Federal Gov. and USPS Disability Retirement: The Morning After

The next day always comes; regardless of the anticipatory delay in accepting the harsh reality of the coming days and months after the celebratory pause allowed through an event, a holiday or the respite of a weekend, the morning after always follows, and the reality of facing the inevitability of that which was and is, delayed perhaps for a moment and a glorious interlude, a certainty of subsequent coming.

So the treadmill begins again; the daily grind must be faced; the trauma experienced the day before must now be encountered anew the day after.

Holidays are great periods of quietude and temporary suspensions of reality, but when the presents are all opened and the guests have all left, the reality of facing one’s daily life must be refreshingly embraced.  For Federal and Postal workers who experience a medical condition, such that the medical condition impacts the ability to perform all of the essential elements of one’s job, consideration needs to be given for Disability Retirement — which provides a longer respite and the needed period of recuperative relief in order to attend to one’s medical conditions.

Delay for a period works for that period; procrastination in order to celebrate an event or a holiday is often a necessary interlude; but in the end, the Federal or Postal worker who must file for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, must make some serious decisions and consider the impending consequences, beginning on the day after, and sometimes even the morning after.

For the Federal or Postal Worker who faces a medical condition such that the medical condition prevents one from performing the essential elements of one’s job, it is always the morning after which is the critical period.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Unlike the Superbowl

Since this week requires some profound analogy to the upcoming game between Baltimore and San Francisco, we must submit to the conventionalized mandate.

The Superbowl is an “event”; Federal Disability Retirement is similarly an event, albeit one which requires foresight, planning, and a purposeful step to engage in a change from daily living. There — the analogy has been made and satisfied. Moreover, in truth, most issues which surface in daily life are not based upon expectations of an upcoming event.  

The Superbowl is something which NFL players strive for as a goal; a career-ending injury or medical condition is more akin to what a player suffers on the pathway to that goal.  For Federal and Postal employees, a quiet, consistent and progressive route to a satisfying career is what is sought after.  For many, however, such a solemn and honorable goal is cut short because of unforeseen circumstances — either a physical medical condition, or a psychiatric condition which insidiously begins to disrupt and destroy.

Remember, however, that Federal Disability Retirement is not a complete surrender to a medical condition; that is precisely why the U.S. Office of Personnel Management allows for a person on disability retirement to engage in another vocation, and to work and earn income up to 80% of what one’s former position currently pays.  

The Superbowl is a one-time event per year; beyond that, there are 364 days of daily living which everyone must consider, including the Federal and Postal employee, as well as the star NFL player. Just something to think about, and to maintain a rational, balanced perspective.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: “And the Holidays Are For…”

And the holidays are for (in sequential order):  Celebration of an event; time away from one’s daily routine in order to revitalize one’s health, both mental and physical; enjoyment in the company of one’s family, friends, neighbors, etc.; time to pursue other interests and diversionary delights; and secondary reasons which are just as valid as the primary ones, with the order of priority interchangeably reflecting the time, age and life-phase of each individual.

The one factor which almost always invalidates the previous statement, however, is a medical condition which is chronic, severe, progressively debilitating, and one which prevents one from performing one or more of the essential elements of one’s job.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, that is one of the focal points of consideration for the Federal or Postal Employee — for, if a “day off” is merely another day to recuperate from the toil and degenerative crumbling of one’s health, where daily work is a struggle just to appear, and home is not where the warm hearth occupies the quietude of one’s life, but rather a place merely to pause in a linear continuum of a treadmill, where dread and anxiety are not conceptual constructs but daily realities; then, a “holiday” will not do.

It is time to consider filing for Federal Disability Retirement benefits from OPM.  The old adage that life is too short to toil in a constancy of dread and despair is not just a pithy saying by French existentialists; it is a truism which must be confronted and constructively applied in one’s daily life.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Respites

Preparing, formulating and filing for Federal Disability Retirement benefits from the Office of Personnel Management — if one is a current employee of one’s agency or the U.S. Postal Service or, if separated but it has been less than thirty one (31) days since the separation, then the application for Federal Disability Retirement benefits must be processed through one’s agency; if, on the other hand, you have been separated for more than 31 days, then you must file the application for Federal Disability Retirement benefits directly to the OPM intake office in Boyers, Pennsylvania, which will then be processed and forwarded to the main U.S. Office of Personnel Management in Washington, D.C. — is a process which one should expect will require considerable energy, involving one’s emotional physical, and mental fortitude.  

