OPM Medical Retirement Under FERS: Life’s Distraction

Many are needed; if not for sanity’s sake, then merely to allow a person to focus upon something else, before re-focusing upon the more primary tasks at hand.

Life’s distractions are normally healthy endeavors — of hobbies engaged, the entertainment and leisure to be enjoyed, of the pleasures of relationships, kids, family, vacations and weekend warrior engagements.  A pick-up game of basketball; a summer league of regularity; a child’s wish for a father’s overly-exuberant cheering; or even of a quiet evening spent engrossed in life’s distractions.

There are, as well, negative distractions — of problems to be solved; of aging parents and their chronic needs; or of a medical condition becoming more than a distraction, where it becomes the primary focus of impending impediments.

In general, life’s distractions are meant to be just that — something which takes away, for a period of time, in order to allow for a person to get back to life’s primary endeavors.  But when that distraction itself becomes the focus of life’s primary endeavor — as when, for a Federal or Postal worker whose medical condition begin to prevent one’s ability and capacity to perform the essential elements of one’s Federal or Postal job — then it loses its status as a mere distraction, and must be attended to in some direct fashion.

For Federal employees and U.S. Postal workers who need to contemplate initiating the process of filing for Federal Disability Retirement benefits under the FERS system, contact a Federal Lawyer who specializes in Federal Disability Retirement Law, and let not life’s distractions become the mainstay of the many problems we must face on a daily basis.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Legal Assistance: Arrangements

We do it to flowers and files; to desks and decor; to books and bad hair days.  We make arrangements.  Our lives may have begun in disarray, but we have the rest of it to arrange.  In our own minds, we reposition various memories; we selectively choose which ones to tell those whom we encounter; the rest, we stash away.

Sometimes such arrangements work; at other times, they come back to haunt us.  PTSD is like that.  Depression and Anxiety, panic attacks which paralyze — they are like the poisonous snake which we thought we had securely locked away in some glass casing, but somehow it had found a way to escape.

Memories of childhood traumas; of terrible events which once happened, had imprinted an indelible memory, but which we thought we could “handle” by arrangements later in our lives.  But like flowers and files which need constant tending to; of desks and decor that require further personal touches; and books which catalogue things and lives or bad hair days requiring a long comb, the arrangements of our lives constitute a forever-struggle, especially when new challenges crop up.

For Federal employees and U.S. Postal employees who suffer from a medical condition, whether of a psychiatric nature or of a debilitating physical kind, preparing an effective Federal Disability Retirement application under the Federal Employees’ Retirement System (FERS), to be submitted to the U.S. Office of Personnel Management, may be the arrangement required in order to move to the next productive phase of your life.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and begin the arrangement which will allow you to focus upon the highest priority in any arrangement — your health.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: That Fleeting Feeling

Camus thought that our lives are based upon an absurdity — Of Happiness being the constant goal, and yet of so much of the population living in abject misery.  If happiness is merely an emotion, then it is indeed a fleeting feeling which can change like the weather, like changing seasons, as the direction of the winds and what we have eaten.

He studied the Greek Classics and determined that the absurdity of the human condition had arrived at a crisis point, much to be attributed to the fact that we had lost our sense of humanity, as well as that fleeting feeling.  He was not a pure idealist; he had witnessed the cruelty of humanity during WWII; and when others were ready to “move on” as if the crisis had been resolved, he recognized early on that the crisis was just beginning.

Compassion and empathy — those human qualities which could be cultivated as unique characteristics of a species — could be nurtured.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition impacts one’s career as a Federal or Postal employee, the time to prepare an effective Federal Disability Retirement application under FERS may have arrived.

Do not, however, expect your agency to display those unique characteristics of compassion and empathy — or even understanding. That fleeting feeling that your agency cares — put that aside.  Instead, contact a FERS attorney who specializes in Federal Disability Retirement Law and begin the process of protecting your rights under the Federal Disability Retirement laws and regulations.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: Memories of a contented summer

Why is it that the metaphor always applies — where the winter months represent discontent, and the joys of summer evoke memories of pleasure and contentment?  Is it merely in the shift of daylight — of shorter days and longer periods of cold and desolate feelings?  Does the cycle of life’s hibernation, the curling away of leaves and the deadening of quiet where skeletal forms of trees and bundling up in heavy garb, the growth of winter coats and huddling around fireplaces; does this all lead to a feeling of discontent?

