OPM Federal Disability Retirement: Not Unhappy

There is the state of “being happy”; conversely, of “being unhappy”; but what of the neutral sense?  Can you be in a state of “being not unhappy” and, if so, what could it mean?  Is it a neutral mood — sort of like an emotional purgatory where you are neither happy nor unhappy, but of a state of measured deliberation, where most of us are throughout the greater slice of our lives?

Modernity demands the first; to experience episodes of the second state of emotional constitution is to somehow have something “wrong” going on; for, the cottage industry of “be happy” is devised to manipulate and commercialize a state of natural being which has been artificially characterized as a “negative”, and given the greater multitude of herd instincts and the inculcated belief that there is something wrong if you are either “not happy” or “unhappy”, it goes without saying that any “neutral” state of being is likewise unacceptable.

Yet, most of life is of a state of medium; and the archaic, arcane Western Tradition of the Aristotelian “middle way” — where neither extremes of emotions are the preferred stage, but rather, a governance of the appetitive nature by the intellect and reason constitute the near-perfect character — has long been abandoned, and now deemed unattractive.  But reality, in the end, has a way of creeping back into our lives, and the state of being “not unhappy” is where most of us remain, cottage industries of “being happy” notwithstanding.

For Federal and Postal employees who are unhappy, and wish to get back to the purgatory of humanity by being not unhappy because of a medical condition which impedes and interferes with his or her life, both professionally and personally, it may be necessary to consider filing for Federal Employee Disability benefits under the current Federal Employees Retirement System (FERS), through the U.S. Office of Personnel Management.

Neither chronic happiness nor persistent unhappiness are the natural states of Man; rather, the goal is to reach that purgatory of emotions — of being not unhappy — and it may be that, to reach that state of being, Federal Disability Retirement is an option to consider.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement: Consider What Was Lost

In modernity, there is an obsessive fetish to be positive; to ignore negativity; to maintain a smile throughout, and ultimately, to have “happiness” as a goal.

Roger Scruton, the late great English Philosopher and one of those under-appreciated giants of thoughtful intellect, wrote a book about the importance of pessimism, entitled, The Uses of Pessimism and the Danger of False Hope.  In it, he argues essentially that pessimism is a characteristic required for survival, and the abandonment of it is a dangerous artificiality which goes against the natural instincts of man.

Rousseau, similarly, cautioned against artificial accoutrements which posed a danger to man’s survival.  In accepting and adopting unnatural characteristics, consider what was lost — of a sense of community; of a humanity replaced by selfishness.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, consider what is lost — was lost — when you pushed yourself to keeping working: Health; joy; ability to enjoy even the least of life’s offerings.  Is it all worth it?

Consider preparing an effective Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management, and consider what was lost just in the struggle to maintain what you have.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: The Vigilant Life

This is a life which requires vigilance: Constant, consistent, persistence acuity, both to rebut stagnation and encourage progress.  Life is a vibrancy — physically, of cells regenerating; mentally, of recognizing and fending off dangers; of a society which cares not for personal tragedy; within a context of a crumbling community.

Vigilance throughout is required — vigilance in guiding one’s family; vigilance in helping your children to maneuver through the difficult times; vigilance in maintaining one’s career, benefits earned and livelihood acquired.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to continue in your Federal or Postal career, vigilance is required both in obtaining your FERS Federal Disability Retirement benefits, and in protecting and maintaining them.

Whether you are seeking to secure your FERS Disability Retirement benefits, or are in danger from OPM taking them away because they claim that you have been “restored” or “recovered”, contact a FERS Disability Attorney who specializes in Federal Disability Retirement benefits and recognize that this vigilant life oftentimes requires vigorous legal representation.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Unexpected

It can be exciting, yet disconcerting; a pleasant surprise, but moreover an unwelcome event; and perhaps even a pleasurable moment but with an uncomfortable edge.

We live by routines but thrive through tumults.  The “unexpected” is what jolts us out of the doldrums of daily repetitiveness, and is sometimes that which is needed in order to bring us out of the complacency of comfort and monotony.  Some thrive on it so much that they seek the adrenaline that accompanies, and attempt to make it as the mainstay of life — like the high of addicts which is constantly needed in greater doses in order to return to the baseline of euphoric feeling itself.

Some forms of the unexpected are unwanted; others, tolerable and endurable; and still others, perhaps gleefully embraced with open arms.  Much of the unexpected, or course, was fully expected; it is just that procrastination and disregard allowed it to remain out of our consciousness for a time such that, when the unexpected finally arrived, we forgot that it was to be expected but wanted it not to be so.

