manner (i.e., for the SF 3107 series, first the “Application for Immediate Retirement”, then the Schedules A, B & C, then forms for the Agency to complete; and for the SF 3112 series, first the “Applicant’s Statement of Disability”, then the Supervisor’s Statement, the form for the Physician, etc.), reflective of the sequence one should complete them?

This, of course, brings up another and more important question: Would you trust the government to look out for your own best interests in completing the series of Standard Forms (i.e., SF 3107 series and SF 3112 series) in the order that they want you to complete them, or should you complete them in a manner that looks after your own best interests, separate and apart from the order that the Federal Government and OPM wants you to fill them out?

There is, in the end, a proper sequence to everything, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management, is no different from every other kind of form and content to be completed.  The way and manner that OPM and the Federal government wants you to complete a Federal Disability Retirement application does not necessarily imply any nefarious intent; it is just a difference in deciding whose best interests are you looking after — your own, or OPM’s?

In the end, all of the Standard Forms (again, the SF 3107 Series and the SF 3112 Series) must all be filled out completely, and some might conclude that the order and sequence of completing them shouldn’t matter, inasmuch as they all have to be completed anyway.  But you may want to pause and reflect for a moment: Does “proper sequence” imply that the Federal Government and OPM have prepared the SF 3107 and SF 3112A for the benefit of the Federal Disability Retirement applicant, or for their own convenience?

Tricks tend to trip, and the trips are not merely the destination from point A to point B, but a hidden accident waiting to happen if you don’t complete SF 3107 and SF 3112 in their proper sequence — and that means, not necessarily in the order of their appearance.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Government Employees: Age-based worth

That is the ultimate hub of it all, isn’t it?  Age is always a factor, whether a society enforces protective measures, anti age-discrimination laws, or simply deny the underlying existence of the subtleties that conceal the unfairness of it all.  What is it about age that compels people to judge the worth of others based upon it as the singular criteria that determines value?

If a person is expected to be at the “end” of one’s life — say, nearing 80 or 90 years old — is that person’s worth any less than the newborn who enters upon this world with the same expectancy as that old codger’s past remembrances?  Why do we consider it an honorable gesture if, on a ship that is about to sink, the older men make sure that children (and women) are the first to fill the lifeboats and rafts before considering themselves?  Are their lives not worth of any greater, equal or identical value as the young ones who benefit from such unequal conduct?

Perhaps, in modernity, such gestures of chivalry would no longer apply, and the more current perspective of “first come, first survive” would be the rule of the day.  In a society where criteria of worth and value have been cast aside and where each individual is considered without regard to age, race, ethnicity or origin, is perhaps the better approach — but is that true in all contexts and circumstances?  The fact that there should be no discrimination based upon age in the workplace — does it mean that the same rules should apply in the sinking-ship hypothetical?

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, age must always be a consideration because of the automatic conversion to regular retirement at age 62.  On the other hand, the time that a person is on Federal Disability Retirement counts towards the total number of years of service when the recalculation occurs at age 62, and so the extra percentage points will be of great benefit no matter how old a person is.

The laws seem always to favor the younger, and age-based worth is often a consideration in engaging any and every sector of life, and that is no different in considering filing for OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS or CSRS: The carefully crafted life

But that we could just write the narrative of our life, reflecting briefly upon our past, describing the present condition of being, but most importantly, to carefully craft the anticipated future of our lives in process.  What is revealed from one’s past is telling of a person’s character; of the present, a manifestation of the compass of one’s heart; and to the narrative of one’s future?  If the cultivation of one’s soul is the essence of the teleological process of life, the content of what we insert into the delineated poetry of future actions will uncover the truth in being of our damaged and tortured souls.

Would the script include fame and fortune?  Encounters with the common and ordinary, or of the arrogant dismissal of all but the beautiful and fortunate?  Would money always be written into the narrative of a future life, or ignored and instead replaced by peculiarities of fantasies, such as time travel, the ability to fly, or defiance of mortality and vanquishing of fear?

What one wishes for, like the genie who grants the dreams of youth, casts aside the veil we walk about with, and reveals all.  But the operative concept often overlooked is not about a crafted life; rather, that “extra” descriptive adverb which denotes painstaking caution and conscientious execution:  How does one “carefully” craft a life?  For, when wishes are offered and granted without constraint, the crafting itself becomes cast away as a mere byproduct and of irrelevant concern, like the human detritus flung out from a window of a speeding car down the highway of reckless disregard.

The care that one takes in crafting a life — now, that is an undertaking few of us attend to, despite every opportunity at every turn in the linear sequence of even the ordinary life of an individual.

For Federal employees and U.S. Postal workers, of course, who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s positional duties, that opportunity is offered in a limited and defined manner — in the form of 2 pathways.

First, by being required to write one’s narrative on SF 3112A, Applicant’s Statement of Disability (where the Federal or Postal employee must describe, delineate and prove a sliced portion of one’s life concerning the medical condition and its impact upon one’s capacity and ability to perform one or more of the essential elements of one’s Federal or Postal job); and Second, by preparing an effective Federal Disability Retirement application and submitting it through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — thereby formulating the narrative which will determine the future course of one’s life and livelihood.

No, in either case, the Federal or Postal employee will not be able to receive a genie’s grant of unfettered wishes and requests; but that was always the thoughtless residue of a childhood fantasy, anyway.

For, in the end, the carefully crafted life is not one which has any room for the misspent daydreams of a forlorn childhood; rather, the truly substantive content of a carefully crafted life necessarily involves the Triumvirate of the T:  Trials, Triumphs, and some sprinkling of Tragedies; just refer back to Shakespeare, or of Milton and Melville; anything else was merely the storybook fairytales of a bygone memory left behind in the dustbin of a forgotten era.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Palate of Human Living

It is both an identifier of a specific part of the human body, as well as a noun used to describe a sophisticated and discriminating characteristic of the human animal.  Used in the former manner, it merely describes nothing more than the biological component in common with all other animals; as presented in the latter form, it distinguishes from the greater commonplace testament of a refinement not otherwise found.