By contrast, the shedding of multiple layers; the joy of a crashing wave’s spray upon one’s back; of diving into the cool of a lake’s refreshment of depths; and of walking barefoot across a stream where moss makes the rocks into a slippery slither of shrieking laughter; are the memories of a contented summer a metaphor for our lives in general?

Does winter make the human condition dismal because it is nature’s way of forcing us to slow down?  Is there a message — a lesson — to be learned from the rhythms of nature’s call, or is it just bosh and poetry that can be discarded and forgotten?

Medical conditions, as well, are subtle messages; whether we follow the advice of nature or not, nature seems always to have the last word.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prompts the confusion that there is now an inconsistency — an incommensurability — between the medical condition and continuation in one’s job, it is then time to harken the traces of hints, and consider preparing, formulating and filing for Federal Disability Retirement.

Warnings and triggers; reminders and rejoinders; these are the indicators which must prompt a change of course; and while memories of a contented summer are what we all seek, it is the winter of discontent when the medical condition can no longer be ignored, when it is time to seek the counsel and advice of a lawyer who specializes in Federal Disability Retirement Law, in order to prepare, formulate and file an effective OPM Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Ideas come in bunches

Like wildflowers, there is something about ideas that have a tendency towards coming in bunches.  And, like wildflowers and ideas, we have a further notion that misfortune, likewise, comes in droves and groupings.

Is that a Law of Nature, or merely an observation that has no logical foundation or factual basis?  Didn’t that neighbor down the street get hit by a car, and at the same time — within a week of such a tragic event — lose his wife and 3 kids?  Wasn’t it Uncle Billy who stepped on a nail, and with a few days had his house burglarized and his dog shot in the process?  And surely we recall that movie star who drank himself silly one night and then mistook a shadow for a stranger when it turned out to be his girlfriend’s best friend who shot him in the arm and then took her own life?

These we all recall; and like Hume’s dictum that causality is nothing more than mere combinations of repetitive occurrences, we fail to recognize the silent workings of events unfolding which quietly and subtly fester in the unknown universe of our own ignorance; and yet, when they come to the fore, we relate one to the other.  But ideas are different; they do, indeed, come in bunches, perhaps because the creative energy lagging behind suddenly realizes that potentiality can be actualized when for all those years they remained as stagnant molecules lost in a world of microscopic insignificance.

So, that being said, here are a bunch of ideas: For Federal and Postal workers who believe that the medical condition suffered cannot be accommodated, why not file for Federal Disability Retirement benefits?  What if you weren’t even aware of such a benefit?  What if the benefit is not widely circulated, never trumpeted and rarely announced?

You have 1 year from the date of separation from service to file, and as it takes a significant amount of time to properly prepare, formulate and file an effective Federal Disability Retirement application, if might be a good idea to consult with an attorney who specializes in Federal Disability Retirement Law — lest the ideas that come in bunches turn out to be bad luck that arrive in groupings; for, in that case, it is certainly time to consider that one’s destiny depends entirely upon actions taken, and not upon ignoring the signs of misfortune that do, indeed, come in bunches.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The mediocre medical report

One can, of course, obtain an “excellent” medical report — i.e., one that has full, unequivocal support in providing a clear diagnosis, description of symptoms, impact upon specific job functions, etc., with an unequivocal conclusion of disability beyond the specific elements of one’s job functions, etc. — and yet get denied by the U.S. Office of Personnel Management.

On the other hand, one can submit with a Federal Disability Retirement application a “mediocre” medical report — e.g., one that is generalized and non-specific, and shows scant reference to specific job functions, and provides barely a conclusion of disability, and yet get an approval at the First Stage of a Federal Disability Retirement application.

So, one may ask, where is the consistency shown by the U.S. Office of Personnel Management?  Is it all a matter of perspective — of a crap shoot as to who reviews a Federal Disability Retirement application at OPM?  The fact is, there is no “perfect” methodology that will guarantee that a well-prepared Federal Disability Retirement application will be approved at the First Stage of the OPM Disability Retirement process.

However, there are certainly “chance-enhancers” — those preparatory actions that exponentially increase the A 5-Step Pathway to Success at each stage of a Federal Disability Retirement process — that will help to ensure that, more likely than not (sort of like the legal standard itself — of a “preponderance of the evidence” — that is applied to a Federal Disability Retirement case), your Federal Disability Retirement application, whether you are under FERS, CSRS or CSRS Offset, will have a successful outcome with the U.S. Office of Personnel Management.

