Federal Employee Disability Retirement: Letting Go

It is the more difficult thing to do.  We tend to embrace and keep those things and are unable to let it go; of slights that scar us or reputations that were once stellar; and though the changes that force one to consider moving on are reasonable and rationally-based, there is something in us that drives one to remain stubbornly steadfast.

The career that was once our dream; the connection with someone who was once considered a close friend but who turned on us and betrayed our trust; the family member who severed the relationship and blood-ties; or the workplace that once considered you to be the star and hero, but now avoids eye-contact for fear of revealing its true intent.  Changing circumstances often necessitate “letting go”; the problem, however, is that while the context surrounding our lives may alter, we remain the same.

Medical conditions trigger and necessitate changes; and for Federal employees and U.S. Postal workers who suffer from a medical condition such that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, it is often the hardest thing to do — to let go, and begin the process of preparing, formulating and filing for FERS Disability Retirement benefits.

There is always the hope for hope — of getting better; of reducing or minimizing the impact of one’s medical condition, etc. But when the reality hits that necessitates letting go, contact an attorney who specializes in Federal Disability Retirement Law and begin the process of recognizing the reality of change and the need for letting go.

Sincerely,

Robert R. McGill, Esquire

 

CSRS & FERS Medical Disability Retirement: Sand Castles

Walking the beach in the winter months, one can imagine the activity of the previous summer; of the gaiety of childhood mirth; laughing squeals of delightfully unrehearsed cacophony mixed with the rolling sounds of surf and sun swept music of hollow reeds bending in the dunes of nature’s creation; and of sand castles constructed for a day, only to disappear in the silence of night as the tide comes, toppling the singular turret and washing over the parapet walk, never to be inhabited again but for a future summer to come.

It is those very sand castles which we build, and to which we cling, then refuse to allow nature to sweep away, thinking somehow that through sheer human will and dominance of stubbornness, we can betray and defy the fragile nature of our being.  Clinging to bygone feelings of security and warmth is a characteristic of human folly.  We do it to our own detriment.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing the essential elements of one’s job, there comes a point of “letting go”.  Often, the time to do so has passed by; but so long as one is within the legal, statutory timeframe, it is never too late as a practical matter to file for Federal Disability Retirement benefits.  Whether under FERS or CSRS, a Federal Disability Retirement application is ultimately filed with the U.S. Office of Personnel Management.

For many Federal and Postal Workers, the recognition of making “that dreaded change” is a difficult decision to make; and like sand castles built for eternity in a child’s mind, the reality is that very few things in life last longer than the pull and tug of the tides of change which inevitably wash away the dreams we once held.

Sincerely,

Robert R. McGil, Esquire

Federal Disability Retirement: The Cost of a Veil

Veils are meant to conceal, either in part or in full; and the color of such concealment is of significance to indicate the state of sacrament or ceremony.  Apart from religious significance and communicated traditions, however, most veils themselves are neither visible nor apparent, but rather silently form a conspiracy of covering up and setting aside, like backyard refuse and debris in the corner shed or behind the closed door of a garage.

Physical pain can be veiled; aside from an involuntary twitch or wince which might provoke the onlooker to make a query, or a sudden gait dysfunction which, no matter how hard one tries to correct, forces the stiffening of one’s limbs or spinal column.

Psychiatric conditions may be more difficult to conceal; from explosive emotional turmoils rendered by Bipolar Disorder, to the uncontrollable lethargy impacted by Major Depression; to the paralyzing effects of a panic attack or Generalized Anxiety Disorder; the human psyche is often the first to reveal itself as the gateway to a malignancy.

But beyond the human capacity to conceal and place a veil upon one’s life, what is the cost of such concealment?  It is the further downward spiral; and, perhaps one’s employing agency never notices the invisible veil, and grants superior performance reviews; but through it all, at the severe and irreparable cost to one’s health.

For the Federal and Postal employee who lives and works with the constant veil of fear in being exposed with a medical condition which prevents one from performing all of the essential elements of one’s job, Federal Disability Retirement through the U.S. Office of Personnel Management is an option which should be seriously considered.  Whether you are under FERS or CSRS, the base annuity will allow the Federal and Postal employee to lift the veil and proceed forward with one’s future, perhaps into a second, alternative vocation.

And as a final note:  there is in most cultures a great significance in the human act of lifting one’s veil — to reveal that which is beneath, and to come out from behind the concealment.  It is often a sacramental act, and one which allows for revelatory exposure, out from under the darkness and into the full light.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Those Welcome Distractions

Filing for a Federal Disability Retirement through the U.S. Office of Personnel Management is a step which admits of a stark reality:  One’s medical condition has come to a point of irreversible deterioration, such that the impact upon one’s ability to continue in one’s chosen career now manifests itself to a degree which can no longer be concealed.

