FERS Medical Retirement: The Proper Perspective

You can gather all of the available facts, and yet still make the wrong decision because you fail to have the proper perspective.  To have the right perspective, you must assess and evaluate the facts as presented and arrive at the best judgment based upon a proper perspective.  The “proper perspective”, moreover, is often based upon a lifetime of habits formed in how one engages the facts amassed.

Do you allow for emotional prejudices to cloud your judgment, or have you cultivated a habit of dispassionate review?  Are you able to set aside the overwhelming sense of panic which can lead to a reactionary course of response, or can you set the issue aside and come back to it with a reserved approach of greater objectivity?

In most cases encompassing a variety of facts, a requirement of interpretive analysis must occur, and that process of arriving at the best course of action in determining the comparative and superlative degrees of a judgment does not necessarily mean that there is a singular “best” course, for reasonable people may differ on that.

And, of course, that is the proverbial “rub” of the issue — that the proper perspective arrived at the time may not lead to the best action to be taken, but merely that, given a set of facts analyzed at a given time and place, it is the “proper” one for the moment.  Other facts and circumstances may come into play if left to ponder, but because an imminent decision must be made, it is often enough to rely upon one’s best judgment in moving forward.

For Federal employees and U.S. Postal workers who suffer from a chronic illness or injury such that an application for Federal Disability Retirement benefits under the FERS system must be considered, arriving at the proper perspective will often be clouded by the medical condition itself.  As such, it is important to have the assistance of a lawyer who specializes in Federal Disability Retirement Law in order to provide the proper perspective in fighting against OPM for your rights.

The perspective of the U.S. Office of Personnel Management is always that no Federal or Postal employee qualifies for Federal Disability Retirement, and will often deny a case by making it appear that you had no chance for success, to begin with.  However, that approach is not the right or proper perspective, and the way to counter OPM and arrive at the proper perspective is to apply the law.

Contact a Federal Lawyer who specializes in Federal Disability Retirement Law, and respond with the proper perspective.

Sincerely,

Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Attorney Blog: Life With Abandon

Some would say that it is the only way to live life; others, that caution and thoughtfulness before proceeding is the wiser course of action.  Are the choices merely a reflection of age, as opposed to a life lived resulting from upbringing or personality?  Does youth and inexperience reflect the yearning to live life with abandon, whereas old age brings about the cautionary tale of the brother to the prodigal son who stayed behind and attended to his duties?

Upon watching a young child play with abandon, an old man remarked to the concerned mother, “Life will teach the young lad soon enough, and the cynic will foster from the experience of abandon”.

But do we all learn from experience?  Why do we idolize the successful person who “goes for broke”, and quickly forget the ones who do that but “fail” in life?  Do most of us relate to the football team that tries to preserve its 3-point lead in the fourth quarter, but loses in the last 30 seconds of the game because of cautionary trepidation? Do we all think we are that quarterback who plays with abandon, or the one who tries to preserve the lead?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to continue in his or career in the Federal government, “life with abandon” is sometimes merely the next step in one’s career and life by preparing a Federal or Postal Disability Retirement application under FERS, to be submitted to the U.S. Office of Personnel Management, may be the Fourth quarter pass which wins the game.  It is all in the way and manner you see things.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law and consider whether filing an effective Federal Disability Retirement application may not be the admixture of both — a cautionary life with abandon, done the right way.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement for Federal Employees: Memories of Yesterday

There was a recent single-captioned cartoon that had a man and a woman together (presumably a married couple), where one says to the other, “It’s sad when the ‘good old days’ are just yesterday”.  The point of the cartoon was to give us a sense of where we are today, where the pandemic has come upon with such rapidity and impact upon our lives such that memories of yesterday have become the fond fodder of our daily discourse.

The “good old days” are not a decade ago, or even a couple of years ago; they are yesterday.

Memories of yesterday: No concern that just by going out to the grocery store, you will contract a deadly disease that will land you in the hospital; or that there is any concern about eating at a restaurant; or that shaking hands with someone, opening the door to a store or visiting the home of a friend or neighbor will pose a danger.  Or that you may not necessarily be the victim or patient, but rather, you may become the unwitting carrier of a virus which may impact another, more vulnerable person.  Memories of yesterday remain fresh in our minds.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition impacts one’s ability and capacity to continue in one’s chosen career, memories of yesterday are nothing new, and this pandemic has merely exacerbated the situation.

