FERS Medical Disability Retirement: Health at What Price

Everything has a price to pay — whether in terms of monetary value, or by some other quantification, by terms of labor, effort expended, a return of some negligible cost, etc.  In a capitalistic society, we tend to think always in terms of bartered values — is doing X “worthwhile”?  Does buying Y give me the best value for the money expended?

Then, there are times when no amount of money can “make up” for the experience or phenomena, as in precious moments with your kids, the expensive but “once-in-a-lifetime” trip to Rome; or even to a restaurant to celebrate an event.

In this country, where money determines status, accessibility and opportunity to an exponential degree, the language of price, value and bartering of commodities is diffusely peppered throughout our cognitive dictionaries.  Does everything have a price?  Can anything be bought, bartered and traded for?  Can you put a pice on your health?

For Federal employees and Postal Workers who suffer from a illness or disability such that this particular illness or disability prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal job, the issue of health — the deterioration, the chronic and progressive symptoms involved — is often tied closely to whether continuing to work at the Federal or Postal job further exacerbates the decline of your health.

When that point comes — of that critical juncture where continuation in the job adds to the decline of your health — then it is time to ask the question, My health at what price?

And when you arrive at that critical juncture, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that important question, Health at What Price?

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits: The Players

Whether in a play, on a sports team or surrounding a poker table, they comprise the gamut of those involved, whether of centrality, marginal, peripheral, “somewhat”, etc.

In life generally, we have a “role” to play.  Some begin to find such terms to imply inauthenticity; but in any household, in any company, in any game, there are central characters, role players, bit-players and even “the boss”.  Or, in a family — of a father, a husband, the primary earner, etc.

It is always good to know “the players” in any circumstance, because they are the ones who must be dealt with, understood, tolerated, placed in the properly assigned status, etc.  Characters in plays, books, short stories, etc., likewise encompass the universe of the players involved.

In a Federal Disability Retirement case, there are also “the players” — the doctors (who will support a case); the agency’s Human Resources personnel; the Initial decider at OPM; the potential decider at the Reconsideration level; the Administrative Judge at the MSPB — all are players, whether currently inactive or potentially involved.  And your lawyer — a specialist in Federal Disability Retirement Law — should be one of the central players.

Contact a disability attorney who specializes in Federal Disability Retirement Law, and begin to round up the cast of characters who will play an integral role in your quest for OPM Disability Retirement Law — the “players” who will be playing in the field of Federal Disability Retirement.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Medical Retirement under FERS: The Silent Troll

OPM silently trolls the Internet.  You may not think that such activity poses a risk to you, but you should be fully aware of it.  By “troll” is not meant to include posting inflammatory remarks or initiating controversial discussions on the Web; rather, they silently and quietly view any postings and activities you may be involved in.  They will “spy” on your activities and use what is online as an argument to try and undermine and deny your Federal Disability Retirement application.

Thus, if you are a Postal worker, for example, and claim that you are unable to perform your physical duties as a Letter Carrier, Mail Handler, etc., but you have an Internet Web Page which claims that you are physically fit, a Facebook photo that shows you running a marathon, or a business that involves physical labor, etc., they will use your own postings against you.  Or, perhaps you are a Federal employee who can no longer perform a cognitive-intensive job, but have an Internet-based business as a consulting firm, or some similar work requiring cognitive-intensive work.  Guess what?  OPM may use that against you.

Of course, claims made on the Internet can be quite misleading.  For example, you may be a partner for an Internet-based business in “name only” — meaning that all of the work is done by a sibling or a close friend.  Or, it may be that the “self-pacing” element of running your own business is what allows you to have such an Internet-based business.  However, be that as it may, you should be aware that OPM is the Silent Troll who collects such information for a singular purpose: To deny your Federal Disability Retirement application.

Consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and begin to safeguard a benefit which is your right to assert.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Employee Disability Retirement: The Theme

Every story has a theme.  It is the topic, the “subject”, or just an idea — that recurs throughout the narrative.  For David Copperfield, perhaps it was the constant struggle between ignorance and knowledge; for Salinger’s Catcher in the Rye, maybe the phoniness of the life we lead in contrast to the author’s personally horrific experiences during WWII.

Every person’s life has a them; most of us, unfortunately, fail to recognize it, and it is this very failure which often leads to the repeated mistakes made throughout.

The story of one’s Federal Disability Retirement application should have a theme — one which is woven throughout one’s narrative in a Federal Disability Retirement application, especially in the Applicant’s Statement of Disability as delineated on SF 3112A.  Beset with dealing with the medical issues themselves, the Federal or Postal worker will often fail to recognize the theme — perhaps it is one of constant struggle for the past year; or, the progressive deteriorating as reflected in the medical notations here and there.

Whatever the theme of one’s story, a FERS expert in Federal Disability Retirement Law will be able to squeeze from the quietude of one’s story, the theme which overrides and pervades throughout.  Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin to formulate your theme which will persuade OPM of the validity, poignancy and necessity of your Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Future Robbing Present

How much time do we spend worrying about the future?

