FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: Grasping at Straws

The etymology of the phrase comes either from Thomas More’s work, Dialogue of Comfort Against Tribulation (1534), or from a later work by Samuel Richardson — a novel entitled, Clarissa (1748).

The idiom itself is perhaps misinterpreted, as we think of “straws” as that plastic contraption (or, more recently, that environmentally-friendly one made of paper which begins to disintegrate the moment you take your first sip) created as a thin tube for soft drinks and the like.

“Straws”, in older times, however, refers to thin reeds which grow by the side of a river, and a man who is drowning may futilely grasps at such thin reeds in an attempt to save himself.  In today’s world, the idiom may imply an act or decision-making process, usually in a state of desperation, without sufficient knowledge or data, leading one to “grasp at straws” — entities which will not help you out of your state of desperation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to perform all of the essential elements of your job, there is often a sense of “grasping at straws” as you flail about trying to retain the shambles of your career.

Conversely, the idiom may also apply at some of the illogical reasonings given by the U.S. Office of Personnel Management in denying a Federal Disability Retirement case — of “grasping at straws” to find a basis for denying a FERS Medical Retirement case.

In either case, it is important to contact a disability attorney who specializes in OPM Disability Retirement Law, and begin the process of grabbing onto the substantive basis of a Federal Disability Retirement case, and not allow for the futility of grasping at any straws along a fictional river where desperation should be left to myths, fairytales and idioms of old proverbs.

Sincerely,

Robert R. McGill
Lawyer specializing exclusively in Federal Disability Retirement Law

 

Federal Disability Retirement Lawyers: Guarantees

It turns out that — in this time of modernity where language can persuade anything and anyone on everything everywhere — that a guarantee is not quite what it proposes.

Is a “money-back guarantee” a guarantee at all?  To say to X, “I guarantee you an outcome-O; but if it doesn’t turn out that way, then I will give you your money back.”  Huh?  How is that different from no guarantee at all?

Okay, so maybe you receive a refund — but you are in no better position than if no guarantee was made to you to begin with; it’s only that you received a refund of your own money with nothing else to show for it.

Disjunctives essentially nullify the affirmative assertion of a statement.  Thus, to say that, Well, I guarantee you X or (beware of that disjunctive) if X doesn’t occur, then Y — is to merely give with one hand and take it back with the other.

Life in general, as we all know, rarely has any guarantees at all.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the process of filing for FERS Disability Retirement benefits is complex enough without being mislead into thinking that entitlement is a guarantee.

It is a benefit that must be fought for, and as all fights worthwhile have a cost to be paid, it is well to consider that an attorney who “guarantees” an outcome should be approached with caution.  Seek the advice of counsel who provides worthy guidance — not one who “guarantees” something that cannot be guaranteed.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The historical data

How much historical data is too much?  Is there a correlation between “too much” and “loss of interest”? In other words, when a history book is written, does the interest shown by the reader begin to wane when a certain point of quantitative overload begins to overwhelm?  Further, does the audience for whom the historical data is written depend upon the extent given?

Certainly, “popular” historical narratives provide “juicier” content than more “serious” biographies, where the salacious aspects of a person’s life or of an event are put to the fore, as opposed to relegating them to footnotes or in those “fine print” pages at the back of the book.

If, for example, data is compiled for an internal study for the “Historical Society of X”, then certain detailed information without limitations might be included — i.e. how many times this or that civilization went to war, went to the bathroom daily, ate one kind of fruit as opposed to another, etc. But if that “study” were to be made into a biography of an indigenous tribe, to be sold to the general public, it might leave out certain of the more uninteresting data, or placed in footnotes or “background notes” at the back of the book.

At what point does a historical narrative become “tedious”?  Again, is there a correlation between “interest shown/sparked/waning/losing” and the extent of data provided?  Is there a “qualitative” difference as opposed to sheer quantitative overload?

These issues are important to keep in mind when a Federal or Postal employee begins to write one’s narrative in response to questions posed on SF 3112A, Applicant’s Statement of Disability.  For, there is always a tendency on the part of the Federal or Postal applicant to have this unquenchable desire to “tell one’s story”, as opposed to answering the question on SF 3112A in as precise, concise and incisive manner.

At times, some amount of historical background may be relevant and somewhat necessary, but unlike “internal studies” that have no cognizable consequences in providing “too much” information, an overabundance of irrelevant data provided may have a duality of negative results: First, it may take away from, and diminish, the “main point” of the narrative, and Second, you may be providing information that is inadvertently harmful to one’s OPM Disability Retirement case without intending to.

Remember always in a Federal Disability Retirement case, that the eyes that once see cannot be blinded after the fact, and it is better to provide information as a supplemental means in a Federal Disability Retirement case, than to have to explain, correct and amend after a denial is received from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: The shaken confidence

Tree limbs can be shaken; hands can shake, evidencing some agreement or initial salutation of a wordless sort, or even accompanied by some utterances; and the earth can shake as the subterranean tectonic shifts invisible and otherwise unnoticed, which then can result in tsunamis and other natural disasters.

The shaken confidence can take many forms; and the forms themselves cannot so easily be identified.  It presumes, first of all, that there was “confidence” to begin with, lest that which is shaken could not possibly have occurred unless it preexisted the loss of it.  Yet, too often, the evidence of its very existence is merely the lack of any contrary characteristic — i.e., a negation that fails to manifest existence and thus cannot actually be proven.  Of a person who walks about without any noticeable trace of lack — do we say of him or her, “He has confidence’?  Or is it just the one who has an overabundance of it, who struts around like a proud peacock or a rooster who takes no guff of whom we attribute “overconfidence’?

In normal discourse we just assume that, unless there are indications to the contrary, everyone who stands and walks amidst and among us possess some level of “confidence” or, in more particularized form, of “self-confidence”.  What are the events or issues that “shake” it, and what can an attribution of such an event mean?  Perhaps it is triggered by some tragic source — a trauma of a very personal nature, of death or an accident, perhaps; or can it be by mere utterance of words, of a berating boss or an insensitive spouse?  Or, how about a realization that one’s presumed immortality is simply not so?

None of us believe in immortality — at least, not in the sense that we will live forever walking about this earth.  Yet, until an event “reminds” us of our mortality, we take it for granted that life goes on as the day before, and the day before that; and so the concept of immortality resides by avoidance or ignorance, until something “reminds” us that, indeed, mortality is the nature of life, and flesh is by each instance and in incremental subtlety progressively deteriorating within the microscopic cells of slow degeneration.  And of a medical condition — can it be the source of the shaken confidence?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job — the shaken confidence resulting from the progressively deteriorating medical condition is just as real as the earth that trembles and groans from tectonic shifts that moves and crumbles the structural integrity of high engineering feats.

Federal Disability Retirement is often not a choice made in confidence, but from a lack thereof; for, a medical condition cannot be viewed within a vacuum of a mere diagnosis that can be surgically extracted; rather, a medical condition is a sequence of aggregated tragedies — of the medical condition itself; the symptoms which result; the impact upon one’s personal and professional life; of the effect upon family and friends; of the triggers upon one’s psyche as well as the physical pain and mental anguish experienced.

In short, the shaken confidence of the one who used to walk about the earth as if you owned it, and preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is simply the first step in regaining that “shaken confidence” that was once a day before in a time now long forgotten presumed to have always been there.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement Claims: Of myths and unicorns

We too often consider myths and unicorns as those ancient stories based upon an error in analysis of transcendental or metaphysical concerns; that, somehow those “old folks from the past” (you know, the Celts, the Druids, the Normans and Romans and all of those other funny-sounding names once remembered for multiple-choice tests but otherwise lumped together as so many knights in shining armor with large red crosses painted across their chests) just didn’t understand the laws of the universe, Newtonian Physics or Einstein’s Theory of Relativity (even though we ourselves, or most of us, barely comprehend even the surface of such conceptual constructs), and that through misapprehension of the underlying “scientific” principles that were yet undiscovered or unrecognized, our sophistication in modernity can easily dismiss those beliefs of yore, of myths and unicorns.

But of our own myths and unicorns, of course, we can justify, though we cast away objective truth by a mere dismissive wave of the hand with certainty within the insularity of our own opinions, and declare dead the Platonic Forms or Aristotelian logic that once dominated the Western sector of the universe, and thereby cling to the very myths and unicorns we have created, though new and refreshing they may be or seem.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to distinguish between myths (i.e., those stories of the ancients that are told around bonfires and sacramental declarations in the corridors of echoing halls), unicorns (those folklore creatures still believed to be in existence by some, like hobbits and gnomes) and The Law (that funny creature that creeps about in the dark recesses of doubtful minds, that somehow governs the day to day activities of most, and for the particular Federal or Postal employee who must consider filing for Federal Disability Retirement, some specific application to protect one’s rights).

Before you begin the process of preparing, formulating and filing for Federal Disability Retirement, know The Law by consulting with an attorney who specializes in Federal Disability Retirement Law so that you do not mistake the misapprehension of the universe of Federal and Postal actions like so many myths and unicorns that yet pervade among us.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Claims: The chasm between illness and time

Illness creates the need for time and forces time to stand still for treatment, recuperation, attending, and resting.  Time is the commodity we no longer have in modernity, where the busy-ness of life’s travails just to survive forces everyone to walk about in a daze of exhaustion and thoughtless fatigue for fear of failure in this driven society.

The chasm between illness and time is that blur of life that happens so quickly that any notion of enjoying, of pausing, of that proverbial “stopping to smell the roses” is quickly dispensed with, thrown out the window along with the baby and the bathwater.  There is no chasm, no space, no time between time, and that chasm between illness and time develops only because we are forced to create it – by waiting for the doctor, waiting for the diagnosis, waiting upon the prognosis, waiting for the treatment to take effect, waiting for the medication to kick in; waiting, and allowing for the development between illness and time.

Time, according to Augustine, is the anticipation between memories held and events thought to occur based upon present circumstances beheld.  Physicists and Astronomers would differ, and would instead refer to moving objects and spatial divides that account for past memories, future movements and the sense of eternity in between.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition necessitates considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the chasm between illness and time is better marked by anticipating what the Agency or the Postal Service will do (rather predictable, given their negative track record on how they treat employees in general), determining the future of staying put in a job where one is no longer able to perform one or more of the essential elements of the Federal or Postal position; and, based upon the medical condition itself, to weigh that against the lengthy process of getting a Federal Disability Retirement approved at the U.S. Office of Personnel Management.

There is a chasm between illness and time, but the best time spent is in preparing for the future, and perhaps consulting with an attorney who specializes in practicing Federal Disability Retirement law.  Just a thought to pass the time away.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Different hats, many roles

We all wear them, don’t we?  Husband, parent, worker, co-worker, supervisor, babysitter, grandparent; or, to remain neutral and non-sexist, wife, mother, worker, co-worker, supervisor, babysitter, grandparent, etc.  There, we have dispensed with any allegation that we have not been fully “balanced” in our perspective, allowing for an all-inclusive approach so that no one feels left out.

Yet, if you closely scrutinize the “list” that was previously posited, you will find the slight nuance of a difference between the two – instead of the neutral “parent”, the word “mother” was unscrupulously inserted, and those who are hypersensitive may want to shout, scream and otherwise pour out a stream of invectives in alleging that such a differentiation in the distinction between “parent” and “mother” reveals an underlying motive, unseen and concealed baseness that betrays a discriminatory or biased intent in the writer of such a list.

Such subtle distinctions are supposed to “uncover” and reveal that which was previously skillfully (or not so skillfully) disguised and only subconsciously manifested in an accidental revelation not previously presumed.  But is this fair?  Does the mere wording based upon previously-accepted normative paradigms necessarily compel a conclusion of subjective intent?  Or, should it instead merely trigger an intermediate step of clarification?

Clarity, of course, is the foundation of communication, and wearing different hats in many roles can often confuse the acuity of defined roles.  For instance, does the Federal or Postal employee who is “disabled”, does he or she have certain “rights” that can be protected?  Does a request for an accommodation have to be submitted before a Federal Disability Retirement application can be filed, or is submission of a requested completion of SF 3112D sufficient to satisfy that legal criteria?  Does the “different hat” that the Federal Disability Retirement applicant play – of a “disabled applicant for OPM purposes – mean that there is now a “different role” that the Agency must play, or that OPM must recognize during the process?

We like to think that while the world around us changes, we remain steadfastly “constant” in who we are and what we stand for; but the reality is that, when a medical condition strikes at the heart of a person’s occupation, preparing a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, requires at the outset when we have to wear different hats, the accompanying different roles will require a reassessment as to the viability of what our next steps will be, especially when preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Redshirt

In athletic parlance, it refers to an individual and a status, allowing for a fifth year of eligibility when the rules mandate a restriction to a four-year period.  The word itself is quite malleable, and reflects well the technicality involved in avoiding the direct letter of the language.  Being a redshirt (noun), a redshirt freshman (adjective) or redshirted in his first year (verb) reveals to us the capacity of language to jump like grammatical forms of hopscotching that amazes and intrigues; and the cautionary prelude to a wink-and-a-nod is prefaced with, “You are being too literal”.

It only proves the point, doesn’t it — of the age-old adage that rules are created with the intent of being broken; or, at least bent in order to fit?  For, once such rules were imposed in order to allow for “fairness” in collegiate sports, the “legal technicians” (i.e., lawyers) went immediately to work upon coming up with novel interpretations, strategies for avoidance, and advice to extend beyond what the limitations allowed.

