OPM Retirement for Mental or Physical Incapacity: Dreams quashed

It has a ring of finality to it, a tone of termination, a quake of unequivocal endings; to extinguish, to suppress or to stamp out; it is often used as an example of some authoritative juggernaut putting down and out a rebellion by some wayward bandits; and so when it is conjoined and combined with another word – one that denotes hope for the future, a flicker of light for something positive – that has a positive connotation, it becomes an oxymoron of sorts, or a compound concept that cancels out one another.

The first word allows for a future hope and anticipation of things yet to come; the second, a denial of the first, a negation of that which one lives for.  Dreams quashed is an admission of defeat where once victory was in hand; a resignation to the reality where warmth of hope yet remained; and a bowing to a reality where the subjective universe perhaps allowed for thoughts beyond that which the objective world would dictate.

The compound concept of dreams quashed, when applied to a young soul just starting out in life, is perhaps a tragedy; as one gets older and reaches towards the dusk of life, or of the old man in a rocking chair rocking the finals days of breath away into the sunset, perhaps less so.  Yet, for everyone, whether young, old or in-between, dreams constitute the fiber of life’s worth, the filament that connects between despair and a will to move forward.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent, impede and block the ability and capacity to perform all of the essential elements of the Federal or Postal position, the recognition that a career may be coming to an end, and anticipation of that “dream job” one finally obtained after college, and the realization that the camaraderie of working on a team, of having a unified purpose and a singular mission that always moved towards the future, to fulfill mini-dreams and projects that leaped into the beyond such that tomorrow was worth living and the next day was an anticipated victory of some proportions, perhaps microscopically relative to the greater universe, but nonetheless a platform that reflected upon one’s self-worth; these constitute those very “dreams” that appear to be in danger of being “quashed”.

Sometimes, however, the dreams of yesteryear need to be adjusted, such that it is not truly a quashing, but merely a modification.

Federal Disability Retirement is a recognition not of a dream quashed, but of a priority realized – that health is not always a given in life, and that which we took for granted was never to be freely accepted, but a gift received by a token of one’s sense of mortality.  Dreams quashed are merely hopes deceived, and preparing an effective Federal Disability Retirement application, whether the applicant is under FERS, CSRS or CSRS Offset, is to merely delay the inevitability of another dream revived but perhaps left forgotten in the rush to make a living.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Little battles fought

It is the minor skirmishes of life that maintain the vitality of everyday existence; they are fought in preparation for the greater battles and campaigns.  That is why a ‘strategy’ is important; otherwise, taking the same hill countless times in a day leads one to wonder what the greater plan is.  For, futility and the sense of meaninglessness are what defeat any motivation to continue.  Incentives for advancement; a sense of growth and an optimism for the future; these and other values are what one fights for, engages in skirmishes, and those little battles that are fought with a worthwhile sense of gaining something.

Medical conditions, especially of a chronic kind, tend to diminish the will to fight.  They not only weaken and debilitate; they begin to eat away at any sense of accomplishment and striving for those valued goals.  It is, in the end, a sense of hope for which we all fight the little battles fought; otherwise, the major wars would fail to be worthwhile.

Medical conditions are the “unfair” factor in any war, sort of like roadside bombs planted in this new war of hit-and-run attacks.  They often come upon one slowly; and whether in a sudden, traumatic event or evidencing a slow progression of debilitation and subtle changes over a period of days and months, the insidiousness of not knowing how to battle it, of doctors telling of being patient, of medications themselves sometimes having worsening side effects that complicate, exacerbate and exponentially magnify in frequency, severity and other realms of wounds endured – these all cumulatively combine to create a sense of frustration like fighting an enemy you cannot see and will never be able to actually “fight” in the traditional sense.

That is why preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important step in those “little battles fought” – for, unless the little ones are taken care of, the large ones that loom ahead may not be properly engaged in.

Reorganizing priorities; focusing upon one’s health; determining the future course of relevancy; these are all part of the metaphorical battles to be fought, but for the individual who experiences the medical condition and specifically for the Federal or Postal employee who must consider filing a Federal Disability Retirement application, they are no less real than the sudden devastation of a roadside bomb exploding beneath one’s Humvee.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The inchoate life

The problem is often the perspective, and not the reality.  Somehow, human beings walk about this earth with the expectation that fulfillment is in the “now” and development is merely something ascribed to babies, yogurt and African nations on a far away continent of timeless immaturity.  Potentiality; the consistency of growth; and, even in old age, despite the deterioration and degeneration of cellular expansion, our lives represent an inchoate and rudimentary structure such that we have to constantly strive to grow.

Yet, somehow, we mistakenly believe in so many fictions; that the senior prom is the fulfillment of all things important; that graduation from college represents the pinnacle of our education except for those few who go on to graduate schools (which is now more common than even a decade before because of the intense economic challenges and competition); that the present job is the treadmill upon which success or failure reflects; and that, in old age, decrepitude and endless agony awaits us all.

All of us, in the end, are imperfectly formed and in the constant process of becoming formulated; yet, by our impatience and desire for fulfillment, we deny the very existence of the part-existence of our very Being.  And so we cry out in protest when a medical condition hits us and prevents us from being or doing that which we believe we were destined for; and like the shrill screams of hungry coyote in the wind-swept plains of a desolate landscape, we dream in solitude as the howls of time obscure the pain of suffering.

What dreams we once held; the journey from form to content; the need to accomplish, excel and fulfill; these are all human characteristics which bring out the best in us.  But reality is also a discourse where interruptions and interludes occur, and the reality is that most of us never fulfill the potential of our lives, and that is okay, especially when the circumstances intervening are beyond that which we have the ability or capacity to control. The inchoate life is seen throughout the many unmarked graves and tombstones lying in quietude of silent anonymity.

For Federal employees and U.S. Postal workers who realize that careers chosen, dreams yet unfulfilled and goals unachieved, the medical conditions that interrupt are merely reminders to us all that the inchoate life cannot be avoided.  Priorities must be set; a different path may be required.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is merely another step in the many steps of a Chinese proverb, and the inchoate life is just another movement, a stir and a wrinkle in so many lives yet to reach the completeness of a destiny still to call in the wilds of a lone wolf speaking to the full moon of purposeful lives.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The importance of seeing a way out

The strategic approach of allowing for a route of retreat is well-known; by providing an exit option, casualties are lessened and the proportional ferocity of battle often parallels the availability or non-existence of such a pathway out.

Cornered animals behave in the same way – and why would they not?  Do we think that we are somehow exempt from the genetic predisposition of Darwinian inherency?  And the cornered enemy who sees no exit – with the final bullet retained for self-annihilation, the option of surrender not a reality for the traitorous residue to such an act, or of the potential for torture and mutilation naturally following revenge upon actions taken previously; or a kamikaze-like final hurrah met with a hail of bullets; it is the importance of seeing a way out, that often determines the course of future conduct.

That is how the Federal employee or the U.S. Postal Service worker views the benefit of a Federal Disability Retirement:  as the “way out” of an otherwise untenable future course.  Without it, the options are often:  Die trying to get to work each day; resign with nothing to show for the many years of investing in one’s career in the Federal sector or the U.S. Postal Service.

What is so interesting in engaging Federal employees and U.S. Postal workers for multiple decades, now, is the singular and unassailable fact that is contrary to the misperception held by the general public:  Federal employees and U.S. Postal workers are among the most dedicated of workforce servants, putting in long and uncompensated hours beyond what they are required, and never wanting to take the “exit option” but for the chronic and severe nature of a rising and debilitating medical condition.  And, how many who obtain a Federal Disability Retirement annuity go on into the private sector and “pay back” into the very system from which they are being compensated the Disability Retirement annuity?  Many, if not most.

Without the benefit of Federal Disability Retirement, many would struggle and ultimately lose the battle either with the agency or the Postal Service, or with the medical condition itself.  Even with the benefit of a Federal Disability Retirement annuity, the pay is not so enticing as to encourage any mass exodus via the vehicle of a Federal Disability Retirement benefit, and it is only because of the progressively deteriorating nature of a medical condition that finally impels and compels the Federal employee or U.S. Postal worker to take that exit option, and to seek to reach a plateau of rehabilitative serenity such that a further career or vocation in the private sector could be possible.

In the end, like enemies in a fierce firefight, the importance of seeing a way out is just as relevant to the Federal or Postal employee who suffers from a medical condition, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, as it is to the kamikaze warrior who tightens the band of fate by an emblematic headscarf in preparation for the final battle.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The heckler

We see them from afar, as lone voices suddenly erupting with disruptive force, often barely audible, sometimes unintelligible, but rarely unnoticed.  In some corners of the world, their acts can become dangerous; inciting violence, being put upon by the surrounding crowd; their license to interrupt has been somewhat muted by the responsive threat of retaliation, voiced in more recent days.  Most of us sit back and wonder who “those” people are — such fury and passion to deliberately interject without invitation or welcome, and with the full knowledge that the subsequent events will lead to being either escorted out in less than gentle ways, or set upon in more violent fashion.

Are there causes which still exist, worth fighting for, anymore?  Is it just boiled-over frustration against a political firestorm of ineptitude and economic vicissitudes which leaves the ordinary person powerless and voiceless?  Or, is that interruptor a paid badger from another camp, merely acting as an apparently passionate interlocutor, but nothing more in reality than an employed spoiler to reveal the disarray of discontent allegedly felt by the greater populace?

It is a tradition of American politics, certainly, to have the presence of at least one heckler rise from the quietude of the sheep’s fold; and like the wolf covered by the lamb’s clothing, with barely an eye peeping through to gauge the exact timing for the sudden uproar, the impertinence of a question posed, a harassing shout and a barrage of epithets and garbled sentences drowned out by a sea of groans from around; does it all really matter?

There have always been hecklers of time and badgers of dishonor; and like the crowd which follows blindly in sequence of movements, such temporary interruption of a planned event is but merely a nuisance of life tolerated.  How we treat the heckler is but a reflection of life itself. For Federal employees and U.S. Postal workers who have a similar interruption of “the event” of life, such as a medical condition which cuts short the Federal or Postal career, and where a responsive interlude must follow — filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the only choice left, and the best alternative to pursue.

Suddenly, it becomes the “quiet one” who must turn and heckle; for the Federal Disability Retirement applicant is often that part of the crowd which never made waves and rarely complained, but merely went about his or her business and accomplished quietly the “mission” of the agency or the daily repetition of work at the Postal Service.  Then, suddenly, the Federal or Postal worker was “singled out” as the “troublemaker” — all because of a medical condition which the Federal or Postal worker never asked for, never wanted, and rarely complained about.  But like the heckler who knows of the oncoming consequences, filing for Federal Disability Retirement benefits is surely a cause worth fighting for — despite the rude exit which is certain to follow.

Sincerely, Robert R. McGill, Esquire

Federal Employee Disability Retirement: Life Choices

We all have to make them; and though we may alternatively want to curl up into a fetal position and wish the blunt world to stop bothering us, the decisions we make, and take responsibility for, reflect the state of maturity which binds us to age, experience and level of moral maturity.  It is, to a great extent, a superficial and shallow connotation and reference point; for, as the inevitability of choices to be made result from living in circumstances of our own making, so to imply that there is anything “substantive” in speaking about them undermines the very relevance of implication itself.

To live is to be confronted with daily choices; only the dead remain silent and require not the paths to pick.  Thus do mundane and pithy sayings originate.  Life is full of choices; the choices we make in life determine the future course of events yet indeterminate, but somewhat foreseen and predictable. Often, we avoid them not because of consequences untold, but for knowing the folly of our decisions.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition foretells of impending signs which the Federal agency and the U.S. Postal Service have, or will, impose and initiate, the time to begin preparing one’s Federal Disability Retirement application is “now”.  Yes, the Federal and Postal employee has up to one (1) year to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, in order to meet the Statute of Limitations for filing an OPM Disability Retirement; but as it often takes many, many months to prepare, submit and get an approval from OPM, so the decisions we make today will have future consequences untold but foreseen if choices are not embraced in a timely manner.

Life presents many choices, alternatives, and lists of items like entrees on a menu; but in the end, the choice made means that when the plate of food arrives, a check for payment will follow soon afterwards, and it is the expectation of the price to be satisfied which should prompt and motivate any decisions of delay for the Federal or Postal Worker who intends on procrastinating in the preparation, formulation and filing of a Federal Disability Retirement application through OPM, whether the Federal or Postal employee is under FERS, CSRS, or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Generational Transfer of Wisdom

If wisdom is the collective knowledge, information and experience of a culture, then the loss, refusal or rejection of such historical amassing of purposive accrual of cognitive aggregation would result in the disintegration of a cohesive identity.   Foolishness can therefore be defined as the state of reinventing the wheel at every turn, merely because of a stubborn refusal to listen and learn.  And that is precisely the current state of modernity; youth portends to pretentiousness; all of knowledge is discovered only today, and the older generation knows not the profundities of present-day philosophers who tweet daily gems of lifestyle advisories and post declarative idleness of incomprehensible vacuities.

The generational transfer of wisdom appears not to occur, as age determines relevance or signification of acceptable attributes, and pop culture and kitsch are the declared values of societal constructs.  Then, where does that leave the vulnerable and infirm?  The rejection of generational transfer of wisdom is merely an indicator; what it points toward is a greater denial of values, truths and ethos of a culture.  It begins with a coarsening of normative boundaries of conduct, and progressively crumbles the inherent foundations of a society.

For Federal employees and U.S. Postal workers who have witnessed the increasingly adversarial environment of the Federal agencies and U.S. Postal Service, the measurable and palpably observable abuse and neglect of basic rules of conduct and behavior are harbingers of greater stress and intolerance.  Federal and Postal employees are always asked to do more with less; and when a medical condition enters into the equation, the need for accommodating — even temporarily or for extended periods of absences or predetermined blocks of time — becomes a mere formality for discrimination and dismissal.  Medical conditions are a part of life — and how we deal with individuals with medical conditions constitutes the character of a person, group and society.

For Federal employees and U.S. Postal workers who suffer from the duality of adversities — the medical condition itself, and the cold disregard of the Federal agency or the U.S. Postal Service — consideration should be given to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Does the Federal or Postal employee need the advice and guidance of a Federal Disability Retirement lawyer in pursuing Federal Disability Retirement benefits through OPM?  That is a microcosm of the greater question of rejecting the generational transfer of wisdom as reflected in society as a whole; for, as the fool in Shakespeare’s tragedies often imagines himself to be the final word on all matters of importance, so the resulting destruction in the final act in both the play and of life is often costly, if not predictable.

Sincerely,

Robert R. McGill, Esquire