Office of Personnel Management (OPM) Disability Retirement Benefits: What I Missed

Often, it is now known until it is too late.  “What I missed”, or failed to do, or did too much of — said too much, gave too much information, etc., all comes under the general headline of, What I missed.  Of course, in some disciplines, that “missing piece” could be critical — as in a missing bolt or structural beam in building a house, a building, a highway overpass, etc.

In Administrative Law, as in preparing, formulating and filing an effective Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management, “what I missed” could result in a denial of one’s Federal Disability Retirement application with OPM.

Fortunately, there are additional opportunities to correct what I missed, both at the Reconsideration stage of the process and, if necessary, before an Administrative Law Judge at the U.S. Merit Systems Protection Board.

“What I missed” can often be prevented by having a lawyer who specializes in Federal Disability Retirement Law, but even then, just understand that while most mistakes are correctible, the one mistake that is difficult to repair is to put blinders on OPM once they have seen something.

Contact a disability lawyer who specializes in Federal Disability Retirement Law, and preempt that agonizing feeling that occurs when you submit a Federal Disability Retirement application under FERS with OPM on the uneasy feeling of “What I Missed”.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement: Delaying the Inevitable

In our “heart of hearts”, we already know.  Whether it is a broken relationship, an unrepairable mechanical device, the old air conditioning and heating system that has seen its last days — or of needing to file for Federal Disability Retirement benefits under FERS — we already know; and yet, we delay the inevitable.

Do miracles happen?  If we stop thinking about it, will the problem just somehow go away?  Out of sight, out of mind?  Human beings have that capacity, don’t we?

Whether it is beyond the next mountain, sometime after Labor Day, maybe in the New Year — or “sometime next week” where next week is always the week after; whatever the timeframe we allow for the delaying of the inevitable, we focus upon a hope which surely must someday encounter the reality of our circumstances.  The inevitable is just that — a reality which we must face; but the delay allows for an interlude and self-delusion to procrastinate the encounter with reality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, delaying the inevitable — of needing to file for Federal Disability Retirement benefits under FERS with the U.S. Office of Personnel Management — is often engaged in because of the great hassle in facing a dominant and dominating Federal bureaucracy.

Contact a FERS Disability Attorney who deals with OPM on a daily — nay, hourly — basis, and leave the inevitable to an experienced lawyer in preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employees with Disabilities: Simplifying the Complex

Genius is to comprehend the complex; competence is to utilize it; adequacy is to merely get by with it; to be lost is to become mired in it.  The world is complex.  Balance in a life is complex.  Trying to survive in a complex world requires a balancing act that even the most skilled tightrope acrobat can barely accomplish.

Once, when a reporter asked a mountain climber who had successfully scaled the North Face of the Eiger “why” he does what he did, the reply was: “When I am climbing, my only focus is to survive.  I do not need to think of anything but the next step, the next hold, and to ascend inch by inch.  Nothing else matters but the moment.”

But that life could be lived within the paradigm of that philosophy — of “living for the moment.”  To do so, of course, would require setting aside the baggage from one’s past and ignoring the tumultuous considerations for the future.  For most of us, we simply cannot live like that.  In this complex world, we try and “get by” through simplifying it — bifurcating it into comprehensible and digestible components; attending to each one at a time; then starting all over again at the beginning of the next day.  To simplify the complex is a skill-set that one must attain in order to just survive.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the complex universe of an administrative process like filing for Federal Disability Retirement benefits is a bureaucratic morass that will often require legal advice, guidance, assistance and counsel.

It is the job of an attorney who specializes in Federal Disability Retirement Law to simplify the complex.  Consult with an attorney who specializes in Federal Disability Retirement Law when preparing, formulating and filing for Federal Disability Retirement benefits, lest you find that the complex remains too complicated and the next mountain to climb has become too steep an obstacle, like the North Face of the Eiger.

Sincerely,

Robert R. McGill, Esquire

 

Federal OPM Disability Retirement: Hope for tomorrow

“Tomorrow”, as a word written today, pointing to a dimension beyond; to a vantage and perspective not yet realized, and forever to be referenced by a future date yet unknown.  When read tomorrow, it leads to the next day; and when looked upon the next day, to the following day again; and in this eternal sequence of tomorrows, whether written today, tomorrow or the next day, it forever reminds us that hope lies not in the morass of today’s problems, but in the change of things yet to be realized.

