FERS Medical Retirement: The World of Yesterday

Yesterday was the day before the medical condition made its introduction; the day prior to having to acknowledge its existence, its impacts or its chronic appearance; the day just when complaining about life’s missteps and unfairness seems now so trivial and far off the mark of justified sequences; and it is the day now in the near past, yet so distant in significance or of memories retained of better times when laughter would echo with sincere, heartfelt exuberance until today came along with the baggage of the world of yesterday.

Yesterday is the time we romanticized, of better times, more upstanding people seemed to populate the earth, and though there were still crimes committed, hearts broken and promises left unkept, nevertheless we insist that the world of yesterday was better than today, and tomorrow, bleaker yet except in small puddles of hopeful naïveté left abandoned in the palms of begging children outstretched to ask for alms of forgiveness never to be recognized except in shuttered side streets where mud, recklessness and poverty-stricken families with eyes staring vacantly from gaunt looks remain in silent alcoves of painful remorses.

The World of Yesterday is what we remember, that which we long for, and to which we direct our conversations, thus averting our eyes away from the reality of today, the ugliness of tomorrow and the hopelessness of the day after.  It is what makes us pause, justifies our procrastination and makes pudding out of venerated food items that are left on the shelves to rot and decay.

For Federal Gov. employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition now prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the World of Yesterday was when the chronic medical condition could be tolerated, hidden, ignored or “dealt with” — but we must always live in the world of today in order to prepare for the world of many tomorrows, and to do so, preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management (OPM), whether the Federal employee or Postal Service worker is under FERS, CSRS or CSRS Offset, becomes a necessity, lest the World of Yesterday consumes the World of Today and subverts the many worlds of all the tomorrows which are yet to come.

Sincerely,

Robert R. McGill, Esquire
Attorney exclusively representing Federal and Postal employees to secure their FERS Medical Retirement benefits from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: Empathy and Pain

“I feel your pain” has become a declaration of empathetic character in modernity; but whether born of sincerity or from political expediency, one can never know, precisely because empathy as a subjective phenomena is just as elusive as pain itself remains.

How does one assess or judge, evaluate or analyze, confirm or conclude with any amount of certainty, the extent, severity, reality or even of simple existence of that which is subjective by definition?

Pain, like one’s motive, falls within the realm of a person’s own experiential declaration, and is confined by the boundaries of one’s own body and universe of phenomena within the voices of one’s inner conscience and consciousness.

That is why the U.S. Department of Labor, Office of Workers Compensation (OWCP) expends its resources in verifying a claimant’s assertion of pain, limitation of physical activities and restrictions from certain duties, by video-taping hours and hours of a person’s daily activities and recreational engagements — to see whether the subjective claims correspond with the objective participation of external performances.

Why doesn’t the U.S. Office of Personnel Management, for purposes of verifying a disability retirement claim, engage in similar tactics in determining — not “empathy” or the sincerity thereof, and not even necessarily the pain claimed — the extent and severity of medical conditions claimed?

Likely, because the standard and criteria in determining eligibility for the benefits are quite different.

For OWCP purposes, while it is not a retirement system but a means of compensating an injured individual in order to have the ultimate goal of returning him or her back to work, the standard of paying a Federal or Postal worker “temporary total disability” would clearly imply two (2) things.

First, as already stated, that the compensation to be provided is “temporary” (i.e., that it is not meant to remain a permanent feature of earned wage replacement) and Secondly, that a person’s incapacitation is “total” in that he or she is not able to engage in other meaningful employment and, furthermore, that the totality of the disability likely also impacts other areas of his or her life, as well — i.e., leisure activities, recreational participation, or even being able to take out the garbage (a familiar tactic of video-taping in DOL cases).

In a Federal Disability Retirement case, however, under the auspices of the U.S. Office of Personnel Management, a person who is receiving a Federal Disability Retirement annuity is allowed to also work at another job, so long as it is identifiably distinguishable from the former Federal or Postal job from which the FERS Disability Retirement benefits are received, and so long as one remain’s under the “80% rule” that caps one’s earning potential.

Empathy aside, the pain that limits and restricts is often under a cloud of suspicion by the Department of Labor, precisely because “feeling one’s pain” is seen from the side of OWCP as the criteria for paying out benefits, whereas under OPM rules, it is merely a lesser standard in order to remain productive in the private sector.

Sincerely,

Robert R. McGill, Esquire
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: Drifting

We all do it; or, more likely, it merely happens to us.  The importance is not so much whether we are, but whether it is towards something, or away.  If it is drifting away, without a direction towards something, then there is the danger of isolation, desolation and despair.  If it is being adrift — but with some direction and ultimately “towards” some direction or goal — then it is a positive thing, and not merely a negation and a chasm leading to nothingness.