Interludes of distractions in life — whether a holiday, a period of inclement weather; perhaps a child’s sports event; or even watching the Olympics on television with one’s family; all such distractions allowed for needed interruptions and delays in facing the harsh reality of one’s situation, and each such delay allowed for procrastination and avoidance of the issues.  But at some point, the decision has to be made, and when one runs out of such welcome distractions, the pragmatic steps in order to successfully file for Federal Disability Retirement benefits must be systematically considered.

How and when to approach one’s treating doctor to garner the necessary support; the timing of informing one’s agency; a careful study of the factual and legal criteria necessary to qualify for Federal Disability Retirement benefits, whether under FERS or CSRS; obtaining legal advice, guidance and representation; the time involved; the costs involved; making the adjustments for one’s future, etc.

Life’s distractions are small pockets of delights; but when the distractions detract from making important decisions, it is time to reconsider the prioritization matrix upon which one’s foundation is built.

Sincerely,

Robert R. McGill, Esquire

OPM FERS/CSRS Disability Retirement: The Hearty Laughter

Laughter is therapeutic; it is an expression, often spontaneous, responding to an event, a circumstance, a joke; sometimes, merely upon meeting an old friend and becoming flooded with reminiscences of mirthful times long ago.

It is a response of physical, emotional and mental totality; the body reverberates with joy and the echoes emanating from deep within; the flood of emotions are released; the mind becomes relaxed and unguarded.  Often, however, it is the eyes which are most telling.  Listen to a person laughing, and you may be fooled; watch a person’s eyes as he laughs, and it may reveal a dissonance which contradicts and raises suspicions.  For, laughter can also be the veil which attempts to conceal.

Similarly, in this economy of heartless efficiency, the Federal and Postal worker who must daily attempt to work through one’s pain or psychiatric condition in order to continue to work, despite suffering from a medical condition such that the medical condition impacts one’s ability to perform all of the essential elements of one’s job, there comes a point where the capacity to present one’s self contradicts the reality of what is actually occurring.

Most Federal and Postal workers are such dedicated workers that they continue to work through a progressively deteriorating medical condition to one’s ultimate detriment.  At some point, the dissonance and contradiction will reveal itself; and it is at such a crisis point when the Federal and Postal Worker comes to realize that Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, must be considered.

Whether one should wait until that flashpoint arrives is an individual matter.  But like the hearty laughter emanating from the deep chasms of a person whose eyes reveal pain and sadness, the Federal or Postal Worker who continues to put on a brave face each day, knows that as all the world is a stage, the actors must one day face the reality of the world in which we live.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Pre-planned Life

Planning is part of our culture; from birth, to plan for old age; from the first entrance into a career, to consider the options for retirement funding; from the days of schooling, to determine the course of one’s career; and multiple intermediate pre-planning considerations, often mundane in nature, such as what to eat for dinner, how many children to have, where to live, etc.  Whether animals plan for the day, and to what extent, may be debated; what cannot be disputed is the extent and complexity in comparison to the pre-planning engaged in by Man.

But life rarely follows along the neat and uninterrupted course of a plan determined days, months or years prior; instead, the hiccups of life are what make for interesting interludes of unexpected turns and twists.  The proverbial nest egg may not have developed as quickly; one’s expectations of career goals may not have blossomed; a child may have come unplanned; or a lost puppy may have appeared at one’s doorstep.

Medical conditions are somewhat like those interruptions of interludes; they may not be as pleasant as some other hiccups, but they are realities which people have to deal with.

For Federal and Postal employees who find themselves in a situation where medical conditions prevent them from performing one or more of the essential elements of one’s job, it is important to undertake two preliminary steps:  An assessment of the medical condition and whether it is likely to resolve within a year or less; if not, to investigate and become informed about Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

One of the elements which must be shown is that one’s medical condition will last a minimum of 12 months.  This can normally be easily accomplished by a doctor who can provide a prognosis fairly early on in the process.

And perhaps a third step:  A recognition that lives rarely travel along a pre-planned route, no matter what you were taught to believe, and more than that, that the value of one’s life should not be reflected by veering into the unknown.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: The Body

It is a mechanically extraordinary creation, whether by means of transcendental creation or evolutionary process — the bipedaling human body. The ability and capacity of balance and coordination; the acuity of the human mind and its quickness in information processing; the amazing functionality of dexterous hands and adaptability to quickly changing environments.

It is perhaps because of the success of that which is given, that we take for granted what we possess, and in the very taking for granted of something, allowing for the abuse of that which we never earned, has been one of the greatest calamities for human beings.  To test the extent of endurance, strength and limitation of capacity is one thing; to abuse beyond what a thing was meant for, is quite another.

For the Federal and Postal employee who is suffering from a medical condition, where the medical condition has arrived at a crisis point of deterioration, incapacity and intractability, it is time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS or CSRS, precisely because one does not wish to cross the line into “abuse” of one’s body.