Isn’t old age expected?  Aren’t the chances of an automobile accident to be expected if you commute 100+ miles every day?  And aren’t medical conditions to be expected over a lifetime of stressful living?

For Federal employees and U.S. Postal workers who encounter the unexpected — a medical condition — which begins to impact you in an unexpected way — of preventing you from performing one or more of the essential elements of your Federal or Postal job — it may be time to consider the unexpected: Of preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Consult with an attorney who specializes in Federal Disability Retirement Law, lest the unexpected bureaucratic complexities involved in filing a Federal Disability Retirement application with OPM should further complicate the unexpected, and so that the unexpected can be exposed to reveal the greater expectations of a future yet unexpected.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: The option of nothing

The path of least resistance is often to simply do nothing.  To make an affirmative choice is sometimes a painful one involving sacrifice and steps taken which will determine an outcome, later to be judged by retrospective insight, as to whether it was the “right” one or a “wrong” one.

To negate, refute or otherwise do the opposite, and to say “no” in the choice-making process, is also an “affirmative” one, if only in the negative sense.  It is still a call made, a judgment asserted, and while the “no” may not be able to arrive at a retrospective viewpoint as to whether it was the “right” one or the “wrong” one (precisely because, in the very negation of making a choice, one may never see any further consequences, but merely a nothingness that prevails from the option to not do that something, which is essentially a double-negative that results in nothing).

The worst option to assume is to allow lapse to occur – to do nothing, neither affirmatively nor negatively, and allow outside circumstances to determine the course of fate.  In taking such a path of least resistance, two things occur: First, you have left it in the hands of circumstances, and failed to take any affirmative steps in the allowance of lapse; and Second, the fact that you will never know it was a good or bad idea to allow for the lapse means that you have forsaken the entire decision-making process, and thus you disengaged yourself from the importance of life’s major participation.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the Statute of Limitations that imposes a restriction upon post-separation filing is One (1) Year.

Thus, the law is as follows: Upon separation, whether by termination or resignation, of a Federal employee, that Federal employee has up until 1 year to file for Federal Disability Retirement benefits.  If the Federal employee files for Federal Disability Retirement within 364 days of the separation from Federal Service (give yourself at least 1 day, just to be on the safe side), then no harm is done.

If the Federal or Postal employee determines not to file (i.e., a negative – affirmative decision), then so be it, and after the 365th day, that Federal or Postal employee is forever prevented from asserting his or her rights under the Federal Disability Retirement laws, acts, statutes and regulations.

If the Federal or Postal employee simply does nothing – neither making an affirmative or a negative decision, and simply allows for the time to lapse and the opportunity to pass – then the path of least resistance has been taken, with the opportunity to engage in the decision-making process forever lost.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The charade

We have all enjoyed playing the game – of the silent act in order for our team to come up with the name of the book, a famous saying, identification of a country or place; and with some inebriation as a helpful assistant to even greater pathways of outrageous laughter, the game is enjoyed in homes and neighborhoods when gatherings aggregate in times of holidays or special occasions.

It is the silent opera for the actor; the guessing laughter and thoughtful pose for the other members of one’s team.  How did that game come about?  Is it because games reflect a reality of a slice of life?  It reminds one of the “perfect lie” – you know, the one that always retains a kernel of truth, and thus is believable.

The imperfect lie is the one that is made up out of whole cloth – the one’s that a kid who is not yet a master of the believable lie tells to the parents, thinking that a make-believe world is distinguishable from the objective universe of reality, but that you can simply insert an imaginary event into the day-to-day workings of this parallel universe.

No, the perfect lie is like the charade of life – it is acting, but always retaining and containing a slice of reality and truth.  And of other games – of monopoly, cross-word puzzles, trivial pursuit, etc.; are they merely distractions to escape the harshness of life, or do they contain a sufficient amount of that slice to make it all the more interesting?

And of the charade of life – to what extent do we engage it daily, and if someone catches you in the act, can you simply respond with, “Well, I will just playing charades with you all.”  To which the audience (or the police) might say, “But no one else was playing, and you have no team.”  To which the Shakespearean actor would say, “Ah, but all the world is a stage!”

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent one or more of the essential elements of one’s Federal or Postal job, it often seems like you have been playing at the game of charades for quite some time.  The only problem is, your own “team members” haven’t been trying to guess at what is wrong, but rather, have been trying to ignore or otherwise act as if they don’t know.  Or, perhaps you, too, have been trying to hide the medical condition, in somewhat of a “reverse charades play”.

But the time ultimately comes, where you have to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.  At that point, the game of charades is over – for you have been finally realized and recognized as “the man who is filing for Federal Disability Retirement” and the Federal or Postal employee who suffers from a medical condition.