Yes, yes — we all recognize the scoffing that often surrounded the political banner of that famous phrase, “hope and change” — but that is merely because the potency of words, concepts and formulated paradigms lose their efficacy once they are used within a public arena that turns into a campaign slogan. Hope is always for tomorrow; for, without tomorrow, hope remains fallow as the desert that once promised a fertile reserve but never realized the rivers that had dried up because of the changes of the subterranean shifts in tectonic quakes that others failed to predict.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the hope for tomorrow will often include the preparation, formulation and filing of an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS and CSRS Offset.

Today is already filled with the overwhelming problems that beset any Federal or Postal employee with a medical condition; it is for tomorrow that an application for Federal Disability Retirement must be considered, and that is the ray of hope that includes tomorrow, and the day after, in preparing and formulating an effective Federal Disability Retirement application — today.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from Federal and Postal Jobs: Inconsistency and specificity

The two legal standards dominant in a Federal Disability Retirement case must often be alternatively applied depending upon the nature of the positional duties involved.  It may be appropriate to speak in terms of “functional capacities” and specified duty restrictions when it comes to physical work that involves descriptive mechanical work — i.e., being able to lift a certain amount (for most Postal employees, up to 70 pounds); bend, lift, stand repetitively throughout the day; or even in climbing ladders, remaining balanced while working on a scaffold; utilizing power tools, etc.

For more cognitive-intensive, focus-driven administrative/executive positions that require sustained and sedentary periods of consistent application, the more generalized standard as pronounced in Henderson v. OPM may be better argued — one of inconsistency and incompatibility between the job duties as a whole because of the cognitive dysfunctioning that results from the high distractibility of pain, lethargy from Major Depressive Disorder or paralyzing panic attacks from Generalized Anxiety Disorder, etc.

Or, take the work engaged by an Air Traffic Control Specialist — there is an admixture of the “inconsistency standard” as well as “specific” elements where sustained focus and concentration is reliant upon the safety and lives of hundreds, if not thousands, of people.

The two legal standards in a Federal Disability Retirement case are not mutually exclusive, and they need not be argued so before the U.S. Office of Personnel Management and beyond, at the U.S. Merit Systems Protection Board (MSPB).

Medical conditions need to be described in a “nexus-form” to the positional demands of a Federal or Postal job, for ultimately that is what a Federal or Postal employee who is filing for FERS Disability Retirement benefits is retiring from — a position description, and not necessarily the actual job that one is working at.

The disabling medical condition that the Federal or Postal employee is suffering from may both be inconsistent and possess descriptive specificity which require restrictions; and, conversely, it may be that certain elements of one’s Federal or Postal position description may require restrictions, leading to the conclusion that the position as a whole is inconsistent with the suffered medical conditions precisely because of the specific, 1-to-1 ratio of “essential element” to “identified medical condition.”

Thus can both standards be argued and used as a sword against OPM”s argument that “specific elements” need to be shown in each and every case, which is simply NOT the case.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Disability Attorney

 

Federal Employee Disability Retirement: The limited reservoir

What if the reserve is limited, but we are never informed of it?  Perhaps the gods, fate or however the source of creation is defined, has placed a quota upon the extent of that which is expended, but we are never included in the corporate decision-making process – then, what?  Death, insanity or just plain debilitation and stoppage of activity; is that what we call “an unfortunate end”?

By “reservoir”, we normally mean that natural or artificial accumulation that is used for a specified purpose – the town’s water supply; a special cache of good wines; or perhaps, even that sixth player who is left sitting (a temporary “bench warmer” – though, perhaps in this climate of everyone being nice to each other, such terms are no longer considered appropriate) aside until a burst of fresh input is needed.

