FERS Disability Retirement from OPM: Options

We all have them; they are ‘out there’ in the objective, nether world.  Since they exist, the only remaining question is, Will we effectively exercise them?

Recognition is the first step; identification of the various ones in their plenitude is the second one; and finally choosing which one is the best course as the final and best decision.  Most of us fail to take the first step, and often skip over the second, and rush into the third without much thought.

In every challenging circumstance, there are almost always multiple options o choose from; it is up to us to seek them out, sift through them, analyze the potentiality of each, and then to make the best choice, whether based upon prudence or idealized empowerment.

It is this last step which often befuddles us;  For, the resulting consequences may require courage and fearless sacrifice — a giving up of something substantial for the short term in order to keep one’s eye upon what past philosophers have described as the “good, the true and the beautiful”.

And what if we run out of options?  Sometimes, patience is then required.  Time allowed to solve or resolve some issues is often the best option to choose, and likely to be the hardest to recognize, as patience often requires the most difficult of actions — that of inaction.

For Federal and Postal Employees contemplating preparing an effective application for Federal Disability Retirement under FERS, patience is sometimes called for; for, the process itself is a long and arduous bureaucratic morass, and it must be prepared carefully and meticulously.

If you have a medical condition which prevents you from performing one or more of the essential elements of your Federal Gov. or Postal job, contact a FERS Disability Retirement Lawyer who specializes in Federal Disability Law and know what your options are before you take the next and most important steps.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) disability retirement: Crepuscular Margins

It is that borderline of light, at the twilight of a day’s end; at the edges, the point where you can view the nighttime movement of bats and other creatures out to devour insects just emerging as the blanket of darkness descends.

People live in such areas, as well, but in a metaphorical manner.  Of living lives of persistent hesitation; of never wanting to be in the center where attention and focus are myopically devised; and where shyness has always held back the brilliance of thought reserved in the privacy of imaginations in daydreams never spoken and nightmares never revealed.  Of Janice Ian’s mournful refrain, “At Seventeen” and a generation of backseat benchwarmers who never have their 15 minutes of fame — what happens to them?

Federal and Postal workers who suffer from a medical condition often get pulled towards those crepuscular margins — wanting not to be noticed; hoping not to attract attention.  Why?  Because their performance is beginning to suffer; the deficiencies are becoming noted.  Bats in the crepuscular margins fly quietly in order to survive.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical conditions prevent the Federal or Postal worker from performing all of the essential elements of one’s Federal or Postal job, contact an OPM Federal Disability Retirement Lawyer in order to consider preparing, formulating and filing an effective Federal Disability Retirement application.

It may be time to come back from the crepuscular margins, and reenter the center of life’s celebration — where you belong.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement: Knowing where your dog poops

It may seem like a minor thing, but such seemingly insignificant knowledge often represents a metaphor for greater and more relevant factors.  What happened the previous day can set the tone of how the next, succeeding day will turn out.  There is, in life, a repetition and rhythm that is fairly predictable; and when that monotony of comforting recurrence is suddenly gone, one’s world and the universe of dependability can suddenly appear shattered and unreliable.

Dogs tend to poop in the same area, and their “habit” is fairly predictable — much like human beings. Knowing where your dog poops in the back yard is important if you accompany them in the early morning hours of the following day.  As the old adage goes, you don’t want to “step in it” — whether in your back yard, in someone else’ yard, or in a public park where some inconsiderate individual didn’t “curb’ their pet.

Life itself is a metaphor for things common, and knowing where your dog poops — or where all of the dogs of the universe have relieved themselves — is a lesson about trying to keep yourself out of trouble, embarrassment, discomfort, or a combination of all three.  For the most part, we learn in life to do just that — to avoid certain areas; to keep away from certain trouble spots; to remain reserved and cautious.  But then, there are other issues that crop up that we have no control over — such as a medical condition or an injury that occurs over which we have had no say-so, no control over, and certain ones which we could not avoid.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the constant striving to know where your dog poops — of trying to hide from the wrath of a supervisor, or of hoping that your agency will not notice how much SL or LWOP you have taken; of the work that hasn’t been done because of your medical condition; of trying to avoid being noticed too much for fear of retribution — in other words, of trying not to “step in it” — can become exhausting and daunting.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management may not be the “perfect” solution, but it is a step towards regaining some semblance of balance in one’s life so that, when you are approved for Federal Disability Retirement, you will once again know where your dog poops, even if it is dark, in the middle of the night, and the dog itself is unsure.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Living Life’s Lessons

It is a conundrum to speak in such terms; for, one must step outside of one’s being in order to reflect upon “living” as something separate and distinct from what one does within the insular consciousness of one’s life; and to learn the “lessons” of life, and to live such lessons, is to have the capacity for detachment from a third-person perspective and not to be lost in the first-person consciousness.