In this concerning age, where debts keep rising, expenses keep increasing, wages remain stagnant and instability around the world continues as a reality we are all faced with — the amount of time spent in anxious anticipation of a future not yet established is a reality which we all must constrain.

Planning for the future is a necessity; articulating plans and loosely following them, a nuisance; but what of worrying about a projected experience not yet upon us — is it a mere waste of time?

The future robs the present by keeping our focus outside of the experiences of the present; whether by brooding about it, being lost in thought for it or merely fidgeting with anxiousness towards it; it all amounts to the same:  The joy of a present experience is lost because of the worry which overwhelms us.

Of the past — we tend to relish or regret it; but inasmuch as it is something that has already occurred, we do not obsessively remain in that time slot; unless, of course, we fear the consequences of past actions upon future events.  But it is for present circumstances that may trigger future worries — as in a medical condition currently experienced that we project into the future as to the medical condition’s capacity to impact our anticipated lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition will likely prevent the Federal or Postal worker — in the future of, say, 6 months hence, 12 months beyond, 3-5 years of becoming — from performing one or more of the essential elements of his or her Federal or Postal job, it is always a good idea to consider early in filing for Federal Disability Retirement benefits under FERS.

If worry for the future is robbing the present, then it is time to consult with an Attorney who specializes in Federal Disability Retirement Law.  Worrying about the future will not change or alter the course of events yet to come; to prepare for a pathway towards such change for the future, it is wise to first consult with an experienced Federal Disability Retirement Attorney, lest the future come upon you unprepared and like a thief in the night robbing you of your present.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: The character of each day

What does the day bring?  Do we awaken, put our finger up to the winds of time or the breeze of the day and ask that question before getting up, dressing and opening the door into a world beyond that may or may not fulfill the promises we believe to be granted?  Or, regardless of the indications, the barometers that forewarn or the compass that fails to direct, do we nevertheless move forward and tackle the challenges faced or otherwise deliberately and willfully avoid?

Does it make a difference, in an “objective” sense, whether we consult the horoscope or check the biodynamic calendar to see if it is an “unfortunate” day to engage in this or that activity; or to stay away from groups of people identified by certain signs or symptoms, revealed or otherwise concealed?

What determines the character of each day – the world at large, the elements within, of the person who steps out into the world?  Or, like the old puzzle that even the Sphinx could not answer, is it by genetic dominance, predetermination and the innate structure of our DNA, or the environment that one is brought up in that forms and conforms the individual personality, content and essence of an individual?

It is always interesting to observe the ritualistic tendencies of each individual that one engages in before battling the turmoil of the day’s challenges; whether one exercises before or after; does eating a meal energize or bloat; are there superstitions embraced before the car door is opened and shut and the engine of time begins the day; these and more determine the character, for many, of each day.

For the Federal employee and U.S. Postal worker who must by necessity battle with the medical condition unasked for, unsolicited and without regard to a choice of superstitions allowed, the character of each day has already been somewhat determined.  The only question remaining is, can you endure the harassment from the job, the lack of respect and the constant undermining of accommodations requested by forging forward despite the lack of character in others already shown each day, or is it time to prepare an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset?

Sometimes, the character of the each day is determined not so much by the content of one’s own inner strength, but by the lack thereof in others, and that is something that you cannot do anything about except to “move on” and leave behind the Federal agency or the Postal facility that fails to show any character at all, each day or any day.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Comfort Zones

For animals, they are often designated as “arc of flight” — that invisible periphery where violation results in immediate retreat or thoughtless stampede.  For humans, it is identified as one’s “space”, or “privacy bubble”, and while self-control and societal norms have curtailed and somewhat dulled the thousands of years of evolutionary refinements to reactive instincts, the palpable discomfort manifested, the shifting unease of taboos violated, and for some, an onset of panic and heightened anxiety are the resulting characteristics of Darwinian antecedents.

Comfort zones apply to the generic aegis of such unseen safety nets.  For most of us, it is comprised of predictability and the security which comes from repetitive monotony.  That is why, even to one’s detriment, one will cling to the known quantity, even if the attraction of the unknown outweighs with obvious benefits and accruals.  Like the frog which sits calmly in a pot of water ever increasingly rising in temperature, the person who walks about within the confines of one’s comfort zone is in danger always of violative harm.

For the Federal employee and the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, the question of the flashpoint — the intersection of continuing in one’s capacity and the harm it inflicts by doing so — is a complex admixture of needs, wants, comfort zones and the desire to persist.

Federal employees and U.S. Postal workers are a hard-working bunch who, in their collective stubbornness, refuse to give up.  Whether under FERS, CSRS or CSRS Offset matters not; it is not the system, the benefits nor the years of service; rather, it is often the career itself and the involvement with the “mission of the agency”.  It is a sense of belonging, of being part of a group of individuals, an agency, a department, and always with a sense of purpose and sometimes with a clarity of future endeavors.

