Tag Archives: csrs/fers cbpo prorated disability

Federal Employee Medical Disability Retirement: The Broken Spirit

We schedule our cars in for regular maintenance purposes; otherwise, overuse and lack of regular check-ups may result, we believe, in sudden and greater disrepair which may leave us without a reliable vehicle.  We do that with our Air Conditioning and Heating systems; for, we are taught that preventative maintenance is the key to sound and reliable systems.

Is all of that true?  Or, was it a ploy by the cottage “repair” industry to have us all spend money to spend money otherwise not needed?  Isn’t it actually strange to have someone come into your home, check your systems and say, “Yes, everything is good-to-go”?  Stranger, still, when the system breaks down and we call the same people to come and repair it, and when we ask them, “Well — wasn’t the preventative maintenance I paid you to do for the past decade supposed to catch this problem?”  The answer: “Naw — no one could have predicted the doohickey to have broken when it did.”

For human beings, of course, it is quite different.  Not only does preventative medicine not always work, but there is also that “ghost in the machine” — the human “spirit” that can also become broken.  Whether from years and decades of slow and steady deterioration, or just the repetition of the constant barrage of life’s trials, people become broken both in body and in spirit.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to perform all of the essential elements of one’s Federal or Postal job, it may be time to consider filing for Federal Disability Retirement benefits under FERS.  Whether from a broken body or a despairing spirit, contact a Federal Medical Retirement Lawyer and see what the next steps are in seeking to rejuvenate the broken spirit.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Overload

The comparative life is an illusion of sorts; Plato’s theme throughout is established every day, as appearances hide the reality beneath, and the allegory of the Cave – where shadows constitute the seeming truth and the truth appears as hidden seeming – is merely an archaic anachronism that has been vanquished, if merely because no one gives much weight to dead philosophers and nobody has the time for reflection upon questions that cannot provide answers instantaneously, as Google and High Speed Internet have allowed us to become accustomed.

Looking about on any street corner, or walking among the populace at large, one would believe that everyone around is able to handle the daily stresses of modernity, and that overload – whether of information, activities, responsibilities, financial, ethical, family, commitments, work issues, health concerns, etc. – are all performed, accomplished, completed and fulfilled with but a yawn.  Somehow, we all know it not to be the case.

Statistically, a great number of us suffer from anxiety, depression, intolerance to any level of stresses, with physical manifestations and somatic consequences impacting; and how many among the seemingly “normal” crowd require daily intakes of pharmacological assistance by ingestion with serious side effects to boot, but like the three towers which – when viewed from a certain perspective of alignment, appears as a singular entity – presents one sense-impression and then another when movement of the perceiver alters the vantage point, we persist upon a given viewpoint despite knowledge to the contrary.

Sensory overload is a daily problem, a persistent concern and a philosophical conundrum, precisely because we have given up the opportunity for reflection, repose and reconciliation with life’s major questions.  No, philosophy was never meant for the masses – the Socratic dialectic made that clear; but the questions posed were meant to always and perennially be asked, such that each generation would attempt to make heads or tails of life’s serious concerns.

Instead, we have been told that there are no such questions to be answered; that mythology died at about the same time Socrates took his mandated hemlock, and all information is good, available and open to the public through Google, and we can all be happy with the lot of life given to us.  Yet, the overload we experience on a daily basis, somehow doesn’t quite fit that paradigm.

For Federal employees and U.S. Postal workers who feel the burden of overload – of having to “deal” with workplace harassment; of contending with the debilitating medical conditions; of deteriorating health and the impact upon one’s ability and capacity to continue in the chosen job in the Federal or Postal sector – it may be time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  Whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, if the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, you may be eligible for Federal Disability Retirement benefits.

