FERS & CSRS Medical Retirement Benefits: Cloud of thoughts

The metaphorical connotation represents the state of many who wander about the earth; that is why the statistical reflection of accidents and injuries can never quite be diminished, and the constancy of conundrums concerning catastrophic clemency of uncharacteristic conduct can never conclusively conceal the calamity of creativity.  Sorry, but once alliteration is initiated, it is difficult to extricate one’s self from the poetry of consonants and vowels dancing in tandem.

But more to the point:  the Human Animal is unique in that it is the only one of the species that walks about in a cloud of thoughts.  Moreover, in modernity, the exponential magnification is starkly evident because of the draw by Smartphones, computers and other hand-held devices.  Once upon a time, long ago, there was the public phone booth; then, doctors and other impressive individuals carried around pagers (or otherwise known as “beepers”), and anyone who suddenly received notification through this anomaly of a wireless device was immediately recognized as someone important, for who else would need to be contacted as so indispensable as to require interruption during a meal at a restaurant, or in the middle of a gathering or event?

Then, of course, technology and the inventors of the universe decided that, democracy being what it is and value, worth and significance of each individual being equivalent to one another, we should all be deemed special – and so, instead of being forced to wear dunce-hats and be made to sit in a corner excluded from participation with others, either because of our behavior or our witless comments – fast-forward to today, and everyone is special, all are important, and none are lesser than the next person.

And so we now have everyone lost in checking text messages, updating, button-pushing, twitter-feeding, whatnots and no-nots and know-hows and know-nots; all deep, deep in clouds of thoughts.  Or, not.  Is there a difference between walking and wandering the surface of the earth, lost in a cloud of thoughts, as opposed to being glued to one’s Smartphone or other electronic device?  Is one of greater value or relevance than the other?  Is there a difference between the cognitive input or brain waves of distinction, or is it all just a fuzzy feeling of angst and suspicion?  Do MRIs reveal anything when we see the graphic images of cranial activity and color-enhanced dullness of inactivity?  Or do such images merely provide a parallel sense of correspondence, as opposed to causal efficacy?

For Federal employees and U.S. Postal workers who are considering preparing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the engagement of a cloud of thoughts can be twofold:  One, it does take some thought and preparation in order to formulate an effective Federal Disability Retirement application, and so being under a cloud of thoughts is a “good” thing; but Two, that proverbial “cloud” that overshadows the Federal or Postal employee because of the concerns surrounding the ongoing medical condition, can only be “lifted” by moving beyond the job and career which only serves to exacerbate one’s circumstances and conditions.

Preparing, formulating and filing an effective Federal Disability Retirement application through OPM involves both a cloud of thoughts, and services to lift one from the burden of those clouds.  Now, if only we could do something about those hand-held devices which provide us with those scary images of brain inactivity, we might also save the world at the same time.

Sincerely,

Robert R. McGill, Esquire

 

CSRS & FERS Disability: The Decision

It is always a hard decision to file for disability retirement benefits.  Aside from the psychological anguish which must be confronted (feelings of worthlessness or devaluation of one’s worth because we live in a society which places a high value upon productivity, work, and output & competence in our jobs, despite our giving lip-service to “family”, “relationships” and “community”), the potential disability retirement applicant must also make pragmatic decisions based upon a variegated spectrum of financial, professional, family & economic circumstances.  Such foundational, decision-making factors could include:  one’s medical conditions (obviously); the type of job one is in; whether a disability retirement annuity is sufficient or even realistic; whether the job market outside of the federal sector is promising enough to allow for making up to 80% of what one’s job currently pays, in addition to the disability annuity; whether a parti-time position or partial income added to the disability annuity will be enough; whether one’s supervisor & agency will be “going after” you for performance, conduct, or excessive absences, and if so, how soon; and many other factors. 

It is always a trying time.  Consideration in filing for disability retirement benefits must be based upon a deliberative methodology, based upon serious consideration of multiple factors.  In basing a decision to file for disability retirement, it is best to do it right before considering doing it at all.  As such, consultation with an attorney who is an expert in the area of Federal Disability Retirement laws can be an invaluable source of information in making the “right” decision.

Sincerely,

Robert R. McGill, Esquire