FERS Disability Retirement from the Office of Personnel Management: How is it?

How is it that the world became the way it is without our knowing it?  How is it that the rules were already in place, the lands already divided, the waters already polluted, the debt already ballooning, the inventions already made — how did that come about, and who told us the history of the “what”, “when” and “where” of the past?  Can a society long endure while ignoring the past of how it developed and came into being?  And who gets to tell the tale of who we are, how we came to be, and why we are the way we are?

Berkeley’s epistemological approach was to confine knowledge to that which we can perceive, thereby attempting to limit the problems inherent in Being, Truth and Reality.  Like so many of the British Empiricists, philosophy was being reduced to mere “language” difficulties and, indeed, history itself may bear out their “rightness” in this question and problematic approach.  There is, of course, a quiet revolution going on about our past, our history, and the telling of who we are.  That is always a good thing, so long as “Truth” is the end-goal of such an endeavor.

But when Truth itself has become relativized as mere language games malleable in the hands for greater artificial intelligence, and where algorithms rule instead of human input which confines it within stated ethical boundaries (and even that is questionable, given the underlying motives and intent of human beings generally), then perhaps Wittgenstein was right after all; it is all a matter of who sees the “truth”, who gets to “tell” it, and who maintains the Tower of Babel in this universe of increasingly unfettered liberty.

In the end, the “how” of the world will forever be revised as perspectives, opinions and viewpoints change; but it is the “who” that controls the lifestream of information and historical data as to what is important; and in this Orwellian world where the glut of information has relativized all truths, we care less about the “how” than the “who”, anymore.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition now impacts the Federal or Postal worker’s ability and capacity to perform one or more of the essential elements of one’s position, the history — or the “how — is important in preparing and formulating one’s Statement of Disability as posited on SF 3112A.  However, remember that all historical contexts must be provided in streamlined form; for, causality is not an issue in a Federal Disability Retirement application (whereas, in OWCP cases, it almost always is), and thus undue focus upon the “how” can detract from an effective Statement of Disability as reflected on SF 3112A.

The world around us may be concerned with the “How” of a question; for an OPM Disability Retirement case, it is the more current “what” that is the necessary focus of articulation.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Claims: The Lost Wallet

It is a sinking feeling, a sense of foreboding, and a sudden realization of the empty back pocket that then leads to a feeling of panic.  Or of reaching and finding that the purse that is so carelessly hanging from one’s shoulder, or looped over a forearm — is not there.  It is the nonexistence of something that suddenly brings to existence the sensation of fear, emptiness, loathing — and resultant panic. Whether of the variety where the pit of one’s stomach becomes queasy, or of a disorientation of being, matters very little.

We can try and describe it, but we all recognize it without ascribing and identifying the precise word that depicts the reality of such extinguishment of existential reality: The lost wallet, the stolen purse, the sudden void of that which we have taken for granted each day; and the subsequent sense of the consequences that ensue.

It is not just the trouble of future replacements; the calls to credit card companies, the trip to the Motor Vehicle Administration, and the irreplaceable photograph tucked into the side pocket of the wallet (sorry for showing one’s age — of course, no one keeps such passport-sized photographs in a wallet, anymore, as the anachronism of such a deed has been replaced by the “saved” pictures in that ethereal “cloud” within each Smartphone so that, even if the phone itself is lost, it is never truly lost because it is forever kept in world of downloadable albums) — no, the loss is exponentially multiplied by a sense of having one’s identity violated, and of feeling that an event has occurred where something essential has been extracted from our very existence.

The lost wallet inevitably leads to a first impression of panic; but as panic is a natural reaction, it is what we do next that matters most.  And like the Federal employee or Postal worker who first realizes that he or she suffers from a medical condition, and over time, senses that the medical condition will not simply “go away”, it is the steps that follow upon the news first learned that will have the significant impact upon one’s future livelihood.

