Tag Archives: fers annuity disability

OPM Disability Retirement under FERS: Empathy and Pain

I feel your pain” has become a declaration of empathetic character in modernity; but whether born of sincerity or from political expediency, one can never know, precisely because empathy as a subjective phenomena is just as elusive as pain itself remains.

How does one assess or judge, evaluate or analyze, confirm or conclude with any amount of certainty, the extent, severity, reality or even of simple existence of that which is subjective by definition?

Pain, like one’s motive, falls within the realm of a person’s own experiential declaration, and is confined by the boundaries of one’s own body and universe of phenomena within the voices of one’s inner conscience and consciousness.

That is why the U.S. Department of Labor, Office of Workers Compensation (OWCP) expends its resources in verifying a claimant’s assertion of pain, limitation of physical activities and restrictions from certain duties, by video-taping hours and hours of a person’s daily activities and recreational engagements — to see whether the subjective claims correspond with the objective participation of external performances.

Why doesn’t the U.S. Office of Personnel Management, for purposes of verifying a disability retirement claim, engage in similar tactics in determining — not “empathy” or the sincerity thereof, and not even necessarily the pain claimed — the extent and severity of medical conditions claimed?

Likely, because the standard and criteria in determining eligibility for the benefits are quite different.

For OWCP purposes, while it is not a retirement system but a means of compensating an injured individual in order to have the ultimate goal of returning him or her back to work, the standard of paying a Federal or Postal worker “temporary total disability” would clearly imply two (2) things.

First, as already stated, that the compensation to be provided is “temporary” (i.e., that it is not meant to remain a permanent feature of earned wage replacement) and Secondly, that a person’s incapacitation is “total” in that he or she is not able to engage in other meaningful employment and, furthermore, that the totality of the disability likely also impacts other areas of his or her life, as well — i.e., leisure activities, recreational participation, or even being able to take out the garbage (a familiar tactic of video-taping in DOL cases).

In a Federal Disability Retirement case, however, under the auspices of the U.S. Office of Personnel Management, a person who is receiving a Federal Disability Retirement annuity is allowed to also work at another job, so long as it is identifiably distinguishable from the former Federal or Postal job from which the FERS Disability Retirement benefits are received, and so long as one remain’s under the “80% rule” that caps one’s earning potential.

Empathy aside, the pain that limits and restricts is often under a cloud of suspicion by the Department of Labor, precisely because “feeling one’s pain” is seen from the side of OWCP as the criteria for paying out benefits, whereas under OPM rules, it is merely a lesser standard in order to remain productive in the private sector.

Sincerely,

Robert R. McGill, Esquire
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement: Who, What, When, Where, How…

The basics of High School Journalism class provide the content of every good narrative in order to inform the reader of the “news of the day” — who is involved; what occurred; when it occurred; where the event occurred; how it impacts the community, the reader, the bystander, the spectator, etc.

A newspaper article is quite different from other forms of writing, for it is meant to inform the public, and the specific reader who purchases the newspaper, of “current events”.  More and more, local newspapers are being bought up by large corporate entities, and the very “local” nature of the newspaper becomes lost as a result.

There are, of course, different types of writings, such as novels, biographies, autobiographies, as well as subsets of genres — of “crime” novels, “romance” novels, and more recently, of the type which Truman Capote created in his “Nonfiction Novel”, In Cold Blood.

In the end, however, all narratives of every genre contain — in one form or another — the identifying content of Who, What, When, Where, How, and why; and preparing a Federal Disability Retirement under FERS is no different, albeit through the genre of the Standard Forms of the SF 3107 series and the SF 3112 series.

Who is the applicant; What medical conditions are being asserted; When did the onset of the medical condition preventing the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job occur; Where does the Federal Disability Retirement applicant reside, and with What Agency?  How does the medical condition prevent the Federal employee or Postal Service worker from performing one or more of the basic elements of one’s Federal or Postal job?

And, while the reading may be rather dry and uninteresting for most, it must — like all narrative genres of every kind — be persuasive as to its core point of the plot.  To assist in making sure that your narrative in a FERS Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, becomes the next “best seller” by becoming approved by OPM, contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: Did Anyone Ask Me?

Being powerless is the plight of most; feeling powerless, the reality with few exceptions.  Even the wealthiest of the world have limited control; for, a devastating illness can in an instant make one’s wealth irrelevant, if not a burden.  And of the world in which we abide in — did anyone ever ask me whether or not this is the pathway I wanted to construct?