We cannot — all of us, every waking moment and every minute of our lives — be purposeful, goal-oriented, and with certainty of hope.  If we were, we would merely be angels and divine agents, and not the fallible human beings we are meant to be.  Don’t be so hard on yourself; for, drifting is part of life’s meanderings, and there is nothing wrong with being lost every now and again, especially when such drifting may lead us to encounters more fruitful than merely existing as the busy little beavers we are always asked to be.

When drifting is a merely an interim period, a temporary state, then it is merely a “stage before” and will likely lead to something positive.

For Federal employees, of course, as well as U.S. Postal workers (both of whom fall into the category of FERS employees) who suffer from a medical condition where the medical condition leads one adrift, consider contacting a FERS Disability Attorney when you are ready, in order to guide and direct you in the right direction, in preparing, formulating and filing an effective FERS Disability Retirement application through the U.S. Office of Personnel Management under FERS.

Drifting is good; purpose is even better; and when the drifting is over, it is a good thing to redirect your goals and obtain a Federal Disability Retirement annuity in order to redirect your priorities so that your health becomes the end-goal in the drifting period of your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Medical Retirement Law: The Dogmatist

It is easy to fall into being one; and, one need not be overtly (or overly) religious in order to be considered as such.  Ultimately, it is not the opinion held or the inability to see different perspectives or “angles” on a matter; rather, it is the attitude which defines the dogmatist — the arrogance; the refusal to consider other viewpoints; the intransigence of thought.

Now, that is not to say that being “dogmatic” is always a negative thing; for, there are instances in life where “sticking to one’s principles” is a good and necessary thing.  Sometimes, when the winds of change and the malleability of ethical or moral convictions seem to reactively alter as quickly as the weather, it is of some comfort to find a dogmatist in our midst.  But context and content combined, always matter; and it is the “when” as much as the “what” which determines whether being a dogmatist is justified.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal duties, being a dogmatist may be a detriment.  Never think that your own case is a “slam dunk”; for, to be unequivocally adamant about the strength of your disability case is often because the one who suffers from a disabling medical condition cannot think otherwise — in other words, like a dogmatist would think.

Consider, instead, contacting a Federal Attorney who specializes in Federal Disability Retirement Law in order to get a more balanced view of your case, and leave your dogmatic views on more pressing moral or ethical issues which may necessitate the strength of your convictions in order to retain the antiquity of intransigent thoughts.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Law: The Arbitrary Discount

When it is to one’s favor, of course, the arbitrary discount is a welcome benefit.  Every now and again, it happens — more often in an independent store, where the owner will say, “Well, you’ve been a great customer; I am going to give you a 10% discount just because…”.  Just because what?  No reason — just because it is Saturday; just because you are pleasant; just because I wanted to, etc.

That is the nature of an arbitrary discount.  However, what about an arbitrary discount when it is not in your favor?

In a Federal Disability Retirement case, the OPM “Medical Specialist” may deny a Federal Disability Retirement application with the following reasoning: “Your treating doctor is not a specialist in treating X.  The restrictions placed on you are therefore invalid and you have not shown that you are disabled.”  WHAT?  And yet — it is just another arbitrary discount — the discounting of your treating doctor as a valid person to make reasonable medical decisions; it just so happens that such an arbitrary discount is not in your favor.

Even though, of course, the law supports you in every way and even though OPM’s opinion should be discounted entirely.  But hey — OPM is the independent owner of the “store”, and they can do what they want, right?

Contact an OPM Disability Retirement Attorney who can and will fight against such arbitrary discounts.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Disability Retirement for Federal & Postal Employees: The Here and Now

Ultimately, that is what matters; it is that which is really real; it is the only thing which keeps a person going.

We can become entrenched in the past and remain embroiled in the hurts of our past — of a chaotic childhood, a devastating experience in youth or a traumatic period in early adulthood leading to a post-traumatic paralysis; or, one can submit to the fear of the future — of employment lost, careers destroyed, old age being anything but the sunset of comfortable lives, etc.

Past and future — too much focus on either robs one of the enjoyment of the here and now.  For, it is the present encounter with reality which determines the phenomenology of an existential meaning — what we feel, believe, think and do.

Thus, if a medical condition prevents us from enjoying the here and now, then all meaning is lost to the past or future.