Concurrently, we expect that any depletion from the cistern is consistently replenished, except during periods of extreme droughts when we are forced to systematically make use of it with the justification that it is that for which we reserved it in the first place, and when times are better, we will take care in replacing that which seemed limitless just an eon ago.  And, why is it that when the main tank has been completely re-filled, we have a tendency towards excess and lavish spending, but when we hit the “reserve” indicator, suddenly we act with frugal caution and become responsible conservationist?

Is it because of our hereditary backgrounds as hunters and gatherers during a time of unknown and tenuous circumstances, when bodies hungrily stored fat in order to survive during those times of want and scarcity?

What if we are left with a limited number of words in life, and once expended, we become transformed into unnoticed mutes wandering across time, traversing the silence amidst others who have saved their reserve for future accessibility?

Life often “feels” like that – of having reached a point of depletion where the quota has been reached, the reservoir has been emptied, and the excess energy expired.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, it often seems as if the reservoir needed in order to reach that golden mark when retirement age and cumulative years of Federal Service coalesce to allow for passing across the proverbial “finish line”, has been too early depleted.

Unfortunately, medical conditions hasten the reservoir of time, energy, patience and capacity to withstand the daily toil of workplace stresses and employment concerns, and there is often a need to access an alternate source of supply.

Federal Disability Retirement allows for that; it is a means to recognizing that the reservoir is limited, and that the medical condition has reached a critical point where replenishment is no longer an option.  Yet, even after a Federal Disability Retirement is achieved, the Federal and Postal worker can go out into the private sector and remain productive, and under the law, is allowed to make up to 80% of what one’s former Federal or Postal position currently pays, and still maintain employment and receive the annuity.

For, while the reservoir of one’s life and talents may indeed be limited, it is the limitation of self-imposed stubbornness in refusing to acknowledge that the medical condition has reached a critical point, that often defeats and depletes long before the fuel gauge indicates a warning light of that ever-blinking “danger” point.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Comfort Zones

For animals, they are often designated as “arc of flight” — that invisible periphery where violation results in immediate retreat or thoughtless stampede.  For humans, it is identified as one’s “space”, or “privacy bubble”, and while self-control and societal norms have curtailed and somewhat dulled the thousands of years of evolutionary refinements to reactive instincts, the palpable discomfort manifested, the shifting unease of taboos violated, and for some, an onset of panic and heightened anxiety are the resulting characteristics of Darwinian antecedents.

Comfort zones apply to the generic aegis of such unseen safety nets.  For most of us, it is comprised of predictability and the security which comes from repetitive monotony.  That is why, even to one’s detriment, one will cling to the known quantity, even if the attraction of the unknown outweighs with obvious benefits and accruals.  Like the frog which sits calmly in a pot of water ever increasingly rising in temperature, the person who walks about within the confines of one’s comfort zone is in danger always of violative harm.

For the Federal employee and the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, the question of the flashpoint — the intersection of continuing in one’s capacity and the harm it inflicts by doing so — is a complex admixture of needs, wants, comfort zones and the desire to persist.

Federal employees and U.S. Postal workers are a hard-working bunch who, in their collective stubbornness, refuse to give up.  Whether under FERS, CSRS or CSRS Offset matters not; it is not the system, the benefits nor the years of service; rather, it is often the career itself and the involvement with the “mission of the agency”.  It is a sense of belonging, of being part of a group of individuals, an agency, a department, and always with a sense of purpose and sometimes with a clarity of future endeavors.

Having gone to work for these many years, the value of daily routine cannot be underestimated, and therein lies the essence of one’s comfort zone:  life and the foreseeable future.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a violation of one’s comfort zone.  It is tantamount to entering the arc of flight for a flock of sheep, or the privacy bubble at a social gathering.  But when a medical condition mandates the necessity of a step for self-preservation, any consideration for one’s comfort zone should be set aside, as the road to attaining the purposive end of an OPM Disability Retirement annuity may test the very fabric of invisible characteristics yet to be revealed.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Attorney: Out to Pasture

There is a natural proclivity by the previous generation to resist the transference of authority before its designated time; the conflict arises not as to the inevitability of such change, but rather as to the appropriate context, procedural mechanisms instituted, and the care and sensitivity manifested.  And that is often the crux of the matter, is it not?

