Tag Archives: does medicare end when fers disability converts to regular retirement? you’ll have same federal employee health insurance not medicare unless you get ssdi too

FERS Medical Retirement from OPM: Forged Perfection

We tend to think that perfection is some entity “out there”, and we only have to search for it and find it.  Thus do we believe that the “perfect” marriage partner is out there; that the perfect career or job — and even the perfect life — is somehow in existence to be “gotten”, “had”, “embraced”, “met”.

Yet, people clearly have the wrong idea.  Perfection is forged; it is molded, hammered, worked upon; and like molten metal ready to be configured, it takes hard work.

People tend to think that all that is necessary in life is that “Aha” experience, where the gestalt-phenomenon is what is needed, and Nirvana then envelopes the unassuming.  The truth is, any “aha” moment is just the beginning; the years following — the hard work to forge that level of perfection not yet attained — are what will determine any semblance of perfection.

The delusions engage are represented in modernity by the extravagance of the Wedding Day.  On that day, the opulence and extravaganza seem to confirm the unfortunate falsehood, that if you just spend enough, if the wedding day seems like a day of perfection — then, aha!  Perfection has been achieved, and no further effort needs to be expended.

Unfortunately, such fairy tales do not occur.  Marriage, like anything and everything else worthwhile, must be forged.

For Federal employees and U.S. Postal workers who suffer from a medical condition, perhaps you mistakenly thought that you had the perfect career, the perfect job, the perfect life.  Or, perhaps not.  Regardless, such things as disabilities constitute those unexpected sidelines which disrupt and lead to a sense of disarray.

Contact a FERS Medical Retirement Lawyer who specializes in Federal Disability Retirement, and understand that anything worthwhile — any level of perfection — must be forged with effort and a worthy fight.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: Annoyance or Irritant

They are both nouns, but the difference is one of perspective — of the view or angle from which it is felt, experienced, encountered or received.

To that end, it encapsulates the dichotomy between subjective and objective; for, the former normally refers to one’s subjective experience, the state of being or the sensation the “subject” experiences; while the latter refers to a substance — an “object” out there in the world outside of our internal, subjective sensations — which causes discomfort or a phenomena of displeasure.

An irritant may cause an annoyance, and an annoyance can be an irritant, and it is the classic distinction between the “inside” as opposed to the “outside” experience.  We can refer to certain chemicals, cleaning fluids and the like as irritants, but we normally do not declare that they constitute an annoyance; although, the linguistic lines are not so strict as to prevent a person from saying, for example, “That woman’s perfume is somewhat of an annoyance”.

On the other hand, one might refer to someone’s constant manner of clearing his or her throat in mid-sentence as an “annoyance”, but because it does not directly impact one’s own physical well-being, such a quirk is likely not referred to as an “irritant”, although one may use the adjective form of the word and confide that the person’s manner is “irritating”.

In the end, the two words are somewhat similar in meaning but reveal their differences from the aspect of perspective — of whom, or from where.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition prevents the Federal or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, it is important to understand and appreciate the distinction which the U.S. Office of Personnel Management often makes between “objective” evidence and “subjective” evidence.

OPM will often twist and misapply the law, and make you think that certain medical evidence deemed “subjective” are like second-class citizens and less than credible, and will insist that only “objective” evidence is acceptable.  Don’t let OPM fool you.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and let not the ignorance of the law defeat your quest to obtain an approval from the U.S. Office of Personnel Management, and don’t let the word-games irritate or annoy you.

Sincerely,

Robert R. McGill

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from OPM: Before and After

Do you remember those old pictures on the advertising pages of various magazines?  Or, perhaps they are still there?

Whether for diets, some “Atlas He-Man” powder to build muscles; where the “before” picture is always grainy and indecipherable; whereas the “after” photograph is of a beaming, smiling, clearly and visibly an ecstatic person, satisfied and happy with the product and the end results.

comparison of the two — the person “before” and the individual “after” — is always of dubious quality (at least with respect to the “before”), and triggers the question:  Is it the same person?

But the question itself is somewhat irrelevant — for, of course, in one sense, it is not the same person; the person “after” is different because that is the whole purpose of the advertisement, to convey to the reader that the person “after” is a different person from the person “before”, and the photographs are meant to show you the difference.

So, is it false advertising if the person photographed in the “after” picture is not the identical person as the one shown “before”?

In one sense, it obviously is, because the advertisement is trying to persuade you that the product being sold is what caused the change, and surely if you photograph the “before” person as being the same — but now different — as the “after” person, some semblance of subterfuge was engaged in.

On the other hand, if the whole purpose of the advertisement is to convince you that both the “before” person and the “after” person (both of whom presumably used the product being sold) are, in fact, “different” from one another, then how is it that there is any falsity in the advertisement?

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, clearly — and without false advertising — there is a difference between the “before” and the “after”.

Before the medical condition, the Federal or Postal employee was a vibrant, productive worker.  After the chronic medical condition — well, the clear necessity to prepare an effective Federal Disability Retirement application under the FERS system tells the whole story.