Preparing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is that “next step” after the foreboding sense of reality has first been experienced.  And like the lost wallet that will need to be replaced, a Federal Disability Retirement annuity is the needed replacement for one’s career; and while the replacing features may not be as good as the health one once enjoyed or as lucrative as the career one previously pursued, it is a new identity that will be needed until the lost wallet is recovered in some future image of a past relinquished.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Cherishing moments

In the end, isn’t that all that we have?  We like to speak in terms of vast, grandiose expanses of time, where we create plans that span a lifetime, or refer to wide swaths of historical periods as if we have any conception at all about time, segments of memories or even of the memories already forgotten.  Old men and women reflect back and regret the time lost; middle-aged people who are caught up in the race to make up for lost time, continue on the treadmill that never seems to lessen; and the young — they just race through it as if there is no tomorrow.

Cherishing moments — how does one do that in a fast-paced world of technological amplification where everything moves at a hare’s pace when the yearning is for the tortoise’s calm?  Life comes at us with a fury and an unrelenting torrent of rain and winds; and when we try and raise the umbrella or walk at an angle to counter the ferociousness, we merely get left behind.

How is it that “memories” become more significant and important in our lives than the actual “living” of an episodic slice of our daily existential encounters?  At what point does one take precedence over the other?  Is there an imbalance of disproportionality that occurs — as in, spending more time “remembering” as opposed to “living”?  Is a person who watches the same move over and over, day after day, any different from the one who constantly daydreams about a moment in his or her life, over and over again, repetitively in a lost morass of memories unrepentantly consumed? What is the proper balance and mixture — somewhat like a recipe for a homemade pie or a birthday cake — between the ingredient of cherishing moments and the reality of daily living?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the problem with cherishing moments — any moments — is that the impediment of the medical condition itself will not allow for any enjoyment at all, whether of memories remembered or of life to be lived.  That is when you know that there is a disequilibrium that needs to be corrected.

Preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may be the first, albeit tentative step, towards attaining a level of normalcy where cherishing moments is a choice to be taken, and not as a regretful nightmare uncontrollable in the restless dreams of a forsaken career.

Sincerely,

Robert R. McGill, Esquire

 

Federal Government Disability Retirement: The Best of Mediocrity

There is an overriding principle that, where excellence is sought, higher expectations are exceeded.  Acceptance of a given human condition and resignation to that which is less than the best, is to embrace the heart of banality and to reject that august status reserved for the human species, of being above the animals and just below the angels.

There is a syndrome for that; of thinking and believing that one’s situation is all that one can hope for, and this resignation to life’s circumstances occurs when mediocrity becomes the meddlesome cousin to dashed hopes and dreams, and when the toxicity of one’s surrounding environment will not widen the narrow imaginations once the muddle of the middle prevails upon human potentiality.

It is like the parental fight which tumbles unchecked into an ugly shouting match of epithets and unbridled accusations of meanness and vicious ferocity, flung at each other out of frustration and fatigue, and then the realization that the children are watching, ever so observant, and you ask, Who are the grownups in this morass?  Where did the emperor’s clothes go?  What happens to a couple when there are no longer control mechanisms and neighbor’s noses to sniff the air for scandal, and when destruction of stability is accepted, any and all sense of obligations are thrown out the proverbial window, and the visiting aunt is no longer there to lend a critical eye, but instead has been shuttled to a nursing home where decay, death and dementia of purposeless existence remains in the antiseptic stench of lifelines and plastic tubes draining the life out of a society’s level of excellence?  We accept our “station in life” when hope is vanishing in the degeneration of societal decay.

For Federal employees and U.S. Postal workers who sense this morass of loss, especially when a medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal positional duties and there comes a recognition that one must prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the time to shed tears for the loss of mediocrity comes when affirmative steps are taken to recognize that there can be something “more” than merely the best of mediocrity.

Never think that filing for and obtaining a Federal Disability Retirement annuity is merely to accept “less”; rather, it is a recognition that there is an inconsistency between the medical condition one suffers from, and the limited positional duties of the Federal or Postal job for which one is positioned.  There can be further opportunities for work and vocational advancement in another job in the private sector, while still retaining one’s Federal OPM Disability Retirement annuity (as long as the type of job one chooses to engage in is somewhat substantively distinguishable, and if one remains within the “80% rule” of earned income).

