OPM Disability Retirement Law: The Fortress We Build

It is a mindset.  And, like all mindsets, the strength of the belief is revealed by the actions we take.  Whether stemming from an insecure childhood or some trauma experienced later in life, the mentality of the fortress we build manifests itself in the way we approach problems, the manner by which we live our lives, and the methodology of our reactive devices.

Do we live without concern for tomorrow?  Is our attitude one of trust and acceptance, or do we fear others and distrust even those closest to us?  Do we hoard things, believing that tomorrow may foretell of disasters yet to occur?  Are we wont to avoid new relationships because the old ones have failed us?  And: Do we fear life, as opposed to viewing each day as a challenge to be met and conquered?

Then, of course, our vulnerabilities will open us further to the fortress mentality, and medical conditions will surely test our resolve.  Medical conditions ascertain for us and validate such a mindset — that we need to build and create stronger fortresses against a world which continually fails us.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “fortress” we build may likely include filing for Federal Disability Retirement benefits under FERS.

For, that is precisely what the Law of Federal Disability Retirement was intended for — to allow for a fortress of future security resulting from the vulnerability resulting from a medical condition.

Contact an OPM Retirement Lawyer who specializes in Federal Disability Retirement Law and begin the process of forging a different kind of fortress we build — that of a Federal Disability Retirement annuity.

Sincerely,

Robert R. McGill, Lawyer

 

Disability Retirement under FERS: The Tough Veneer

It is a necessary character trait in this world of coldness and isolation; the facade of perfection, the mask of competence and the veneer of toughness; they all combine as the evolutionary prerequisites for survival’s continuation of the species.  Vulnerabilities must always be hidden; and when hidden, they suddenly grow exponentially with anxious solemnities that go far beyond the original crack in the veneer.

Have you ever seen what happens when there is a small splinter in the veneer?  If a child is around, curiosity complex pulling that initial strip of the veneer, and suddenly one realizes that the face of the wooden table, the front of the cabinet or the face of the cupboard is not what it appeared as: the luster of the veneer has been stripped and the ugly material beneath has been exposed.  Veneers last only for a time, and whether by weather, time or overuse, they begin to crack or reveal the true underside and expose what the veneer was meant to cover up.

For people, it is generally the stress of maintaining the veneer itself that creates the stresses of self-destruction, and when medical conditions become part and parcel of the need for the facade, the stresses themselves become exponentially exacerbated.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is time to begin peeling off the veneer of invulnerability and allow for some relief from the suffocating nature of trying to hide the medical condition, attempting to maintain an appearance of normalcy, and striving desperately to convey a facade of healthy indifference.

Filing for Federal Disability Retirement benefits is a step towards ridding one’s self of a lie which covers the truth: That the medical condition will go away and you can just continue in the same manner as years before.  Consult with an attorney who specializes in FERS Medical Retirement Law, and consider peeling off the veneer before the veneer itself begins to show the strains of wear on its own, naturally.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The formulation

There is, first, the preparation; then, the formulation; and finally, the filing and the waiting.  Are the sequence of steps necessarily separate and identifiable — cleanly bifurcated such that there is no overlapping of concerns?  Of course not; but the three elements in a OPM Disability Retirement application are necessary for the successful outcome of the endeavor.

The “preparation” is often skipped in order to get to the “filling out the forms” portion, which is contained somewhere between the preparatory stage of the process, extends into the formative arena and comes to fruition just before filing, as the finishing touches are placed in refinement of the final product.

The analogies are numerous: of baking a cake — first, one must have a “recipe” (the preparatory stage of the process); then, in between the preparation and the formulation, one must gather all of the ingredients necessary to fulfill the recipe: i.e., the medical documentation; the legal citations to be applied; perhaps other ancillary supportive presentations; the Applicant’s Statement of Disability; and the multitude of other papers which will ultimately accompany the Federal Disability Retirement filing; then, the filing itself — of placing it into the oven and waiting while it bakes to final product.

It is, in many ways, the “formulation” part of it that fails the Federal employee or Postal worker putting together an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — for, the rush to get it done is often comprised by a furious sense of desperation in gathering whatever medical records can be amassed in the shortest time possible; of quickly jotting down the things “wrong” with you on SF 3112A, Applicant’s Statement of Disability; and then quickly “shoving” it into the oven hoping that it will bake quickly and come out well.

Yet, while the “recipe” is important, and the filing is crucial, it is the “formulation”of the OPM Disability Retirement packet — of the putting together in a thoughtful and persuasive manner the legal memorandum which cites the case-law, argues the evidence and providers a “road-map” for OPM to approve one’s Federal Disability Retirement application — that is often overlooked and becomes the unintended nemesis for a successful outcome in a OPM Disability Retirement application.

In skipping over that part —the formulation of a Federal Disability Retirement application — it is likened to that “uh-oh” moment when you realized that you had forgotten to put any butter, milk or other essential ingredients into the cake after you have already put it into the oven.