It is a long and arduous bureaucratic process that can take many stages in order to obtain, but the alternative may be of that appearance which defies the evidence of reality – like the Platonic Forms that represent the hidden truth behind the appearance of things presented – for, to remain without doing anything is to either continue to deteriorate in progressive debilitation of health, or to try and withstand the overload of life’s misgivings in a job which you can no longer do, or barely do, until the day comes when increasing pressure from the Federal agency or the Postal Service ends in a termination letter; and, that, too would be an overload beyond the ability to handle.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: Life’s enjoyment

Are we ever taught that?  If the answer is in the negative, then from whence did we learn, attain or otherwise receive the tools to engage in the purity of sensation such that we could embrace it?  Did we become such through osmosis; from imprints; from learned behavior encompassing a lifetime of observations reinforced by wisdom’s refrain upon the blank chalkboard of our consciousness?  How does one “enjoy” life, anymore than learning to ride a bicycle, drive a car or care for a cute puppy (the last in the list, of course, need not be learned, but only be taken in by the natural affinity one has upon seeing the eyes of warmth, intelligence and fierce loyalty displayed, and is an exception and one of life’s conundrums to be accepted without questioning)?

There are many who walk about, who have absolutely no clue as to how one can, should or would have any enjoyment at all; and thus the total immersion in one’s work, or projects begun and always left unfinished – for, to complete them would mean that something ended, and that would force one into a reflection about the meaning, value and relevance of one’s activities, would it not?

One often hears the familiar refrain:  “I don’t know how to enjoy life; to me, unless I am busy with work, chores, updating my Facebook page, texting friends or jogging, I can’t be happy.”  Productivity is the measure of success; time set aside for vacations – despite still doing email, texting, messaging or other forms of “connectivity” as advertised to be the horror of all horrors if loss of it were to ever occur – is a concept that questions the very meaning of life’s enjoyment.  For, if one pauses for a moment to reflect:  Is the treadmill one is on merely for purposes of getting off for a moment, then to get right back on in order to find, again, a time to get off for another period of repose?

If so, how is that any different from Camus’ essay on the absurdity of life’s perspective as seen through the eyes of a French Existentialist, and specifically, of the Myth of Sisyphus and the condemnation by the gods to roll the boulder up the hill, only to watch it tumble down, then to engage in the eternal monotony of pushing it back up, only to observe its descent?

Life’s enjoyment, and the promise for tomorrow, was always meant to be more than that – of a daily sense of joy, a widespread sensation of contentment, and an ease of burden when once we were innocent children playing with but a ready laughter to give.  It is the truth that haunts, and especially the proverbial quip about the final straw that breaks the camel’s back.  With the persistent onslaught of stimuli unable to be resisted, we allow for the daily bombardment to deplete the little energy we have in reserve.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition not only intervenes in the ability and capacity to perform the essential elements of the Federal or Postal job, but further, depletes, diminishes and – ultimately — destroys even the potentiality to enjoy life and all of its complex presentations, the option to file for Federal Disability Retirement benefits must be considered.

Yes, it is a long and arduous bureaucratic process.  No, going through the process will not enhance, for the short term, life’s enjoyment.  But in the end, necessary changes are called for – nay, compelled by – medical conditions that interrupt life’s enjoyment, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is to enhance that potential for the future enjoyment of life’s joys, while perhaps foregoing the short-term stubble of inconvenient interludes of angst-driven necessities.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement for Federal Employees: Broken Promises

It is a surprise that we are constantly surprised by them.  Why should we be?  Do we elevate man to such a pinnacle of virtue as the angels who look down upon us with remorseful eyes?  Are there more of them today, like shattered mirrors or destroyed lives littering the highways of hopeful futures stretching out into a path of devastated backdrops in the history of unknown commoners who lay quietly in the tombs that speak not but in haunting whispers in muted graveyards long abandoned with the silence of church bells that no longer toll?

Promises are but linguistic constructs that are controlled by the good intentions of those who make them, and restricted by the constraints of social virtues that no longer exist, have been modified, disavowed and have now been deemed archaic in this modernity of relative moral standards.

Once upon a time (or so the fairytale goes), a handshake, a nod, a single word without the written confirmation, the 10-page fax to declare a deal made, or the fine-print of agreements incomprehensible – they constituted the affirmation of man’s purity of intent, motivation and virtuous underbelly unseen but for the flight of angels touching and tugging upon our conscience when evil forces attempted to lead us astray.