Federal Disability Retirement may be an option to consider, and you should contact a Federal Disability Retirement Attorney to see whether or not the memories of yesterday — before the onset of your medical condition — may prompt you to be qualified for the reality of today by filing for Federal Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: The old man

There is a recognition — born of the enlightenment period in American History referred to merely as “The Sixties” — when a cultural adage was created, which went something like: “Age is not the sequence of years, but of a state of mind”.  Yes, those “Sixties” will one day be looked upon by historians and cultural commentators as that likened to “The Renaissance”, or “The Dark Ages”, or perhaps some other hiccup of historical divisions that bifurcates the “before” and “after” of enlightenment, tumultuous alterations and societal-tectonic shifts of some significance.

The Old Man (without the appendage of “and the Sea”, a reference obviously to the classic novel by Hemingway, who somewhat embodied the end of a Pre-Sixties era where machismo, big-game hunting and the “strong, silent type” was replaced with “sensitivity”, environmental protection and therapeutic sharing) is still regarded by an archetype of sticking to old ways, becoming intractable and clinging to conservatism in thought and actions.

Perhaps that is natural — as one degenerates upon a progressive scale of a downward turn, as on a scale of molecular deterioration leading to eventual decay and death — in that vicissitudes of major proportions can only be tolerated well by the young.  Yet, there is a truth to that old “Sixties adage”, that one’s attitude towards life in general, responsiveness to stimuli and new experiences, is always important in countering the staid phenomena of old age and becoming old.

Medical conditions, of course, can change everything — all at once.  If of physical ailments, one can feel like a young person in a cocoon of ancient origins or, if beset with psychiatric conditions, the disorienting phenomena of psychological trauma can leave one aged while locked into a young body.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it often feels like “the old man (or woman)” has arrived before his or her time.  We tend to focus too much upon historical shifts of tectonic proportions, when what really matters is the individual and the compelling narrative of singular lives.

Filing a Federal Disability Retirement application through the U.S. Office of Personnel Management may not have any great cultural impact upon history’s retrospective purview, but for the individual Federal or Postal employee who can no longer perform one or more of the essential elements of one’s Federal or Postal job, it is as important to prepare and formulate an effective OPM Disability Retirement packet as if one is entering a great tectonic shift.

A Federal Disability Retirement application is a significant event in the life of every Federal and Postal employee, and consultation with an attorney is a near “must” in order to get it prepared properly and efficiently.  As for “The Old Man (or Woman)” that one is afraid of being tagged as because it is time to file for Federal Disability Retirement benefits through OPM — leave that up to the cultural and historical commentators; it is individual lives that matter, and not the footnotes which are forgotten within the morass of vague historical references.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Landmines undetected

Landmines, or other similar devices left undetected, whether improvised to explode and damage, harm or otherwise maim and kill, are constructed and implanted precisely for the purpose of being hidden until it is too late — until, unaware and unconcerned, the unwary enters into the foray of the device and suffers from the resulting potency of mayhem.

Landmines undetected do exactly what they were intended for: to catch the target unaware, and to perpetrate the greatest extent of harm and destruction possible.  Undetected, they lay in wait in camouflaged veils of surreptitious decoys meant to project an aura of innocence and harmlessness, until it is too late.

Then, of course, there are those landmines which could have been detected, or should have been; where the unwary should have been easily apprised of the potential harm, but for whatever reason — apathy, ignorance, lessening of one’s resolve or suspicion, or whatever the excuse or reflective rationale — failed in the process and suffered the consequences.

The term itself — “a landmine” — is often used allegorically and metaphorically, to emphasize a point of danger, potential hazard or other undetected potentiality, whether concealed, veiled or ignored as irrelevant and insignificant.  For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the landmines undetected in Federal Disability Retirement Law may become the very ones which lessen and diminish the chances for a First Stage success.

While most mistakes are correctible, the single greatest landmine that is left undetected, and which often results with the most dire of consequences, is the one that should have been known or otherwise thought of, but was left as a mere inkling ignored and unresolved.

Consulting with an experienced attorney who specializes in Federal Disability Retirement law is a good way to avoid those metaphorical landmines left undetected, and while the Federal or Postal employee who is filing for Federal Disability Retirement benefits may falsely believe that he or she is unable to afford an attorney to guide the Federal or Postal employee through the process, it is the very opposite thought that should be entertained — of failing to afford the prevention of a potential harm upon stepping on a landmine undetected — which should make one pause and reconsider.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Benefits: Confused confusion

Why confuse the confused?  Why confuse further the confusion that already confused even the least of the confused?  Why add to the confusion when the confused are confused enough as it is, and when confusion should be relieved by less confusion instead of confusing everyone further by adding to the confusion?

Life is confusing enough, and it is amidst the confusion of life’s state of perennial confusion that we seek relief from the confusing state of affairs, but which often leads to further confusion because we ourselves are confused.

It all began in childhood when first we entered the ice cream shop and had to choose between vanilla, chocolate and strawberry flavors — and we turned to our parents wanting all three, or one of them, or perhaps two out of three, and we admitted mournfully, “Mom, I’m confused.”  Then, the next summer, we stepped in line and looked up at the offerings, and there were 3 more flavors added — of caramel-something-or-another, chocolate mint and peach; and from thence forward, choices for unlimited quantities of alternatives offered bombarded our sensibilities and overloaded the limited circuitry of life’s options.

Then, of course, there was the “fax machine” that began it all — not having to have to wait for the snail mail to carry back and forth the correspondence that was being typed first on a manual typewriter, then an electric one, then a “word processor”, then a tabletop computer, then a laptop, and then the smartphone and beyond — where every written piece of memorialization could be instantly received, to be further replaced by emails, attachments to emails, shared documents and instantaneous transmissions through the netherworld of constant connectivity; and we wonder, are we any clearer within our lives than before the confused confusion we experience today?

For Federal employees and U.S. Postal workers who believe that the Federal Disability Retirement process is a rather confusing administrative morass, such a belief would not be unfounded.

The complexity of the process — of what meets and constitutes the “preponderance of the evidence” test; of the multiple and various case-law precedents that determine and define the eligibility criteria for a successful Federal Disability Retirement application; to the confusing language contained in SF 3112C that will supposedly “guide” the treating doctors into providing the necessary medical information in order to successfully meet the eligibility criteria — all of it is inherently and purposefully complex and confusing.  How does one cut through the thickets of confusion?

To begin with, confusion is sometimes confused with complexity; and though they share some characteristics, the difference between the two is that while one possesses inherent elements which may lead to confusion, the other (confusion) is not necessarily defined by them.

Federal Disability Retirement is a complex administrative process, and the confusing elements within the process can lead to later complications unless clarified at the early stages.  To do so — i.e., to clarify the confusions and simplify the complexities — the Federal or Postal employee may want to consult with an experienced attorney who specializes in that complex and confusing area of law identified as “Federal Disability Retirement Law”.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement for Federal Employees under FERS or CSRS: The Big 3

In basketball, it referred to the unstoppable trio; although, with the recent addition of Durant, it becomes a crowded foursome.  In baseball, of course, with whatever home team you rooted for, the term represented the first three in the lineup, with the fourth allegedly reflecting that force who would bring the spectators up onto their feet for that anticipated grand slam.  And in the third major sport?  It might refer to the quarterback and his 2 favorite receivers, or the bookends on defense with a linebacker thrown in.

Americans love triplets; whether in sports, where a fourth can never quite squeeze in despite there being nature’s four seasons; or in government institutions, where the three branches of government remain ensconced in the conscience of a collective citizenry, despite the need for that ineffective fourth estate which is meant to oversee and investigate.

In other areas, of course, the reference to “the Big 3” may be somewhat esoteric — as in the realm of hermeneutics, where the dominant theologians were once comprised of Barth, Bultmann and Bonhoeffer.  They could, by alliteration, be collectively grouped as “the 3 Bs”, but because of their relative lack of media anonymity and disparate connections, except for their European origins and the combined deconstructionism based upon dialectical theology and demythologization of the sacred text, here again we find a triad of untold force.  Of course, they never played on a basketball team, nor represented a cycle of sports spectatorship; instead, their impact was to alter the manner in which theology was approached.

Only one of them — Bonhoeffer — was executed; but not directly for his liberal theology, but for his staunch vocalism against the Nazi regime and an alleged involvement in a thwarted plot to assassinate Hitler.  In these days, history rarely marks the ghosts of those who never received the accolades of media notoriety, and “The Big 3” almost always engenders reactions to sports references.  But there are other arenas of substantive discourse, as well.

