Federal Worker Disability Retirement: Interruption or Interlude

Life is full of interruptions which push the pause button upon our grand designs for linear progression; how we view such events, whether as something bothersome, or as a respite and opportunity, a platform for the next stage of life, will determine the extent of character-building foundations needed to forge forward.  Taking care of aging parents is now considered a bother, and not a privilege; mentoring a young person just beginning in a chosen career is seen as a predatory challenge, as opposed to a chance to mold for the future; and revealing a fissure in the otherwise impenetrable public face of constancy is a chance to take advantage of the weakness of the opponent.

How one views a particular event; whether it is seen in the best light possible and anticipated for lessons to be learned; or instead, as a crisis point of quashing all hope for the future, never to be spoken about because of the devastation wrought, reflects both upon the present state of one’s character, as well as the potential for the future. Things are merely bothersome to us, now. Perhaps it is the result of a leisure society, where things once earned are now expected as givens; or, of greater probability, that the antiseptic isolation of our society engenders a certain aura of incomprehensible turmoil.

For Federal and Postal Workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, Federal Disability Retirement should be considered as a viable option. Filed through the U.S. Office of Personnel Management (and available to all eligible Federal and Postal employees who meet the minimum criteria of years of Federal service), it should be considered precisely for two (or more) reasons. First, it allows for a foundational annuity in order for one to move forward with one’s life. Second, it allows for the Federal and Postal employee to embark on a second vocation, and make up to 80% of what one’s former Federal or Postal job currently pays, on top of the base annuity.

As such, there is a built-in mechanism which recognizes that the event of a medical condition is not merely an interruption, but an interlude for the second and subsequent stages of a person’s life.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Life at the Apex

Life is on a spectrum variable; instead, we tend to view it as a linear progression, as one from birth to youth, middle to old age; death as the ultimate outcome.  The content of life is therefore arranged based upon this organic paradigm projecting towards an apex, then a steady decline thereafter.  Thus are one’s education and school days fashioned, where the traditional pathway is from high school to college, from college to graduate school, medical school, law school, etc., and then onto a career.

A second opportunity to be useful in life with a second career or vocation

Federal Disability Retirement is all about having a second opportunity to be useful and productive with another career or vocation

Whether this linear application of life contains an inherent evolutionary advantage for survivability remains a question mark; the fact is, while lives are experienced along the parallel pathways within the greater population, the more relevant question is the Kantian one: Is this a reflection of reality, or have we created another category of an imposed preconception by which we live? One often hears about having reached the “apex of life”; if that proposition is accepted, then everything beyond will merely be a downward degeneration.

For individuals who suffer from a medical condition, it is often whispered of past times of a better life, as if resignation to fate justifies remorse and regret.  For Federal and Postal Workers who suffer from a medical condition, such that the medical condition prevents him or her from performing all of the essential elements of one’s job, consideration in filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether one is under FERS or CSRS, should always be entertained.

Such a critical juncture in the life of a Federal or Postal employee cannot be ignored. Yet, whether the preparation, formulation and filing of a Federal Disability Retirement application constitutes an admission of progressive decline after an approval of a Federal Disability Retirement annuity, is entirely up to the Federal or Postal Worker who takes such a step.  Medical conditions often necessitate change; but change can be seen as a spectrum variable, and not as an inevitable decline on a linear path.

Happiness, joy, fulfillment and accomplishment; they can be charted on a graph of ups and downs, and sometimes the “ups” can occur long after the apex of one’s linear life, and embrace the Federal or Postal employee long after one has left behind the bureaucratic morass of the Federal government.

Sincerely,

Robert R. McGill, Esquire