OPM Disability Retirement under FERS: Hope

Apathy is the cold pail of water which extinguishes the glowing embers of hope, while hope is the warmth that maintains the light needed for the expectation of a better tomorrow.  It is easy to extinguish that flame of hope, and fall into the cobweb of despair; for, thoughts of all that can go wrong are easily conceived, especially when considering the negativity which pervades the daily news feeds bombarding us each day.

There is comfort to be found in apathy; for apathy merely confirms the taste of normal life for most — where communities fail to provide any semblance of cohesion and families live not together as an organic singularity but in dissipated independence of apprehensive indifference.  Few can count on communities when calamity destroys, for we live in solitude mired by our own set of problems without regard for our neighbor’s troubles.

Thus is apathy the next step from hope as we see indifference to be the natural response of our neighbor and the greater community in modernity, despite the avalanche of words posted on social media and electronic forms.  For, in modernity, people have come to believe that words can be substituted for actions, when in fact the loss of human interaction is what allows apathy to prevail.

For Federal employees and U.S. Postal workers who need to prepare an effective Federal Disability Retirement application under the FERS system to be filed with the U.S. Office of Personnel Management, you may want to consider contacting an OPM Disability Attorney who specializes in Federal Disability Retirement Law in order to secure your hope for tomorrow before the apathy so pervasive in modernity begins to undermine the still-burning embers of a brighter tomorrow.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability Retirement: Health at What Price

Everything has a price to pay — whether in terms of monetary value, or by some other quantification, by terms of labor, effort expended, a return of some negligible cost, etc.  In a capitalistic society, we tend to think always in terms of bartered values — is doing X “worthwhile”?  Does buying Y give me the best value for the money expended?

Then, there are times when no amount of money can “make up” for the experience or phenomena, as in precious moments with your kids, the expensive but “once-in-a-lifetime” trip to Rome; or even to a restaurant to celebrate an event.

In this country, where money determines status, accessibility and opportunity to an exponential degree, the language of price, value and bartering of commodities is diffusely peppered throughout our cognitive dictionaries.  Does everything have a price?  Can anything be bought, bartered and traded for?  Can you put a pice on your health?

For Federal employees and Postal Workers who suffer from a illness or disability such that this particular illness or disability prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal job, the issue of health — the deterioration, the chronic and progressive symptoms involved — is often tied closely to whether continuing to work at the Federal or Postal job further exacerbates the decline of your health.

When that point comes — of that critical juncture where continuation in the job adds to the decline of your health — then it is time to ask the question, My health at what price?

And when you arrive at that critical juncture, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that important question, Health at What Price?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Office of Personnel Management (OPM) Disability Retirement: Leaving Chunks Out

Sometimes, if done carefully, the abbreviated story “works” better — if the punch line makes sense despite leaving the chunks out.

For many years, I had been under the impression that I had read the full text of a major novel of stupendous length (you can guess which one it is — yes, of the Russian sort).  I later realized that it was an “abridged” version.  When I then read the unabridged version, my conclusions were: the editors of the abridged edition did a better job; the chunks left out did not add to the story, and should likely have been edited out to begin with, leaving a shorter abridged edition without identifying it as an abridged edition.  And finally: The Russian author was clearly too impressed with his own verbosity.

“Leaving chunks out” is often done in other contexts, as well — as in, responding to a spouse’s question, “What took you so long to come home?” — you leave out the fact that you had stopped off at a local bar and sat and drank for a couple hours.  Of course, the next obvious question in that context is: “How come you smell of alcohol”?

Leaving chunks out when the motive and intent is underlined by a nefarious paradigm is where the problem resides.

The U.S. Office of Personnel Management does this all of the time in their denial letters:  They extrapolate only the selective portions of the medical record which will support a denial; they will ignore “the law” and the application of the law; they will make statements which “imply” certain consequences, and multiple other actions (or inactions) which leave chunks of information out.

Contact an OPM Attorney who specializes in Federal Disability Retirement Law, and make sure and force OPM to do what they are supposed to do: Of being an objective and uninterested party in the determination of your Federal or Postal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

OPM Medical Disability Benefits: When Boring Becomes a Burden

It is an indicator as to how serious the problem has become.  For, when the boring becomes a burden, it means that those things you have taken for granted — walking the dog; logging on to the computer; remembering where you last left your keys; driving to the corner store, etc. — have become a concern.