Most of us simply “live life” without having a conscious sense of having an outsider’s perspective on how it is that we are “doing it”.  We believe that we are good at what we do; that we are efficient and fairly competent; and though there may be some mistakes made along the way, we can passably waive such moments away with the dismissive truism that, “Well, to err is human; to forgive, divine” — a line from Alexander Pope’s “Essay on Criticism”.

The concept of living life’s lessons must necessarily entail a more objective view of ourselves than the purity and insularity of one’s life as lived from a personal-pronoun “I” perspective.  It requires the capacity to “step outside” of one’s self, to view the self as a third party, to then apply lessons learned both from life’s gifts as well as misgivings, then to adjust that “other person” accordingly, and only thereafter, to proceed to step back into the self and proceed with the modifications and adaptations proposed.  Otherwise, we just blunder through as most people do, and continue to make the same mistakes over and over again.

For Federal employees and U.S. Postal workers seeking to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS, “living life’s lessons” and the capacity to step outside of the first-person and into the third-person is an important element for preparing an effective OPM Disability Retirement application.  For, to have an “objective” viewpoint is essential in putting together a persuasive Federal Disability Retirement application — in writing one’s Statement of Disability; of recognizing the sequence of events, medical conditions and evidentiary legal citations to include; and, more importantly, in maneuvering through the complex administrative process of a bureaucratic morass.

In the end, living life’s lessons may come down to simple adages that one has already learned, but perhaps forgotten — not the least of which is that a person who represents himself has a fool for a client.

Sincerely,

Robert R. McGill, Esquire
FERS Disability Retirement Attorney

 

Federal Disability Retirement: Landmines undetected

Landmines, or other similar devices left undetected, whether improvised to explode and damage, harm or otherwise maim and kill, are constructed and implanted precisely for the purpose of being hidden until it is too late — until, unaware and unconcerned, the unwary enters into the foray of the device and suffers from the resulting potency of mayhem.

Landmines undetected do exactly what they were intended for: to catch the target unaware, and to perpetrate the greatest extent of harm and destruction possible.  Undetected, they lay in wait in camouflaged veils of surreptitious decoys meant to project an aura of innocence and harmlessness, until it is too late.

Then, of course, there are those landmines which could have been detected, or should have been; where the unwary should have been easily apprised of the potential harm, but for whatever reason — apathy, ignorance, lessening of one’s resolve or suspicion, or whatever the excuse or reflective rationale — failed in the process and suffered the consequences.

The term itself — “a landmine” — is often used allegorically and metaphorically, to emphasize a point of danger, potential hazard or other undetected potentiality, whether concealed, veiled or ignored as irrelevant and insignificant.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the landmines undetected in Federal Disability Retirement Law may become the very ones which lessen and diminish the chances for a First Stage success.

While most mistakes are correctible, the single greatest landmine that is left undetected, and which often results with the most dire of consequences, is the one that should have been known or otherwise thought of, but was left as a mere inkling ignored and unresolved.

Consulting with an experienced attorney who specializes in Federal Disability Retirement law is a good way to avoid those metaphorical landmines left undetected, and while the Federal or Postal employee who is filing for Federal Disability Retirement benefits may falsely believe that he or she is unable to afford an attorney to guide the Federal or Postal employee through the process, it is the very opposite thought that should be entertained — of failing to afford the prevention of a potential harm upon stepping on a landmine undetected — which should make one pause and reconsider.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Information: The pleasure robbery

There are “highway robberies”, “train robberies” (distinguishable from THE great train robbery, which has become a historical feature of mythical proportions) and “bank robberies” (is there a single one that overshadows all others, or are they better identified by the characters who perpetrated them, like “Bonnie and Clyde”, Ma Barker, John Dillinger or Butch Cassidy and the Sundance Kid, etc.?); there is the “car jacking” which is nothing more complicated than the robbery of a vehicle, except perhaps by violent means and confrontation with the driver and/or owner; Skyjacking or Hijacking; and then there are “grand” or “petty” larcenies, depending upon the amount stolen, as well as special formulations with particularly distinctive and distinguishing details, like “embezzlement” (which often must possess an employer-employee relationship) or exerting “undue influence” in the act of stealing (as in cases of elder-abuse where a child or relative begins to siphon off wealth from one’s own family member); and many other types of simple criminal acts of absconding with that which is not one’s own to possess.