Now, we have found the power of linguistic elasticity.  It is no longer a “lie”, and perhaps it was always known, just as Eve realized the cunning of justification, persuasive argumentation and methodological coercion; no, broken promises no longer exist – instead, it is a mutual “misunderstanding”, failure of minds to meet, or just plain wrong-headedness on the part of the one who relied upon a promise made.

No one really believes anyone else’s handshake, anymore – and, in any event, who shakes hands these days?  What can it mean but a mere vestige of an arcane eccentricity that needs be relegated to those rustic movies where granddad and obscure relatives and neighbors would jump from frame-to-frame in old movies where a wave to the camera was the memorabilia to preserve, now replaced by thousands of Selfies stored in electronic devices neither for posterity nor discretion of family enjoyment, but for self-aggrandizement and public display for prurient intentions.

Like granddad’s smile that once reassured as the solid Rock of Gibraltar, promises don’t mean anything, anymore.

For Federal employees and U.S. Postal workers who think that assurances of accommodating medical conditions because, somehow, laws are in place that provide for that, think about it for a moment:  Without the laws, would a promise mean anything?  Further, do the laws really protect, or are they also just linguistic modalities easily manipulated?  Fortunately, however, laws can work both ways, and Federal Disability Retirement Law operates in favor of Federal and Postal employees with a standard of proof geared towards an approval – of a preponderance of the evidence.

No, the promises made by Federal agencies and the U.S. Postal Service may not amount to much, and the heap of junk piles left behind by broken promises may litter the once-beautiful landscape of arcane handshakes in years past, but the availability of filing for Federal Disability Retirement benefits remains a reality for those Federal employees and U.S. Postal workers who find that there is now an incompatibility between one’s medical conditions and the performance of one’s essential elements of the Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: Illness

It is the pause button rendered by the universe, often without warning, without invitation and unwelcomed by all.  Is it the gods laughing in the heavenly seclusion, as wanton children playing with the mortality of souls unrequited, as matches in the hands of mischievous hearts undisciplined by law, life or empathy?

Then comes the triteness of wisdom, yet true but too late: “Oh, what a blessing health is”; “Is there a lesson to be learned?”; “Why me?”.  Is this the crisis of life that is merely an obstacle to overcome, or the long road towards a progressive decline where mortality is not just tested, but revealed as the weak link in the proverbial chain of man-to-gods-to the theology of our own creation?

Illness comes like that unwitting thief in the dead of night, but unlike the burglar who tries to remain silent but for creaking floors and unoiled passageways, it comes without concern for being revealed.  Does the universe test – or remain impervious like Aristotle’s Unmoved Mover, where perfection attracts all towards its essence and destroys everything that attempts to escape?  Who determines the criteria of such a test?  What constitutes a “passing grade” as opposed to a failure in its mere attempt?  Is the evaluation contained within the strength of one’s own character, and what results in a declaration of “success” as opposed to the failure of everyday lives?

If it is truly a test of character, then Federal employees and U.S. Postal workers certainly get enough of it to collectively get a passing grade.  Yes, fortunately, there is the option of filing a Federal Disability Retirement application, but for almost all Federal employees and U.S. Postal workers, the reality is that such a step is the last option chosen.

It is not so much that the benefit reaped from a Federal Disability Retirement is so miserly as to not make it worthwhile; no, to a great extent, the annuity of 60% of the average of one’s highest three consecutive years of pay, then 40% every year thereafter until recalculation at age 62 is generous enough to survive upon, especially when the alternative is to remain and kill oneself, resign and walk away with nothing, or file for Federal Disability Retirement benefits; and, in conjunction with the ability to go out into the private sector and be able to make (on top of the Federal Disability Retirement annuity) up to 80% of what one’s former position currently pays – it can lead to an acceptable level of financial security.

Ultimately, however, it is a truism that Federal employees and U.S. Postal workers wait until the final possible moment before making the decision to file a Federal Disability Retirement, often allowing the illness to debilitate beyond the point of reasonable acceptance.  That, in and of itself, is a character test, and one that makes the illness itself of secondary concern, when one’s health should be given the highest priority, lest we allow the gods of wanton carelessness to have the last laugh.

Sincerely,

Robert R. McGill, Esquire