Tag Archives: federal employee medical retirement under fers

Federal Disability Retirement: Promises and Pointing Fingers

We make them all of the time; many, merely implied ones; others, of more explicit origins; and of the “blame game” which we all engage in, the ease of pointing fingers when promises are made and broken — well, even our cousins the chimpanzees can do that with aplomb.  Promises are easily made; and, these days, just as easily broken.  Pointing fingers is a way of deflecting one’s own shortcomings and responsibility in the matter; and whether by the index finger or the middle one, the act itself is what matters.

Do some cultures, foreign or less “civilized”, use the thumb, the forefinger (otherwise known as the “index” finger), the middle one, the ring or the pinky in assigning and ascribing blame?

The middle one, of course, is a dangerous entity, for it can play a significance far beyond merely “pointing” to something.  And of the former — of a “promise” — can one be committed to it “forever”, or does a promise lose its efficacy and vitality over time?  When two people commit to each other and begin to build a life together, is there an implied “promise” of working for the rest of one’s life, but with conditions?

What if a medical condition begins to impede one’s career?

Often, the stress of loss — any loss — results in the pointing of fingers, whether justified or not.  Needing to file for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management, often brings up accusations of broken promises and pointing of fingers — that you’re just not trying hard enough; that you can’t just go out on disability retirement at such an early age, etc.

People don’t understand that chronic medical conditions creep into a person’s life through no fault of their own; and when it becomes necessary to prepare, formulate and file an effective Federal Disability Retirement application under FERS, there will be many other stresses which come into play, such as accusations of promises left unkept and pointing of fingers; but, in the end, none of that matters, for, when a condition becomes so debilitating as to prevent the Federal employee from performing one’s Federal job, the best option to take is the one promising to point a finger to one’s self — of prioritizing one’s own health.

And whether that is done with the index, the middle, the ring or the pinky finger, matters not.  Or even the thumb.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement: The Line Between Sanity and Madness

Is it demarcated by a thin line, or is it more likely that the gradual, insidious transformation was fraught with all sorts of signs and indications, but we merely ignored them?

Was the rise of the Third Reich a surprise — or was it an inevitable consequence of the punitive Treaty of Versailles?  When Russia warns of the possibility of a Third World War and use of nuclear weapons, and our response is that such talk is merely “bluster” — is this not the road from sanity to madness?  How do we know, definitively, that it is mere “bluster”, and isn’t the margin of error so thin when it comes to nuclear war, that we should never underestimate any reference in the use of such terms?

The line between sanity and madness is thin precisely because we fail to recognize the signs and symptoms which separate the two.  One day, an apartment building stands tall and by all appearances, sturdy; the next, it is a pile of rubble where flesh and bone have been crushed and pulverized.

From sanity to madness; but what about the signs which revealed themselves, perhaps for a decade — of complaints of shifting, of growing cracks in the walls, of eerie “groaning” noises in the middle of the night; and then, one day, the building collapses, or the bridge falls down…or someone drops a nuclear bomb on a city.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition has now become a state of madness — where it becomes clear that the prior state of commonplace sanity is no longer feasible — it is best to contact a disability attorney who specializes in Federal Disability Retirement Law, and begin the process of putting your life back together by reassessing what it will take to recreate that thin line back behind the line of sanity, by preparing, formulating and filing an effective FERS Medical Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement for Mental or Physical Incapacity: Life’s Mess

When guests come over (whenever that will be again under this Pandemic), we close the door to “that” room; the closets are good to hide it; the basement, the garage, the attic — all are considered fair play as “storage areas” to hide the messes we all have.

Then, there is life’s mess — you know, those categories of living which cannot be neatly arranged, stuffed away, hidden aside or trained to behave.  Perhaps it is one’s spouse or child; taxes; parents; resentments yet remaining with one’s childhood; a trauma experienced; or a medical condition suffered.

It is that part of one’s life which simply cannot be a part of the main or central theme of one’s life.  And so we stuff it into a metaphorical closet, close the analogical door or box it up into a mental category with a tag of, “Not going to deal with it right now”.

Yet, somehow, the door to that room blows open suddenly; the closet is peeked into by a nosy neighbor; the attic becomes infested with rats and so we are forced to clean it up; the basement becomes flooded and we suddenly have to “deal” with it; or the garage becomes so stuffed with the messes of life that we can no longer ignore it.

Life’s messes are ultimately unavoidable — precisely because, no matter how much we want to compartmentalize life’s mess, it is, after all, part of one’s life.

So are medical conditions.  As such, for Federal employees and U.S. Postal workers who suffer from a medical condition such that, as a part of one’s total life, it is that “messy” part which one wants to hide away, Federal Disability Retirement is the option to clean up life’s mess.

Contact an attorney who specializes in OPM Disability Retirement Law and begin the process of cleaning out the closet which constitutes life’s mess.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: The Use of Language

Some are better at it than others; others, still, can state in a single sentence what most will try in a paragraph or a novel.  Poets are linguistic craftsmen who utilize an economy of words but convey the greater qualitative vehicle of descriptions and word-pictures; and essayists, confined often by space limited by editors and restricted by practical concerns, not the least of which may involve the potential boredom or attention-span of readers, must by necessity struggle with clarity of content.