Having gone to work for these many years, the value of daily routine cannot be underestimated, and therein lies the essence of one’s comfort zone:  life and the foreseeable future.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is a violation of one’s comfort zone.  It is tantamount to entering the arc of flight for a flock of sheep, or the privacy bubble at a social gathering.  But when a medical condition mandates the necessity of a step for self-preservation, any consideration for one’s comfort zone should be set aside, as the road to attaining the purposive end of an OPM Disability Retirement annuity may test the very fabric of invisible characteristics yet to be revealed.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Lawyer: The Balance of Body

Have you ever noticed that, if you attempt to compensate with one extremity over another, whether because of pain or temporary incapacitation in an attempt to alleviate and relieve the lesser limb, that the one in use becomes slowly debilitated as well?  The body is a balanced mechanism; it is designed to work in coordinated fashion, as a unit of entirety.  It may well be that if one component of that working aggregate requires temporary suspension, that another unit may, for a time, serve as the greater replacement by working “overtime”; but in the end, all workers are expected to return to full labor, lest the entire operation itself shuts down.

That is why pain and similar symptoms serve as a warning system for a greater condition.  People often think that compensating for a medical condition can be derived through persevering and ignoring; instead, what happens is that the other parts of the body begin to shut down and deteriorate.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties in the Federal Sector, the attempt to overcompensate often leads to greater exacerbation, both in terms of the medical condition itself, as well as for the agency through bringing greater attention to one’s self.

It may be that a Federal or Postal worker may, for a time, get away with persevering and neglect of the warning systems; but in the end, the intricate and delicate balance of body, like the greater ecosystem of nature, will begin to reveal signs of wear and decay, and the time lost in taking the necessary steps will merely be unrecoverable segments of lapsed periods, where commas and pauses needed to be overcome in the preparation, formulation and filing of a Federal Disability Retirement with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Attorney: The Cauldron of One’s Past

The oversized iron pot hangs over the open fire, and the gurgling of ingredients steams and burps the lid in predictable sequences of rhythmic timing; the aroma is an admixture of sweet and mysterious combinations of one knows-not-what; perhaps of bones, marrow and herbs, here a whiff of something which touches upon the dark recesses of one’s memory, and there a hint of harboring horrors, reminding us of past deeds and loathsome reminiscences.

The figure who stands hunched over the source of pervading uprisings, is covered in a dark shawl; a bony hand gripping the large wooden ladle, mixing, turning, crouching over to sniff and taste; and from the chasm of the figure’s hollow mouth, toothless and echoing a chamber of snorting chafes, the sigh of satisfaction emits, as the cauldron of one’s past is ready to be served.  And so the story goes.

Who among us would want the fullness of one’s past and history of deeds to be revealed?  What pot would hold the full taste of one’s misdeeds, private concerns and actions engaged?

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, the process itself sometimes feels like one is forced to partake of a witch’s brew — who will be in the mix?  What private information will have to be revealed?  When will the pot of information be ready?  Who will mix the ingredients?  The mysteries contained within the mixture of the witch’s brew is indeed terrifying.  Every process which is unknown and, moreover, unknowable, is one fraught with concerns and trepidation of purpose.

For Federal and Postal employees under FERS, CSRS or CSRS Offset, the decision to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is like the witch’s cauldron — it must bring to the fore one’s current circumstances (the medical condition), the impact upon the future (finances, future job prospects, etc.), and potentially the confrontation with one’s past (agencies love to do that).

The key is to understand the complexities of the administrative process, and to maneuver through the bureaucracy of the witch’s brew.  In doing that, one must always be cognizant of the cauldron of one’s past, and keep out of the reach and grasp of those bony fingers which reach out to encircle one’s throat, lest you become an ingredient in the admixture of the skeletons found at the bottom of the pot.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Disambiguation

Aside from being an ugly word, it begins with the premise of negation and mistake.  As a reversing force, it clearly undermines the root word and takes away from the primary centrality of meaning.  It is the ambiguity which needs to be corrected.

In narrative forms, where stated purpose is important to convey, to begin with a lack of communicative clarity presents a problem of origins.  Where one begins; how one came to be formed; the historical context of one’s existence; these are all contained in the roots of the pretext of being:  “The beginning…”

For Federal employees and U.S. Postal workers embarking upon the voyage of formulating, preparing and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the important lessons to be gleaned from such a concept is that the vehicle of the written word is best put forth at the outset without a later need for correction.

Arguing one’s medical condition, and the linguistic bridge between one’s positional description of duties for a Federal agency or the U.S. Postal Service job, requires a clear and linear methodology of logical argumentation.  Preparing an effective Federal Disability Retirement application should not lead the reviewer at OPM to scratch one’s head in confusion; rather, there should be an unwavering “point-by-point” roadmap like an unequivocal teleology of straight and narrow discourse, without confusion, without puzzlement, and certainly without the creation of an endless maze.

There are times when convoluted discourse has an intended effect, and where lack of core clarity may have its advantages (look, for instance, at politicians who dissemble for obvious reasons on those sensitive “issues” during a debate); but walking on a bridge without railings on a thick misty morning has its dangers, and it is better not to have fallen, than to learn that the depths of the rushing waters below requires more than just an ordinary swimmer’s strength.

Sincerely,

Robert R. McGill, Esquire