First and foremost, understand the critical structure of a Federal Disability Retirement application:  The foundation of every Federal Disability Retirement application is the medical report.  It is the foundation of a Federal Disability Retirement application (otherwise referred to as an “FDR”); from it, the legal arguments arise and the justifying Applicant’s Statement of Disability are together formulated.

Thus, just as a shaky building’s foundation will likely fail to withstand even a minor earthquake or a minimal subterranean tremor, so a mediocre medical report will often decrease the chances of a First Stage FDR approval.

Are there ways to counter such mediocrity?  Yes — by pointing out other critical elements of the case. And, of course, sometimes the choices are limited, where it is better to proceed even with a mediocre medical report than not at all, and to put the best case forward regardless of the insufficiency of a mediocre medical report.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: The face in the mirror

Some avoid it; others run to it like an obsession that cannot be abandoned; and for most, it is merely a daily habit that must be tolerated.

The face in the mirror that we view in order to “present” ourselves to the world is the one we are born with, attempt to alter in multiple ways throughout different stages of life – perhaps by artificial means ranging in spectral thunders of surgical alterations, color-dying, parting the hair on the left side instead of the right; trying to cover that growing bald plate that shines like a heavenly orb not needing the assistance of the Hubbell Telescope from afar in galaxies far and wide; of make-up, lipstick colors and hair-style alterations; and yet, somehow, it is those eyes that stare back that seem to pierce within.

And what of that image we hold; was it the imprint from our youth that forever became frozen in the timeless synergies of our inner consciousness?  Does the reflection in the mirror last, for some, for only a second, such that we have to run back to it – whether by the closely-held compact in the purse, the reflection in the store window, or even that oblong shape of a car’s side contraptions – and reassure ourselves that it has not changed much since the last encounter?

Or is it the image we continue to hold onto as that innocent child of long ago who forever swore that neither time, old age nor ravages of bygone years would ever defeat the compliments received and which we hold so dearly?

It is, in the end, the eyes – what Plato described as the windows to one’s soul – that tell the tale of a person’s past.  Does it haunt?  Does it enliven?  Will it glitter and sparkle like the moon’s reflection upon a summer’s pond in its tranquility of calm?  Or does life bring such sorrow within the chasms in between, where the haggard look befalls and betrays the unhappiness residing within?

We need not look in the mirror to gather much that we already know, and yet we keep going back and speaking to that ghostly appearance reversed in proportionality as the negative photograph that smiles when we smile, cries when we cry, but feels not the inner pain that grows with each day.

For Federal employees and U.S. Postal workers who are at a point in their lives that filing for Federal Disability Retirement must be considered, it is a critical point to consider when you look at the face in the mirror – for, the reflection seen is often not the “real” person that stands in front of the mirror, and the “appearance” is never the essence of the inner soul concealed.  That is the sad truth when dealing with the Federal agency or the Postal facility; they all see “you” as “that person who has a medical condition and is no longer as productive as he/she used to be”.

That is why filing for Federal Disability Retirement benefits often becomes a necessity, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset – because the face in the mirror is just that – a reflection of unreality – that doesn’t ever reveal the truth of one’s potentiality in a universe that barely cares beyond the appearance of reality.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Workers: The lost ball in the field

We come upon it, and it sits gleaming with partial concealment in the tall grass beyond the river’s edge.  Whose was it?  Was it a child who threw it, or a parent, grandparent, or maybe even a sibling?  Did the child search for it, or was it forgotten soon after a futile search in directions otherwise unaccounted for?

Was there a party gathered, a picnic prepared and a blanket covered upon the grassy knoll; and were gloves included in the melee?  Was there laughter rumbling through the forest beyond, slowly dissipating in voices joyfully warmth in the sunlight of mumblings incomprehensible and lost among the groves of wildlife hidden behind and beyond?  Was the chatter of children full in the morning air, or lost in the heat of a midsummer’s dream?  From a lost ball in the field, can reality be reconstructed, or are the imaginations of dreams forgotten and hopes still hinting of a future unfulfilled, forever to be a wistful memory of what could have been, was, or even might have been?

Perhaps, some over-exuberant father threw the ball and it sailed over the head of the child; the child, watching as it travels overhead, then behind, then beyond where the periphery of limits placed in a universe that has been foretold of dangers and mysteries, watches as it bounces a few times, then disappears.  Perhaps there is a shout – something like, “Sorry, Tommy…let’s go find it!”  Then, a rush and rustling of footsteps, and a made-up race to the finish line: “First one that finds it is the winner!”

