FERS Disability Retirement: The Other’s Misfortune

Why is it that the other’s misfortune is a relief, of sorts?  Some relish in talking about it — often referred to dismissively as “gossiping”; while still others possess a superstitious fear about even referring to it, lest you attract attention and bring upon yourself the other’s misfortune, as if it is some sort of infectious disease which can be caught and spread upon its mere mention.

We tend to think of the other’s misfortune as a statistically relevant event, as if there are a certain set of misfortunes and each of us are in line to receive one, and our individual chances of being hit with a misfortune increases if the next person nearest to us has been hit with one.

Thus do we believe that if a death is experienced in our next door neighbor’s home, then ours must be next; and do we think in similar terms when good fortune comes about?  Does a gambler — or even a person who plays the lottery — believe that if the person next to you has hit the jackpot, that somehow you must be “next in line” and have a greater statistical chance of hitting the next “big one”?

Avoiding the “Other’s” misfortune has a sense of relief because we all believe that whatever fortunate circumstances we find ourselves in, we believe to be tenuous at best, and at worst, a mere streak of good luck that we neither earned nor are capable of retaining for long.

For Federal employees and U.S. Postal workers who suffer from the misfortune of a medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is no longer the other’s misfortune that is worrisome, but of your own.

Consult with a Federal Disability Lawyer who specializes in FERS Medical Retirement Law, lest the misfortune that is not of the other’s may become compounded because the Law’s lack of compassion may not sit well with a misfortunate which fails to abide by the Agency’s “mission” or the Postal Service’s need for labor to remain uninterrupted.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Government Employees: Age-based worth

That is the ultimate hub of it all, isn’t it?  Age is always a factor, whether a society enforces protective measures, anti age-discrimination laws, or simply deny the underlying existence of the subtleties that conceal the unfairness of it all.  What is it about age that compels people to judge the worth of others based upon it as the singular criteria that determines value?

If a person is expected to be at the “end” of one’s life — say, nearing 80 or 90 years old — is that person’s worth any less than the newborn who enters upon this world with the same expectancy as that old codger’s past remembrances?  Why do we consider it an honorable gesture if, on a ship that is about to sink, the older men make sure that children (and women) are the first to fill the lifeboats and rafts before considering themselves?  Are their lives not worth of any greater, equal or identical value as the young ones who benefit from such unequal conduct?

Perhaps, in modernity, such gestures of chivalry would no longer apply, and the more current perspective of “first come, first survive” would be the rule of the day.  In a society where criteria of worth and value have been cast aside and where each individual is considered without regard to age, race, ethnicity or origin, is perhaps the better approach — but is that true in all contexts and circumstances?  The fact that there should be no discrimination based upon age in the workplace — does it mean that the same rules should apply in the sinking-ship hypothetical?

For Federal employees and U.S. Postal workers who are considering preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, age must always be a consideration because of the automatic conversion to regular retirement at age 62.  On the other hand, the time that a person is on Federal Disability Retirement counts towards the total number of years of service when the recalculation occurs at age 62, and so the extra percentage points will be of great benefit no matter how old a person is.

The laws seem always to favor the younger, and age-based worth is often a consideration in engaging any and every sector of life, and that is no different in considering filing for OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Arrive with bluff, depart with bluster

That has become the motto of universal exceptionalism; it is the bravado of the incompetent, the arrogance of the ignorant and the methodology of the unwary:  besides, it is a funny line plagiarized from a work by Evelyn Waugh (no, that is a male writer, not a female).

It is to come into a circumstance, a job, an assignment or a social conduit acting like one knows what one is doing, messing everything up, then leaving the desecration of incompetence and a heap of human detritus for others to deal with, while all the while turning up one’s nose, shaking the proverbial head in disgust, and departing with an unjustified defense of one’s own incompetence with:  “You guys are hopeless.”

That is the guiding declarative foundation of all self-help books, advice columns and Oprah-wanna-bees in columns of suspicious pearls of so-called wisdom:  “The key is to act like you know what you are doing, with confidence and assertiveness; the rest will follow and everyone will believe in you.”  Or, in other words, believe in yourself despite not knowing anything; act with declarative arrogance; be self-confident (of what, we are never told) and take charge of your life.  Then, if things don’t work out, don’t be too hard on yourself (or, better yet, not at all) and don’t ever allow others to get you down.

Such a foundational folly of methodological madness fits in very well, and is completely commensurate with the cult of youth; for, even if we all know that the younger generation knows not anything but having been coddled throughout their educational years (hint:  a euphemism for indoctrination for heightening self-esteem), the world generally operates on its own in spite of massive and daily incompetence, but that is precisely why there is a need to hire a dozen people for every job:  quantified incompetence somehow makes up for qualitative lack.

Once upon a time, bluster was known, recognized and dispensed with; and bluster was laughed at, mocked and ridiculed.  Now, it is an everyday and common occurrence, because the substantive basis has been ripped out and the soul is now an empty cavern of echoing banter steeped in words of meaninglessness topped by nonsensical linguistic cacophonies of boundless chatter.

Yet, there are times when substance matters, as when a Federal employee or U.S. Postal worker experiences a medical condition, such that the medical condition begins to threaten one’s ability and capacity to continue in the position one is designated in.  That is the time when neither bluff nor bluster is desired, needed nor welcome.

Honest answers and forthright advice is what needs to be obtained, both from Supervisors, coworkers and Human Resource personnel; in the legal advice rendered and received from one’s Federal Disability Retirement lawyer; and from friends, family and loved ones in pursuing this very difficult bureaucratic process couched within a cauldron of administrative nightmares.

We arrive into this world without a clue; we learn to bluff, even when we don’t want to; and when we depart, it is up to us as to whether there needs be an imprint of bluster, or whether the honesty that still resides in the essence of our soul may still reveal a vestige of the true character we maintained, in preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: Of August Reminders

As an adjective, the accent is placed upon the second syllable, and recalls of supreme dignity and grandeur, with images of a Roman Centurion with his breastplate shining in the full sun of power and prestige.  As a noun, it is the doldrums of the eighth month, but where a breath of coolness always invades and reminds us of the possibilities, and of the coming winter still to arrive.

The inflection upon the first syllable makes all the difference; yet, the word remains the same, and only the harkening echo of a meaning concealed by mere intonation of voice.  What reminds of possibilities yet to be revealed?  Do smells, sounds and memories of potentialities unseen but foretold by parents, uncles and relatives, of the limitless anticipation of a world still before us?  Or of that cool respite, when the heat of summer turns suddenly a winter’s reminder, and allows us to bask in the sweat of our own memories, when toil was but a lazy dream in the midst of shadows by the stream’s edge?

There are times in life when possibilities seem endless, and the potentiality for happiness, joy, and sheer pleasure are limitless but for the darkness of our inner essences; when childhood memories once granted the wishes of a butterfly’s dream, and love was still the scent of flowers yet blooming in the valley below. But life tends to intrude and intercede; interruptions of august dreams in the doldrums of August nights; but for us, dreams are the escape from the reality of today, where tomorrow only brings sorrows but for lonely nights where the unity of solitude interrupts the daily grind of reality.

We never could precisely pinpoint when childhood ended; only, that adulthood “is”, and forever was.  Those summer dreams when the first kiss awoke our inner stirrings; when innocence was lost forever; and, somehow, we grew up with august reminders in those lazy August days when the fireflies died, and darkness enveloped the universe of possibilities.  There will still be days when we believe in ourselves; but as lives pass by, we watch and listen, and rarely see.

For Federal employees and U.S. Postal workers who feel the heat of summer’s suffocating dawns, those few days when the blast of reminders come our way, we relish and believe that the August doldrums are now behind us, only to realized that the days ahead will still embrace the sweat and toil of endless streams of treadmill repetitions.

When a medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal worker’s positional duties, it is time to harken back to the days when august thoughts pervaded, and leave behind the August doldrums of sweat-filled concerns.  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best option left as a reminder that August is the month of possibilities yet unfulfilled, and where august thoughts must emphasize the syllable following the doldrums of past reflections.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Cosmic Intransigence

The complaint is most often heard in a converse manner — that because of the minutiae and daily details required of one’s energy, focus and concentration, the “larger picture” fails to be seen.  But the reverse is just as true:  we often overlook the significance of the mundane, justifying such neglect by arguing that it is the cosmic and universal principles which are of greater relevance; mere human beings within the aegis of humanity, are but flies in a smattering of a decaying universe.

And while grand principles are indeed noble, and provide for paradigms upon which notable historical movements have been based, it is ultimately the monotony of hopes and dreams, as held and projected by youth in turmoil and wanting, which create the sprinkling of golden dust blowing by to sparkle the dreariness of daily toil.  The cosmic will always be intransigent; there is nothing to be done with it, as natural laws, the fate of karmic forces, and the ethereal foundations of the universe will continue to move history, economies and world events forward, with or without the input of ordinary people.

The world is a mere playground for the wealthy and powerful, and the gods which play with the cosmos are already intransigent in their own brutal way.  But that is precisely why the personal problems of individuals amount to so much more than the aggregate of a single life; the “greater picture” will always be there; it is the seemingly insignificant life which makes for beauty and worth.

For Federal employees and U.S. Postal workers who become disheartened because of the cosmic intransigence of the “greater picture”, it is precisely the focus upon one’s own life, family, future and time yet left for greater endeavors, which should be the focus of today, the dream of tomorrow and the concentrated efforts of past remembrances.  When a medical condition begins to impact one’s capacity and ability to perform the essential elements of one’s positional duties, the Federal or Postal employee needs to consider filing for Federal Disability Retirement benefits, precisely because the “larger picture” will always be there, but the smaller details of necessity call for one’s effort in securing one’s place in that greater context.

When one’s health is threatened, the fragile nature of one’s being, the sense of insignificance and loss of place and relevance in society, becomes overwhelming.  But it is precisely within that context that the importance of carrying the burden forth becomes all the more relevant; if not for grander principles, then at least for one’s own self, family, and friends who care.

Filing for Federal Disability Retirement through the U.S. Office of Personnel Management may seem like another mundane detail of bureaucratic life which one must pursue, but it is what one can do in the next phase of one’s life that will matter, while all the while the cosmic intransigence of an impervious universe coldly stares back with the laughter of fate and determination to destroy.  It is up to each of us to defy such willfulness of intransigence.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Fool’s Gold

Pyrite is often the element mistaken for gold, with its bright yellow appearance and shiny, reflective compound.  Why a given mineral is determined of greater value than another of similar appearance is a complicated affair, encapsulating economic principles of supply and demand, the fungibility and replacement feature of one over the other, and the plain fact that the elemental differentiation itself constitutes “real” versus “fake”.

It is, in history books, novels and plays, a metaphor for greed, corruption, ill-fated endeavors, and motives which propel obsessions of determined failure and futility.  For that which we seek with a blind eye, we end up becoming blinded to.  During the course of a career, one can often lose sight of why we were working towards a goal, the values which we once cherished, and the reasons for our very essence and being.

For the Federal employee and the U.S. Postal worker who suddenly finds himself or herself with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the metaphor of the fool’s gold is an instructive one.  For, to pursue one’s career at any cost, is ultimately a fool’s errand; and when the price to pay is one’s own health, such a continuing act of futility can result in greater calamity than necessitated by one’s progressively deteriorating circumstances.

Priorities in life always have to be readjusted, in order to accommodate the unexpected vicissitudes of life’s challenges.

For Federal employees and U.S. Postal Workers, the work is important for most, and is a “high priority” in order to accomplish the mission of the agency or the Postal Service; but when one’s health contraindicates the priority of one’s Federal or Postal career, a change of venue should be considered, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important first step in making sure that the proverbial pot of gold one once sought, has not been replaced by the mirage of fool’s gold, lest the leprechaun who mended your shoes is caught during the process, in which case the three wishes granted may override the need to reshuffle one’s priorities.

Sincerely,

Robert R. McGill, Esquire