Medical Retirement under FERS & CSRS: Reference points

They are the connections by which a society maintains a fabric of commonality, whether by myths, narrations of stories handed down, religious knowledge or books and movies.  It used to be that the “Good Book” was the mainstay of the reference points, so that when a person referred to having “eaten the apple”, for a simple example, one immediately knew that the reference points between a sin committed and the origin of that sin had a commonality within a woven fabric of a community’s awareness.

Similarly, people used to refer to books – of classics and works which were generally read and assumed, and when a person made a literary reference in the course of a conversation, it was not to be presumptuous of one’s education or knowledge, but as a “reaching out” in order to establish a membership in the fabric of the greater community.  The expansion of choices, the division of classes within a society, and the fraying of that greater fabric of a society’s common interests – they are all indications of a disintegrating civilization.

Reference points were once assumed; today, they have become rarer; and as the younger generation moves on in concentric circles of technological advancement that become lost in the self-absorption of self-promoting images on Internet-based social forums, so reference points become less common except within the self-contained genres of Facebook, Instagram and Twitter feeds.

Of course, there have always been problems with various reference points – one being the reference point of a medical condition.  For, a person with a medical condition has the private reference point of pain and suffering, and the long stays at a hospital, or the constant visits to the doctor’s office – reference points that few at the office ask about, let alone know about in any detail that would bring about any sense of empathy.

Federal employees and U.S. Postal workers are often the greater culprits of maintaining private reference points, because they continue to push themselves through the pain and agony of a medical condition without complaining, and so there is very little reference point by which coworkers can offer sympathy, empathy or any help at all.

Fortunately, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, does not need any reference points, other than the legal criteria by which one must meet the eligibility reference point.  For, ultimately, the final reference point that the Federal or Postal worker needs, in order to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is the one that establishes that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, and that is the only reference point that matters.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Best/Worst Case Scenario

It is a procedural approach, and those who engage in it often have the greater talents akin to science, engineering, mathematics and symbolic logic.  It is the person who views every contingency in terms of best and worse case scenarios before deciding upon a determined course of action.

But how accurate is the “best” and the “worst”?  How can one determine if the informational input that is “fed” into the substance of that which will result in the output of what is described as the “best” and the “worst” is accurate enough to make it even worthwhile?  Does a gambler enter into a casino and make such assessments? Of thinking to him/herself in terms of: If I place X amount on the table and lost it all, what is the best case scenario, and what is the worst?  When a person begins a career, does he or she begin life with the same approach?  How about marriage?  Or having children?  Or, is it more likely that such an application really has a very limited impact, and should be used sparingly in the daily events of life’s encounters?  Is that a false set of alternatives precisely because there are many incremental and relevant “in-betweens” that may determine one’s course of action?

Perhaps the picture painted of the “best” scenario of outcome determinatives need not be the basis for one’s decision, and even the “worst” case scenario need not be the minimum standard or quality of life that we would accept, but somewhere in between or just shy of that extreme cliff that we have described?  Perhaps they are false alternatives when we present it in that light, with only those two extremes of alternative realities to consider?

For the Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s job with the Federal Agency or the Postal Service, preparing an effective Federal Disability Retirement application does not need to be based upon false alternatives presented, but should instead be based upon a pragmatic step towards recognizing the reality of one’s medical condition, its impact upon one’s capacity and ability to continue in a job or career that may be detrimental to one’s health, and proceed based upon the totality of factors considered – but primarily with a view towards safeguarding one’s health.

Health is that “other factor” that tips the balance of what is the best or worst case scenario; for, in the end, there is no scenario at all without one’s health.

Sincerely,

Robert R. McGill, Esquire

 

Federal Worker Disability Retirement: The minor incident

Does history alter significance of incidents as time heals or otherwise events are forgotten?  Does the perspective of the one directly (or even indirectly) impacted make a difference upon the writing of history, or is it as some cynics have countered – that history is the written narrative of the victors, and everyone else is merely annotated as mere footnotes, if at all?

As the Great War became overshadowed by World War II, or as some historians argued that it was merely a singular war with a brief interlude between; will other wars that follow, as memories fade and the dying veterans no longer appear at parades and salute the tombs of those fallen, overshadow the epic battles fought, the bravery shown and the comrades buried beneath silent crosses of lonely nights?

The private lives that each of us live, and the minor incident that looms large within the encampments of our own minds; the designation of “minor” depends upon a perspective, does it not?