But what about the daily occurrences of the most prevalent incidents — that of the pleasure robbery? You know — those simple acts of mental anguish, where worry steals and robs from the pleasure of the moment; where an anticipated future event not yet having come to fruition constantly overwhelms where one is obsessed with the expectation of disaster, and thus robs the person of any pleasures taken for the moment?  This often happens on the weekend, doesn’t it?  From late Friday until Monday morning, the worry and anxiety sets in, robbing from the reserve that the weekend itself was meant to preserve and restore; and it is the pleasure robbery that leaves one with the greatest of devastating effects: profound and unrelenting fatigue, and not just from the imagined catastrophe that has not yet occurred, but moreover, from the anxiety and worry itself.

For the Federal employee and U.S. Postal worker who must contend with a medical condition, where the medical condition is impacting and preventing the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, the concept of the pleasure robbery is a familiar one: for, one’s future, one’s career, and one’s livelihood are often at stake.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not be the “total solution” for the anxiety that it may cause — whether because of the knowledge of a reduced income or the admission that the Federal or Postal employee must face the reality of one’s medical condition. However — despite being a complex administrative process, it is nevertheless a benefit that may resolve some of the perplexing questions that often accompany a medical condition, and set one onto a path of future hope and greater certainty in order to stabilize a world of unfathomable uncertainties, and at the very least, to stop the pleasure robbery from any further stealing away the needed rest and peace that weekends, vacations and a good night’s sleep are meant to provide.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Other people’s misery

Why is it that the misery of others tends to soothe our own?  Yes, yes – we grant the common and appropriate responses of heartfelt empathy and facial frowns and perhaps even some tears; but in the end, is it because of the resulting comparative analysis – of a cold, rational and logical methodology of responsive behavior – that we appease the gods of fate in some primitive form of sacrificing others, knowing that so long as the traveling karma has not yet noticed our own plight of devious accord, we are safe for another day?

Or is there some false paradigm upon which most of us operate – that economic prosperity is based upon a limited “pie”, and we must take a set portion before it disappears, or protect the leftovers we have salvaged against the ravenous predators who seek to deprive; or that chance and statistical ascription of proportional divides mandate that there is only a predetermined reach of human misery on a macro-level, and so long as that preset number is satisfied, such tragedy of suffering will leave us untouched?

We certainly have a history of such mythological adherence; whether of man’s historical conduct by religious fervor and slaughter in the name of heavens unreached (which has still not quenched its thirsting pinnacle of folly, as current epics attest to), or in the silent quips and prayers uttered to protect ourselves from nature’s fury; we believe, somehow, that but for the grace granted by an unfathomable other, we would experience the plight of those whom we would rather avoid like the plague.  Or is it much more basic – somewhat like the epidemic which takes the life of another, and the thought is, so long as the infectious predator busily devours and destroys the next guy, you are immune to its distracted attention?

We certainly find relief, and even enjoy the consternation of discussion, in other people’s misery; to stand around and about gossiping of trials and heartaches inflicted (with the distinction appropriated that, because the point of such exchanges are meant to be “helpful”, so the difference between “malicious gossip” and what we engage in must by definition allow for the momentary lapse from decorum) upon “poor Joe” or “Aunt Emma”, all the while making sure that the concealing mask bordering upon frowns and distraught distractions would not betray the sense of relief felt that it is the “other” guy whose misery remains.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, the thing that must be known and recognized at the outset is that the human need to embrace, discuss and “do something about” other people’s misery, is that the “other” person is you.  Thus, whether in a small department or a larger agency where anonymity prevails, or in a small post office or larger postal facility, the gossip which runs throughout will be like an untamed fire where no amount of extinguishers will control the spreading of it.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the only way to control the discussion of that which once was the subject of another, when the “other” of other people’s misery becomes the object directed at you.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: Pause

It is an act which involves non-action, and results from the character trait of caution.  As an identified activity of inert behavior, it is telling that the concept is recognized as a contrast to its linguistic cousin, like the coupling of “being and nothingness”, or of “love and hate”, as if the mercurial combination is a natural outflowing of innate necessity.  Not quite the punctuation of finality in a period, nor the elongated independence of a semicolon; yet, the pause is marked by a comma, that grammatical eavesdropping left like a careless crumb on the way to a destination not quite directed, yet motivated by hesitant steps of trepidation.