Yes, real life is a reflection of the games we play, and charades is truly a mirror of who we are.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Life’s mortgage

We all know well the concept behind it – of borrowing against the object itself, in order to “half-possess”, occupy and enjoy it presently against a future promise that it will be paid over an incremental period of time.  Sort of like life itself, or at least of one’s health.  Borrowed time; life’s mortgage; banking on a better tomorrow; relying upon a promise being kept based upon today’s favorable circumstances over a lengthy period of time well into a future we can never be certain about.

Yet, because the collateral is the object itself – normally, the house that is being mortgaged – the loaning institution actually doesn’t take any gamble at all, even if the value of the collateral plunges below the agreed-upon amount to be paid; one is still obligated, no matter what.

It is sort of like life’s challenge itself – of the promise of a promising life based upon an anticipated health that will last until the day when one is suddenly gone.  But life doesn’t always work that way, just as the mortgage, lien and promise of financial growth doesn’t quite always fold out as planned, like the scrolled blueprint that keeps trying to roll back into an obscured cylinder with each attempt to lay it flat.

Sickness occurs; health deteriorates; the 30-year mortgage that was promised at the onset of the contract signed doesn’t unfold as anticipated, and sometimes a default occurs – like the health that deteriorates and the career that must be ended.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees under FERS, CSRS or CSRS Offset, based upon the idea that recognizes that while a long-term commitment to a career is reasonably anticipated, there are instances where such a commitment may need to be modified in the event of failing health.  Unlike the bank’s position in a mortgage-relationship as lender-to-borrower, however, it is not quite all that one-sided.  There are options still open.

Thus, because Federal Disability Retirement requires only that a person be unable to perform one or more of the essential elements of one’s position being occupied, the Federal or Postal employee is allowed to go out into the private sector and work at a job somewhat dissimilar (so long as there are “essential elements” which are not identical to the former Federal or Postal position), and make up to 80% of what the former Federal or Postal job pays currently.

For, in the end, life’s mortgage is unlike the home mortgage where the lender holds all of the proverbial cards; at least for the former, the great thing is that the reliance is upon the capacity of man’s ability, and not upon the fine print hidden within the banker’s contract.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Medical Retirement: Imperfect lives

Is it a characteristic trait that must even be pointed out?  How, to begin with, did we even come to possess the antonym of that concept?  Of course, that is partly the residual argument made by medieval theologians as to further evidence of the existence of God – that in order to have come to possess the concept of “perfection”, there must by logical necessity exist a being of the sort such that we can even comprehend such an idea.

Thus may the converse of that argument be made:  that in recognizing our own imperfect lives, we must have recognized perfection as a contrast to our own state of existence; ergo, a perfect Being must exist.

Of course, there are fallacies to be pointed out in such argumentation (to which the ancients would immediately posit that there are perfect logical explanations, otherwise we would be unable to recognize the imperfect fallacies contained therein – and ad infinitum, ad nauseum), but in the end, what comes out is that there is no questioning a basic fact:  We all live imperfect lives.  That, in and of itself, is not the interesting part of the equation, however.

What is astounding is that, despite the recognition that we all live imperfect lives, extrapolated from the realization that it is impossible to live a perfect life, we nevertheless attempt to portray to others, and the world over, that it is simply not the case that we live an imperfect life, but that we come as close to perfection as possible, and it is only every other schmuck that lives an imperfect life, even though we all know that the other schmuck knows that we, too, live imperfect lives.

What evidence is there of that assertion?  Look at how people act on Facebook, Instagram, any and all magazines that contained the air-brushed images of pictorial perfection – we all fear to reveal the ugly underbelly of reality, and attempt instead to show how near-to-perfection we live.  Or, the secondary argument goes, if we don’t live perfect lives, we come as close to humanly possible.

And if that one doesn’t quite convince, then the use of a rhetorical device:  Well, what choice do we have, in the end?  That’s the point; in the end, the living of an imperfect life is greater evidence that such a characteristic is not necessarily any fault attributable; it is just the natural state of a decomposing body, a deteriorating mind, of organic matter that is exposed to the influences of the world around.

For Federal employees and U.S. Postal workers who realize that a medical condition is preventing the Federal employee or Postal worker from performing all of the essential elements of one’s Federal or Postal job, the recognition that we all live imperfect lives is an important one.  For, what often prevents the Federal or Postal employee from initiating the necessary steps to secure a Federal Disability Retirement benefit is the fear that others may “think” that to prepare, formulate and file an effective Federal Disability Retirement application, first through your own Human Resource Department, then on to the U.S. Office of Personnel Management, may reveal the underlying imperfection of your life.