The brashness and lack of diplomacy and propriety; the insensitive nature of youth in trying to take over before paying one’s proper dues; and a sense that the young are owed something, without paying the necessary price through sweat and toil.  And the older generation?  From the perspective of the young, they are often seen as intractable, unable to face the reality of the inevitability of generational transfer; the ideas once seen as new and innovative are mere fodder for laughter and scorn.

Such treatment of those on their “way out” are often given similar application for Federal employees and U.S. Postal workers who show a need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  Such employees are viewed as those being “put out to pasture”, and as something less than human, partial in their worth, lacking of completeness, and needing to be shoved aside to make room for the healthy and fully productive.

Resentment often reigns; the insensitivity of the approach of agencies in their bureaucratic indifference is often what prevails; and once the exit is complete, those who were once the warriors and conquerors of yesteryear, are mere vestiges of forgotten remembrances of dissipating dew.

Always remember, however, that there is another perspective than the one which is left behind.  For the Federal or Postal employee who is put out to pasture by one’s agency, there is new ground to break, fresh challenges to embrace.  The pasture that one enters need not be the same one that the former agency considers; it is the one which the Federal or Postal Disability Retirement annuitant plows for himself, and whatever the thoughts and scornful mutterings of that agency left behind, they now have no control over the future of the Federal or Postal employee who has the freedom to follow the pasture of his or her limitless dreams.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability under FERS, CSRS or CSRS Offset: To Fly a Kite

It is the epitome of a pleasurable moment, of engaging a mindless activity which spurs thought; and so to fly a kite is to soar with winds beyond our reach.  Does a life lived vicariously live life lifelessly?  As the flapping breeze at heights unreachable carries it airborne with but a thread to preclude its sudden spiraling away and into an abyss of telephone wires, treetops and treacherous heights of threatening snags, it is that hand which holds steady the coil of connection which controls length, movement, and steadiness of stability.

How tenuous is the reed of life?  When once youth masked the viscosity of existence, where mortality seemed but a yarn of empty rocking chairs and tall tells in the shadows of the flickering embers of a warm fireplace; and how the tenacity we maintained with vigor and vitality concealed those fears we harbored as we set about to conquer the challenges of an uncertain world; but when the fanfare subsided, and the promises of unspoken ceremonies fell silent before the finish line, the realization that life is but a short span of eternity where worth and value can be embraced only by measuring the momentary warmth of a hug or holding a gaze with a loved one for a millisecond beyond the practical, then does one finally achieve a balance of peace in a universe of turmoil.

The holidays tend to bring such realizations to the fore; so do medical conditions and their impact upon body, mind and soul.  If by “soul” we attribute, just for a moment, not that controversial component of man where existence beyond the ephemeral world of matter must by belief encompass eternity, but instead, the aggregate of man’s complexities:  of mind, physical body, consciousness, the heart and vegetative divisions, etc. — then it is indeed the totality of man who is impacted by a medical condition.

For Federal and Postal employees who find themselves with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, the tenuous reed of life becomes exponentially magnified because of the stoppage of career, intervention of life’s goals, and interruption of all of the “things” that need to be done.  An interrupted life is like the proverbial ship without sails; the moorings have been damaged, and one senses a drifting without control.

Filing for Federal Disability Retirement benefits is a pragmatic step for the Federal employee or the U.S. Postal Worker who cannot perform each of the essential elements of one’s Federal or Postal position.  When a medical condition impacts a Federal or Postal employee, it is the pragmatic steps — the ones which can actually realize a practical outcome — which counts for something.

If you are a Federal or Postal employee under FERS, and you have at least 18 months of Federal Service, then you have already met the minimum eligibility requirement to file for Federal Disability Retirement benefits.  If you are a dinosaur under CSRS or CSRS Offset, then you have likely already met that requirement, anyway.  All that is necessary is to put together a case of proving that one’s medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, by a preponderance of the evidence.

For, in the end, it is that thin thread which guides the pleasure of flying a kite which stands between chaos and connectivity; letting go should not be the only option; it may just be a little tug which is all that one needs, in order to steady the flight of life and retain that childhood sense of invincibility.

Sincerely,

Robert R. McGill, Esquire