Contact a FERS Disability Attorney who specializes in OPM Medical Disability Retirement Law, and let not the dubious advertising of those “before” and “after” photographs in those old ads detract you from pursuing the need for FERS Disability Retirement benefits before the after of the debilitating health conditions worsens and goes too far.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Law: The Novelty Vanished

As it should be, for a child, everything is viewed in terms of, “Wow!”  The novelty of life, of the experiences brought about by a world freshly encountered — like winter’s first snow or the dawn of spring’s warmth, it is the combined meeting of a world newly seen by the eyes of youth yet untarnished and without the destructive force of cynicism which accounts for curiosity, eagerness, innocence, unvanquished optimism and hopeful initiation of plans for a bright future.

That novelty vanished — and vanquished, extinguished and beaten down — comes from repeated encounters with a world which shows no care or concern.  It is when life’s complications keep knocking us down; that is when the novelty vanished.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the novelty vanished comes about from a combination of events: The critical juncture where the medical conditions become chronic and restrictive; the Agency’s or the Postal Service’s unsupportive attitude; the steady exhaustion of one’s sick leave; the potential of being put on a Performance Improvement Plan; the likelihood of being terminated; the administrative sanction of being placed on AWOL status; the refusal to allow for LWOP; and it is the combination of any or all of these factors which results in the Federal employee shaking his or her head and saying, “Wow” — but not with a sense of wonderment, but because the novelty has vanished.

It is time to file, then, for Federal Disability Retirement benefits under FERS.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, and try and win back that time when the first snow of winter stunned you, the first breeze of spring refreshed, and the world could again be described with a singular encapsulation of a word exclaimed: Wow!

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Retirement: Time Off

Time off is supposed to be a healthy thing.  There is such a thing as being overworked, overburdened, overstimulated, over-everything.

The constant problems which are confronted, the “small fires” which must be put out each day, the creation of crisis captivating one’s attention, etc. — over time, the min-stresses of each can lead to a breakdown of sorts because the cumulative impact of the aggregate can be overwhelming.

We begin life with internal mechanisms designed to withstand the stresses abounding.  Childhood is supposed to be the preparatory stage for learning to “deal” with stresses — of frustrations felt where desires cannot always be fulfilled; of conformity to a society which cannot accept uniqueness; and where social norms are taught and learned, preparing one for the road to a civilized existence.

“Time off” is part of that learning process; but the question one must ask is, “Time off for what purpose”?  For, if the time one takes off is merely to spend in ruminations of anticipatory disasters upon one’s return, then the rejuvenating effect of such time off becomes a self-defeating proposition.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, it may be time to contact a OPM Disability Attorney who specializes in Federal Disability Retirement Law.

If “time off” is merely a vicious cycle where the off time fails to rejuvenate for the challenges of work, and does not reverse the slow progression of one’s inability to perform the essential elements of one’s job duties, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement case.

Sincerely,

Robert R. McGill, Lawyer

 

Medical Retirement for Federal Employees: The World in Upheaval

These are chaotic times; all around us, the things we relied upon, the places we visited regularly, the people we gathered with — crumbling, coming apart, corona virus.  Sometimes, it seems too much to bear.  How will this all end?

The uncertainties of life, the inability to fathom a future of promise; hope once dashed is the one fate we all dread.  Has there ever been a precedent of a similar sort?  Is there a model that we can point to where we can have a paradigm for comfort?  Perhaps in one’s personal life?

Chaos and upheaval in the world around us may seem like the world is falling apart; yet, for many, the experience of the world in upheaval is akin to the Federal or Postal worker suffering from a medical condition where the medical condition impacts one’s ability and capacity to perform the essential elements of one’s Federal or Postal job.  The microcosm of life now reflects upon the macro-reality of the greater world.

Federal Disability Retirement is still an option to consider for the Federal or Postal worker whose world has been in an upheaval — not necessarily from the corona virus, but from a medical condition that has disrupted the career of a Federal or Postal worker.

Consult with a Federal Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of preparing, formulating and filing for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire
Federal Disability Retirement Lawyer

 

Federal & Postal Disability Retirement: The Stress Test

It is meant to determine the vulnerability of structural foundations, or to gauge whether, under certain extreme circumstances, it will withstand catastrophic levels of pressure for safety and soundness.  Distress triggers the ultimate test; and whether a breaking point can be established is always a fear — of how low or high, and of what tolerance the test itself will reveal.  Objects, composite elements meant to reinforce; and most of all, people — to the extent that stress can damage, and whether such damage can be repaired.  “Repair”, of course, is a relative term, and whether or not the structural firmness can be attained after any damage has been repaired, to a level of pre-damage status, is always of concern.

Can a psyche once damaged be repaired to a state of original soundness?  Are the vulnerabilities inherent in individuals capable of withstanding the stresses of modernity, and is the “test”applied the same as the reality of daily stresses exposed?  Is there even a “test” that can determine the safety or soundness when it comes to human beings?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal employee from performing one or more of the essential elements of one’s Federal or Postal job, the daily stresses of the medical condition itself, with all of its inherent complications, are overwhelming enough; it is then the “piling on” of everything else — of Agency actions; of the adversarial nature and responses of the Agency; of the potential for denying continuation of LWOP while even under FMLA protection, and the concern for one’s future with an Agency that seems bent on making one’s life harder than it needs to be: These, and many other “stress tests” determine the need to begin the process of preparing, formulating and filing for FERS Disability Retirement benefits.

Consult with an Attorney who specializes in Federal Disability Retirement Law and begin to apply the legal stress test to determine eligibility for Federal Disability Retirement benefits; for, in the end, the only Stress Test for a Federal or Postal employee seeking Federal Disability Retirement benefits worth applying is the one which determines the potentiality for a successful outcome, and seeking the counsel and guidance of a FERS Disability Retirement attorney is the best way to relieve the stresses that surround such an endeavor.

Sincerely,

Robert R. McGill, Esquire

 

Filing for Federal Disability Retirement: Damaged goods

Perhaps it is of a fine porcelain statue; or a painting that depicts perfection in a pastoral panorama presenting a private purview of picturesque purity (sorry for the alliteration that cannot be resisted); or a first edition book that is without blemish; or a host of other “goods” that one values, admires, cherishes — and is purchased with anticipation of contentment.

Upon returning home, one notices an imperfection not previously spotted: a small “crack” on the forearm of the porcelain figure; a tear in the upper right portion of the canvas, just below the line where the frame casts a shadow and becomes almost imperceptible; or a crayon marking on page 324, in the middle of the book, unnoticed unless one inspects each and every page.

The item cannot be returned, because of either distance (perhaps it was purchased on international travel in a small shop in a foreign country not known for return policies); policy (the sign clearly stated, “All sales are final and the purchaser bears all responsibility in inspecting the condition of the item prior to buying”) or some other impracticable reason.

The imperfection is so minor that no one else knows, would notice or otherwise cares to comment on such an impurity of the state of the condition, except for one small and irritating fact: You know.  It bothers you.  The fact of the damaged goods betrays something about yourself — not merely that a contrast against a paradigm of perfection has stirred an irrationality that struggles against good judgment, but moreover, that there exists an intolerance for a standard of less than the penultimate apex of an unreachable standard.

What does one do?  You can: Hide and stash away the item (but it yet remains with the knowledge that, hidden or not, the aura of imperfection exists); you can give it as a gift, or sell it to a third party (but what if the potential purchaser recognizes the imperfection and bargains for a better price, leaving you with a loss — will that constantly remind you of your lack of judgment when once you thought that your expertise in such matters was the paradigm of perfection itself?); justify to yourself over and over that, “Yes, it isn’t perfect, but boy is it a great piece regardless!” (perhaps, over time, this approach may work); or, do the most drastic of solutions: destroy the item and trash it.

Medical conditions have a way of impacting individuals in a similar manner as the discovery of imperfection in what one once thought was a paradigm of perfection: somehow, it is even worse, because of the personal manner that medical conditions impact: it touches upon one’s self, one’s self-image and the crumbling sense of self-confidence one possessed when health was taken for granted.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, always try and keep in mind that the diminution of the “product” concerned (i.e., yourself, the Federal or Postal employee) is not discovered by the mere fact of filing for Federal Disability Retirement — rather, the fault is in the system of the Federal Government for not being able to be patient as you struggle to recover from you illness or injury.

Filing for Federal Disability Retirement under FERS, CSRS or CSRS Offset is not a reflection on the “value” of you; it is, instead, the reality of a system that fails to recognize the difference between the relative value of “goods” as opposed to the priceless perfection of a human being and his or her contribution to society.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Claims: Determined Lives

Can it be viewed in at least two different ways and meanings?  Of a life that involves determination — i.e., in the sense of forcefulness, enduring faith and strength of character?  Or, in another sense, of being already fated, without choices or options to consider?

Thus are determined lives characterized, and bifurcated into two camps of perspectives, although the one is not exclusive of the other by necessity.

Most people experience both sets of experiences, often intersecting with one another depending upon the circumstances faced.  In some set of circumstances, one may have complete control over the direction and purposive intent of one’s life, activities involved and goals to be met — and by sheer determination, one may in fact accomplish and meet those desired ends.

Then, there are times and contexts when one’s life seems to be determined — where the control of one’s future is not within the purview of one’s own desire or effort, but by some distant force of persuasion cannot be easily influenced by one’s own will and determination.  A medical condition is one such instance.  One has no control over the fact of a medical condition, only of its effects and consequences, and even that, much of it is left in the hands of a doctor or specialist.

Loss of control — of living a determined life (second meaning) as opposed to a determined life (first meaning) — is a feeling that no one desires, and for Federal and Postal employees who sense that the loss of control is expanding into other areas of one’s life — as in one’s employment, ability to maintain a working schedule, and the loss of capacity to perform all of the essential elements of one’s Federal or Postal job: it may be time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The distinction may be a subtle one — of living a determined life (second sense) or a determined life (first sense) — but the distinction may make all the difference in the world, depending upon what your next steps are.  Consult with an attorney who specializes in helping Federal employees obtain Federal Disability Retirement benefits in order to avoid the determined life (second sense), and attain a determined life (first sense).

Sincerely,

Robert R. McGill, Esquire