Are you having to “re-learn” the basic components of life?  Are the things you once did with aplomb — of effortless and seamless completion in order to get to the more challenging tasks in line — becoming an “issue” in and of themselves?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, when boring becomes a burden, it is an indicator that it is time to consider filing for Federal Disability retirement benefits under FERS, through the U.S. Office of Personnel Management.

Contact an OPM/MSPB Attorney who specializes in Federal Disability Retirement Law, and begin the process of changing when boring becomes a burden — by re-focusing priorities and bringing your health back into the boring category instead of the beast of burden it has become.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OWCP & FERS Disability Retirement for Federal and Postal Employees

Can both be approved concurrently?  Is there any disadvantage in filing for one “as opposed” to another?  Do they “cross over” and impact one another?  Can you receive payments concurrently, or must you choose one over the other and, if one is chosen, does it “negate” or otherwise dismiss the other?

These are all practical questions which can come about if an injury or illness results from a workplace incident or caused by an occupational hazard.  First and foremost, it should be noted that the two “pockets” of compensatory resources are different in nature: OWCP is not a retirement system; OPM Disability Retirement is. OWCP is a compensatory resource created and established as a temporary measure (although there are many, many cases where an OWCP recipient stays on and receives compensation for decades and beyond) — as a means of allowing the Federal worker to receive treatment, recuperation and rehabilitation, with a view towards an eventual return to work.

The paradigm of a FERS Federal Disability Retirement, on the other hand, is just that: It is a retirement system — essentially, starting your retirement “early” because of a medical condition or injury resulting in one’s loss of capacity to continue to perform one or more of the essential elements of one’s Federal or Postal job.  The latter (FERS Disability Retirement) does not have to possess any causal connection to the employment itself — in other words, the medical condition or injury does not have to be “occupationally related” in order for a Federal or Postal worker to become eligible for its benefits.

Remember, however, that under a FERS Disability Retirement, a Federal or Postal worker must file for the benefit of Federal Disability Retirement within one (1) year of being separated from one’s Federal Agency or the Postal Service.  The fact that a person has been “placed on the rolls of OWCP” does not excuse the 1-year rule for filing a Federal Disability Retirement application.

For further information on the intersection between OWCP and FERS Disability Retirement, you should consult with an experienced attorney who is knowledgeable about both, and make your decision upon factual and legal information, and not from such sources as, “I heard from Joe that…”

Sincerely,

Robert R. McGill, Esquire

 

Applying for FERS Disability Retirement Benefits: Balance

It is what we want to maintain, whether on a tightrope, a ledge high above in an apartment complex, or just walking from the living room to the kitchen.  For, without it, the silent agreement we have made with the objective world would suddenly topple, and we would be lying horizontally and seeing the world from the ground up, as opposed to the vertical manner in which we ambulate, and observing the world from above.

In our lives, as well, in addition to the manner in which we walk about, we talk about maintaining a “balance” — a metaphor, surely, about the proper coordination between work, personal time, family interaction, activities with or without relations, and the healthy engagements needed in order to perpetuate a semblance of sanity.  We also talk this way about the medicines we ingest; of dietary balance, chemical imbalances and a more Aristotelian view of remaining in the “middle ground” where the two extremes are avoided.

Life itself is a force to contend with; for, it is “life” in general which is in a constant battle against us, trying to tip our equilibrium and mess with that “balance” that we all strive to maintain.  Medical conditions, as well, suddenly tip the balance with gale-force winds that irreverently disregard our wants and needs.

For Federal employees and U.S. Postal workers who sense this “out-of-balance” world because a medical conditions has tipped the scales and made everything out of whack, filing for Federal Disability Retirement benefits through OPM may be the answer you are looking for.

Medical conditions themselves have a way of making life “out of balance”, and it may be that a Federal Disability Retirement annuity is what is required in order to bring things back into their proper order and balance. Consult with an attorney who specializes in FERS Disability Retirement Law; for, in the end, it is balance maintained which allows for the regaining of one’s health, while all of the “rest of it” is trying to perpetuate the chaos of imbalance.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Out of Love

There can be a duality of meanings, of course — of doing X “out of love” or “being” out of love.  The two are opposites, or of conceptual antonyms.  What does it mean to act “out of love” — in the first sense of the phrase?  Does being compensated for doing something necessarily and immediately cancel any notion that one is doing it with the pure motive “out of love”?

