FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: The Dream Fading

The two primary meanings of such a concept: Of awakening, and there is a mist of sleepiness and a vague memory of dreams dreamt; but if one fails to pause for a moment to capture the dream, to think about it, cuddle with it, hug and embrace it; and instead, we often say to ourselves, “Oh, let me remember it later” and go on with our morning chores, only to never regain the dream fading.

It is like the elusive elf or fairy; unless we take the time to seek them within the deeper forest, they disappear, never to return.

Then, of the second meaning: Of our hopes and dreams; of a world slowly descending into madness, and with it, the dream fading.

Sometimes, some things are best ill-defined; for, to define something is to forever capture it and contain it, restrict it.  That is why many “primitive” cultures refused to have their photographs taken; for, to have a picture taken is to have your image captured and imprisoned; and worse yet, to then have the photograph later “framed” is to have the imprisonment further boxed into a restraining enclosure of permanency inescapably determined, as fate without hope of options.

And so, when we talk about a person’s or a society’s “dreams”, it is best to leave it undefined so as to give it room for the imagination.

Do all peoples, civilizations, societies and communities have “dreams”?  Do all parents everywhere and all across the spectrum have “dreams” for their children?

In both and either conceptual constructs, the key is to embrace it upon awakening — before it fades, before it becomes imprisoned into the nether world of forgetfulness.  The Dream fading — before it does, grasp it, embrace it, hold it tight.

For Federal employees and U.S. Postal Service workers all across the world who once had dreams of an extended and successful career with the Federal Government, it may seem like a dream fading when your medical conditions impact you and prevent you from continuing in your career.  Yet, always remember that there will be another night of dreams and other opportunities for dreaming.

FERS Disability Retirement is not an end in and of itself, but rather, a “beginning” of sorts — of allowing you to regroup and to dream beyond your present career.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and let not last night’s dream be the one you forgot, or tonight’s dream you failed to remember; rather, let tomorrow’s dream be the one which establishes a greater future for another day.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: Grasping at Straws

The etymology of the phrase comes either from Thomas More’s work, Dialogue of Comfort Against Tribulation (1534), or from a later work by Samuel Richardson — a novel entitled, Clarissa (1748).

The idiom itself is perhaps misinterpreted, as we think of “straws” as that plastic contraption (or, more recently, that environmentally-friendly one made of paper which begins to disintegrate the moment you take your first sip) created as a thin tube for soft drinks and the like.

“Straws”, in older times, however, refers to thin reeds which grow by the side of a river, and a man who is drowning may futilely grasps at such thin reeds in an attempt to save himself.  In today’s world, the idiom may imply an act or decision-making process, usually in a state of desperation, without sufficient knowledge or data, leading one to “grasp at straws” — entities which will not help you out of your state of desperation.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows you to perform all of the essential elements of your job, there is often a sense of “grasping at straws” as you flail about trying to retain the shambles of your career.

Conversely, the idiom may also apply at some of the illogical reasonings given by the U.S. Office of Personnel Management in denying a Federal Disability Retirement case — of “grasping at straws” to find a basis for denying a FERS Medical Retirement case.

In either case, it is important to contact a disability attorney who specializes in OPM Disability Retirement Law, and begin the process of grabbing onto the substantive basis of a Federal Disability Retirement case, and not allow for the futility of grasping at any straws along a fictional river where desperation should be left to myths, fairytales and idioms of old proverbs.

Sincerely,

Robert R. McGill
Lawyer specializing exclusively in Federal Disability Retirement Law

 

Federal Disability Retirement Benefits: The Balance Between

There is a balance between the extremes; and that is precisely the whole point of Aristotle’s Nicomachean Ethics — of maintaining the balance between.

Life is full of extremes — of individuals who do nothing, or do too much; of authoritarianism or anarchy; of excessive spending or self-defeating restraint; the key is to find the median, the “middle ground”.

Some would argue, of course, that the mid-point is merely the compromise between the two extremes and thus achieves only a watered-down state of affairs; but that depends upon each individual circumstance.  Is the only option available to succumb to either extreme?

In a Federal Disability Retirement case, the balance between is to file for Federal Disability Retirement benefits.  For, the extremes are: Stay in the job and continue to struggle and to harm yourself by working in a position which continues to be destructive to your health; or, to resign and walk away with nothing.

The balance between is to file for FERS Disability Retirement benefits and seek a different kind of job in the private sector or state government.

Contact a Federal Disability Retirement Lawyer who specializes in OPM Disability Retirement Law, and begin thinking in terms of the balance between.

Sincerely,

Robert R. McGill
Lawyer specializing exclusively in FERS Disability Retirement Law

 

FERS Disability Retirement: Countering OPM’s Denial

OPM’s Denial of a FERS Federal Disability Retirement application can be a disheartening encounter.  OPM does a thorough job these days of selectively extrapolating portions of medical notes and records, isolating each one, then minimizing them in order to arrive at a singular conclusion: You have no case.