It is all well and good to come to the point of testing the extent of one’s human capacity; but once the limit is met, the need for restorative recuperation must be embraced.

Federal and Postal workers have a reputation for hard work and endurance, including patience beyond being a virtue; but there is another component beyond the human body which one is gifted with — that of one’s brain.  It is a functional component which should be used in consonance with the body, but it requires thoughtful quiescence.

Sincerely,

Robert R. McGill, Esquire

Pretending to Be Healthy and Fit in the Federal or USPS Workplace

Pretending is a game considered healthy for children, in almost all societies.  It allows for the expansion of “creative energies” inherent in the growing psyche, and to allow for children to take on roles, encounter other situations of fictionalized circumstances, and confront fears without actual harm or potentiality for damaging the growing psychological turmoil which constitutes the make-up of each child.  Besides all of that, it’s fun.

But at some point in the growth of a human being, pretending has to become dominated by the reality of daily living.

Some have suggested that the world of stage, actors, movies and entertainment shows, reflects an individual and a society which never emerged from the state of pretend.  On the other hand, anyone who has known or been associated with those who prepare for an acting career, recognize the harsh reality of long days and hard work necessary for engagement in such a career.  It is, rather, the individual in our society, who continues to pretend long past the time when such pretending is fun, which is of the greatest employee’s concern.

For the Federal or Postal employee who is considering filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, pretending that something is otherwise than that which is the harsh reality of one’s situation, will only exacerbate, magnify, and worsen the circumstances surrounding one’s case.

Pretending that one’s agency will not notice; pretending that one’s disabling condition will go away; pretending that all will get better; pretending that…

The fantasy of pretend was to create a world of fun and laughter, and perhaps with some sprinkling of escapism; but when escaping the reality of the world results in the slow deterioration and destruction of what one has worked so hard for, then it is time to set aside the childish ways of pretend, and roll up those proverbial sleeves to contend with the world of reality.

If it takes pretending to go out and fight a battle to slay a dragon, at least such pretending will prompt one into action.

Sincerely,

Robert R. McGill, Esquire

 

OPM FERS/CSRS Disability Retirement: Approaching a Reconsideration

The proverbial definition of insanity is to engage in the same repetitive activity with the expectation of receiving a different result.  While such a definition may not provide a clinically accurate or legally acceptable formulation, it does implicate the chaotic character and the futile act of responding in a particularly fruitless manner.

For Federal and Postal employees who have attempted to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, and have received an initial denial, the process of having OPM reconsider one’s case must be approached in a 2-tier manner:  First, one must meet the “deadline” of filing for Reconsideration with OPM within thirty (30) days of the denial, or upon receipt of the denial (although, to be on the safe side, it is best to use the former date as opposed to the latter);  next, with the box checked to indicate submission of additional medical documentation, to then gather, prepare, compile and submit additional medical evidence within thirty (30) days thereafter, unless a further extension is needed and requested.

However, one should also understand that in an OPM Reconsideration case, it will not be the same Case Worker who will review the case, but it will be reviewed thoroughly by someone else as if it had never been previously reviewed. As such, there is the confounding conundrum of a dual anomaly: The First Case Worker who issued the denial based the denial upon certain specific points; yet, what the First Case Worker denied the case upon, may have no bearing upon what the Second, Reconsideration Case Worker will evaluate the case upon.

What does one do? Whatever one’s answer is to this complex conundrum, do not engage in the proverbial act of insanity; better to get some legal guidance than to spin one’s wheels in an insane world of futility.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: The Knowledge of Others

It is often the spouse, or even the unnamed friend, who comes to recognize the need — even before the Federal or Postal employee.  Whether because of the distance between the person and the medical condition, or out of pure empathy, the “other person” knows that it is time to file for FERS Disability Retirement.  When that knowledge is conveyed to the person who actually suffers from the medical condition itself, then it is beyond the point of filing; it is, indeed, time to file.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the truth of the matter is that shirkers are rare, and a premature filing of a Federal Disability Retirement application is rarer still.

Federal and Postal employees who file for Federal Disability Retirement benefits wait until the point at which self-destructive continuation has already passed.  In fact, in many cases, the applicant’s own treating doctor has already repeatedly advised to “change jobs”, “switch careers”, “do something else in life before you really damage yourself“, etc.

That is why there is a (rightful) sense of injustice and unfairness when the agency itself is taken aback, and acts as if there is some nefarious motivation underlying the filing of the Federal Disability Retirement application.  However, what is important, as in all matters of importance, is the self-knowledge that it is indeed time, and those who question one’s motive know not what one’s family, friends, and caring “others” have already determined.

Sincerely,

Robert R. McGill
OPM Disability Attorney