Did anyone ask me whether the creation of the personal computer, of emails and attachments being sent electronically; of social media where kids no longer engage in the real world but merely through virtual means; of endless wars and school shootings; of geopolitical decisions, worldwide inflation and shortage of goods and services — Did anyone ever stop and ask me whether decisions made at world conferences was what I wanted?  No — and no one ever will.

But there are certain levels of decision-making — of questions which must be asked and can only be answered by the individuals — which can and must be taken hold by specific individuals.  Such as: Preparing, formulating and filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Only the Federal and Postal worker who has been impacted by a disabling medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job can answer the question: Do I need to file for Federal Disability Retirement benefits under FERS?

So — while the rest of the world’s questions are often never asked of most individuals, there are some which are, and for help in answering those important questions, contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, where in the end, you can answer “yes” to the question, Did Anyone Ask Me?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Claims: The Chaotic Reflection

We all yearn for constancy and predictability; few of us regard the chaotic life as the preferable one.  There are those few, perhaps, who thrive upon the unpredictable; who see chaos in one’s life as the necessary challenge to “charge up” one’s internal batteries.

Furthermore, there is an inner-outer connection when chaos rules: When the outer world — the objective universe through which each of us must maneuver — becomes a crumbling assortment of inconsistencies, then the “inner” world (the world of our mind, thoughts, concepts and imaginary constructs) often needs a period of quietude and calm.

Conversely, when the turmoil of life impacts our inner consciousness, then we seek the relief of outer dependability and predictability.  When both are in a state of chaos, we often step near the cliff of our lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that their careers and lives feel “upended”, the firm predictability of seeking and obtaining a Federal Disability Retirement annuity under FERS becomes the hope of light for the future.

The world around us is often chaotic as it is — of wars which upend the decency and calm we seek in our own inner lives; of political upheaval and contentiousness abounding, etc. — and some form of a greater future portending predictability and dependability becomes all the more necessary for the calm required in the inner world of our own consciousness.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and by seeking the advice and counsel of a lawyer experienced in Federal Disability Retirement, the Federal or Postal Worker will hopefully attain a calm of inner peace to reflect a counterbalance to the chaotic reflection of the outer world.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement Law: Difficult Times

We tend to think that ours represents the apex of such characterizations, but such a view would betray our ignorance of history.  Whether defined within the limits of our own personal circumstances, or by contrast to others within the same country; or, if one takes into account the world — other nations — “difficult” becomes relative, and can never be taken in a vacuum within the historicity of such a linear perspective.

Reading about the Great Depression, one immediately recognizes the fallacy of attributing these difficult times in descriptive adjectives which fail to accurately portray an appropriate contrast to modernity; of going hungry for days; of rampant homelessness; of rudimentary health care, and so much more.

Yet, comparing one’s present circumstances to prior historical models does nothing to diminish the crisis one experiences today — for, indeed, these are difficult times, and very little comfort can be achieved by hearing the words, “Yes, but others have had it worse”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one of more of the essential elements of one’s Federal or Postal job, recognizing one’s own “difficult times” is the first step towards initiating the necessary process of preparing, formulating and filing an effective Federal or Postal Disability Retirement claim through the U.S. Office of Personnel Management, under FERS.

Whether the Great Depression or other malevolent times were worse or not, matters little.  What matters is to move forward in life regardless of past historical circumstance, and to contact a FERS Attorney who specializes in Federal Disability Retirement Law so that these difficult times may see the light of a future which offers greater hope than the despair of modernity, or of past times, as well.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Office of Personnel Management (OPM) Disability Retirement Benefits: Other Languages

Learning another language is an interesting phenomena — one requiring difficult dedication, a capacity for memorization (even with access to Google and the easy tools of translation, vocabulary, etc.) and a requirement of patience.  Perhaps you studied the language in college, or grew up in a foreign country where, as a child, speaking it was a natural way of life, somewhat like the process of osmosis.

Each language, of course, has its subtleties; some are more foreign than others.  French uses many words similar to English; Japanese or Chinese, on the other hand, are languages which do not share a common origin, and thus are often considered more difficult to learn.

Pronunciation of any foreign language is another matter altogether.  In some ways, the process of learning a foreign language is akin to learning a new “language game” — to understanding and comprehending terms and concepts in a different field or discipline.

Filing for Federal Disability Retirement benefits under FERS is somewhat like learning a new language, and the fluency with which one masters the concepts and legal strategies will often determine the pathway of success or failure.  Contact an OPM/MSPB Attorney who specializes in Federal Disability Retirement Law, and leave the learning of this “language” to an expert who speaks it fluently.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employment Disability Retirement: The Un-Factor

Why is it that the prefix, “Un”, often connotes and implies more than merely a negation of the root word?  It doesn’t merely give a negative or opposite meaning in adjectives, as well as their derivative adverbs, nouns, etc.

Look at words such as “unceremoniously” — such treatment doesn’t just mean that a person was treated in a fashion negating any ceremony; rather, it often implies that a person was mis-treated and ill-used, as in, “The individual was unceremoniously kicked out of the building, accompanied by security guards and other personnel.”  Or, how about the word, “unknown”?  Does it mean the opposite of “known”, as a mere negation of knowledge or comprehension?  Or, does it often have the added connotation of some mysterious, dark force that hides and conceals nefarious and evil intentions?

The Un-factor is a natural consequence of how we exaggerate and enhance the negative, and life often reflects that tendency — of a magnified fear of an opposite and an exponential exacerbation of the commonality of an otherwise normal event.  Medical conditions tend to do that — of becoming an “un” factor in that the undoing of one’s health begins to undermine the stability of one’s life. It begins to skewer a person’s balanced perspective by making the world around you unbalanced.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is a good idea to consult with an OPM Disability Attorney to get the proper perspective, to receive a balanced opinion and get a legally sound opinion on whether or not Federal Disability Retirement is a viable option to the Un-Factor.  For, the unfairness of it all will only worsen if you remain uninformed in this unseen world of unfitting individuals in the uncharacteristic universe of Federal Disability Retirement, unless you unravel the un-factor.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Qualifying Standard

What if a group of individuals gathered to compete in a race, of sorts, and trained, engaged in strenuous preparatory work and did all of the things necessary in order to “qualify”? They all gather on the agreed-upon date and, in customary athletic clothing, run a predetermined distance where 3 individuals out of ten cross a white line in sequential fashion. There is no doubt as to who the 3 “front runners” were. Yet, when the prizes are handed out, they are given to the 10th, 7th and 5th place runners. There is an understandable uproar. A protest is filed.

Umpires and referees gather (are there such people, or is that just in baseball, football, soccer and basketball?) and discuss the situation at length. Small, hand-held rule books are consulted and the audience sits in anguished silence as the outcome is debated in a deliberative fashion. Furrowed eyebrows are mashed in faces of concerned silence; the crowd that had gathered to witness the sporting event argue vociferously over the unfairness of it all; television crews have arrived, having been tipped off that a major scandal has been scented and the sharks have gathered for the afternoon kill.

No one notices that a little old man who has stood watching the entire spectacle with a peaceful, quiet calm has slowly made his way onto the platform where a microphone has been set up. He approaches the podium, adjusts the contraption and begins thus: “Ahem”. He pauses, waiting for everyone at the event to recognize the point from where the clearing of his throat originated, and continues on: “I am Mr. X; I organized this event. If you look at the last paragraph of the rules-book, it specifically states the following: ‘Mr. X is the sole determiner of the qualifying standard’. I am, as I said, Mr. X, and I determined that runners 5, 7 and 10 are the winners. End of story”. The little old man then turns around and walks back down, and away from the event.

Now, for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition leads the Federal or Postal employee to file for Federal Disability Retirement benefits, this story may appear to parallel the manner in which the U.S. Office of Personnel Management acts: As a law unto itself.

Fortunately, they are not the sole arbiter of the qualifying standard and, instead, there is such a thing as “The Law”. In order to apply the law and force OPM to follow the true and only qualifying standard, however, it is necessary to “know” the law; and, in order to do that, it is best to consult with an attorney who specializes in Federal Disability Retirement Law. Otherwise, you might be subject to the same standard (or lack thereof) as the little old man who does what he wants on any given day depending on how he feels on that day, or in that moment.

Sincerely,

Robert R.McGill, Esquire

 

OPM Disability Retirement Appeal: Second Opportunities

In life, how often do we get a “second opportunity”?  To correct a past mistake; to avoid the consequences of an error committed; to rekindle a damaged relationship; and other acts of revitalized and redemptive scenarios rarely allowed.

Second opportunities, and the rare third ones, allow for erasures to be made, modifications to be incorporated and additional, corrective information to be inserted.  Of the following, what would one think? “Oh, a mistake was made in the contract which goes against you, but not to worry, go ahead and make the changes and we can sign everything again as if … “ Or: “Oh, your rich aunt disinherited you after you called her that horrible name and in a drunken rage knocked her over the head with vase, but not to worry, she forgives you and has placed you back in her will.”

Those are, to be sure, instances of second opportunities, but rarely to be had and more likely to occur in fictionalized accounts of redemptive fantasies otherwise unpublished because of their unlikely occurrences.

For Federal employees and U.S. Postal Workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the “Second Opportunity” (and the “Third”) comes in the form of the Reconsideration Stage, and then an appeal to the U.S. Merit Systems Protection Board.

Don’t let such an opportunity for corrective action slip through the “proverbial fingers” by making the same mistake twice.  It is, at either the Reconsideration Stage or the appeal to the MSPB, an opportunity to fill in any gaps (whether merely perceived by OPM or substantively existing, it doesn’t really matter); and to reinforce any lack of medical evidence by having the opportunity to supplement, and even modify, statements made or omissions allowed.

Some OPM Disability Retirement cases may be weak in their very essence, whether because of lack of medical support or because of other reasons undefinable; other cases may simply need further development, explanation or supplemental evidence to “shore up” the unpersuasive peripheral issues that have appeared in the case.  Both the Reconsideration Stage, as well as the appeal to the U.S. Merit Systems Protection Board, open opportunities to resolve one’s case in one’s favor — by being granted the ultimate end and goal with an approval of one’s Federal Disability Retirement application.

The road to attain that goal, however, must sometimes travel through multiple doors and second opportunities, and that is how one should see the Second (Reconsideration) and Third (an appeal to the MSPB) Stages of the process in trying to get one’s OPM Disability Retirement application approved.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: False notions

We all possess them; some, more than others; most, of a harmless variety where — so long as they are kept private and unannounced like an illegitimate child kept from the knowledge of one’s spouse, friends and family — no consequences ensue from the mere “having” of them.  False notions can take many forms, and on the spectrum of held beliefs, so long as one never “acts” upon them or otherwise expresses them in polite society, they remain the eccentric uncle that visits periodically but for short stays, and always tries to remain unobtrusive.

Say a person believes that the earth is flat — yes, there are many such people, to the extent that there are contingents of “flat earth societies” cropping up everywhere — but moreover, not only that the earth is flat, but you also believe that martians live on the far side of the moon, that every book published in the world over is written by Shakespeare, and that there is truly a wizard of Oz that controls the mechanism of the universe.  What harm is there in believing any of those?

Perhaps some are false notions; perhaps others are not.  So long as they do not intersect with conversations in the public domain, or do not interfere in the daily activities of living one’s life, is there any harm to possessing, maintaining, retaining and ascribing to false notions?

Take it a step further, however, and insert the following hypothetical: At a “get together” with coworkers and other departmental or other office personnel, a conversation begins with a group of gathered men and women, and someone begins talking about a new book that has just been reviewed by the New York Times Book Review Section, and one of the individuals pipes in that it, too, was written by Shakespeare.

The first person says, “No, no, it was written by so-and-so”, but the second individual persists and insists, and an argument starts: “No, it was written by Shakespeare.”  “You’re crazy.”  “No, you don’t know a thing!”  “And you probably believe that the earth is flat.”  And on and on.  Now, the next day, everyone is back at work — has anything changed?

Holding on to the false notions has not disrupted the flow of productivity, and the fact that one’s false notions were inserted unnecessarily into the daily discourse of other’s beliefs and understanding of an individual, has not disrupted the objective universe of those who gained further knowledge of another’s belief system.  False notions, then, so long as they remain private, or even when inserted into the public domain but without objective interference, may remain unobtrusive.

For Federal employees and U.S. Postal workers, however, who suffer from a medical condition, such that the medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, a false notion can indeed have some deleterious consequences.

If you, as a Federal or Postal employee, possess a false notion of pride, or of loyalty to the Agency or the Postal Service at the expense of your health, and thus delay preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether as a FERS, CSRS or CSRS-Offset employee, the impact of further delay or procrastination can impact your health.

False notions are fine to foolhardily have fun with, but when it intersects with your health, it is time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with OPM.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Attorney