Tag Archives: federal disability insurance lawyer

Federal Disability Retirement: When Life Comes and Bites You in the…

It is a rather crude way of putting it.  In prior generations, such proverbial “talk” was initiated only after a few drinks, and with no “womenfolk” or churchgoing members who had high-minded constraints upon such crudities.  In modernity, it seems that everyone talks with a peppering of 4-letter words.  Is that a  good thing?

The problem with overdoing anything is that, after a time, it begins to lose its efficacy.  A parent who raises his or her voice every time the child misbehaves, is quickly tuned out and ignored — for, the attitude becomes:  “It doesn’t matter what I do; Dad and Mom yell at me, anyway.”  On the other hand, the father or mother who almost never raises his or her voice, but does so when the importance and significance of the issue warrants it, will often have a positive response from the child, precisely because of its rarity.

It is the same concept as the age-old adage of the “boy who cried wolf”.  But crudities have their place, as well.  A person who rarely swears, but one day says in confidence, “You know, sometimes life just comes at you from behind and bites you in the A__” — well, it sets the tone, underlines the seriousness of the opening salvo, and gets your attention immediately.  For, it is not just the crudity of the sentence, or the origin from whence it came; moreover, it is a truth which we all know.

Circumstances and events beyond our control will often impact us in ways we never expected.  And, while we may never have actually been bitten in the hind quarters, the metaphor is one to which we can all relate (or, is it an “analogy”, strictly speaking?).

For Federal employees and U.S. Post Office workers who have the sense that his or her medical condition does indeed constitute a bite in the rear quarters, it may be time to consider preparing, formulating and filing an effective Federal or Postal Disability Retirement application under FERS.  And like all such unexpected attacks of the hind quarters from unknown sources, a medical condition can indeed result in the truism of life’s many challenges — of the need to prioritize and focus on your medical condition, and to protect the rear flank just as much as those expected frontal assaults we can otherwise expect and avoid.

Contact a FERS Lawyer who specializes in Federal Medical Retirement Law, and see whether or not you can prepare, formulate and file an effective Federal or Postal Disability Retirement application under FERS before that unknown source from your Agency comes from behind and bites you in the ___ .

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: The Subtlety of Minimalism

In modernity, it is an art which has been lost.  The flower arrangement which focuses upon a barren branch and a single blossom; a painting reduced to a simplicity uncomplicated; a life without many possessions; a quietude within the bustle of tremendous activity.

The clutter of modern living compels stresses; and yet, is the human body capable of subsuming such high velocity of stresses?  Did evolution allow for enough time to pass so as to develop the resistance to modern stresses?

Anxiety abounds; panic attacks paralyze; depression sets in; the human mind yearns for the subtlety of minimalism, but modern living refuses to submit to such imbalance of desires.

Excess is what modern living requires; and stress is the residual component, the natural but dire consequences.  For, how can the subtlety of minimalism be accepted when all around us the scream of greater expansion yells in a tirade of demanding sponsorship?

We have lost the subtlety of minimalism, its power of quietude, it’s reluctance of dominance.  The “subtle”, by definition, is too delicate to naturally resist the dominance of excess; and “minimalism” is the starvation of gluttony; and together, they face a daunting task against the tide of greed.

Federal employees and U.S. Postal Service Workers who suffer from a medical condition must face that choice; for, the compounding effect both from the disabling medical condition itself and the stresses of needing to work, results in allowing for the dominance of excess.

We choose to replenish the vicious cycle of mental and physical deterioration in a persistent, debilitating way, by choosing modernity’s definition of the “happy life” — of excess.  If it is indeed a choice, then we can also choose to attain the subtlety of minimalism.

Contact a FERS Disability Attorney who specializes in Federal or Postal Disability Retirement Law, and begin the process of turning towards the subtlety of minimalism and away from the bustle of modernity.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement for Federal Employees: “There Is a Time For…”

Whether religious or not, most are familiar with the general passages from Ecclesiastes.  In the Old King James Version, the poetic refrain; the beautiful cadence; the self-evident and comforting idea that the “rightness” of something and the perfection of “fitting” occurs under the heavens; that, somehow fate is already determined and we need to simply become attuned to the changes in our lives.