The use of language is a funny thought; for the best of those who engage in it effortlessly, the ideas, concepts and descriptive pictures conveyed is accomplished without concern of the process, but merely by “doing it”.  Language is something we use daily; yet, few of us pause to consider it as a tool or implement of our daily lives.  A gardener who has mislaid his or her spade will look for it and, if it turns out that it is lost, will declare, “I cannot go out into the garden to work, today.”

Do we do that with language?  Do we wake up and say, “Well, today, I mislaid my X, and therefore I cannot engage in the language game.”  Of course, we refer to language as a “tool” in a metaphorical sense, and so we recognize that there are practical distinctions to be made between a spade and language, but nevertheless, they are both “tools” which are used — or misused — in our everyday lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her Federal or Postal job, the time to consider the use of language becomes an important and relevant issue precisely because persuasion, description and argumentation are what must be engaged in presenting an effective Federal Disability Retirement application to the U.S. Office of Personnel Management.

Consult with an attorney in preparing, formulating and filing an effective Federal Disability Retirement application with OPM; for, in the end, the use of language will be necessary in maneuvering through a complex bureaucratic process that also uses language to deny one’s right to a benefit which must be fought for, and language is just as much a tool of use as it is a weapon of abuse.

Sincerely,

Robert R. McGill, Esquire

 

OPM Retirement for Mental or Physical Incapacity: The time of purpose

Does purpose always guide?  Or do we sometimes work on automatic pilot — without thought, working our way through a morass of repetition merely because that is the way we have always done things and it is more comfortable to continue on that same path?  What does it mean to live without a purpose, or even to live with one?  Are we more motivated; does initiative power the inertness within, like steroids or extra fuel added where the flickering flame is about to be extinguished but suddenly someone pours a cupful of gasoline upon the embers of a dying bonfire and “poof!” — purpose places us back on track?

Are there “times of purpose” as opposed to a lack thereof — like seasons that come and go in repetitive rhythms that we are quite familiar with — and during those times when we know the “why” for which we live, it makes it that much easier to get though the day?

Seasons come and go; the rhythm of a life is often impacted by the circumstances that we find ourselves in; and whether we “have” a purpose — as in possessing a clear path or vision forward, or retaining a certain goal or perspective on the “why” of what we are doing — or not, there are those who believe in a higher order of teleological framework where there is an objective reality that guides the course of all human activities and events.

Whether there is such a higher order or not is the Question of the Ages; of theological debates and one’s place in the wider universe; these are all great issues and questions pondered by greater minds, but when the voices of certitude and preaching become silent and the conversation wanes into the late evening, it is only the lonely voice of the individual and the soliloquy of quiet thoughtfulness that remains — and it then comes down to:  What is this time of purpose for me?

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is likely that the very consideration that one’s career and livelihood may be lost, will begin to drive the time of purpose.

Before the medical condition, the time of purpose involved one’s career and work; with the onset of the medical condition, the time of purpose encompassed getting back one’s health; and now, where it becomes clear that the medical condition and the Federal or Postal job are no longer consistent or compatible, the time of purpose must involve preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  For, the time of purpose is driven by the circumstances that change and surround us, and one’s health is a significant life-event to compel that time of purpose.

Sincerely,

Robert R. McGill, Esquire
Federal Disability Retirement Attorney

 

Federal Disability Retirement Lawyer: Insular Delusions

The advantages of holding one’s own counsel are multiple:  little internal strife; dictatorial rule; decision by fiat; complete control and dominance; no blame can accrue to others.  The downside, of course, are just as numerous:  no input from others; the limitation of new ideas, constrained by the perspective of one’s own thoughts and concerns; the fool’s impropriety of listening and following one’s own judgment; little to no brainstorming.

Judgement and decision-making by singular counsel has worked well in countries, corners and civilizations which respond subserviently to dominance and domineering.  But when the populace begins to realize that the emperor is not as wise as once thought (or declared by fiat to be by the dictates of the royal palace, issued in blaring tones and trumpeted daily in printed leaflets used by the peasantry for bookmarks and beddings), then the rumblings of a hunger beyond mere need and wants begins to pervade.

Insular delusions occur because the holding of one’s own counsel ultimately results in a circularity of logic and judgment, and unless new and fresh perspectives are allowed in, self-immolation is the resulting loss of vigor and vitality.  Further, when a deteriorating force begins to gnaw away, such as an unexpected medical condition, then sound judgment and rational perspectives give way to exaggerated and exponential quantification of fear and paranoia.

For Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the decision-making process should always include counsel outside, above, beyond, and objectively-attained, in making decisions about one’s future and security from the ravages pending by one’s agency or the U.S. Postal Service.

