Medical Retirement for Federal Workers: Higher and lesser standards

Does anyone ever go into something, engage an activity, begin a project or initiate a hobby thinking that a “lesser standard” would be acceptable?  Or, is the “higher standard” always the option preferred? — and if we fall somewhat short of the goal intended, isn’t it better to strive towards that height of vaunted “unreachable-ness” like the lesser angels who try and climb up the ladder to heaven but fall short because of the misgivings of sins committed or blemishes of imperfections left unchanged?

One can always argue, of course, that all standards are somewhat “arbitrary”, and perhaps they are to the extent that we can always “do better”, and the self-satisfaction of reaching the pinnacle of any standard set is merely to realize that there can always be another step to take, a further goalpost to conquer, and a next and higher challenge to face.  To begin with a lesser standard is to foretell defeat before a journey is begun; whereas, to demand an unreachable standard is to despair of an idealism that cannot be fathomed.  What, then, is the “proper” standard to set?

To set it too low is to achieve mere mediocrity; to preface a too-high-a-standard is to defeat one’s advocacy before efficacy can be tested.

We, none of us, want to begin a journey with a defeatist mentality, and it is the setting of a standard — however low or high — that often determines the success or failure of any endeavor.  It is only when we “know” that a self-set standard will never be reached, cannot be attained and will never be near to the heart of our wishes and desires, that then we realize the utter futility of our own efforts.

For Federal employees and U.S. Postal workers who have set a high standard in their careers and employment goals, it is a difficult road to take, both mentally and/or physically, to realize and come to the conclusion that one’s professional standards can no longer be met because of a medical condition that impedes, precludes and prevents the Federal or Postal employee from performing all of the essential elements of one’s Federal or Postal job.

No one ever sets out to reduce the standards of a life’s goal, but when outside forces such as a medical condition impact upon the standards set, the choice is to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Federal and Postal employees have always set high standards for their work ethic. Sometimes, however, it is not the higher standard that defeats, but the lesser standards of reality — such as a medical condition that comes about unexpectedly in life — that forces the necessary adjustments that remind us of our own mortality, imperfections and the gap between the higher standards we set and the truth of our own misgivings.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement from Federal Employment: Far-Flung Universes

Each generation tells a generic story reflective of the times; and thus did the Great Depression era produce movies and epics with undertones of escapism from the harsh realities of life; of the 60s, the fear of nuclear holocaust and the confrontation of the Cold War; of the following decade revealing the hesitation for  technology and its pervasive intrusion into the privacy of our lives; and so on, so the anxiety, fear and loathing goes.

Throughout, people escape in their own private ways, through daydreaming, imaginative time-travels as in the classic short story by James Thurber depicted in, “The Secret Life of Walter Mitty”; and other times in nightmares and dreams controlled only through the breaches in our subconscious.  It often seems as if the far-flung dimensions and dominions of hope save us only through living in those other-world universes, if only for a moment, a period, a time and a day.

Vacations and weekends only delay the inevitable, and then the harshness of who we are, what we have become, and where we are going, all come crashing back, like the rolling waves of thunderous whitecaps which bellow in the echoing chambers of the far recesses of our minds.

For the Federal employee or the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to threaten one’s livelihood, resulting in the Federal agency or the U.S. Postal Service beginning subtle (or not so) noises of increasing pressures through adverse actions, like unpleasant abdominal groans which should remain private but echo out into the public domain, it may be time to escape the escapism of the alternate universe and become “real” by considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Other and far-flung universes offer hope beyond dreams, but when the dream is shattered by the progressively deteriorating forces of a present-day reality, it is time to travel back to the origins of reality, and face a full-frontal confrontation of what the pragmatic steps of day-to-day concerns must by necessity bring, and begin to prepare, formulate and file for OPM Disability Retirement benefits.

Alternate dimensions indeed reflect the times one lives in, and may even represent a pleasant moment in time, a respite away from the harshness of today’s reality; but when the awakening occurs, one must shake away the cobwebs of fantasy, and face the serious concerns of one’s angst-filled day, as the medical condition will not go away, the Federal agency and the U.S. Postal Service will not fade, and the fight to survive will remain as real today as it will be tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Blank Canvas

For a painter, it is either the sight of uncontrollable delight, or a subtle sense of foreboding into depths of despondency; for the blank canvas represents two sides of a single coin:  an opportunity to do what one can, or the beginning of that which may be rejected by an unappreciative public eye.  But that is the inherent anomaly of every opportunity presented:  potential success, or possible failure.

That is why we carry around within us quips of self-appeasement, in order to lessen the weight of expected shortcomings:  “Nothing gained, nothing lost”; “It is better to have loved and lost than to never have loved at all”; the list of 100 successful people who failed at first; and other proverbial self-motivators.  Within such realms of fear and loathing for the future, however, is the truth of living:  Nothing ventured, nothing gained.

Until one brushes the first dab of color upon a blank canvas, one will never experience the beauty of art, and while failure may never be the end product if one never begins, so success and the potential for human fulfillment can never be realized.  Unexpected circumstances in life often provide a basis for people to just “give up” in despair.

Medical conditions tend to be a foundational basis for such surrender to life’s inequities, and Federal employees and U.S. Postal workers who suffer from an unexpected medical condition, know better than most how unfair life can be.  Suddenly, the gush of accolades stops; the golden boy or girl of yesteryear is considered merely with a disdainful passing glance; and coworkers shun as if beset with a disease of contagion.  But Federal Disability Retirement is a benefit which is tantamount to a fresh and blank canvas:  it is an opportunity of sorts, and should be approached with the same rashness and expectation of delight as when once youth feigned ignorance of future forebodings.

Federal Disability Retirement allows for the Federal or Postal worker to have a fresh beginning, a new start, in painting a picture filled with bright colors and scenes of unanticipated opportunities.  While it may pay a base annuity of 60% of the average of one’s highest 3 consecutive years of Federal Service for the first year, then 40% every year thereafter, it is that financial bridge for future endeavors which must be considered.

It is a benefit accorded to all Federal and Postal employees who find that a medical condition now prevents them from performing one or more of the essential elements of the Federal or Postal job; but beyond the monetary benefits, it is also like the blank canvas which allows for a fresh start in a life often filled with gloom and despair, but where the plenitude of colors may yet be chosen with a steady hand for the future.

Sincerely,

Robert R. McGill, Esquire