Reading history is an interesting endeavor, if only because it expands by bringing in a third-person perspective of events beyond, issues not thought of, and incidents that never took center stage.  The authors, now dead, of second and third-tier fame, who may have had a book published here or there but are now forgotten upon dusty bookshelves that librarians never notice; and most of us are merely minor incidents in the greater traffic of life’s misgivings.

For Federal employees and U.S. Postal workers who suffer from a medical condition that prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s positional duties, perspectives matter.  A “minor incident” at work can become a major issue – and the medical condition one suffers from, or how the agency views the interaction between the minor incident and the natural consequences of working with a medical condition – and one’s viewpoint in contradistinction to the perspective of the agency can be important.

Whatever the issues that may come about or arise during the process, this much is clear: The Federal agency or the Postal Service has one “viewpoint” about your medical condition, and you have another.  The difference is, you have to suffer the medical condition, while the agency sits idly by and scoffs at the major event as if it is a minor incident.  That may mean that it is time to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal Worker is under FERS, CSRS or CSRS Offset.

Let the determination about whether a specific incident is minor or major be left up to the historian of tomorrow; what you, as a Federal or Postal employee must do, is to contend with the issues of today, and especially the medical condition from which you suffer, and which is far from being a minor incident.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal & Postal Employees: Usurping dreams

What happened to them?  Where did those once youthful and exuberant conduits taking us beyond the monotony of the present disappear to?  When did we allow for “practicality” and “being real”, of “growing up” and “becoming responsible” to usurp the dreams of our youth?  Did we misjudge, misunderstand and misapply the principles first taught, and confuse the two concepts – of having a “realistic viewpoint” and abandoning all dreams and hopeful fantasies?

The two are not mutually exclusive; one can still work upon one’s dreams, yet go about the work-a-day world to make a living and pursue a career.  Ah, but then, life intervenes and interrupts, doesn’t it?  Is that why children are delayed, trips are cancelled and i-phones are kept in sacrosanct altars beneath the altered photographs of our imagined pasts?  Is the procrastination invited, the delayed life intruded upon and the project-time of 5-year plans extended, precisely because if we keep pushing beyond and giving ourselves excuses for inaction, there will one day come a time when we will admit that it is too late?

Usurping dreams is the insidious encroachment of cynicism shadowing our once promising beginnings, and the pendulum that allows for the heavy turn when clocks no longer run, thoughts become stale and creativity is suddenly disposed of, then the stench of human decay begins to set in, and we slowly die a death we once mourned in the youthful hope of our former times.

Usurping dreams is like the virus that gnaws away at the flesh of joy; usurping dreams is like the broken cane that once held the weight of an old man’s hand and allowed for ambulation, and no matter how many time you tape it together or glue the fissure, the weakest point of the break never quite heals; and usurping dreams is like the Book of Plans once gathered, then put aside into the cellar of one’s forgotten memories, only to remain in haunting whispers, always calling, never being heard but in the darkness where fears are touched and enlivened by the sunlight never quite seen for want of bringing back those youthful memories of exuberant smiles and unselfish shouts of pure happiness.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal job, the question is:  Did the career do it; did the medical condition do it; or is there still hope beyond the medical condition and the career?

Preparing a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, has now become a necessity.  The only real question remaining is whether the same pause which allowed for usurping of dreams those many years ago is the identical weakness of groundless fears that prevents you from taking that next step into a still-hopeful future.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Employees: Under the clump of olive trees

There are certain phrases that turn one’s attention, and daydreams of exotic lands and foreign places become projected onto one’s imagination, like camels, Arabian nights and sand dunes in faraway corners.  But, then, reality imposes itself; such places probably exist a few miles hence; those distant lands are now war-torn and deemed by the State Department to be forbidden avenues for sightseers and tourists in cut-off shorts and Hawaiian Shirts (did you know that the latter are apparently “back in style” – as if they ever were?), with warnings and cautionary predictions where officialdom has already evacuated the premises.

The soft snore from a picturesque scene:  the shepherd with a crooked walking stick, the flock grazing in the near distance; a straw hat edged slightly over the forehead, an arm lazily twisted behind as a pillow against the rocky surface; under the cluster of the olive trees, where a partial shadow allows for the coolness in the heat of midday slumber.  Or, what of a child’s delight in fairytales and picture-books, of Arabian nights with camels chewing silently while tents alight with shadows from within reveal the soft mutterings of foreign tongues, yearning for the delectable offerings sizzling atop the burning fires glowing in the star-filled twilight of the vast ocean of sand dunes and shadows.