Not only that, the tone and tenor of the Denial Letter will make you believe that — not only do you not have a case, but — You never had one; it is so weak that it is a wonder that you ever even thought you had a case; and, moreover, to even request for reconsideration is an act of futility.

How do you counter such a denial?  The first and most important step is to recognize that OPM’s denial of a Federal Disability Retirement application is meant to make you feel like you never had a case.  That way, a certain percentage of denied Federal Disability Retirement applicants will simply walk away without ever filing for Reconsideration.

Oh — of course, they will at the end of a Denial Letter inform you of your “right” to file for reconsideration, but that is after itemizing a litany of reasons why you have no case at all.

The second important step is to contact an attorney who specializes in Federal Disability Retirement Law.  For, in the end, how you counter an OPM Denial of a Federal Disability Retirement application is by applying the LAW, and only a specialist in Federal Disability Retirement Law will be able to effectively counter OPM’s denial.

Sincerely,

Robert R. McGill
FERS Disability Attorney

 

Federal Employees with Disabilities: Making the Decision

There are always multiple factors which must be considered — of a career invested; financial viability; of a self-image still lingering of a more vibrant self from a mere few years ago; of not being able to let go of the daily routine despite the added stresses, the suspicious looks from coworkers, the fear of your agency’s initiation of further restrictions and potentially adverse actions, including a Performance Improvement Plan (a “PIP”), or leave restrictions, proposed removal, etc.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the medical condition impacts your ability and capacity to perform your job duties, making the decision to file for Federal Disability Retirement benefits under FERS with the U.S. Office of Personnel Management is a difficult decision which must take into consideration multiple factors. Of all of the factors to consider, however, the first one which should be understood is whether or not you may or may not be eligible for Federal Disability Retirement benefits.

Contact and consult with an attorney who specializes in Federal Disability Retirement benefits and call a FERS Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from OPM: Those Glazed Eyes

We all engage in the act; of sitting or standing but not seeing beyond the bridge of our nose; of being lost in thought, perhaps in a daydream, or for a particularly difficult project that one is focused upon.  We even do it while driving, and when we arrive at our destination, we suddenly awaken and reflect: “Gee, how did I ever get here?  I don’t even remember stopping at any red lights or at any stop signs.”

The capacity for insularity within a private world is a condition of human existence that is particularly unique to the species, and likely within the species.  Is it of evolutionary advantage to “become lost in thought”, or is it a danger — an anomaly — counterproductive to our survival instincts?

If a vulnerable animal out in “the wilds” were to stand at a watering hole and — instead of being fully alert and aware of its surroundings, acutely sensitive to every movement of potential dangers lurking about — becomes lost in its “thoughts” (whatever form that would take — with or without language), would such a species last for long?

Did language, coupled with the skill of reading, writing and performing intellectual exercises, contribute to our capacity for thought, thoughtfulness and insularity of cognitive processes?  What makes us seek the refuge of our hidden soliloquies?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has begun to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, it may be time to consider filing for Federal Disability Retirement benefits.

If those “glazed eyes” are becoming more frequent because the world of insularity has become preferable to the world about because of the constant and persistent harassment imposed by the Agency or the Postal Service, it is well past time to consult with an attorney who specializes in FERS Disability Retirement Law.

There are times to “think” and times to “act”, and for the Federal or Postal employee whose medical conditions have now impacted one’s career, it is that time now — to act, by consulting with an experienced lawyer who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Disability Retirement: The messes we make

We observe the facade and conclude too quickly: Others live perfect lives; mine?  What a mess it is.

Have we evaluated all circumstances in an objective, rational fashion?  Isn’t the corollary and natural next question to be: That “other” person — what does he or she see when observing me?  Does the same conclusion follow: The facade which reveals calm and competence — It is a life nearer to perfection than my own; mine?

And so the cycle of discordant irrationality continues to feed upon itself.  And, of course, the Internet only further enhances and exacerbates such folly — of Facebook and Instagram, where “perfect” lives are lived in a 1-dimensional existence; of selectively chosen photographs of perfect couples, perfect meals, perfect vacations and perfect existences are somehow depicted in appearances of perfect lives.  Then, the truth somehow leaks out — this person just got a divorce; that person committed a crime; the other “perfect” person was publicly doing this or that, etc.

It is funny, that phrase — of truth “leaking” out, like a cracked glass that slowly seeps with agonizing revelations or a pipe that drips until the flooded basement overflows with a deluge of falsity.

The messes we make are often mere minor anomalies; they become messes when we try and contain them, hide them and act as if ours is the only mess in the world because comparing messes never reveals anything; everyone hides well their own messes; we just think that everyone else is perfect.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the messes we make are often a result of failing to act.  The Agency is no fool — they see the excessive use of SL and request for LWOP; or the loss of performance acceptability; or the loss of attendance continuity, etc.