Take the following hypothetical: A man foregoes a career and all advancement opportunities to take care of his sick uncle.  He does this without complaining, always with tenderness and care.  The neighbors are full of empathetic praise, saying things like, “Oh, what a wonderful and caring young man,” and “He is so devoted to him!”

Later, in the gossip columns of life’s entreaties, there is a footnoted notation that the young man inherited a large sum of money, and that the source from which the inheritance came had a contingency of requirements: In order for the young man to receive the money, he “had to” take care of his uncle and never complain about it. Do such revelations extinguish the previous praise showered?

And of the “other” conceptual bundle: How does one fall “out of love” — as if love is something we mistakenly fall into, to begin with, like a cavernous hole in the middle of our paths that we accidentally stumble into and, still later in the relationship, we similarly “fall out of” in the same manner?  Do conceptual confusions as applied to individuals have any meaning when universalized?

For instance, can a greater society do things “out of love” for its citizenry, and retract them just as quickly because it has later fallen “out of love”?  Politics aside, the wide pendulum of policymakers tinkering with an employee’s benefits can make a difference for the individuals impacted.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that it becomes necessary to prepare, formulate and file an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether “out of love” in the first sense, or from the perspective of the Federal Agency or the Postal Service who once thought of the Disability Retirement applicant as the paragon of the great worker but has now fallen “out of love” in the second sense — the necessity of filing for FERS Disability Retirement is a reality that must be faced.

We all have to contend with misapprehensions of motives and intentions; of gossip and people talking about the personal affairs of others whom they barely know. Supervisors, coworkers, and all of those who make judgments in an offhanded way — that is not what should be the primary concern of the Federal or Postal employee who files for Federal Disability Retirement benefits.

Instead, whatever the motivation — of a system which allows for an early medical retirement “out of love” or of a Federal Agency or Postal Service which has fallen “out of love” with an employee — the primary focus should be upon one’s own health, and to take care of one’s self “out of love”.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Future looking

Young men and women should always be looking to the future.  It is the past which haunts and makes one stuck, unable to move forward; of memories and past hauntings that paralyze with fear and anxiety; and yet, so many of youth in modernity are stuck in the mudslides of the past that they know not the brightness of a future yet unachieved.

Do we reflect too much upon the past?  Are past hurts and slights — or worse yet, of abusive homes and horrors implicated by memories that will not go away — what freezes a person from moving beyond?

The general maxim for life should be: When young, look to the future; of middle-age, to reflect somewhat for lessons to be learned; and it is only for the old and decrepit in corners where rocking chairs rhythmically sound the memories of to and fro when reflections upon a past life should be embraced.  Future-looking is what is meant for the young and hopeful; past-looking, for the wrinkles of age and timeless eternity.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, anymore, the future is not in lamenting about one’s past accomplishments, but in preparing, formulating and filing for Federal Disability Retirement benefits under FERS, so that one may attend to one’s health and begin to move forward, to become once again future-looking — beyond one’s medical conditions and beyond one’s Federal or Postal career.

That must all begin by securing a FERS Disability Retirement so that one can move beyond the paralysis of the present and step into the future-looking state beyond.

Sincerely,

Robert R. McGill
Federal Disability Attorney

 

OPM Medical Retirement Legal Representation: Confidence games

We all know (or, by a certain age or stature of wisdom, should know) about the psychology behind the scam:  Of gaining one’s confidence by first including one into a select group of people who are “in the know”.

There are two primary senses to the word, aren’t there?  The first being a sense or feeling of self-assurance, as in, “He is very confident in his own abilities.”  The second, and somewhat connected, is the definition pertaining to a relationship of trust and reliance, where there exists or builds upon a sense of camaraderie and intimacy, as in: “He brought me into his confidence.”  In both cases, there develops a relationship of bonded certainty, whether in one’s self or in the connection between two or more individuals.

Thus, the “confidence” games encompass those activities or endeavors that build upon a relationship based upon trust, and engender the hapless victim to possess a sense of self-assurance that what he or she is giving up is of sacrificial value because the trust relied upon has been built on a foundation of friendship, relationships entrusted, and a shared affinity of intimacy exclusive of others.