Of course, those days of yonder years are now gone forever.  There are no scenes of picturesque quietude; in modernity, every corner of the earth has already been visited; the Himalayan monk sits with earphones and scans the images of Facebook and the world he abandoned for prayer, meditation and enlightenment; and that herd of camels has now been replaced by hooded terrorists lurking to kidnap and maim.  Yet, we all retain and preserve those images of quietude and peaceful reserve; in an insane world, a virtual universe of sanity is necessary, even if non-existence must be acknowledged and admitted to.

For each of us, perhaps it constitutes a minor variation:  becoming lost in a sports league; watching movies in regularity of escaping; a hobby in the cavern of one’s garage; physical labor or forlorn love with strangers; this is a society which requires distraction.  Or, as Heidegger puts it, varying projects in order to avoid the ultimate encounter with Nothingness.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition creates a working hell at work, what comprises the image of resting under a clump of olive trees?  Certainly, not the daily grind and antagonism experienced by supervisors, managers and coworkers who disallow any meaningful contribution because of the limitations imposed by the medical condition itself; and, certainly not the enduring of pain and anguish implemented by the constant fight against the illness.

Filing for Federal Disability Retirement benefits is a pathway, for many Federal and Postal employees, to a state where one can attend to, and focus upon, caring for one’s self.  OPM Disability Retirement is a benefit which is part of the employment package for all Federal and Postal employees, and utilization of it requires a proper formulating, preparation and filing through the U.S. Office of Personnel Management, in order to prove one’s entitlement to it.  It is a “means” to an “end”; and the means provide for a pathway outside of the daily pain and suffering which defines one’s life; the “end” is that virtual image we all strive for – to lay one’s head upon a comforting pasture under the clump of olive trees.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability under FERS, CSRS or CSRS Offset: To Lose a Kite

It is that loss of innocence; of a childhood cut and let go, a bifurcation of sorts, where the fluttering tail fades into the misty distance of time past, eternity unfulfilled, and the present moment shattered by a loss not valued by economic standards, but by the negation of that which was, will never be again, and won’t be coming back. The loss of anything is valued by the attachment of human passion, the trembling fear of future consequences known and yet to be determined, and the expectation of a hope left as a residue of hard work and toil.

Do we remember that loss of a kite, at a critical moment in time when the champion of winds clapped and cheered as we controlled the destiny of an artifice so flimsy in manufactured quality and yet defying the aerodynamic laws of the greater universe?  Neither the Law of Newtonian physics nor the quantum theories compromising Einstein’s theoretical constructs could defy the persistence of levitational determination, coupled with a coil of thread in the stubby little hands of a child, with but a tug and a pull; and then, suddenly, it was gone.

Is not the future of an adult like that fleeting moment? What a qualitative difference a day may make; when once free of pain, then to experience the excruciating agony of debilitating onset; or where rationality and promise set the course for future happiness, only to be overwhelmed by fear, anxiety, depression and panic attacks. Life is tough; but when a medical condition intervenes and tears apart the very fabric of living, that compromised life becomes almost an unbearable mesh of a twisted cathartic of impenetrable jungles of psychological, physical and emotional turmoils. For many, there is no escape, and that snap of a thin reed which left the child’s hand empty of promise, is all that remains.

For Federal employees and U.S. Postal workers who have the minimum years of service under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often the best — if not the only — recourse out of a madness undeterred. Federal Disability Retirement is a benefit accorded to all Federal and Postal employees as part of one’s compensation package, and allows a person to stop working, receive what amounts to a lifetime annuity, while accruing more years in building towards a final retirement converted from disability retirement to regular retirement at age 62; and all the while, to live upon that rehabilitative plateau in order to attend to one’s health and well-being.

For, when a Federal or Postal worker is no longer able to perform one or more of the essential elements of one’s job, the choices become stark and limited: To continue in pain and agony; to walk away with nothing to show for one’s efforts and toil; or to file for Federal Disability benefits.

It is like the child who once felt the pleasure of life through the flight of a kite, only to experience the tenuous reed of promise when the snap of the thread leaves the twirling object uncontrolled and uncontrollable, left to the nuances of turmoil and trauma; but to move on is to forge a different path, with the echoes of regret howling in the memories of our childhood consciousness, never to be regained but for a semblance of fated warmth.

Sincerely,

Robert R. McGill, Esquire