If you are a Federal or Postal employee who can no longer perform one or more of the essential elements of your present Federal or Postal position — of the “here and now” — contact an attorney who specializes in Federal Disability Retirement Law and begin the process of trying to regain the here and now, thereby putting aside past traumas and future worries by obtaining a Federal Disability Retirement annuity here and now.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement Application Denial: OPM’s Corner of Truth

The term is often applied in economics, where market “forces” represent a quantifiable share of profits and monopolies rule — that such-and-such company has “cornered” the market.  Then, of truth, but in a negative way — that no one has a corner on truth.

In a Federal Disability Retirement case, the U.S. Office of Personnel Management expresses their “corner of truth” in a denial letter — by taking selective extrapolations from medical reports and detailing (sometimes) why certain statements “prove” that a person is not disabled in a Federal Disability Retirement case; or, by asserting that there were no “deficiencies” in one’s past performance reviews; no attendance problems; no conduct issues.

It is a matter of coming up with enough proverbial “holes” in one’s Federal Disability Retirement case, then concluding that the Federal Disability Retirement applicant has “failed” to meet the “criteria” in a Federal Disability Retirement case — and these, in their totality, constitute OPM’s corner of truth.

How to counter this, and what to do to rebut OPM’s corner of truth?  By gathering additional medical documentation; applying the case-law which provides a countervailing view; creating the necessary nexus between the facts, the law, and the medical evidence, and presenting it to OPM in a sufficiently coherent manner as to change OPM’s corner of truth into a truthful tale which tabulates the totality of one’s actual case.

Contact an OPM Medical Lawyer who specializes in Federal Disability Retirement Law and make sure that OPM’s corner of truth is not the dominant quarter; for, in the end, no one has a corner on truth — but merely one of many corners.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement for Federal & Postal Employees: The Fade of Memories

The following statement is likely not a controversial one: 2020 is/was a bad year.  The pandemic; the economic devastation for so many; the contested national election; the various shut-down orders; the caution not to gather and celebrate with even family members; the isolation; the fear; the constant drumbeat of Covid-19 victims.

These are but a few.  Years from now, will the fade of memories give us a different perspective?  Will this past year — like other years in human history — be kinder in memory than in reality? Will words posited by historians in describing 2020 have adequate force, sufficient articulation and relevant linguistic constructs such that they convey the true sense of this past year?  We shall see.

The fade of memories is an important “talent” which human beings possess.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, isn’t that the whole point — of trying to reduce the stress, to be able to focus upon one’s health, and to attempt to regain some semblance of sanity; and so long as the medical condition impacts one’s ability and capacity to continue working, the devastation wrought by a medical condition will remain at the forefront of one’s daily living.

Contact an OPM Medical Retirement Lawyer who specializes in Federal Disability Retirement Law, and see whether or not the Fade of Memories will not only bring 2020 as a mere passing dream, but as well to obtain a Federal Disability Retirement annuity in order to help improve one’s quality of life.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: When Health Mattered

When we were young, it didn’t matter.  It “mattered” in a hypothetical sense — but it was essentially a problem for older people and those who hit unfortunate circumstances.  Things “matter” only when it actually matters, and rarely on a theoretical level.

Do you look at the detailed language of your insurance policies — whether on our homes, our health or our cars?  Or, do we just quickly agree to the general terms of coverage, then file away the multi-paginated policy itself until that day we hope will never come, suddenly arrives?

Health, too, matters not in our youth; in the middle and later years, when time has finally ravaged and tested our mortality and frailty, suddenly we begin to experience the impact of our folly-filled past.  When health mattered — when did it?  It always did; we just ignored it in the folly of our youth.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can recognize that health matters because it impacts our ability to remain employed, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider the next steps in preparing, formulating and filing an effective Federal Disability Retirement application, under FERS, to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Disability Retirement under FERS: Change of Circumstances

The quantitative and qualitative changes; to what extent and degree; the consequences of the alteration; the impact; the need for adjustments or “accommodations”; these, and many more, determine the response required following a “change of circumstances”.

Death of a spouse; illness of a child or close relative; loss of income; increase of death — these, and many more, constitute a significant and substantive change of circumstances in one’s life.  Being outsourced, outmoded or deemed as obsolete; of being replaceable, fungible or no longer needed; in these technologically challenging times, we are all subject to the whims of a society focused upon productivity and not on human value.

A medical condition is considered a major change of circumstances, and can lead to the negative result of obsolescence.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the change of circumstances necessitates triggering of an effective filing for FERS Disability Retirement benefits from the U.S. Office of Personnel Management.

The medical condition itself is the “change”; the circumstances are comprised of the nexus between the medical condition and the impact upon one’s inability to perform all of the essential elements of one’s job; and it is this combination of “change” and “circumstance” which should prompt the Federal or Postal worker to contact an OPM Disability Attorney who specializes in FERS Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Employee Disability Lawyer