Federal Disability Retirement is not just about securing one’s future; it is, moreover, a matter of establishing a capacity of reaffirming one’s potential in becoming employed, without penalty, beyond the Federal sector; of making sure that one’s accrued Federal time in-service is not for nothing; and to ensure that one’s rights have been protected in order to move forward into the future.

Insular delusions occur when an individual retains the sole counsel of one’s own accumulated wisdom; but as wisdom is not merely the aggregate of one’s own opinions and perspective, the delusions which follow are like the windmills of old where knighted grandeur resulted in the myth of Sisyphus, where the toil of rolling a boulder up the hill of agony left one depleted in the soul of the absurd.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Poverty of One’s Soul

The locus of one’s soul has been much debated throughout the history of Philosophy; Descartes, of course, took the incommodious step of actually identifying the central point, but left some “wiggle room” by declaring it merely as the “principal seat of the soul” (is there a secondary, back-seat area for the soul, as well?), but of course, the French can be excused for such seemingly drunken issuances of localities, when belief in supposedly impenetrable defenses can provide for a mirage of security.

The question itself is non-sensical, if one pauses for a moment of reflection.  For, as the soul is not part of the physical universe, to ascribe to it a point of defined location is to misunderstand the conceptual paradigm itself.  Rather, it is the state of the soul which is of greater relevance, and whether enlivened, invigorated, or impoverished.  What deadens the soul?  From Plato to Scruton, the argument can be made that music is an important component in the cultivation or demise of soulful activity.  Repetition of meaningless and monotonous actions, engaged like Camus’ Sisyphus, can also inflict harm; but even he, along with other French existentialists, found meaning in the absurd.

Medical conditions, obviously, can have a profound impact and effect upon the soul.  For Federal employees and U.S. Postal workers who find that a medical condition begins to prevent one from performing one or more of the essential elements of one’s positional duties, the relationship between “meaning” and “employment” can remain the single most significant obstacle to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For, it is often fear of the future and the unknown elements which pervade the dark recesses of nightmares abounding in the subconscious of one’s mind, deep in the caverns of sleep, or interrupted, non-restorative slumber, where childhood visions of dancing daisies and carefree summers have long been replaced by the reality of adulthood, ogres and goblins as real today as when the child once watched with innocent eyes; it is from those vestiges that grown men weep and feel the tiny droplets of fear, and we call them “insecurities”.

Filing for Federal Disability Retirement benefits through OPM is indeed a large step into the unknown.  Poverty, let alone poverty of one’s soul, is a fear of real proportions in these uncertain economic times; but in the end, one’s health should be the priority of ultimate concern, precisely because health engenders the continuing viability of the soul, and for the Federal or Postal worker who fears for one’s future, to prepare, formulate and file an effective Federal Disability Retirement application is a positive step towards securing a safety net to further prevent the impoverishment of the soul, whether located in the pineal gland, or in the ethereal universe of a childhood summer long gone and lost in the innocence of daisies returned to the bosom of the earth.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: The Deeper Recesses of Unwanted Caricatures

Caricatures often depict an exaggerated degree of undesirable characteristics, whether for comic effect or sleaze of meanness.  The totality of the person or entity described is rarely the reality of the grotesque aggregate of the negative characteristics, but one can still see the relative truth of validation in the aspects shown.

Such caricatures, too, can be either internal or external; the latter being the depiction from the perspective of someone “other”; the former comprised of the totality of one’s self-image, how one projects from the perspective of the other, and the reflective thoughts of one’s self.  When others describe one in caricature form, you may laugh, but inwardly shy with horror and fright; and in the deeper recesses of one’s privacy, the truth and impact of such unwanted caricatures may pull one into a psychological chasm of despair.

Medical conditions, especially, can exacerbate an already-existent fear and loathing, precisely because they attack and undermine those areas of the physical, emotional and psychological vulnerabilities most open and revealing.

For the Federal employee and the U.S. Postal worker who becomes impacted by a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the unwanted caricatures which frighten and demean are often twofold:  Loss of productivity (resulting in reduction of income), and devaluing of self-worth, both in the eyes of coworkers as well as from the deeper recesses of one’s own perspective.

Filing for Federal Disability Retirement may not seem like the perfect solution in dealing with a medical condition, but as this is not an infallible universe, so we must accept the imperfections offered.

The generous parameters promulgated within the legal regulations of obtaining a Federal Disability Retirement, allows for the Federal and Postal worker to entertain a second vocation or career beyond the Federal Disability Retirement annuity (one may earn income in the private sector, up to 80% of what one’s former Federal or Postal salary was, in addition to the Federal Disability Retirement annuity).  More importantly, it allows for the Federal or Postal worker to first and foremost focus upon attending to the medical condition itself, while receiving a base annuity during the crisis point in determining the course of future actions.

Unfortunately, what often holds us back in securing one’s future is not the actual realities of an imperfect universe, but rather, the deeper recesses of one’s perfect world, as depicted in an unrealistic caricature within one’s own imagination, precluding progress where pantomimes may perform.

Sincerely,

Robert R. McGill, Esquire
FERS Disability Retirement Attorney