Filing for Federal Disability Retirement benefits under FERS is not an admission of the messes we make; it is, instead, the truth behind the reality of the medical condition, and the real need to attend to one’s health, which should never be concealed, but openly acknowledged in order to move beyond.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: Except, in real life…

Isn’t that the refrain that dampens?  Whether for a child or a young adult who still possesses and retains the enthusiasm of the possible, we pour cold water upon such unfettered energy for the future yet undeclared by saying, “Except, in real life…”.  Of course, what is inserted to replace the ellipses is the clincher that determines the mood of the response.  Is it: “Except, in real life, that never happens.” Or — “Except, in real life, you’ll be broke and devastated.”

Why is it that the unspoken elongation implied by the ellipses must by necessity include a negative ending?  When have you ever heard, instead: “Except, in real life, it’s all the better!”  Is it because our creative imagination reaches far beyond what is possible in the stark reality of “real life”?

Is the universe imagined of greater potentiality than the reality of daily existence, and is that why the virtual reality of Social Media, “the Web”, interactive video games and the like are so sultry in their seductive pose — because they invite you into a world which promises greater positives than the discouraging reality of our existence in “real” time?  Is that what is the ultimate dystopian promise — a caustic alternative to Marx’s opium for the masses: not of religion, but of an alternative good that has been set up that not only promises good beyond the real good, but provides for good without consequences?

The problem is that, whatever alternative good or virtual reality that is purportedly set up to counter the reality of real time, is itself nothing more than “real life”.  It is just in our imagination that it exists as an alternative universe.  This brings up the issue of language games as espoused by Wittgenstein, as to the “reality” of an “objective world” as opposed to the one expounded by linguistic conveyances: Take the example of the blind man who has never flown a plane.  He (or she) can answer every aeronautical questions with as much technical accuracy as an experienced pilot. Query: Between the 2, is there a difference of experiencing “reality”?

For Wittgenstein, the answer is no.  Yet, the laughing cynic will ask the ultimate question: Who would you rather have as your pilot for the next flight — the blind man who has never “really flown” a plane, or the experienced pilot?

That becomes the clincher: “Except in real life…”.

For the Federal employee or U.S. Postal worker who suffers from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the tendency and proclivity towards taking a dim perspective of life can be overwhelming, especially when one is dealing with the debilitating consequences of a medical condition.

Yet, it is important to maintain a balance between the cynic’s world view (that the cup is always half empty) and the eternal optimist’s myopic standard that the glass is always half full.  “Except in real life,” doesn’t always favor the former; for the Federal employee who must go up against the behemoth of OPM in filing a Federal Disability Retirement application, “real life” is not necessarily the exception, but can be the rule of a successful outcome if you are guided by an experienced attorney.

Sincerely,

Robert R.McGill, Esquire

 

Federal Disability Retirement Law: Confidence and Self

When attached to someone other than a “self”, the issue can always allow for suspicion of absence; for, just as we can never fully know someone else, no matter how long we have been acquainted, how many decades married, and how well we have queried, interrogated or otherwise cross-examined, so the capacity of mystery may still remain that surprises us on the other’s deathbed.

What if you were married to someone for half a decade, and every Thursday during the entire blissful state of matrimonial embrace, the significant other went out to purportedly play bridge, or for a “night with friends”, or some other innocent activity encouraged and tolerated (if only because it gave you a break from the daily routine and monotony as well); and, on a twilight’s confession before departing this world, you learned that through all of those years, those many decades and countless hours of being left out, left behind or otherwise excluded, you learn that instead it was for another reason?  Would the reason itself make a difference?

Say, for instance, it was in order to see a therapist each week – would that then result in a question of confidence – whether about one’s own adequacy in supporting the loved one, or concerning the other who felt the need not only to seek help, but moreover, to keep it hidden all of these years?  Or, change the hypothetical for a moment, and instead posit that an “affair” had been ongoing for decades – would that shatter the confidence of fidelity one had in the other, or perhaps in one’s self as to an ability to “know” the world about, and come to be shaken to the core such that you could no longer believe in anyone, anything or any story, including the narrative of one’s own life that always previously appeared to be “happy” by all or most accounts?

Confidence is a fragile entity; a characteristic of the soul that takes but a minor injury to suddenly catapult into a traumatic event; and the “self” is always a mystery that the “other” can never quite grasp, no matter how many decades of study and analysis.

That is why a medical condition is so often an insidious invader and purveyor of shaken confidence, because the equation of physical or psychological derailment works upon an already fragile essence of the human self.

For Federal employees and U.S. Postal workers who can no longer perform one or more of the essential elements of one’s positional duties at the Postal Service or the Federal Agency because of a medical condition that intervenes and interrupts, the need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often intimately interconnected with issues of self, confidence, and the compound of the two – self-confidence.

It may be that the actions of the Federal agency or Postal facility have completely shattered and shaken one’s self-confidence; or, that confidences previously protected and privacy once thought to be inviolable have been breached; whatever the reasons, a medical condition will often invade the core of a self in doubt, and the confidence of one’s self may need to be repaired by preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire