Tag Archives: fehb and waiting for disability

OPM Medical Retirement Under the FERS System: Mistakes

We all make them.  Some, because of complicated issues, can never admit to them.  Perhaps you were shamed at one time in making them, and will do everything to cover up any mistakes, hide them, act as if you never made any, or otherwise avoid any indicia of being less than perfect.  Perfection as a self-image is never a healthy state of affairs; for, to err is to be human, and we are never anything less than the graven images we create for the mantle of worshipping.

Some mistakes, of course, are harmless and without any consequences; others, of greater impact, whether limited to the one having made them, or beyond to third parties; and still others, of an irreversible, permanent stain.

Admissions often need to be clothed with euphemisms: “Oh, it was a youthful indiscretion” (What? Even though the mistake was made while he was 40-some years old?); “It was not on purpose”; “It was a momentary lapse of judgment”; etc.  Then, there is the haunting shadow of an overbearing parent who never softened the blow: Instead of, “It’s okay; everyone makes mistakes every now and again”, but of — silence, heavy with judging eyes.  How we handled such responses from an early age heavily influences our ability to admit to them later on.

For Federal employees and U.S. Postal workers who are seeking to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management under FERS, because of a medical condition which prevents the Federal or Postal worker from performing one or more of the basic elements of one’s Federal or Postal job, it is important to keep the mistakes at a minimum, for the mistake which leads to a denial from OPM of a Federal Disability Retirement application can be one mistake too far, like the bridge which needn’t have been fought over.

While most mistakes are correctible, the one mistake which cannot be amended is to put blinders on OPM once they have seen something.  Like a Lockjaw who will never let it go, the clamp of OPM upon a mistake revealed is one which is difficult to pry loose.  To prevent this, contact a Federal/Postal Lawyer who is experienced in Federal Disability Retirement Law, and thus minimize the mistakes from the outset through competent and effective legal representation.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Application: The Facade

In its simplest definition, it is simply the frontal face of a building, expression or impression.  In its more insidious connotation, it is the mask which hides an ugliness within, and thus is meant to deceive.

Or, perhaps not even an ugliness, but of something secretive, of a necessity to cover, to conceal, to brush over in order that people will only notice the skin-deep impression left, the appearance upon first encounter, and not to notice the substance beneath or behind the facade.

Can a mask be kept on for long?  Will the concealment cover for long enough, or wide enough?  And long enough — for what?

Perhaps it is merely a smile to conceal grief; a smirk, to mask pain; or in reverse, of tears in order to contain disgust or anger.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, having a “facade” is most natural, if not a necessity.  You want to seem “as if” — as if you are still able to do your job; as if nothing is wrong; as if….

At some point, however, the facade may not work, and you may have to prepare, formulate and file an effective Federal Disability Retirement application under FERS, through the U.S. Office of Personnel Management.

At that point, the facade which you wore so well may not be the mask you intended, for some may have come to believe that the facade was the actual you without the facade, in which case the facade may have been one facade too many.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Disappearing Fences

That pithy old adage; of “good fences make good neighbors”; it is a saying which old people used to say in delineating acceptable social norms; of an ethos which was generally known, frowned upon when violated, and reflects an antiquated time in our society when everyone “knew” their place.

In modernity, the large corporations have convinced us all that fences are unnecessary; that boundaries are meaningless; that bifurcations no longer apply. Instead, to be “connected” is of utmost importance, and loss of connectivity — even for a day, an hour, a minute — means that your entire source of self-identity may have become expunged from the ethereal universe.

It is all well and good for the wealthy to declare that there should not exist a “division” between one’s personal and professional lives; that your job should be enjoyed as much as in your personal sphere; or that taking calls, doing work, etc. while on vacation or on off-days is completely acceptable.  Fences have all but disappeared.  What was their purpose?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, erecting and maintaining — even building new ones — is important; for, in the end, one’s “quality of life” begins with maintaining one’s health and well-being, but when that health deteriorates and cannot keep up with the demands of work, it might be time then to contact a FERS Attorney who specializes in Federal Disability Retirement Law, if only to establish again that, indeed, good fences make good neighbors.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement from the Office of Personnel Management: How is it?

How is it that the world became the way it is without our knowing it?  How is it that the rules were already in place, the lands already divided, the waters already polluted, the debt already ballooning, the inventions already made — how did that come about, and who told us the history of the “what”, “when” and “where” of the past?  Can a society long endure while ignoring the past of how it developed and came into being?  And who gets to tell the tale of who we are, how we came to be, and why we are the way we are?

Berkeley’s epistemological approach was to confine knowledge to that which we can perceive, thereby attempting to limit the problems inherent in Being, Truth and Reality.  Like so many of the British Empiricists, philosophy was being reduced to mere “language” difficulties and, indeed, history itself may bear out their “rightness” in this question and problematic approach.  There is, of course, a quiet revolution going on about our past, our history, and the telling of who we are.  That is always a good thing, so long as “Truth” is the end-goal of such an endeavor.

But when Truth itself has become relativized as mere language games malleable in the hands for greater artificial intelligence, and where algorithms rule instead of human input which confines it within stated ethical boundaries (and even that is questionable, given the underlying motives and intent of human beings generally), then perhaps Wittgenstein was right after all; it is all a matter of who sees the “truth”, who gets to “tell” it, and who maintains the Tower of Babel in this universe of increasingly unfettered liberty.

In the end, the “how” of the world will forever be revised as perspectives, opinions and viewpoints change; but it is the “who” that controls the lifestream of information and historical data as to what is important; and in this Orwellian world where the glut of information has relativized all truths, we care less about the “how” than the “who”, anymore.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition now impacts the Federal or Postal worker’s ability and capacity to perform one or more of the essential elements of one’s position, the history — or the “how — is important in preparing and formulating one’s Statement of Disability as posited on SF 3112A.  However, remember that all historical contexts must be provided in streamlined form; for, causality is not an issue in a Federal Disability Retirement application (whereas, in OWCP cases, it almost always is), and thus undue focus upon the “how” can detract from an effective Statement of Disability as reflected on SF 3112A.

The world around us may be concerned with the “How” of a question; for an OPM Disability Retirement case, it is the more current “what” that is the necessary focus of articulation.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Foreboding Sense

Are such “feelings” valid?  Does it even make any sense to apply the criteria of validity to a “feeling”, or are there circumstances where a foreboding sense of things can be accepted as a confirmed truth?  Does an outcome-based application of the criteria determine the validity of a feeling?

Say, for example, an individual possesses a 100% success rate in confirming the truth of a foreboding sense — does it validate the feeling?  Or is it based upon the foreboding sense that is declared to others who can confirm it?

A foreboding sense of things to come can, indeed, be valid, both as an outcome-based, retrospective confirmation as well as a singular instance of validity based upon a person’s experience.  For, just as statistical analysis cannot refute the probability of something happening the next time (ask a person who was actually attacked by a shark, or hit by lightening, as to whether the statistical improbability of an event makes any sense), so a person’s foreboding sense of things to come can never be mollified until the passing of a non-occurrence.

Such foreboding, however, can sometimes be assuaged and tempered by greater knowledge gained, and for Federal and Postal workers who suffer from a medical condition where the medical condition is beginning to impact one’s ability and capacity to continue remaining employed with the Federal Agency, it may be time to consult with an attorney to discuss the possibility of filing a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

A foreboding sense of an impending event may be validated by an outcome-based perspective; or, it may be a subconscious capacity to sense something that our conscious senses are unable to quantify.  But of whatever the source, it is often a good idea to confirm the validity of such a foreboding sense, and for Federal or Postal employees who have a foreboding sense of one’s circumstances because of a medical condition, the assuaging potion of choice is to consult with an attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: The worthwhile life

Is that what we are all striving for?  Is the myth that never occurs the one that urges us on?  There are multiple idioms and pithy sayings by which “wisdom” is extracted and thought to be a solid foundation for acting and reacting in certain ways.  “No one ever says at the end of one’s life, ‘I spent too much time with my kid’”.  “Live for tomorrow and you will regret a month of Sundays”.  “Time spent at work is time away from family.”

Yes, yes, all of that is true, but one must still make a living, be productive, “make something of one’s self”.  That last saying – of essentially having one’s 15-minute moment of fame (that was Andy Warhol’s generation, wasn’t it?  Today, it has been shortened by microchips and technological speeds into the milliseconds, so it is no longer applicable) – is what people do, work for, strive to attain and act without shame to achieve; and if so, does that make it all “the worthwhile life”?

What ever happened to those who made it on to some morning show or other, who were interviewed for some act of insanity, some bold moment of fame that captured someone’s imagination somewhere in some unknown sector of a now-forgotten universe?

Recently, there was a “lower-tiered” author who died, who shall remain nameless to maintain a sense of decorum for the dead; and a certain number of books of this now-dead author was obtained, which had been signed and inscribed.  Now, the inscriptions were clearly to her children, and were written with a fondness and private display of affection.  The question that is naturally posed, however, is as follows: Why were the books, inscribed by a “somewhat known” author to the author’s children with such love shown, sold to a used bookstore?  How did they end up there?