Filing for the benefit and involving one’s self in the process of the administrative procedure, is rarely — if ever — merely a matter of “filling out forms“.  Yes, there are Standard Forms to be completed (the SF 3107 series for FERS employees; for CSRS employees, SF 2801 series; and the SF 3112 series for both FERS and CSRS employees) — but it is the “connecting of dots” between preparing one’s narrative in the Applicant’s Statement of Disability, the gathering of the medical documentation sufficient to meet the burden of proof of “preponderance of the evidence”, and all of the attendant actions which accompany the creation of the nexus between one’s medical condition and the positional requirements of one’s duties — all of the cumulative aggregation taken as a whole, constitute an imposing, formidable process.  

Fortunately, the Holidays, the weekends, etc., provide a brief respite from such challenges.  But the problem with such periodic and temporary respites, are that they merely serve to remind us that the hurdle still exists, and the process is still to be encountered, and the procrastination of the inevitable must be confronted at some point; and that, in and of itself, is an exhausting thought.  Medical Disability Retirement from OPM is precisely there is provide a long-lasting respite. Delaying by periodic respites only prolongs the time when the true respite, of meaningful duration, may be embraced.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Three-Day Weekend

For Federal and Postal employees contemplating filing for Federal Disability Retirement benefits under FERS or CSRS, the 3-day weekend is a time of respite, recuperation and intermediate period of temporary time-out, in order to regain the energy and sustained endurance to go back to work.  

Pain is a chronic state of being which results in profound exhaustion and fatigue just to fight against it and to attempt to minimize it on a daily basis.  For psychiatric medical conditions, Major Depression, Anxiety, panic attacks, and a host of other conditions and symptoms, are not something which one can simply “will” to overcome.  

Often, the question still is posed whether or not psychiatric conditions are denied by the Office of Personnel Management at a greater rate of consistency than physical medical conditions.  Fortunately, the stigma of psychiatric conditions has diminished.  Whether for physical medical conditions or psychiatric medical conditions, the standard to be met in preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS is the same applicable standards of proof.  

For the 3-day weekender, however, the standard of proof is an irrelevancy, because the time of recuperation is merely temporary, and the cyclical requirement to return to work in a state of exhaustion, pain, or cognitive turmoil must begin anew with another work day.  It might be time to consider filing for Federal Disability Retirement benefits under FERS or CSRS if you find yourself in that state.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Health

As we begin preparing for the upcoming Thanksgiving Holidays, then into Christmas & New Year’s, it is well to pause and consider those things which we often take for granted, but which form the foundation of a productive life and career.  Health is indeed one of those “things” which are taken for granted.  It is somewhat like automobile insurance:  one never thinks about it, until one gets into an accident.

For Federal and Postal employees who are considering filing for Federal Disability Retirement benefits under FERS or CSRS, health often becomes an issue with greater and increasing focal emphasis, precisely because the corresponding ratio between “effort expended” and “result obtained” becomes out of balance, where the chronicity of pain, discomfort, and inability to physically or cognitively engage in certain duties or activities, becomes pronounced the more one attempts greater efforts.  

What to do?  Preparatory work in setting the foundation for a successful future formulation of a Federal Disability Retirement application begins with a good doctor-patient relationship.  It is often a good idea to begin to confide in one’s treating doctor, for that is the basis of a future formulation in considering a Federal Disability Retirement application under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: Recognition

People who are considering filing for disability retirement benefits under FERS & CSRS often come to a recognition that there is life after the Federal Government, right around Thanksgiving, Christmas, and the holiday period in between.  Why?  Because when family, friends and loved ones gather around, and there is some time to recuperate and rejuvenate from the daily grind which further exacerbates and worsens one’s medical conditions, the time of respite, the time of peace and quite, of reflection and time reserved away from work, allows for people to recognize that, Yes, there is life beyond the job, and second, that to continue the daily grind until retirement may result in the inability of one to enjoy one’s retirement in later years.  Good health is a gift; all too often, we misuse that gift.  Happy Thanksgiving to all, and please enjoy a safe holiday weekend.

Sincerely,

Robert R. McGill, Esquire