The best of mediocrity is to accept the loss of one’s Federal job or Postal work, and to not see that the proverbial corner one cannot yet view, is but road yet untaken, an opportunity unseen, and a future to behold as the golden dust of an angel’s flight may yet sprinkle upon elevating the best of mediocrity into a stratosphere of excellence, beginning with preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employees Disability Retirement Benefits: Weather and the Prognosis

Prognostication of weather, beyond a day (or sometimes a couple of hours) can be treacherous and self-defeating.  With enhanced computer networks which reevaluate information as it is fed with information concerning patterns of predictability, shifting atmospheric changes and spectrums of barometric alterations; cumulatively, a pie in the face is preferable despite advanced technologies allowing for respectable predictability.

Similarly, the medical field is expected to provide predictions of future events and as-yet unforeseen consequences.  Because medicine is considered a “science”, the level of accuracy is required beyond mere witch’s brew, or the spell of waved wand cast upon an unsuspecting eye.  Thus do doctors engage in percentages and probabilities; of mortality, X-percentage, give or take a few months, based upon studies delineated in some obscure journal presumably respected and hidden in the esoteric towers of ivory bastions.

For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the requirement for Federal and Postal employees includes information that the medical condition will last a minimum of 12 months (from the date of filing for Federal Disability Retirement).  Persistent and prevalent misinterpretation of this requirement pervades; one often hears the belief that the Federal or Postal employee must be away from work, or otherwise incapacitated, for that period of 12 months before filing.  Nothing could be further from the truth.

The requirement is merely one which denotes a prognosis or prediction, no more than what the medical field can predict and what the weather can portend.  It merely means that a Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, will be so prevented and impacted for a minimum of 12 months.

Any doctor worth his or her salt can provide a prognosis of how long the medical condition will last, and whether or not such a prognosis is as accurate as the 10-day forecast promulgated by weather entities is often irrelevant.  For, in the end, the Federal or Postal employee who suffers from the medical condition and who needs to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, knows in his or her “heart of hearts” how long the medical condition will last, whether it is for a day or a season, or a lifetime of chronicity requiring longterm care and treatment.

As one’s own body, mind and soul rarely mistakes the shifting changes of life, so the weather and prognosis of one’s own health can be established through the experience of pain, agony, and the pounding of deterioration perpetrated upon the vulnerability of a mortal being.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Cost of Character

Being daily denigrated is an expected course of treatment for some; for those who perpetrate it, the sport of demeaning is often thoughtless, reactive, and toxic to the core, and reflects a fundamental void in one’s own life; and for the victim of such caustic characterization, the incremental pounding to one’s ego, self-esteem and capacity for abuse results in diminishment of the identify of worth by small slices of reduced stature.  Such attacks may be overt and direct, while others may be subtle, privately targeted, and intentionally out of the earshot of witnesses.  In both cases, the damage can be devastating.

For Federal employees and U.S. Postal workers who must confront this type of daily abuse in the workplace, the avenues of outlet are complex and varied.  Complaining or filing lawsuits often results in the mere circling of the proverbial wagons around the perpetrators, and suddenly an invisible fence appears where the victim is the “outsider” and the caustic character the one needing protection.

For those Federal or Postal employees who suffer from a medical condition, and who receive the brunt end of such ill treatment because of the medical disability which impacts one’s ability and capacity to perform one or more of the essential elements of one’s positional duties, the need to deal not only with the toxicity of a hostile work environment, but concurrently with the underlying medical conditions, makes for an admixture of overwhelming circumstances.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best and only course of action left.  For, to stay becomes an untenable option which impacts and further deteriorates one’s medical condition precisely because of the toxicity of the environment; to walk away and do nothing is an act of idiocy, given the years already invested in one’s career; and thus the alternative of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management becomes the most enlightened of choices to be made:  It allows for the recuperative period away from a denigrating source of pain, while securing a foundational annuity for one’s financial security and future.

We often talk daftly about “character” and the need to “stick it out” when the “going gets tough”.  But the cost of character is the price paid by the Federal or Postal employee who must withstand the onslaught of a bureaucracy which is faceless and relentless, while at the same time dealing with the deteriorating health administered by a medical condition which will not just go away.  The cost of character means nothing if the essence of one’s worth is not protected, and filing for, and securing, a Federal Disability Retirement annuity is meant to do just that:  pay for the cost, and safeguard the character of worth.

Sincerely,

Robert R. McGill, Esquire