From a reader’s perspective, the author may have been deemed a person with a “worthwhile life” – for, to be published, to be well-enough-known, and to produce books that were enjoyed and read; these would, in the eyes of the world, be considered “making a mark upon the world” and deemed to have had a “successful” life.  And, yet – the sad fact of the sale of a book, inscribed to the author’s children, sold for a pittance; it harkens back the pithy saying, in whatever form, that “no one ever said on his deathbed, ‘I didn’t work too much’, but there are more than a few who have said with a last gasp, ‘I didn’t spend enough time with my kid’”.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, that is the point, isn’t it – that to “hold on to” one’s job despite the increasingly debilitating medical condition because one considers the Federal or Postal job to define one’s identity as a “worthwhile” person, is mere folly in the scheme of life’s gifts.

Health, and maintaining one’s health, should be fame enough in pursuance of a Federal Disability Retirement case.  Let the others in posterity of hope determine whether the worthwhile life has been lived, and by whom, but more importantly, for whom.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal Employees: Conspiracy of life

Tabloids lead us to suspect it; odd coincidences force us to confront it; and the amassed aggregate of life experiences allow us to consider seriously the implications of it.  Are there such deliberative interconnections that make seeming chance encounters more than the arbitrary clashes of random events, such that they are planned, coordinated and precipitated by human activity beyond mere statistical anomalies?

If the creation of the natural world can be acceptably explained by evolutionary forces without a grand designer of some relevant intelligence quotient, and if randomness can be explicated by instinctive forces based upon a genetic predisposition for survival, then certainly the conspiracy of life can be readily accepted.

Often, we dismiss and refute sequential events that “could only happen” with some modality of deliberative intent, with a dismissive declaration of, “Naw…it just couldn’t be…”   Yet, we believe in those inane, proverbial truisms, like – “When it rains, it pours”, as events seem to come in bunches, bad luck follows upon acts violating superstitious conduct defying the supernatural, and we still try and avoid making major life decisions when the stars become misaligned during a winter solstice.

And so we remain careful when coming upon the path of a black cat, or refrain from making major life decisions on those Fridays which fall upon an unlucky number; and, beyond, believe that a conspiracy of life may yet manage to subvert, pervert and preemptively undermine the dreams we dream, the fantasies we pursue and the follies we hope for.

For the Federal employee and U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, it is not a far stretch to conceive of, believe in and otherwise suspect a conspiracy of life – precisely because Federal fiefdoms and Postal power-centers are replete with bands of marauding rogues whose sole purpose in life is to harass, intimidate, make life miserable and force the issue of “who is boss”.

Little people with evil souls tend to congregate in places where the frustrations of a personal life spill over into the professional arena of employment contexts.  Always remember, however, the singular focus in preparing an effective Federal Disability Retirement application:  To have it approved by the U.S. Office of Personnel Management.

Thus, if you get “drawn in” to the tangents by invitation of the conspiracy of life, you may regret the wayward course and the detour compelled by losing your way, direction and compass-driven focus that should guide you to ignore those unverified and arbitrary chance events as depicted in superimposed photographs besides outlandish editorial exclamations seen and surreptitiously viewed while standing in line at the grocery store.

Sincerely,

Robert R. McGill, Esquire

 

Federal and Postal Disability Retirement Benefits: Signs

It is the title of a song by a group called, “Five Man Electrical Band”, first released in 1970, then re-released in 1971, and the lyrics intelligently portray a world replete with warnings, admonitions, commands and curtailing threats, demanding of us a conduct of conformity otherwise ignored unless backed by such direct mandates.

Of course, there are the other, more subtle signs that we either ignore or otherwise dismiss because of the quiet manner of reproach initiated.  Those subtle signs as evidenced by facial expressions; of a look unexplainable but surely existent with consequential meaning; or premonitions of rougher surf and winds blowing, animals fleeing to the relative safe havens guided by instinctive alarm; and of the rush of adrenaline raising the tiny prickles upon out neck and backs, in dark corners of unlit areas when sounds so distant precede the visual image of oncoming danger.

Do we pick up on them, or go through life disregarding unless and until the reverberations of such deliberate ignorance shatters the calm and quietude of our joyful resolve to remain blind behind a security of negation?  Those trite statements of permeable permissibility:  “He was a nice, quiet man,” said the neighbor next door after the devastation left by the referent cause; “I never saw it coming,” hoarsely uttered by the hospitalized individual in the midst of destruction and debris-filled lands; “Who would have thought…”  And, indeed, in this universe where thinking is paramount, and observation of subtleties a requirement for survival, it is that which we ignore that can harm and injure.

There are those in life who float through and must be protected by means of oversight and constant care; some drivers on the road (or, perhaps, most of them) have no business carrying a license; it is only because others avoid and careen away that survival without a dent, a bruise or a catastrophic collision carries forth an undisturbed pathway from point A to the destination of choice.  And so we have new signs to consider:  It is now unlawful to text or otherwise use a Smartphone in hand, while others who drive with one hand stuffing a cheeseburger in one’s mouth while drinking a coke with the other, and with that invisible third hand pushing buttons on the panel to change satellite stations – somehow, that is safer because the signs tell us so, or at least implicitly inform as to the priority of current concerns.

For Federal employees and U.S. Postal workers who are surrounded by signs – both subtle and direct – that it is time to move on, ignoring them will not make the underlying, substantive problems dissipate.  Having a medical condition is the first sign, but one which may have no significant impact; but when that medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s positional duties, then such an indicia of life’s intersecting whisper should, at a minimum, be elevated to a “warning”.

And when the signs flashing from the Agency’s perspective – of warnings, threats, harassing actions and administrative sanctions – begin to blare loudly as more than just a passing blur of the speed limit which we all tend to ignore, but instead becomes planted prominently for you and all to see, then it is time to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, so that the signs indicated don’t result in those flashing lights in the review mirror forcing us to stop and be hauled before a magistrate to explain those actions of ignoring such signs which we knew, or should have known, needed to be followed.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from Federal Government Employment: The Echo Chamber

In media, it is the homogenizing effect of drowning out all non-conforming ideas, such that truth becomes the repetition of a lie, or at least the dominant perspective envisioned via a safe environment of simplicity.  To be different is to challenge, and any disruption or potential pause to the status quo means a necessary change to present circumstances.  That is why bureaucracies tend to resist alteration, like the chameleon which stands before a world changing at a pace of warp speed, ensconced in its evolutionary rigidity, unable to adapt but for its genetic code of survivability.

Medical conditions often represent such a threat to the status quo; it is something “different” to deal with, and when asked in terms of “accommodating” an individual with a medical condition, it may mean that others are called upon to alter the staid old ways of doing things.  Further, it is a reminder of one’s mortality and vulnerability, as a walking exclamation point that “but for the grace of…”

For Federal employees and U.S. Postal workers who must contend with such a dualism of reminders, the resistance is palpable, sometimes hidden, often open in hostility and uncaring.  Does filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee who is injured or suffers from a medical condition, seem like “giving up” and “giving in”?  Is there a further point to be made by the Federal or Postal worker who continues to hang on and stay in, “fighting the good fight”, but now more towards internal acrimony as opposed to the “common enemy” of those outsiders who oppose the mission of the agency?

Once, when life was carefree, and we were caught in the womb of warmth where ignorance was bliss and the worries of our youth amounted merely to whether our moms would tuck us in at night, the shattering of reality and of “grown-up” things suddenly came to the fore, and then we stood, alone, facing that uncertain future which our forefathers whispered about, and to which we giggled and strained to hear.

But for the Federal and Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, beware of the echo chamber of life’s misgivings, as it may drown out the only voice of reason which calls for filing for OPM Disability Retirement benefits and “moving on” with life, leaving behind the rest and residue of causes long forgotten and left unopened, like a gift without a child, and a teardrop absent knowing eyes.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Problematic Loss of Confidence

Confidence is an ethereal character trait; in some ways, it is self-perpetuating, as success relies upon it, and feeds it, which in turn reinforces any lack thereof.  At once fleeting but full, the loss of it can be devastating.

For some, a mere look of doubt or suspicion from others can undermine the fullness of possession one may have had of it just a moment before; for others, whether lack of competence or never having had any reason for possession of it appears to matter not, and like self-esteem in the generation of modernity and “me”, a complete void of accomplishments seems not to overturn those who accumulate an abundance of it.  But weakness or negation from outside sources can be the final straw in undermining that sensitive sense of self, and a medical condition which attacks the body, mind and psyche of an individual can be devastating.

Thus, when the Federal or Postal employee who has confidently strode throughout a long and satisfying career, whose performance has raised eyebrows of accolades beyond mere efforts of competence, and where performance reviews have always included adjectives and superlatives searched out beyond mere templates previously applied with thoughtless automation, the introduction of a medical condition into the life of such a Federal or Postal employee can be like the Martian Chronicles revealing the strangeness of alien cultures clashing in a battle of titans heard beyond the roar of civilizations long lost and forgotten.

Federal employees and U.S. Postal workers who struggle with this, resist the necessity of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, precisely because the disbelief is overwhelming that, somehow, this loss of what was once taken for granted, could possibly be.  But as “possibility” includes the building of concrete structures in thin air, whereas “probability” involves the hard computation of one’s life and “reality-living” in a harsh and uncaring universe, so the Federal or Postal employee must take into account that past foundations of accomplishments may not uphold the confidence once shared and held by a Federal agency or the U.S. Postal Service.

Confidence, indeed, is like the golden dust sprinkled sparingly by the fluttering angels of yesteryear; and today is a dawn of dying expectations, where the harsh realities of a medical condition must be faced with a freshness of purpose, reserved for that fight which may require one’s presence on a day in future pasts, unforseen and as of yet unfought.

Sincerely,

Robert R. McGill, Esquire