Gleeful shouts and joyful shivers, even in the sunlight of warmth and happiness, because for this moment, in this slice of time, a lost ball is bound to yet be discovered, and it is merely a temporary delay in yet an incomplete day’s fun.  But the search reveals nothing; the world conceals and refuses to cough up and unravel the mysteries of hidden meanings; and after a time, further voices calling for the consumption of picnics prepared and sandwiches to be unwrapped, and the sagging shoulders of a disappointed child must needs be the focal point of a universe otherwise uncaring and impervious.

Is this what happened, or did an old codger have a ball in his back pocket, was taking a walk with his dog, and it dropped silently out and rolled into the field, leaving behind any such creative imaginings to another page, an unfinished chapter, or a novel unpublished?

Things can be created out of whole cloth, or not at all.  What we include in the narrative of our meanderings is a choice, of sorts.  The child that walked away that mid-summer day’s loss – of what sorrow did he carry, and what tales did he tell tomorrow to his friends at school?  We all carry around narratives; what we choose to relate is up to us.

For Federal employees and U.S. Postal workers who are preparing SF 3112A, Applicant’s Statement of Disability, in formulating a Federal Disability Retirement application to be submitted to the U.S. Office of Personnel Management – remember that, like the boy’s experience of the lost ball, the content of the narrative is important, and the delineation of the tonal quality of the facts is significant; choose with discretion the substance of the responses, lest the lost ball becomes found again, and it turns out that it was the old codger, after all, and not by the wonderment of a child’s unbelieving eyes.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Little Engine that Couldn’t

It is an educational tool utilized to impart upon children the value of hard work and unfettered optimism, but one wonders, At what point should the harsh realities of the world be included?  How, sometimes there are situations where the obstacles are so great and the conspiratorial caverns so deep that the graph of upward mobility is but a mere mirage in life’s cycle of certitude. The balance between the benefit of maintaining optimism in the face of adversity, and tempering unrealistic expectations, is a scale of justice which is delicately configured throughout life.

While the tale of the Little Engine that Could represents the cultural and societal impetus for encouraging work, fair play, persistence and a positive attitude, some of life’s obstacles serve to cut short the capacity and ability to achieve stated first goals.  Medical conditions tend to do that.  Whether primarily physical or secondarily psychiatric, or inversely impacted, a progressively debilitating medical condition saps the self-confidence of the individual, and eats away at the abilities of the patient.

For Federal employees and U.S. Postal Service workers, when a medical condition begins to prevent the Federal or Postal worker from performing all of the essential elements of the positional duties of the Federal or Postal employee, consideration must be given to one’s future, and that future planning should include filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Eligibility for OPM Disability Retirement benefits encompasses all Federal and Postal employees, whether one is under FERS or CSRS, so long as the Federal or Postal employee has met the minimum eligibility requirements: 18 months of Federal Service for those under FERS, and 5 years for those under CSRS (which is essentially assumed that anyone under CSRS already has at least 5 years of Federal Service).

Further, if the Federal or Postal employee is still on the rolls of the agency or the U.S. Postal Service, or has not been separated for more than 31 days, then the Federal Disability Retirement application must be routed first through one’s Human Resource Office of one’s Federal agency or the U.S. Postal Service (for the latter, the central processing point for all Federal Disability Retirement applications for Postal Workers is located in Greensboro, N.C.), then to the U.S. Office of Personnel Management in Boyers, PA.

Implicit in this requirement, of course, is that there is a “Statute of Limitations” as to filing a Federal Disability Retirement application.  All Federal Disability Retirement applications must be filed within 1 year from the date of separation from Federal Service.  Thus, if a Federal or Postal employee is terminated, or has resigned, and a Federal Disability Retirement application is filed, the (now former) Federal or Postal employee must file within 1 year of the date of separation — but if separated for less than 31 days, then through one’s former agency or U.S. Postal Service, and if over 31 days, then directly to Boyers, PA, which is the “intake” processing office for OPM for all Federal Disability Retirement applications.

Whether the Federal or Postal employee ever read or heard tell of the tale of the Little Engine that Could, the time for filing for FERS Disability Retirement benefits is when that proverbial engine gives out, and when life’s harsh realities turns the story of optimism and hope into a pragmatic approach in order to secure one’s future; for, sometimes, life accords engines which need fine-tuning, and medical conditions represent just that sort of mechanical need, for the Little Engine that once Could which turned into the Little Engine that Couldn’t.

Sincerely,

Robert R. McGill, Esquire