When there is a discordance between what we are doing and how the objective world is responding to our actions — that is when a sense of unrest occurs.  The old adages can pile up: Trying to fit a square peg into a round hole; failing to hit the nail on its head; kicking against the goads, etc.  Somehow, we all know about being a misfit in life.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is important to recognize that there is a time for change.

Federal Disability Retirement benefits may be that change required by your particular circumstances, at this particular time, within the uniqueness of your situation.  While not as poetically stated as in the King James Version, consider consulting with an OPM Disability Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The Perfect Case

If planning leads to perfection, does it necessarily follow that lack of planning renders its opposite?

There are rarely perfect cases in a Federal Disability Retirement application.  Most people do not go to their doctors with the predetermined view of filing for Federal Disability Retirement benefits, and most doctors (other than those specializing in providing disability assessments, evaluations, etc.) are there to treat their patients in hopes of ameliorating the underlying medical condition.

If “planning” is what makes for perfection, then lack of planning — in other words, just “living life” — makes for the imperfect case, and that is where the U.S. Office of Personnel Management pounces upon and attempts to characterize such imperfections as a valid basis for denying a Federal Disability Retirement application.

Thus, it is important for a Federal employee or U.S. Postal worker to consult with a Federal Disability Retirement Lawyer once you begin thinking about the future need to file for Federal Disability Retirement benefits.  For, while there may never be a “perfect case”, some amount of thoughtful planning prior to submitting an OPM Disability Retirement application is necessary in order to get as close to perfection as possible.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement for Federal Employees: Imperfect Lives

Bringing up the very concept itself implies that the opposite exists: That of “perfect” lives.  We perhaps attribute the existence of such; perhaps it is the same line of thought processes which persuades us by the Ontological argument for the existence of God: God is that than which nothing greater can be thought of; To exist is greater than not to exist; therefore, God must by necessity exist.  The corollary argument which persuades us of the existence of a “perfect” life would then be: The perfect life is a life which erases all imperfections; perfection is better than its opposite; therefore there must by necessity exist perfect lives.

Yet, does reality indicate the existence of perfect lives?  Certainly, its opposite is true: imperfect lives being all around us, including our own, we then assume that there must be other, similarly imperfect lives.  Yet, while perfection is a non-relative term (it cannot be dependent upon a comparison to other terms, but is the paragon of all things not imperfect), its antonym — imperfection — can be.  Thus, X’s life may be less perfect than Y’s, and Z’s life may be less perfect than Y’s but better than X’s.  Can we ever say that X’s life is “more perfect” than X’s or Y’s?  Doesn’t “more perfect” necessarily imply imperfection and thus cannot approach a definitional plateau of “more”?

The plain fact is that all of our lives are imperfect, and perfection is an unreachable goal, and perhaps even undefinable.  For, who can define perfection of a life which fails to ever meet such a standard, and given the sins of human frailty, can it ever be achieved?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, the time may be ripe to admit and acknowledge that “perfection” is a standard which can never be met, and to try and maintain that appearance of perfection is an unrealistic goal.  Medical conditions have a way of humbling us; and as we keep struggling to maintain an appearance of perfection, what we are doing is failing to acknowledge that such a standard is a harmful, detrimental one.

Filing for Federal Disability Retirement benefits is an admission of our imperfection; consulting with an attorney who specializes in Federal Disability Retirement Law is a step towards acting upon that admission — that, try as we might, we live imperfect lives, and that’s okay; for, to err is human, and to file for FERS Disability Retirement benefits is to admit to being human.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Return to Who I Am

We all take on different roles — whether as a parent, a husband, a wife; of assuming the role each day of a supervisor, a worker, a doctor, lawyer, etc. The underlying “substratum” of the “I” is presumed to remain the same throughout, but there may be a difference in the character posed, the personality posited or the tone, tonality and tenor of a voice, inflection, the way you talk, etc.

Perhaps, on a “Take your child to work day” you bring along your son or daughter and he or she watches you work in a particular role. Afterwards, does the child think to himself — or express him or herself to you or some third person — and say: “Gee, Mom [or Dad] sure acts differently at the office.”

Actors and actresses take on a “double-role” of sorts, don’t they? They not only have to take on the role of a character, whether in a play or a part in a filmed venue, but moreover, to “become” someone other than the person Who I Am.