That, then, is the uniqueness of the human being; the capacity to be part of the world around, yet able to be distinctively different and to progressively advance (as opposed to regressively retreat) on the spectrum and scale of achievement.  But in the objective world of reality and pragmatic concerns, there are “equalizers”.  One such factor which levels us all, is an unexpected medical condition.

For Federal employees and U.S. Postal workers who have striven to personally and professionally advance on a career path with the Federal Government or the U.S. Postal Service, but who now find that the unpalatable future orientation belies one’s capacity to continue because of a medical condition, serious consideration must be granted to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The decision itself is not what impacts the palate; rather, it is the cessation of progression on one’s career scale which makes for the unpalatable idea.  But that is where the pragmatics of life, and the dream-like quality of ambition, willfulness and the human spirit of positive-thinking, all come together in a clash of titanic proportions, and serves to undermine the reality-oriented universe of necessity and practicality.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is not a reflection upon the capacity of the creative drive of the individual; it is merely a necessary step in response to a biological requirement in order to advance to the next stage of one’s life.  And just as the palate is not merely a body part, but a refinement of distinguishing taste, so the Federal or Postal employee who cannot see the distinction between moving forward into the next and future achievement from a biological condition which cannot be avoided, is merely of the lower animals, and not the angel whom the gods entrusted as the caretaker of a universe gone astray.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Explicit versus Implicit

The former leaves no room for confusion or doubt; the latter, a bit of “wiggle room” where insinuations, hints and suggestive openings are characteristic invitations of open regards.  They are not mutually exclusive within a paragraph or even a sentence; they are, however, antonyms, and should be used with context-defined relevance.

For Federal employees and U.S. Postal workers who are filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS Offset, the choice of either can determine the future viability of one’s Federal Disability Retirement application.

Certainly, there are times in life when one chooses the latter methodology, for various reasons — perhaps being forthright and blunt is not the “right” approach; perhaps there is fear of offending, or mere laziness and sludge of confrontation prevents one from being straightforward.  In the legal arena, the former approach is preferable, if only to squeeze out the light of linguistic malleability and flexibility in supercilious argumentation.  But in the context of an OPM Disability Retirement packet, there will often contain multiple usages.

One’s Supervisor, in completing SF 3112B (Supervisor’s Statement), may present contradictory information by checking a box which is relatively unequivocal (is that an oxymoron — to use the terms “relatively” and “unequivocal” in the same breadth of a sentence?) but placing remarks implying the exact opposite in response to “explanatory” and more expansive questions.  Or, for the Federal Disability Retirement applicant, in completing SF 3112A, the “Applicant’s Statement of Disability”, there may be a strategy in mixing both explicit statements and providing for implicit openings for meanings and connections.

Certainly, the “law” of Federal Disability Retirement allows for it; but one must always take care in addressing the nature, extent and susceptibility of statutory interpretation in formulating one’s Federal Disability Retirement application.  Ultimately, as in most things in life, the former is preferable to the latter; though, wiggle room and the dictates social conventions may sometimes require one to be explicitly implicit in order to be inefficiently efficacious.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: Recalibrating the Reset Button

Preparing for life’s vicissitudes can be a daunting task.  Some never acquire the skills necessary to accommodate the winds of misdirection; others stumble through like a drunken sailor walking down fate’s gangplank, seeing the end but failing to adapt in time to prevent the calamities forewarned.  The very few somehow manage to engage the transformation, like a chameleon who responds to the surrounding environment by becoming invisible within the subtleties of life.

Change is the inevitable essence of life.  From alterations occurring from growth — from birth to adulthood, then to aging decay — to the physical universe of constant transformation; the world is represented by the various metaphors and symbols of permanence and change, of Yin and Yang, of Parmenides and Heraclitus, and in modernity, of the recalibration of the reset button.

For Federal employees and U.S. Postal workers who find themselves with a medical condition which impacts the Federal or Postal employee’s ability and capacity to continue in his or her present career, it is precisely that fear of change which precludes one from engaging in the necessary steps required to adapt, transform, and reset.

If insanity is defined as performing acts of failure repetitively, then the world must by definition be insane, and the Federal or Postal employee who continues down the same path despite all of the headwinds and warning signs present, should be placed in a straightjacket and confined to the halls of antiseptic whitewashed rooms.  Change is always difficult; but it is a necessity of life.  It is the life spring of a vibrant community; and its opposite is a parallel universe of decay, decrepit degradation, and destructive degeneration of death and desperate deterioration (and so, why is the alliteration of negation so rampant with the letter “d”?).

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management for the Federal or Postal employee under FERS, CSRS or CSRS Offset is a step in a changing direction.  It takes the Federal and Postal employee out from the insanity of repetitive failure by allowing for a recalibration of the requisite reset button, and to potentially engage in a future which leaves behind a past replete with hostility and increasingly adverse attitudes.  It secures a base annuity such that one can survive; then, allows for the Federal or Postal employee to work in the private sector and make up to 80% of what one’s former position currently pays.

As change is necessary to the survival of any organism, so stagnation is the result of resistance to transformation; and like the putrid waters of stillness filled with microorganisms waiting to destroy the abdominal walls of the unsuspecting traveler, the Federal or Postal employee who refuses to recalibrate the reset button is merely waiting for the day when the external order will force the change involuntarily, as opposed to he who chooses the day, time and moment of an inevitable fate which awaits us all.

Sincerely,

Robert R. McGill, Esquire