Sincerely,

Robert R. McGill, Esquire

 

Early Retirement for Disabled Federal Workers: Life Well-Reflected

Such a concept can have a duality of meanings; from an outsider-insider viewpoint, or an objective-subjective perspective; of a life that reflects positively to others, such that a community views an individual favorably; or, an alternative interpretation is of a person who has lived one’s life carefully, with planning and thoughtful care.  Most of us live, or try to live, in the former manner; some few, unique in its rarity of form, carefully and thoughtfully plan first, then set out to accomplish goals and objectives in accordance with those plans.

Life’s unexpected vicissitudes, however, come in waves of unexpected and unplanned consequences, and rare is the exception that can accommodate and assuage the tumults that demand and compel change and circumstances that obstruct or otherwise alter the course of any given day.  That is why even a well-reflected life, with the best intentions of traveling a straight line between Point A and Goal B, can rarely be accomplished without some modifications along the way.  Instead, the “other” meaning of the concept — of a person who lives in accordance with principles and integrity no matter the obstacles that come one’s way — is true of the greater percentage of most of us.

We go through life keeping our commitments, doing the best we can, honoring promises and treating others in a fair and respectful manner.  Then, in the end, when the old man is rocking in the proverbial chair of honor, a community can say of him or her that the individual reflects well upon all of us.  It is rare to have a well-reflected life based upon careful planning, precisely because life just doesn’t “work” that way.

Medical conditions constitute a prime example.  They suddenly appear, wreak havoc upon the best-laid plans, and proceed to persist in their vehemence of obstructing, diluting and impeding every effort to to get to that Goal B.  For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition impedes or prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it may become necessary to adapt to the changes that impose upon a “well-reflected life”.

Filing a Federal Disability Retirement application, to be submitted ultimately to the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, is not a negative reflection upon a life well-reflected; it is just another “bump in the road” that requires further thought and planning, and the first step in a well-reflected Federal Disability Retirement application is to consult with an attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Bringing in the HazMat Team

The surreal scene makes for eerie production spots for Science Fiction movies and end-of-world stories of apocalyptic tales — of men in white suits and bubble masks with breathing apparatus combing the countryside.  But it is merely a spillage of hazardous material, and a team of men and women who specialize in cleaning the toxic chemicals was called in to manage, contain and clean.

But what of the daily spillage which occurs throughout, in offices, homes and populations unaware?  Of the psychological poison which slowly pervades, and the stresses and wreckage incurred by countless innocent victims?  Or of the toxicity from hostile work environments which slowly eat away, like those horrors one hears about in far-off countries of flesh-eating bacteria with no cure and no hope?

Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties, must often contend with a toxic environment tantamount to a chemical spill on the side of the interstate highway.  And like such a scene, the long and arduous wait for the HazMat team to arrive; the blare of ambulances traveling at dangerously high speeds along the shoulder of the road; the aromatic revulsion from the spillage pervading, slowing seeping, and one wonders:  is the smell itself harmful?

On a hot summer’s day, the toxicity seems to exponentially pervade, and the lungs which once expanded with the freshness of the air, deflates and constricts.   But who is the designated HazMat team for the Federal or Postal employee who is subjected to similar treatment, but caught within the web of hostility, aggressive denunciation and progressive ploys of adverse actions?  Federal Disability Retirement is often the best option to escape from the toxicity of the work environment.

Filed through the U.S. Office of Personnel Management, the Federal employee or the U.S. Postal worker who is under FERS, CSRS or CSRS Offset must call in one’s own HazMat team; for, surely, there is no designated group who can clean up the mess of such spillage as occurs in the Federal sector or the U.S. Postal Service.  Nay, it is worse than the nightmarish scene as portrayed by men in white suits; it is the ultimate horror show from which there can be only one escape: Filing for Federal Disability Retirement through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Filing for OPM Disability Retirement: The Novel Approach

The genre represents the highest form of literature.  Poetry possesses its eccentric beauty; the short story its ease of brevity for the reader to pick up and finish in convenience of time, and thus its popularity; the biography and the epistemologically privileged cousin, the autobiography, its authentic historicity; and others by design of self-promotion, as Truman Capote’s “non-fiction novel” (an oxymoron?).

But the novel is the king of prose; of a narrative form which allows for many rooms in an endless castle of hidden trap doors and secret galleys full of antiquities and doorways yet to be revealed.  Perhaps that is why, used as an adjective, it defines a uniqueness of approach, akin to the traditional use of the word as a noun representing the highest form of art.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties with the Federal government or the U.S. Postal Service, engaging in a “novel” idea may be the best and only option left.

Where the medical condition no longer allows for the continuation of one’s career, and yet the Federal or Postal employee believes that he or she can still remain productive in the employment arena, it is indeed a novel approach for a benefit to pay for one’s inability to perform one or more of the essential elements of one’s job, and yet allow concurrently for the Federal or Postal employee to enter into the private sector, obtain a second vocation, and make up to 80% of what one’s former position currently pays.

For the Federal or Postal employee who is considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is precisely that allowance of continuation of productivity which fairly recognizes that there is not necessary incompatibility between a medical condition and contribution of talents.

Like the novel genre and the novel idea, they both acknowledge the penultimate value of human creativity, and allow for the characters to develop in the unfolding saga of a story yet untold.

Sincerely,

Robert R. McGill, Esquire