Is there a difference between “Assuming the role of an Accountant” and “Playing the role of an Accountant”? Certainly, the former must have some credentials — perhaps as a C.P.A. or some “financial consultant certificate”, or some degree in accounting — whereas the latter only has to “act like” he or she has merited such a status. And the clients who come to the former — they are presumably “real” people whose financial problems or quandaries are “real” as well, whereas in the “acting’ role, they are not real, per se, but are also assuming the role of a part for the sake of an audience.

In either and both cases — whether of being “real” or “acting” in a role — the person to whom one “returns to” is someone who is the substratum: For the child, it is “Mommy” or “Daddy”; for the spouse, it is the husband or wife who “went-to-work-and-is-now-home”; and for the life-long friend from childhood days, it may be “Oh, that’s Dan who works as such-and-such, but who is good ol’ Dan always and forever.” But whatever role one assumes in life, whenever he or she returns to that person “Who I am”, does he or she ever return as the same person, or is there always a slight difference?

For, whatever the experience encountered in the “role” one plays, doesn’t it always change the person such that the person to whom one returns to can never be quite the same as before?

That is what happens with the Federal or Postal employee who needs to file for FERS Disability Retirement benefits — Yes, the point of trying to overcome a medical condition is so that one can “return to who I am”; but in reality, that will never happen, precisely because the medical condition and the experience of enduring the medical condition has changed the person forever.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Hovering nostalgia

The image connotes a sense of lightness of being; for, to “hover” is to have that levitation of weightlessness, and it is in the moment of nostalgic interlude that we experience the concurrent sensation of becoming lost in the memories of forsaken pasts.

Nostalgia is to Man what icing is to a cake; without it, we live in the reality of dreaded days where the future is merely a repetition of Sisyphus’ burden and the past cannot be recovered because of regrets and forlorn slumber of forgotten days; and like the icing that failed to sweeten the crestfallen cake, so we hover over nostalgia because we need to cling to the past.

Hovering nostalgia is what we do when we recall the days of youth when worries were still for tomorrow, when the future seemed limitless and a time for anticipated conquests without fear or trepidation; and yesterday was too near to consider in the face of youth’s folly.  Was there such a time of innocence when troubles were without regret?  Was I once a young man of character where the future was yet bright and without fault?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition demands a change of career, it might well be that the hovering nostalgia of a time past and a future uncertain makes one pause and wonder; but the plain reality is that we must be able to adapt to the changes that unexpectedly come, and face the starkness of our present condition.

Federal Disability Retirement is a complex administrative process; to maneuver through the bureaucratic morass without the advice of counsel may be possible, but perhaps unwise.  There are multiple pitfalls and potential legal obstacles at every turn; and while the world of yesterday may engender hovering nostalgia for a time where filing for Federal Disability Retirement benefits did not have to be considered, it is the reality of the “now” which must be dealt with.

For the Federal or Postal employee who must consider the stark choice of FERS Disability Retirement, gaining access to a trove of legal experience should be the first move in proceeding with Federal OPM Disability Retirement, lest the hovering nostalgia of forsaken memories creates a further obstacle unanticipated.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Losses

How many losses must one accumulate before being deemed a “loser”?

Was it just yesterday that Cal Ripken, Jr. won with the Baltimore Orioles in 1983, after a mere couple of years in the minors, but with that World Series ring on his finger, would then see decades of losses mount as a result of poor decisions in trading players, acquiring “has beens” and being in the unfortunate AL East where the Yankees and the Red Sox seem always to vie for the top tier of the elect?

Can a team win a World Series one year, then go on for thirty-plus years without ever winning one again, and yet be deemed “a winner”?  Or, can one always pause, give a grin, and say, “Yeah, but we were winners in 1983!”

Does one win wipe out an avalanche of losses such that the singularity of glory negates the overwhelming statistical significance of unending disappointments?  Or, what of the person who once had a promising career, but through a series of unfortunate circumstances considered by most to be no fault of his or her own, cannot quite achieve that level of promises dreamed of but never materialized?

Do we, in our own minds, create conditions which are impossible to attain, and then deem those unreachable goals as “losses” despite the artificial nature of the criteria imposed?  Do losses mount and exponentially aggregate because failure seeks after failure, and somehow the subsequent one is a natural consequence, inevitably by inherent nature, of the previous one?

Does bad luck come in bunches because of some Law of Nature, or is it just in our imagination that it seems so?  Are much of losses artificially created — i.e., we set the proverbial “goal post” in our own minds, then miss the metaphorical field goal and become despondent over the “loss” created within our own imagination within contextual circumstances fantasized that have no connection to objective reality?