Thus does the classic confidence game begin in a parking lot where a a cache of money is found and you are roped into becoming a select group within a conspiracy of two, or maybe three, and you are asked to put up a “deposit” of trust — then, when it is all over, you open the bag of money that you were left holding, only to find that it was merely a bundle of newspaper clippings.  Or, of more complex pyramid schemes, ranging from the simple to the incomprehensible, ending up sometimes like Bernie Madoff’s decades-long game of roping in even the most sophisticated of unweary investors.

But then, aren’t we all conditioned from a very early age to believe that “confidence” games are acceptable, and that we get on through life’s difficulties by acting a part?  Don’t we teach kids to “act self-confident”, be self-assured and walk with your head held high and play the “as if” game — as if you know what you are doing; as if you are the best qualified; as if you can have it all?

That is often the veneer we put on, and how thin the veil of confidence can be, only to be shattered like the delicate china that give off the clink-clink of refinement until the first fissure begins to show, then shatters upon the hardness of the world.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job — it may be that your self-confidence is beginning to wear off.  As the Federal Agency or the Postal Service steps up its campaign of harassment and intimidation, the Federal or Postal worker has to deal with a double-problem:  The profound fatigue from the medical condition itself (which impacts one’s sense of self-assurance) and concurrently, the loss of self-confidence as one realizes that one’s physical or cognitive capacity to continue in the chosen career is beginning to wane.

We all play the “confidence game” — that of going through life winging it and hoping that no one else notices; but at times, when the “real game” of life suddenly imposes its presence upon us, it is time to become “real”.

For the Federal employee or Postal worker who must face a real-life crisis of confidence because of a medical condition, it may be time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, so that the focus of one’s efforts can be redirected upon the greater importance of one’s health and well-being, as opposed to being drawn into the parking lot schemes of further confidence games.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Representation: Conversations

What is a conversation?  Or, is it an empirical phenomenon that — only when we are in the middle of it — we know as we experience it, but otherwise is undefinable?  If there are 5 people in a room but only 1 is doing the talking, is a conversation ongoing?  Must there be a “back and forth” give and take, or must something more be involved?  If the same 5 people are in the same room, and all of them are talking all at once, does that rise to the level of a conversation?  Does interruption and talking over one another undermine the definition?

What if there is extraordinary politeness — of each waiting his and her turn — and where no one interrupts, there is a pause between each discourse and a civility beyond mere lack of rudeness, but upon listening, one realizes that each one of the individuals is speaking about a completely different topic, and there is no interaction or even acknowledgment that anyone is listening to anyone else — does this all of a sudden undermine the concept of what is occurring?

This is an Age of Discord — of intractable positions taken, where the foundations that once formed the Age of Reason have been decimated and we are left with empty voices of loud vehemence, hollow in content but roaring in volume.  Truth, objectivity, logic and rational methodology — the very essence of discourse and conversation — have been hollowed out and cast aside.

It is now in camps of “us” against “them”, but the singular missing component that has devastated the capacity to have a conversation is the one that no one ever talks about: The ability to recognize and admit that someone else’s argument is superior to one’s own.

When was the last time you heard someone say: “Hey, that argument is quite good and persuasive.  I think you are right.”?  Instead, it is the familiar refrain: “That’s just your opinion.”  And as the volume of decibels increases, the content of substance proportionately and precipitously falls.

There are, of course, various levels of conversations, but one level is clear: Listen to the other side.  This also includes reading, recognizing and understanding the applicable statutes in an administrative process in order to meet all of the elements of the burden of proof.  Being intransigent and stubborn are qualities that makes one feel empowered, but concurrently, are often self-defeating.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal and Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it all begins with knowledge — of the statutes, the case-law and the precedents that apply.

We may all have to concede that the Age of Conversations is over; what we may be left with is a process where, at the very least, one must listen and try to learn.

Federal Disability Retirement is an administrative process which is never simple, and must be approached with knowledge, tenacity and an ear to listening to what is needed in order to meet the eligibility requirements.  Having a medical condition is a start, but it is not enough.  And like conversations that may have started but puttered out without fanfare, preparing an effective Federal Disability Retirement application will take more than talking about how we “feel”.

Sincerely,

Robert R. McGill, Esquire