“Redshirting” was one of the devised methodologies – of allowing for everything up to the critical line of demarcation:  that of playing in a game itself.  Thus, the redshirt can practice with the team throughout that entire year of eligibility, but such actions do not count; the redshirted freshman can attend classes, be a full-fledged partner in the “college life”, and yet his participation is not marked against him or her; and to be redshirted in that year of eligibility allows for growth, maturity, advancement in development – all without “using up” a year of eligibility by being sacked a hundred times during the season and becoming a shattered soul devoid of self-confidence and losing assurance of one’s talents and skills.

It is, within the athletic community of college consortiums, a brilliant strategy to deftly avoid the burden of rules; for the greater society, it reflects the essence of what is wrong, precisely because it is a deliberate attempt to avoid the literal language of the rules.  Yet, that is true of almost everything in life, is it not?

Careful study; identifying the loopholes; then initiating the strategy to maneuver around landmines and obstacles.  Is it any different than a hunting party tracking a prey, sniffing out the signs of predatory confirmation and taking in information and adapting accordingly?  Rules, regulations and laws may well be designed, initially, at least, to address a specific problem; and, out of the cauldron of an enacted statutes, comes multiple other problems and issues because of the malleability of words and imprecise linguistic pauses.

Preparing an effective Federal Disability Retirement application is no different.  It is a necessary prerequisite to identify the legal language of eligibility; define the issues; identify whether or not the Federal or Postal employee considering such an option “fits into” the legal criteria circumscribed; then to proceed to “redshirt” one’s own situation and devise a methodology for eligibility.

Compiling the evidence, formulating the proper narrative, and presenting an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, can thus be likened to the redshirting of a freshman – in order to extend one’s life beyond the debilitating medical conditions otherwise shortening the career of a promising Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Living “As If”

We all engage in it; it is a pastime, of sorts, which is enjoyed by the multitude, and reveals the imaginative capacity of the human animal, but with lingering questions concerning the evolutionary viability and purpose as to the utility of the need.

James Thurber’s “Walter Mitty” (the full title of the short story, which first appeared in The New Yorker in 1939, is “The Secret Life of Walter Mitty”) relished the inherent escapism provided by the contrasting chasm between the monotony and oppressive reality of daily living in comparison to the far reaches of one’s imagination, thereby revealing the unconstrained heights of the human mind.

Living as if the reality of the objective world is not as it is, can be both enjoyable and healthy.  In this technological age of unfettered virtual reality, of computer-generated imagery melding the borders between that which constitutes reality and fantasy; and where little room is left to the imagination; perhaps the death of the world of imagination is about to occur.  Is that a good thing?

The problem with living “as if” has always been the other side of the two-edged knife:  the value of the first edge was always the creativity and imagination which revealed the powers of the human mind; but too much escapism, and one entered the world of self-delusion and consequential harm resulting from inattentive avoidance generated by reality’s harshness.

Some things just cannot be put aside for long.  Medical conditions tend to fall into that category, precisely because they require greater attendance to life, not less.  And that, too, is the anomaly of daily living:  when calamity hits, the world requires more, just when it is the reality of human compassion and empathy which is needed.

In the world of fantasy, those values of virtue which makes unique the human animal become exaggerated.  We enter into a world filled with excessive warmth, humanity, empathy and saving grace; when, in reality, those are the very characteristics which become exponentially magnified during times of crisis.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties in the Federal government or the U.S. Postal Service, the idea that the workplace may reveal support and accommodation for one’s medical condition is usually quickly and expeditiously quashed.

Federal and Postal workers who have given their unaccounted-for time, energy, and lives throughout the years, and who suddenly find that they cannot perform at the level and optimum capacity as days of yore, find that reality and fantasy collide to create a stark reality of disappointment.  When such a state of affairs becomes a conscious reality, consideration should always be given to filing for Federal Disability Retirement benefits.

It is an employment benefit accorded to all Federal and Postal employees, whether under FERS, CSRS or CSRS Offset, and must ultimately be filed with the U.S. Office of Personnel Management (if one is still with the agency or on the rolls of the U.S. Postal Service, then the application for Federal Medical Retirement must first be filed through one’s Human Resource Office; or, if separated but less than 31 days since the date of separation, also through one’s own agency; but if separated for more than 31 days, then directly with OPM, but within 1 year of separation from Federal Service).

In the end, of course, the wandering imagination of the human mind only reveals an innate calling and need to escape.  Whether that call into the far recesses of fantasy reveals a defect of human capacity, or a scent of the heavenly within the brutish world of stark reality, is something which we should perhaps never question.  For, even on the darkest of days, when clouds of foreboding nightmares gather to portend of difficult days ahead, it is that slight smile upon the face of a person daydreaming amidst the halls of daily reality, that sometimes makes life livable and serene despite the calamitous howls of ravenous wolves snarling in the distant harkening of time.

Sincerely,

Robert R. McGill, Esquire