For Federal and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, that sense of “loss” can be an admixture of both objective reality and subjective, artificial creations.

The medical condition itself is an “objective” loss; but the Agency or the Postal Service’s efforts to compound the adversarial circumstances can be created in an ad hoc manner, where there are no rules or criteria to follow except upon the whim of the supervisor or the department’s reactionary intuition.  The interruption to one’s career; the constant struggle with a chronic medical condition; of being forced to deal with deteriorating health — these are all real “losses”.

On the other hand, adversarial initiations by one’s Federal Agency or the Postal Service — these, too, are “real” losses, though artificially created and unnecessary, in many instances.

Both must be dealt with when preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — but the fact that one must “deal with” so many “losses” does not, in the end, make one a loser.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: The Pastoral Painting

It is that which we strive to achieve; a moment of quietude, an aside of reserved inattention; that plateau where sheep graze silently in pastures green, and the distant echo of a neighbor’s dog barking is merely but a contour from the daily hubbub of reality.  Perhaps the pastoral setting is but an idealized paradigm; but, without it, there is a sense that life is pointless.  We may engage in daily meanderings and wonder about teleological issues on high; but, in the end, something more mundane is the normative constriction which compels us to act.

There is a scene in an old Western, where Mose Harper (who is played by Hank Worden) makes it known that all he wants at the end of his trials and travails is an old rocking chair to sit in, to rock the time away in the wilderness of the life he experiences.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition impacts one’s livelihood, the capacity to continue in one’s chosen career, and the ability to maintain a regular work schedule, filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management is tantamount to that metaphorical rocking chair.  For some, it may not seem like much; but one doesn’t know (as the esteemed Paul Harvey used to say) “the rest of the story”, of whether and what Mose Harper did after a few tranquil evenings rocking away.

For the Federal and Postal employee, whether that Federal and Postal employee is under FERS, CSRS or CSRS Offset, it must often be taken in sequential steps of advancement.  The idealized plateau as represented in a Pastoral Painting is often the first step in the process of further life-experiences; and just as Mose Harper asked only for a rocking chair at the end of the day, it is what happens the day after, and the day after that, which will determine the future course of one’s life beyond being an annuitant under FERS Disability Retirement.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement Law: The Carousels of Summer

The mounts littered throughout the roundabout can be diverse and captivating; in the swirl of the rotating platform, the child in us wants to sit upon every creature, from unicorns to zebras, the traditional horse and the mythological creatures of one’s limitless imagination.

As we grow older, we come to realize that the spinning sensation itself remains static; the difference between climbing into the bosom of one creature as opposed to another, is indistinct and ultimately irrelevant; when one’s childlike imagination and excitement wrought in ignorance of the cruel world becomes extinguished, the fun of being naive and clueless is no longer an option.  Cynicism comes with maturity; the older we get, the less likely are we to allow ourselves to travel into the realm of the unreal.  Life tends to do that to us.

The road of hard knocks is littered with tales of turmoil and turbulence; storms come and go, and while the devastation left behind can be somewhat repaired, the psyche and soul of damaged people can rarely be glued back together, as fragile porcelain leaving behind fissures wide and gaping as the childlike wonderment we once knew.

Federal and Postal employees know the experiences of life:  the internal battles, the power struggles and the herd-like mentality of agencies and departments.  Then, when a medical condition hits, and the Federal or Postal employee is no longer the golden-boy of past cliques, one is cast aside like the child who is left outside of the teams picked in linear sequence, until the silence of being ignored becomes a reality as shame and embarrassment shouts in muted suffering.  Sometimes, the wisest move is to move on.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is the best and only option remaining.  To attempt to stay is like the biblical admonition of “kicking against the goads“; to walk away and do nothing is merely to spite one’s self; and so the Federal or Postal employee who has a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, should always opt for the best remaining alternative.

To prepare, formulate and file for Federal Disability Retirement benefits through OPM is ultimately not an admission of defeat.  Rather, it is to enliven that imagination once grasped, but since forgotten; of the child who discovered that changing from the seat of a dragon on a carousel to the bosom of a resplendent unicorn makes all the difference not in the change itself, but within the comfort of the limitless imagination of one’s mind.

Sincerely,

Robert R. McGill, Esquire