It tells much of the person who utilizes a comma — that pause which breaks up the unfettered line between the starting point and the destination; and like bird droppings on an empty sidewalk where fashion and cleanliness are about to bustle with fervor, the avoidance like a recognized plague or viral epidemic makes everyone take a wide turn as a detour from the straight line of confidence and brash repose.  It is why the warrior places a unique marking just where the eye of the enemy may become distracted, to give that moment of hesitation before the sword switches directions in a clash of metal upon metal; for, it takes but a pause to give an advantage between two samurai from the same school of meditative assassins. For the animal in search of its carnivorous appetite, the momentary hesitation before the scent of man allows for evolutionary guidance in the face of danger.

For Federal employees and U.S. Postal workers who must consider ending his or her Federal or Postal career because of a medical condition, reflection which precedes and follows is often a positive aspect of that natural extension of movement forward; so long, however, as it is recognized that the non-activity will not accomplish or produce anything, in the end.

Preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may in the end be an inevitability where the declarative punctuation of an exclamation point will be needed; but in the meantime, one may want to wait while the apostrophe which makes for the possessive nature of one’s job and career may ultimately float down as a comma on the sidewalk of life, thereby creating in the pause a reality where sidestepping an unavoidable outcome will no longer do any good.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Magic & the laziness factor

Magic is something we cling on to, if only as a last vestige of the light of hope, flickering ever so delicately against the tumultuous winds of a world gone mad.  In childhood, it was an imagination enlivened by the pure delight of fairytales, mythologies and rhymes of wands in the single sweep where the golden dust of insurmountable problems is suddenly a trail of corrective bygones with mere words of incantations mysterious to eyes agape with wonderment and awe; and in the middle-to-growing times, the words altered somewhat, the concept changed and the linguistic construct evolved to imply an attitude, a hope, an approach to future life based upon hard work, honesty and mere cannibalism of negative thoughts.

To remain positive was to overcome the vicissitudes of reality; to forego immediacy of pleasure, a pathway to self-discipline.  But time has a way of defeating and beating down even the best of men; there are few limits to the unseen enemy, and much which constrains the visible.

Is there magic to be gotten?  That hope without substance which we pray for; that lottery ticket in the face of statistical impossibility; and that verbiage we throw about by inane moments of meaningless contexts — “There is always tomorrow”.  What have we not shed but to which we cling?  To what do we cling that no longer applies?  Or is it mere laziness, the factor that we dismiss but for everyone else?

In modernity, of course, such tendencies and proclivities toward the magic of superstitions have become exponentially magnified through games of virtual reality, and the numerical chimera of Facebook “likes” replacing actual friendships and human bonds.  Then, when reality hits us square in the face, we fall apart all the more easily, for want of preparation in the face of true vicissitudes that shake the cavernous combustions of this world we live in.

Medical conditions are just one of those realities that cannot be ignored.

For Federal employees and U.S. Postal workers who one day wake up to the realization that there is no magic to impart when a medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, and that the pragmatic step of preparing an effective Federal Disability Retirement application may be the best alternative available, the conjunctive one must often face — “and the laziness factor” — is a reminder in two ways:  First, in making sure that you do not allow procrastination to impede the path towards a future for success, and Second, to not be deterred by coworkers and others who criticize ignorantly by alleging that it is all “made up” in order to “game” the system.

The law is what the law is; and Federal Disability Retirement is a system reflecting a progressive perspective on workers who can no longer perform a particular kind of job in the Federal sector and the U.S. Postal Service, but who may be able to remain productive in some other capacity in the private sector.  That is why Federal Disability Retirement annuitants are allowed to make up to 80% of what his or her (now former) Federal or Postal position currently pays, in addition to the annuity being received, and continue to retain the Federal Disability Retirement annuity — precisely because it is a recognition that the Federal or Postal employee is not “totally disabled“, but rather, disabled only from performing one or more of the essential elements of a particular job.

The “real world”, as a grown-up views it, must set aside the magic of make-believe trailing upon a disillusionment wrought in the face of experiential encounters that incrementally beat down and squeeze out the wonderment of childhood thoughts; but hope for a better tomorrow should never be extinguished, and while the flicker of a dying flame emitting light in the deep abyss of despondency overshadowing the magic of bygone days may indeed threaten the future, never allow for the appendage of the laziness factor deter the best step forward in preparing, formulating and filing an effective OPM Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire