OPM FERS/CSRS Disability Retirement: The Declination of Laughter

The Declination of Laughter

Does lack of laughter signify anything?  If a person was known to laugh a lot, then one day comes in with nary a chuckle, is it significant at all?  Is it the reverberation from the throat, or the eyes which reveal an underlying sadness, which tells the true tale of a person’s state of mind?  Can a person be in so much pain that he laughs out loud?  Why is it that there is such a thin and almost invisible line between laughter, insanity, and loss of control?

For the often contentious circumstances which surround and infiltrate the context and content of a Federal or Postal employee filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the question of the declination of laughter, whether by one’s Supervisor, the applicant who is filing for Federal Disability Retirement benefits, coworkers, or even family members away from the workplace, can be a telling factor on the spectrum and scale of who we are, what is being done, and what people are thinking.

In the end, life is a serious matter; medical conditions are no laughing matter; actions which impact the substantive future of individuals should be engaged with seriousness and consideration.  Ultimately, it is that dissonance between the mirthless eyes and the resonance of sound which is interpreted as laughter, which should concern everyone.

For the Federal or Postal Worker filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, the time of laughter may not occur until well after the attainment of that goal; and even then, the daily problems of life must still be faced, including one’s ongoing medical conditions.  But, at least, the mirthless state of one’s workplace will have been left behind, and with it, the stresses of trying to figure out the intent and motivation behind that Supervisor’s laughter who, just the day before, metaphorically stabbed another coworker in the proverbial backside.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement Benefits for US Government Employees: The Looming Crisis

Whether the Federal government temporarily shuts down, and for how long, is ultimately besides the point; the essence of the problem concerns the long-term viability of government operations, and the ability to sustain benefits promised, or to refine and reform, to what extent, and in what manner.

For Federal and Postal employees contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the medical and work challenges already faced have created an unstable atmosphere, and so the potential looming crisis is merely a further problem to be dealt with.

The fact that the Federal government is unable to agree upon a budget process which has been impending for quite some time, is just another testament to the cold and indifferent attitude of a bureaucracy which fails to account for the daily needs of its citizens.  There have been government shutdowns in the past; and there will be more in the future.

For the Federal and Postal employee, what impact will be felt as a result of the contentious legislative process, will have to be seen.  In the meantime, however, what the Federal and Postal employee must do is to pursue the process, regardless of what Washington does, in order to stand in the proverbial line of the Federal bureaucracy, hoping for a favorable outcome.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: The Looming Government Shutdown

Whether or not there comes to fruition the possibility of a government “shutdown”, partial, and to what extent, etc., the underlying reverberations result in the anxiety it causes to thousands of Federal and Postal workers, both Federal Disability Retirement annuitants and to the applicants who are awaiting a decision from the Office of Personnel Management.  

Those who are receiving an annuity will likely be unaffected, for the wheels of bureaucracy should continue to issue the annuity checks and electronic deposits.  Those awaiting a decision from the Office of Personnel Management will likely experience a longer wait — a wait on top of the already unbearable timeframe which the Office of Personnel Management is subjecting the applicants of a Federal Disability Retirement.  

Ultimately, it is a preposterous situation where those who are blameless in the matter (the hardworking Federal and Postal employees under FERS or CSRS) will be the very ones who will be subjected to the consequences of looming budget crisis. Certainly, the current budgetary growth trend is unsustainable (that is not an arguable point); but annuitants of a Federal Disability Retirement under either FERS or CSRS do not appreciably contribute to the budget deficit.  Many go on to other jobs and careers and pay taxes, precisely because Federal Disability Retirement allows for a Federal or Postal worker to go out and earn another income from another job.  However, as with so many events in life, it is those who are least responsible who must bear the brunt of a crisis.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: During the Lengthy Process

During the “waiting time” of the lengthy process in preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS, it is important to begin the secondary process of preparing for the next “phase” of one’s life.  

Many Federal and Postal workers unfortunately view the waiting period — that period when one’s Federal Disability Retirement application has been filed, and is waiting for a determination by a Case worker at the Office of Personnel Management — as a time where everything is on “hold” because the lack of a determinative decision results in a paralysis of an ability to plan for the future.  However, submission to such paralysis would be a mistake, and a misuse of the most valuable resource which one has:  time.  For, ultimately, one must make future plans based upon an assumption that one’s Federal Disability Retirement application will be approved.  

This assumption is based upon the factual underpinnings of the filing of the Federal Disability Retirement application itself:  it was filed with the support of a doctor; the Federal or Postal worker is unable to continue in his or her job; the medical condition is expected to last a minimum of 12 months.  If all three of these basic criteria are met, then one must proceed with the assumption that one’s Federal Disability Retirement application will ultimately be approved.  

Based upon the foregoing, the time of waiting should be spent — not in anxious despair and despondency because of the wait — but rather, in preparing for the future.  To allow for those things which one has no control over to control one’s life would be a foolish endeavor.  OPM will ultimately make a decision, and whether at the First Stage of the Process, the Reconsideration Stage, or before an Administrative Judge at the Merit Systems Protection Board, one should be preparing for the next phase of one’s life.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: The Decision to Act

Often, the most difficult decision to make is the decision to act itself.  Where careers are about to end; where financial impact and unforeseen consequences (as Adam Smith once stated) may ensue; where deteriorating professional and personal relationships have progressively exploded; the daily stresses of the modern world refuse to provide for the necessary time often needed to recuperate, become rehabilitated, and slowly heal from a chronic and intractable medical condition.  For, that is often what is needed — time.  Medical conditions are peculiar events; surgery, medication regimens, therapy (physical or cognitive), require that one ingredient which the modern world cannot provide — time.  

For Federal and Postal employees who are suffering from a medical condition which lasts for a minimum of 12 months, there is the option of filing for Federal Disability Retirement benefits under FERS or CSRS.  While there is certainly a formidable “pay in cut” (Federal Disability Retirement benefits provide an annuity of 60% of the average of one’s highest 3 consecutive years of pay for the first year, then 40% every year thereafter), what the disability annuity does provide for is the time for rehabilitative recuperation, whether physical, cognitive or psychiatric.  

In deciding the avenue of preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS, often the most difficult decision to make is the decision to act.  Once that major “life-decision” is made, the mechanical aspects of acting will naturally fall into place.  It is the act of deciding which is the first act of all; thereafter, the play will naturally proceed.

Sincerely,

Robert R. McGill, Esquire