Don’t worry about it; if you haven’t figured it out, the “others” who may think that you are imperfect for doing what needs to be done, are imperfect as well.  Really?

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Moral Code lost in pragmatism

Kant is the best example, and is used often.  Of that arrogance defined by universalization of a query; and if we are willing to apply it in all circumstances, regardless of individual differences that may matter in the context of exceptions recognized, we are to adhere to that which may harm our own interests.  Why is transcendence important?  Why do philosophers insist that any “valid” moral basis possess a metaphysical foundation, transpired in order to justify a cornerstone unsullied by the meanness of common life?  Is the fact of relative significance unacceptable merely because it is subject to change?  Do we not, in daily life, have to adapt in every circumstance, all the time throughout every encounter with experiences, and is this not the very essence of survival?

We bought the posit of Plato and Aristotle – those two old Greek men who provided the foundation of Western Thought – that either (A) a transcendent Form of universalized principle must exist, or (B) that a methodological argumentation must be able to be advanced, in order to “justify” the ethical groundwork telegraphed.  That is how laws, statutes, and societal foundations have evolved – from the implicit assumption that, somehow, principles above and beyond the pragmatic are necessary.  But are they?  In a world that embraces pure materialism and the genetic predisposition of all that exists, without the inconvenience of a creator or grand inquisitor, is not the approach of pragmatism – of that which merely “works” – enough?

That is how the Federal agencies and the U.S. Postal Service operates these days; they care less about any “principles” of fairness in the workplace, or employment “codes” that allegedly overshadow the work ethic applied to employees, and instead, approach it with a view towards the bottom line:  Profitability.  For so many years, the Federal Government was incessantly being compared to the private sector – in terms of output, efficiency and investment-for-returns.  Such comparisons failed to recognize the obvious:  the two general entities served different purposes and needs of society, and forcing them to coalesce and reflect each other merely denigrated the essence of each.

It is not so much the attributable similarities between Plato and Aristotle which form the foundation of such thinking; rather, it is the contrasting approaches between Heraclitus and Parmenides that conform our moments of contemplative underpinnings:  between change and permanence, betwixt relativity and transcendence.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question often arises as to a conflicting sense between one’s “Moral Code” and the pragmatic need to file for Federal Disability Retirement benefits through OPM.  Often, such a conflict is merely a result of muddled thinking – that, somehow, it is not “right” or “fair” to file for benefits when one is so young, or where one can still be productive, but not at the same level as before.  But that is precisely how the benefit of Federal Disability Retirement is set up – to allow for a retirement from one’s particular kind or type of work, yet presenting an opportunity to remain productive in the private sector, and potentially make up to 80% of what one’s former Federal or Postal position currently pays.

Morality is all well and good for the elitists of our culture, but in the common world of pragmatism, we must embrace that which we are given, like breadcrumbs dusted off at the dinner table of the behemoth called, the United States Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Delaying the Inevitable

Projection of future events, anticipation of coming circumstances, and rumination upon conflicts yet to occur; these are very human experiences beyond mere base anxieties.  Other primates may recognize and prepare to react to events about to develop, but the wide spectrum of time between the current state of affairs, and the projected future event, is perhaps the most telling factor in differentiating the complexity of human beings from other animals.

It is precisely because of this capacity to foretell, and thereby choose to forego, that we often allow for troubles to exponentially quantify, despite out own self-knowledge as to what is in our own best interests.  Perhaps that, too, is a telltale sign of complexity:  the ability to do that which is against one’s own egocentric universe.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties, the recognition that current circumstances cannot last forever, or even for very much longer, occurs fairly early on.

Is it the fear of actually acknowledging the truth of the inevitable?  Or, perhaps, merely a prayerful hope that things will change, that the next doctor’s visit will further enlighten, or that the medication prescribed, the surgery noted, and the therapy scheduled, will somehow improve such that one can continue to perform the essential elements of one’s Federal or Postal job?

Medical conditions, however, have a blunt and honest way of informing; it is not like a whisper or a winter’s cold which nags for a few days; the former can be clarified by asking to speak louder; the latter can be attended to by rest and a generous infusion of liquids.  But a medical condition?  It is that stressor in life where, despite out best efforts to ignore or wish away, the reality of its existence portends of our vulnerability and our fragile nature.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the next, and inevitable step, towards securing a better tomorrow.  It is that “tomorrow” which cannot be delayed for too long, and despite the greater nature of our souls in hoping for a brighter future, the truth is that delaying the inevitable does nothing to stop the rotation of the earth on its axis; it merely fools the fool who foolishly fails to fully follow the path away from folly.

Sincerely,

Robert R. McGill, Esquire