In Federal Disability Retirement law, “The Big 3” would invoke the tripod of the Federal Retirement System — of the FERS Retirement, Social Security benefits, and the Thrift Savings Plan, and the interplay between the trio.  The first in the three can be “tapped into” early, by filing a Federal Disability Retirement application, which pays 60% of the average of one’s highest-3 consecutive years of service, then 40% every year thereafter, until age 62, at which point the Federal Disability annuity gets recalculated into a “regular” retirement.

Of the second, there is an interplay and an offsetting feature between Social Security and FERS Disability Retirement, but only if the Federal or Postal employee becomes concurrently qualified with both FERS Disability Retirement and Social Security Disability Insurance.  As for the third rail — the Thrift Savings Plan — it can remain in the same investment device after a FERS disability retirement is approved, but should probably not be accessed until a later age, for obvious tax reasons.

Throughout history, words have been elastic and malleable, but relevance is often determined not by the substantive meaning of a staid concept, but by the perspective of the audience.  With that in mind, “The Big 3” isn’t always about LeBron James and what other 2 players he may be joined up with; sometimes, it can refer to Barth, Bultmann and Bonhoeffer, or even to the triumvirate of a FERS Disability Retirement.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Sedimentary Structures

In interpreting geological formations by natural deposits involving complex strata of ahistorical significance, we are better able to conceptualize the environment, the impact of changes by weather, temperature vicissitudes, and organic alterations whether man-made or neutral in their deliberations. River flows and their swirls of changing directions; droughts, sudden floods, or the soft and natural flow of a forming inlet; these all impact and influence the sedimentary structures which form over time, unnoticed to an ahistorical perspective.

Why do we care of such things?  In the silence of nature and the flow of time, where a fallen tree downed by the directional change of forceful erosion, what difference does the depositing of dirt have upon the salience of human civilization?  As with most things of significance and import, it is the analogy discovered, the metaphor spoken, and the connections we encounter within the linguistic tissues of form-to-thought, reality-to-subjective insularity, and the utter abandonment of the correspondence theory of truth, which make for interest and relevance.

The way we think; our outlook on life; whether we retain a hopeful sense for tomorrow or a bitter despondency lost in yesteryear’s calamity of chosen obsessions; these, in their aggregate, formulate the apothecary of our lives. Building a dam; obstructing the natural flow; altering whether it is multi-directional or unidirectional; these all influence the coalescing of sedimentary structures. By recognizing how stratification of certain minerals dominate over others, we can acquire an abundance of wisdom in protecting our own health and wellbeing.

For Federal employees and U.S. Postal workers who have come to a point in his or her Federal or Postal career, where a medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, it is well to behoove the natural formulation of sedimentary structures — and their relevance upon our perspective and insights.

Sedimentary structures form in certain ways, because we fail to be the vigilant gatekeepers of and for ourselves; and preparing, formulating and filing an effective Federal or Postal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal employee is under FERS, CSRS or CSRS Offset, is often the first step in making sure that of the deposits we make in life, living and of unwanted soil within our field of fertility, we must first observe the natural flow around us before determine the best course of action in order to preserve the richness for future stratification of sedimentary accumulation.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The pleasantry of paper’s caress

Will the electronic tablet ever replace paper’s longstanding sovereignty?  The invention, dissemination and widespread availability of paper was a notable mark in human progression — if only for what it allowed in establishing communication, transfusion of knowledge and conveyance of data.  Like Gutenberg’s movable type printing press, the cotton gin, the Model T Ford and the computer chip of modernity, such inventions became, in retrospect, tumultuous benchmarks of human advancement.  If advertising images reflect a hope of an industry, it is clear that paper’s replacement is a target of that sector.

The image to be replaced — of a carefree summer’s day, lost within the creative imaginings enchanted by a book in hand, is replaced in a meditative surrounding of a monastery of quietude, with a solitary figure with tablet in hand.  Is this a clash of non-conforming imagery, an oxymoron of the tactile senses — or an acceptable intrusion of an outdated perspective now carefully designed to allow for a transcendence beyond sensory inconsistency?

Is it too “weird” to claim that there is a synergy created by the connective tissues, perhaps invisible, in the sensation of bonds reinvigorated when the human organ — the skin which covers one’s hands and fingers — makes contact with the organic product once living in the forest of endless time before becoming transformed and processed into a breathing product of man-made paper?  As opposed to:  holding an electronic device encased in plastic — that dreaded construct of human creation that poisons the environment and resists natural disintegration for eons of man’s extinguished presence on civilization’s watch?

It is precisely that pleasantry of a tactile event — that moment unnoticed when lost in an author’s universe, when the hand feels for the edge of the paper, separates the singular from the aggregation of sequential binding, slides down and in a conjunctive movement of coordinated silence, turns the page.  And from that, idioms of meaningful adages — another page in history turned, entering a new chapter in one’s life, and closing the book on a forgettable chapter in the experiential history of a person; or even of throwing a book at or “booking” someone.  How will that tablet replace such evolutions of linguistic goldmines in the future?

What we unintentionally lose by careless neglect in the rush towards embracing newfangled inventions for monetary gain and lining of pockets in corporate boardrooms, we rarely pause to reflect upon, except in the incremental erasures of history’s richness in human interactions taken for granted but never spoken of.  There is, in rushing towards replacement with thoughtless disregard, a propensity to bury that which is seemingly irrelevant but for the empty chair we suddenly miss, but too late in showing our love and care.  We can regret things that are gone, but remain impotent to despair and unable to replace, once discarded into the ashes, with but a hope for the rise of Phoenix, if only in the timeless mythologies forever extinguished.

For the present, however, paper remains king; and whether by paper or in forms of electronic transmission, Federal employees and U.S. Postal workers who need to prepare an effective Federal Disability Retirement application, must formulate a proper strategy and file the proper forms and “paperwork” in order to become eligible for Federal Disability Retirement benefits.  Such a submission must be accomplished within a specified statutory constraint, and the rise of electronic methodologies should not detract from the goal identified:  preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset.

For, whether by the tactile pleasantry of paper’s caress, or via an electronic transmission, in this particular mode of presentation and submission, it is always the content which matters, and not the means of conveyance.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The bonds we forge

As a verb used with an object, the meaning is lost because the context of antiquity remains as mere pages in the history books of a former era, when horses needed shoeing and the hammer and anvil heard the rhythmic pounding of sweat and hard work from the center of town; and without the combined usage with an object, it can include the act of imitation and fakery, as in illegitimately replicating documents without the originator’s consent.  The former sense implicates a vision of strenuous input; the latter, a meticulous care to reinvent or mirror that which fools a third party into thinking that it is the original, as opposed to something likened thereto.  In either case, the toil of effort is required.

Those bonds we forge — whether over a lengthy period, or within a short while — require just that:  time.  And beyond, maintenance in order to secure the togetherness cemented.  The concept itself necessarily implies the prerequisite of first being apart, then coming together.  Once bonded by the labor of forging, care needs to be taken that we not put too great a stress upon the once-fractured point; for as the link which binds is only as good as the strength of its weakest remedy, so the glue that casts the inseparable pair must by rights be allowed to coalesce.

What people fail to realize, however, is that the true and strongest bond which is forged, must be carefully maintained over time.  Left unnoticed or unattended, the disrepair which re-fractures the covenant of unity can easily fray despite the historicity of that red-hot steel that once glowed in the hearth of reddened embers.  That knowing look evinced from the wince of shared pain formerly acquired in memory’s cradle; the sidelong glance of a joke shared between two islands of thoughtful reflection, turned into mirth by a fading laughter like a cup which clinks ever so gently when the ice cubes melting in the heat of day shifts the microcosmic glaciers of a summer’s delight awash in the bitterness of cold tea.

In modernity, we mistake the quantification of people pushing the button of “likes” with the inviolable encounters between fellow human beings.  And, indeed, it is often because of those friendships forged and relationships embraced, that Federal and Postal workers often pause before considering the necessary breach resulting from the needs imposed by a medical condition which prevents the Federal employee or the U.S. Postal worker in filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset.

For, often, it is time itself which cements and solidifies without the notice of effort expended; and the camaraderie and relationships developed over months, years and decades can be the defiance of surrender, if only to extend the moments of memories passed.  But at some point, even the bonds we forged may not be enough to contend against the forces of time, nature, health and fate; and when a medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal employee’s ability and capacity to continue on in the job or position of professional choice, then it may well be that the bonds we forged may need to be severed, as time allows only for a moment’s grace in the floating ships we think we steer, when in fact, all along, we were mere passengers biding our seats with but a temporary pass occupying for a limited time.

Sincerely,

Robert R. McGill, Esquire